The heavens start with letting the bullets fly

Chapter 659
After handling a period of official business in the capital, settled the Jia family in the name of relatives, and made some finishing touches in the capital, Chen Zhao returned to Jinmen with his wife and concubine.

During this period, naturally, she had a lot of love with Li Wanlang as a concubine.

It's really hot...

Daiyu and the others may or may not have known, but Chen Zhao did not bring Li Wan home, which was already the best respect for them.

……

After returning to Jinmen, Chen Zhao had already accumulated too many things. Letters and documents came from all over the three major trading companies. One thing was mentioned in it. , They are all making money everywhere, and they are all profitable transactions. The gold and silver are recorded in the account, but the gold and silver are of different quality, and they are exchanged for discounts. The difference in quality is a big trouble.

Moreover, the scale of the business is getting bigger and bigger. The Zhengfei system began to set up locations all over the world, and more and more bulk gold and silver were transported. They are all excellent, but no one dares to say that they can be well protected every time, and the risk is really not small.

Business opportunities change, and there is always a time to make money, but it is not always the case that there are gold and silver in the shops everywhere, because the delay is really not worth it.

Furthermore, the exchange of gold and silver is also troublesome. Different colors have different discount ratios. This process also has losses, and there are also opportunities for ups and downs.

Chen Zhao has served as emperor for several times, and his understanding of finance is relatively insufficient. Although he has only been the leader of Jinyiwei in this world, he is not very clear about relevant financial knowledge, but no matter how unclear he is, he has also experienced the information explosion of later generations. I still know the superficial knowledge of the financial world.

Besides, there are answers to this kind of thing in history.

For example, Jiaozi in the Northern Song Dynasty, the ticket shop of the eight imperial merchants, etc.

At this stage, banknotes can be issued.

Now the Zhengfei system has enough outlets and a complete network in Daming, and has accumulated enough gold and silver. It has matured in all aspects, and there have been precedents.

In fact, between Beijing and Tianjin, as well as between the north and the south of the Yangtze River, large-scale gold and silver transfers and entry and exit are also inconvenient in one way or another. In other words, the branches of the three major trading companies issue bills to each other, and settle accounts every six months.

People like Lu Xiaofeng, who are rich and powerful in the Jianghu, also use bank tickets to travel in the Jianghu.

It can easily be 5000 taels or 1 taels, which is quite rich!
Now Zhengfei Commercial Bank is established by relying on the three major trading companies. The plate is large enough and the reputation is extremely high. Whether it is a noble city in the capital or a local wealthy merchant, when large-scale gold and silver allocations are made, they all ask the Zhengfei system for help. Then pay a certain percentage of fees, among other things, the head of Shaolin Wudang invites Lu Xiaofeng to do business, and some violent groups ask Sikong Zhaixing to steal things.

That is to say, the Zhengfei system is not only a bank of major shops, but also a bank of the whole world. When Chen Zhao set up a commercial bank in Yangzhou, he just wanted to gain a firm foothold in the officialdom of the Great Zhou. It has the scale and situation of today.

Think about it, when the group of Protestants on the Mayflower landed in America, they only thought about surviving, and never thought of the powerful and incomparable empire that came later.

Now Chen Zhao formalized the existing customs and rules, and then formally issued bank notes that are used in the positive and negative systems, which is also a matter of course.

Chen Zhao changed Zhengfei Commercial Bank into Zhengfei Bank, responsible for absorbing the gold and silver of the entire Zhengfei system, and then issuing verification and write-off bank notes, and responsible for related circulation. The accumulation and circulation of money is the foundation of the system.

This is also the original intention of Zhengfei Commercial Bank.

However, the three major trading companies and insurance companies are doing these functions themselves, so there is no need to list a separate department to carry out these functions. This involves the second problem. In fact, there is an incognito problem, that is, the amount of coins minted in Dazhou is extremely insufficient.

The most circulating in the market now is the Yongshun Tongbao minted during the period of the Supreme Emperor, but what is absurd is that the total amount of Yongshun Tongbao currently on the market, including those in Japan and Nanyang, is almost dozens of times that of the original official mints, and even more absurd things Yes, the quality of the official copper coins cast by the Great Zhou Dynasty is far inferior to that jointly cast by the Wa Kingdom and the Great Ming Sea Lords. Most of the coins that are popular in the market are privately cast.

Moreover, the uneven quality of minted coins is also a big problem. If it is inconvenient to exchange gold and silver and replace them with lower-value copper coins, it will only be more troublesome in the end, and the credit value of silver tickets will also decrease.

After all, comparatively speaking, the value of gold and silver is constant.

The so-called "money is naturally gold and silver, and gold and silver are naturally not currency" is an eternal truth.

How to deal with this situation?
Naturally, gold and silver coins were minted.

Chen Zhao owns Jinmenwei, three major trading companies, Zhengfei Bank, and reserves of gold and silver, which can be said to be the wealth of the country.

Because of the development of commerce, Jinmenwei already has large and small factories, and has a more mature hydraulic mechanical system. Technology is no longer a problem, and gold and silver reserves are no longer a problem.

Then there is the issue of confidentiality.

After all, minting coins is the business of the imperial court, and it is forbidden for Chen Zhaogui to do this for the Duke of the state, but it cannot stand up to the countless talents among the three major trading companies.

So a mint was quietly built on an unknown island in the East China Sea.

It is impossible for outsiders to know the news anyway.

Even if they inquired about it, they only knew that Chen Zhao joined forces with the sea kings to attack Luzon and seize wealth with the Francines...

……

After settling down his family, Jia Huan resumed work. He took a few of his men and rode fast horses to catch up with the large army.

After all, it was a large army, and the transfer of the imperial army was also involved, so the elite guards in Jinyi did not move fast.

After confirmation by the emperor and the cabinet, it finally arrived in January of the eighth year of Xiaode. Guo Zhenlu and the Jinyiwei reunited. At this time, he had [-] elite troops around him, plus some Sichuan soldiers with extraordinary combat capabilities. Both in terms of strength and confidence, he greatly increase.

What's even better is that, after hesitating about Jia Huan's identity, a big businessman from Sichuan approached Guo Zhenlu and expressed his willingness to help the king and do whatever he could.

The so-called assistance used to be to give money and food, but these big businessmen provided Guo Zhenlu with more information than this. Jinchuan, big and small, is not a paradise. If you want to survive, you have to communicate with the outside world. At least the salt must be outside. Buy, the big businessmen in Sichuan and Shu made a lot of money between the purchase and sale.

Although the big merchants valued the business with the chieftains, they valued the relationship with Chen Zhao even more. Jia Huan came with the army, and the big merchants naturally wanted to express their kindness to the guards in order to hug Chen Zhao's thigh.

What is goodwill?Of course, making great contributions is the best way to express goodwill.

The first battle was not with these chieftains, nor with the Miao soldiers of the big and small Jinchuan, or the bandits who took advantage of the situation, but went to Zigong to wipe out the biggest salt lord in the area.

The salt production in Sichuan is huge, and the salt gangs in Sichuan are also self-contained. Apart from smuggling them to the Huguang area, the real profit is selling them to various ethnic groups in the southwest. The villages in the mountains are short of salt, and the price is extremely expensive.

Before the big and small Jinchuan rebellion, they first bought a large number of salt goods, and then set a rule with this salt lord at a high price, and collected salt continuously. Thanks to this, many local chieftains served him. This kind of news has always been well known to everyone. Just pretending not to know, but Jinyiwei has its own system and doesn't care about the local production and sales channels at all. With the news from the wealthy merchants in Sichuan and Shu, Jia Huan of Baihu immediately asked Guo Zhenlu to exterminate the salt lords.

The Yan Xiao was able to mobilize nearly three thousand people, which was quite difficult. Jia Huan led Jin Yiwei to go out, and only mobilized 1000 people.

Everyone in Sichuan and Shu, from the governor to the merchants below, felt that the enemy was too underestimated.

But the results surprised them.

A thousand elite guards in Jinyi, with just one charge, overwhelmed three thousand brave people of Yan Xiao.

More than 2000 people were beheaded, and the rest were captured.

There were only less than fifty casualties.

That salt owl originally wanted to resist for a while and let the government suffer, and then negotiated a relatively good recruiting condition. He knew how bad the officers and soldiers in Sichuan and Shu were, and he was thinking that the government wanted to deal with those chieftains, maybe He needed his own people to contribute, but he never expected that the Jinyiwei elite would come so quickly and their combat effectiveness was so strong, so he had to surrender by himself, begging for the lives of women and children to be saved.

Jin Yiwei beat this salt owl for the sake of gaining prestige, and everyone understood this truth, but they did not expect them to be so successful in establishing prestige, so simply and swiftly.

Such a big salt owl was destroyed in an instant, how dare others dare to mess around?

The government of Sichuan and Shu has issued strict orders for two years, but there are still people who do business with Jinchuan. After this time, the order was banned, and no one dared to move.

However, since the big and small Jinchuan dared to make trouble, they naturally accumulated enough supplies, which was also the reason why they were able to attract a large number of fake followers, but having enough supplies did not mean that there was no need to import them.

Everyone understands this truth. If there is no supplement of foreign materials, with the terrain of Jinchuan, it will be a dead end. Now there are not many places to fight, and they will be trapped and surrounded. The end will be to slowly consume clean materials, and then Crashes are waiting to die.

You can’t expect the Buddhas on the plateau to produce salt by chanting sutras, right?
The chieftains also understood this truth. On the fifth day after the import of salt was cut off, 5000 troops from Jinchuan and Jinchuan launched a fierce attack on Li County. In the richest area of ​​Shu, it is easy to obtain any supplies.

But the ideal is full, and the reality is the backbone.

Guo Zhenlu was familiar with mountain warfare, and his elite men had already reached [-], and he fought against the opponent in formation. As a result, it only took one morning to kill tens of thousands of chieftain soldiers, and the rest were defeated.

Then, the big and small Jinchuan, together with the eighteen chieftains, all knelt down.

And Guo Zhenlu, who also accumulated meritorious service and was named Zhenyuanhou, rose from a fierce general to a qualified military commander.

And Jia Huan showed bravery in this battle, not only successfully promoted to Qianhu, but also won the title of first-class light car captain, who can be named wife and mother.

In an instant, Aunt Zhao went from being a concubine who was disliked by everyone, to an imperial envy that everyone envied...

And Guo Zhenlu was also appreciated by the emperor. It is said that Emperor Xiaode intended to promote him as General Yili to succeed Yue Zhongqi.

When Guo Zhenlu entered Beijing, he made a special detour to Jinmen to ask to see Chen Zhao.

No one else knew how much the two had talked, but Guo Zhenlu left Jinmen with a happy expression on his face, accepted the post with joy when he met the saint, and went to the Western Regions to take up his post.

(End of this chapter)