future library.

Chapter 400 Discovery of Credit Currency
In a world with a developed commodity economy, financial operations earn far more profits than commodity production. The so-called world economy is actually a fermented product of the financial economy. Only finance can integrate the world and allow London's global economy to colonize and make New York's global economic network allows Arabian horses to be bred globally.

The Star Alliance must be a financial world, and it is undoubtedly extremely developed.However, Cheng Jinzhou's identity cannot break into this world at all. He is like a Korean living in North Korea. He only drools and condemns the happiness of Wall Street.

In a world that lacks developed finance, there are often two choices, one is to conduct commodity transactions, and the other is to conduct commodity production.Historically, countries like the Netherlands, Portugal, or even Venice have developed in the direction of mercantilism.

However, what can really be maintained for a long time is the direction of industrial development guided by the former and based on the latter.Especially food production - at least in the history that Cheng Jinzhou knew, whoever produced the most food had the strongest national power.

This law has not changed until the 21st century.

Because man is an over-breeding animal, he will always be short of food.Man is a greedy animal, so they will always control food.

The world is in the hands of food owners.

Cheng Jinzhou is not in the mood to study theories in another field, but his understanding of food is definitely much deeper than that of his contemporaries.

Today, he is equivalent to a descendant of a businessman who made his fortune by relying on grain, and his new target is a row of small villages by the Mi River.

That night, Cheng Jinzhou stayed in the center of the alluvial plain, in the Zhuang village.

Life is better near the capital, and the proportion of people studying is very high. Even Xiaozhuang's name has an unknown cultural atmosphere.

Qin and He followed like loyal dogs. With their identities, they had only seen blue badges of experienced practitioners in their lifetime, and they finally saw them. They must be careful to win over the family.

They followed Cheng Jinzhou, Jiang Huang and Bishop Kant also had to follow, plus the new Lu family father and son, a large group of son star warlocks came to Zhuangzi, the village head was still thinking about "fairies, monsters", the local county Ling ran over first.

The counties near the capital are all high-class counties, and the county magistrates among them have at least taken the imperial examination, and the gentlemen who are in the top three have different opportunities and knowledge, and the frequency and magnitude of nodding and bowing are even more astonishing.

After enjoying the other party's sumptuous dinner, Cheng Jinzhou made a request seemingly unintentionally: "Master Liu, can you borrow the information on the household registration and acres in this county?"

County Magistrate Liu was from the Liu family in the capital. He was able to pass the imperial examination, so he was naturally very smart. His nose was as amazing as a wolfdog that had been hungry for 500 days in a cold storage.However, even if everyone knew that the household registration information was the most important information in a county and could never be borrowed, he still responded stupidly: "Bring it to me immediately."

Just the three fourth-level star warlock badges present can make his character disappear without a trace.He is a man of culture, and his strength of character has long been corrupted in the officialdom.

After a while, the sound of horseshoes sounded outside.

County Magistrate Liu sneered: "The yamen in the county is shallow, and it has disturbed several adults."

"Where is the study?" Cheng Jinzhou picked up the tea bowl and drank it down.The Liu family's clear tea is very famous. It has an excellent aftertaste, and the throat can obviously feel the long-lasting moistness and sweetness. This kind of tea will be planted in large quantities with high-tech assistance in later generations, and the price is still more than 1000 yuan per tael.

In Daxia, there are even fewer people who can afford to taste it.It's the county magistrate who probably wouldn't be willing to make a brew on weekdays.

After taking a sip, Cheng Jinzhou walked out of the room with the koala in his arms, and said on the road: "Look at which fields are good for business, let's buy them first and then talk about it."

The emperor's reward is usually limited to 15 hectares, if it exceeds this amount, it will be doubly favored and cannot be obtained easily.But for Cheng Jinzhou, [-] mu of land is just normal.

However, to change the way of thinking, first buy the land under the names of officials and aristocrats who are determined to further their careers, and then get rewards through the emperor, and naturally get more.

Like any era, the value of land near the capital is very high, and the usual dry land is more than 10 taels of silver, not to mention the fertile land near Mijiang.In Shaonan, the price will be more than three times lower, and in the cheaper border states and counties, land of 1 tael per mu can be seen everywhere.

The planting of real rice does not have high requirements on the field, but to meet the fertility, the cost per mu will not be less than 20 mu. Yisu looked at it for a while, tapped the table with his hoof and said: "You can't do it in a farther place. Do you want to buy a field? Why do you want to buy it in the capital?"

He has stayed in Daxia for a long time, and he has an idea of ​​prices.

"That's why you don't understand." Cheng Jinzhou smiled complacently: "If I want to spread the cultivation of real rice, of course I have to start from the capital. In Shaonan, those old men don't care about you. Woolen cloth."

"Then why do you care about those nobles?"

"The nobles are the cornerstone of this country and the cornerstone of this era. They are the rulers and the promoters. The nobles are the best live advertisements. Don't look at how ordinary people despise the nobles. I don't know how envious they are in private. Face to face I don't even know how humble I will be." When Cheng Jinzhou said this, he said it from the perspective of a nobleman, and he believed it.

In fact, the only thing that can be successful in the campaigns and reforms initiated by farmers is to equalize the poor, and everything else is hopeless.But the most real and common fantasy of the peasants about the nobility is nothing more than becoming an aristocrat.

Cheng Jinzhou wants to replace the low-grade grain of this era with high-grade grain, so as to have a stable supply, and then sell it to the Star Alliance.According to him, with the level of development of the Star Alliance, they definitely do not lack smart middlemen, but the threshold for manufacturers is much higher.

In fact, the same is true. The reason why the agents are valued by the Star Alliance is precisely because they have the production capital - their own planet - and those young people who grew up in the Star Alliance, although they have a broad vision, except for a few family backgrounds and even Apart from the good ones, the best job is to work in the Star Alliance, just like Ys.

It is almost impossible to own a planet, a planet that can produce food.

The former customer service acquiesced to Cheng Jinzhou's choice, but immediately asked a realistic question: "Where do you get the money from?"

"Star Tower." Cheng Jinzhou straightened his clothes and said without hesitation.

"If you understand the basics of finance, you should understand that the total amount of liquidity in a society is limited." Yisu looked at him with educational eyes and said, "If you exchange your goals for funds and then buy land, Then you should understand that even if you collect all the coins, gold and silver in the entire Great Xia, even the entire planet, it’s still not enough for you to buy all the land, can you understand?”

To be watched by a koala with an educational gaze should be something of a shame.

Cheng Jinzhou stared back and continued to adjust his sleeves and collar. A nobleman needs to pay attention to his appearance, especially a young nobleman.

It wasn't until 2 minutes later that he said slowly: "I know what you said, the feudal society has the problem of monetary austerity..."

"Huh?" The koala's vocal channel is interesting.

Cheng Jinzhou laughed, and then said: "In addition to the normal official channels, maybe the money from the astrologists can be absorbed."

In societies with a developed commodity economy in ancient China, there were situations where money was not enough.The money mentioned here is a narrow currency.The most typical is the Ming Dynasty in China. Even when the country was rich, they did not have enough silver to serve as currency, resulting in inevitable deflation.

On the other hand, the Chinese are accustomed to storing money in the basement of their homes, and even smelting silver into huge, hard-to-handle spheres, known as "sorrows of gods"-this kind of situation really makes the rulers of the country quite worried.

However, the world of star warlocks is a near-perfect feudal society, and the most beautiful thing is - the certification stone.

For the gentlemen of finance, if there is anything more comforting than account money, it is fiduciary money, or more precisely, "electronic" money.

The certification stone is equivalent to the credit currency issued by the star warlock world with the credit of the star warlock.

In the past, classmate Xiao Cheng didn't care much about it, but now that he has to use it, he realizes its beautiful design—it is an invention born to be exploited by bourgeoisie.

After all, Yisu was not as familiar as Cheng Jinzhou. After thinking for a while, he clapped his paws and said, "If all the money can be recorded on the certification stone, wouldn't trading be restricted by gold and silver coins?"

"Of course." Cheng Jinzhou laughed out loud.The merchants in Daxia often encounter the problem that when they want to sell, the other party has no money but has the goods, and when they want to buy, they have no money but have the goods, but the goods of both parties are not need each other.

For example, a big cattle dealer has 1 cattle, worth 4 taels of silver, but when he wants to sell them all, few people can come up with so much money.

Even the Cheng family, when they were known as the No. 3 family in Shaonan, went to Beijing to pay bribes for Cheng's father's affairs. They searched the public house and the third house, but they only collected [-] to [-] taels of silver.

In the so-called wealthy families, the proportion of liquid capital is far lower than modern people's imagination.

However, if there is an authentication stone and it is popularized, then almost all problems will be solved.

At this time, Yisu couldn't help but worry: "What if the Astrologer Association disagrees with your approach, or other people don't accept the certification stone?"

"The certification stone is a manifestation of identity. Those aristocratic families send their children to study astrology, only to become apprentices of astronomy practitioners. Why? There will be no one who does not want the certification stone, but the Astronomy Association. Let's talk about it when they come to you. "

Cheng Jinzhou spoke like a credit card salesman, he was well dressed and went out to find Jiang Huang.

With his Royal Star Warlock and his contacts in the Star Warlock Association, it is very easy to get some certification stones.And he didn't plan to throw the certification stone at the beginning.

This kind of thing can be given to some influential nobles and giant merchants.

……

(End of this chapter)