future library.
Chapter 406 Bank
Chapter 406 Bank
When Ku Yin was dispatched from other places, it was inevitable that news would leak out. Before Ku Yin could be transported to the capital, all kinds of gossip and conjectures would spread out first.
When Cheng Jinzhou handed over the cash to the star warlocks, it actually meant that the advertisement for the second trade fair was successfully placed.
Real money and silver are more powerful than any words.
It was an unintentional move.The effect is very significant.
The Star Warlocks, who had received ten times more cash than before, frequently appeared in the market, purchasing various experimental materials, distributing bounties to their families and their servants, or even renovating their mansions and Star Warlock towers.The sudden surge in large amounts of expenditure attracted the attention of businessmen and nobles.
Shops such as Shen's House and Qin Yu Commercial Co., Ltd. began to purchase large quantities of goods to meet their consumption.
On the other hand, those gentlemen who have accumulated a lot of assets have begun to consider the issue of redeeming the contribution points of the Star Warlock Association.
Whether used for bribes or consumption, contribution points have irreplaceable advantages. Before the start of the trade fair, some small-scale private transactions were quietly carried out, some of which were through the Star Warlock Association.
However, it is very difficult to reach the price at the trade fair, which is why the scale of private transactions is always limited.
In this undercurrent brought by him, a small shop belonging to Cheng Jinzhou quietly opened.
It is located in the most prosperous central area of the entire capital, adjacent to the imperial palace to the south and the Zongfu to the north. It is the core business district of Daxia—it is also one of the few areas in the inner city where business is allowed.
The simple carvings and light-toned decorations are not obscured by the splendor.On the contrary, the unusual low-key makes it particularly extraordinary here.
There is no store name, and the embossed five-star symbol makes people feel mysterious and at the same time can understand the products sold inside-star warlock supplies.
Cheng Jinzhou rested his chin and sat in the opposite hotel admiring his store design. It was a design he had spent several thousand stars to buy—an assignment accepted by an agent who didn’t know where.
It sells a variety of Star Warlock supplies, also from the Star Alliance, including simple balances, flasks, and relatively rare materials. He even hung two fifth-grade cotton fruit in the center of the shop , to be the treasure of the town store.
In the past, he would not have dared to put such tempting things on it, even for fear that others would know about it.
However, with the current strength, few people would take the risk for this.
Two star warlock apprentices walked into the store with their heads probed.The Astromancer Shop is more than just a simple store, it represents the life of an Astromancer in miniature.
Cheng Jinzhou's previous balances and balances were all handed over to the Shen family and other commercial firms, and resold to the Star Warlock store.And in his newly opened store, apart from the common astrological warlock products, there are also some rare items on display.
The main product among them is aluminum.
On the second day after opening, word spread among the Star Warlocks that the newly opened store had six pieces of nine-purity aluminum.The entire Astromancer world has never seen aluminum of such high purity.
The limited but plentiful supply makes the lower grades of Cottonsu more competitive.
"We want 200 grams of aluminum, is that okay?" One of the star warlock apprentices stopped in front of Mian Su Guo, imagining that he could get it from Xingzhou one day.
"Of course, each gram of aluminum is 2 taels of silver, 200 grams totals 400 taels of silver." The clerk is also an apprentice star warlock, cutting pure aluminum with a knife with his hands and feet.
Before being made into alloys, aluminum and iron are very soft metals, not the hard stainless steel that people imagine.
"I'm sure it's 90.00% [-]% pure." The customer still looked distrustful.
"Of course. It's the latest technology." The clerk held his head high.
Although aluminum is a ubiquitous metal material in modern society, in the world of Star Warlocks, it is a high-priced and scarce commodity.
Before the invention of electrolytic aluminum, the cost of purifying it was almost the entire cost of metal aluminum, and the purity of six nines was even unthinkable.
When looking for a common and scarce material as the main product, Cheng Jinzhou immediately thought of aluminum.
It is so scientific and technological that any advancement in science and technology will cause a drastic change in the price of aluminum. It was once more expensive than gold, it was once more expensive than silver, it was once more expensive than brass—and finally, it is aluminum. .
Of course, the most important thing is that the price of aluminum in the Star Alliance is very cheap, while the price of aluminum in the Star Warlock World is quite expensive. For now, it is already the lightest metal, such as sodium, magnesium, and lithium. Metal is still sleeping in the associated mines.
The travel expenses of 10 star yuan per kilogram are only equivalent to 500 kilograms of grain, but in the star warlock store, every gram of aluminum can be sold at this price.
If more valuable items are purchased and sold to the Star Alliance, the profit will be even higher.
The pure aluminum softly reflects the light of the stars. After weighing on the balance, the clerk carefully puts it in the glass cover.
"It's really pure aluminum." The buyer admired, took out three gold nudes from his pocket, and said, "You can use gold."
"Of course you can." The clerk smiled, put it away, and said: "Do you want to keep the remaining gold in our store? We will pay 1% of the net profit every quarter. And when there are new products and transactions When we do, we will notify you as a priority.”
"1% per quarter?" The two apprentice star warlocks turned their heads quickly. 4% interest per year is really a lot.The person at the head asked suspiciously: "I've only heard that the bank will collect money, but never heard of paying?"
"This is a new measure of the boss for everyone's convenience. It's called 'Bank'." The clerk smiled like a wolf grandma.
In an era of virtually non-existent inflation, or even deflation, offering an annual interest rate of 4% is indeed a bold thing to do.This is also the main reason why local banks have not developed. Their service goal is storage, which is far from the level of financing services.
Despite the temptation of higher interest rates, the two Star Warlock apprentices were obviously hesitant.
In the past two days, the clerk saw many such customers, and immediately continued: "Look at the fifth-grade cotton fruit behind me. This is a good product that even high-level star warlocks can't get, but our boss will sell it from time to time. , the buyer can only buy it with the money in the bank."
"Your boss?"
"Mr. Cheng Jinzhou." The clerk said respectfully: "In addition to cotton fruit, there are many commonly used materials such as pine cone extract. In addition, some research materials and lectures of the De'an team can be participated, and even... "
Speaking of this, the clerk lowered his voice a bit, and said somewhat artificially: "Even, you can still write to De'an Star Warlock to ask questions, and you have a chance to get answers from the four-star Warlock."
"Four-star Warlock?"
"Warlock Jiang Huangxing and Warlock Kande, the De'an team is the most powerful team in Daxia now..."
The two apprentice star warlocks couldn't help being tempted.
The clerk finally resorted to his tried-and-tested trick. He leaned half of his body on the counter and said: "If you deposit 100 taels of silver in the bank, next time the De'an team holds a discussion, you will not only have the opportunity to listen, but also have the opportunity to speak and participate in the discussion. .”
This is definitely the last concrete pillar that crushed the camel, and the two customers shouted in unison: "Really?"
"It's absolutely true." The apprentice astrologist in the shop narrowed his eyes with a smile.
Before the savings business, or the banking business, was not yet mature, all kinds of sales promotion activities were necessary. Compared with businessmen and ordinary star warlocks, Cheng Jinzhou had obvious advantages.
The two star warlock apprentices enthusiastically took out a few golden nudes and handed them to the clerk, and left the firm with a strange red paper, which meant that two more people were involved in Cheng Jinzhou's financial whirlpool.
Credit cards are the most in line with the essence of banks. The inner greed is hidden under the gorgeous excuses. When you start to get in touch with it, you will be completely attracted by it and cannot extricate yourself.
Growing up in a society radiated by Wall Street, Cheng Jinzhou has great belief in the power of the financial market, and also believes that he has the ability to build a giant financial ship to carry the rapid development.
For this reason, he began to communicate frequently with the Buddha again, not to earn star dollars, but to develop his own base.
The more a child of an aristocratic family, the more he believes in the importance of a stable foundation. After several years of personal experience, Cheng Jinzhou is convinced of this.
In a blink of an eye, an astromancer walked into the firm with five stars, followed by a servant carrying a heavy burden.
"Deflation is accompanied by inflation. It's such an interesting currency." Cheng Jinzhou thought of something and suddenly muttered to himself.
"Currency?" Lu Xu had shredded mutton hanging from the corner of his mouth, inexplicably.
"Silver and copper coins are deflationary, Star Warlock Association contribution points are obviously inflationary, and it is an international currency..." Cheng Jinzhou spoke to help himself clarify his thoughts.
Jiang Huang looked up at him, then buried himself in his own thoughts.His life is full of research, if not for Cheng Jinzhou who is afraid of death, he would not come outside at all.
"The next step is to sell concentrated sulfuric acid. After all, it is an important chemical raw material." Cheng Jinzhou said and nodded to Shi Mo.
The latter ran out knowingly.
Concentrated sulfuric acid is produced in small workshops, and the total quantity will not be too large.
Just as Cheng Jinzhou lowered his head, he saw Shi Mo's blue robe getting closer and closer to him.
"Why..." He said half a sentence, and then he saw Mr. Liu Bin, the transfer envoy, pushing Shi Mo in with his own hands.
"Master Yue... Father." Cheng Jinzhou's tone was a bit abnormal.
No matter how he changes, his son-in-law will inevitably be nervous in front of his father-in-law.
"Cheng Jinzhou Star Warlock." Liu Bin's square face was a little thin, but he was in good spirits.
Cheng Jinzhou laughed twice, knowing why he was unhappy.
Anyone who does well in the local area will not be too happy if he is transferred to the capital to be a scapegoat because of his son-in-law.
"Tell me about your plan for next month's trade fair, so we can get ready." Liu Bin put away his joke and sat down.
"Uh..." Cheng Jinzhou didn't expect him to come to talk to him, so he couldn't use the lines he had prepared, so he couldn't help hesitating: "It's hard to guess what will happen next month, I'll make a report when it's over, and personally Send it to you."
This is a procrastination strategy.
In his administration, seek his position.Although Liu Bin was dissatisfied with the decision of Zhengshitang, he was a staunch supporter of the civil service group. He believed in the theory of civil service to save the country and rejuvenate the country.After many years of official career, Xiao Cheng's rhetoric can be described as a classmate, he almost immediately said: "Since you can't be sure, let's talk about mine. The current treasury bank of the imperial court is only 200 million taels. In addition, there is no ability to undertake more flight tickets, if the number of Kuyin drops to 100 million taels, the imperial court will suspend the exchange of flight tickets."
"Then the credibility of the imperial court is finished."
"You can pay taxes with flying tickets." What Liu Bin said is a common solution.
Flying tickets cannot become a credit currency because of the traditional irresponsibility of the government.
Cheng Jinzhou smiled lightly.He intentionally pondered for a while before saying: "Father-in-law, since you have said so, if the imperial court is willing to use future tax revenue as collateral, that is not a bad thing."
……
(End of this chapter)
When Ku Yin was dispatched from other places, it was inevitable that news would leak out. Before Ku Yin could be transported to the capital, all kinds of gossip and conjectures would spread out first.
When Cheng Jinzhou handed over the cash to the star warlocks, it actually meant that the advertisement for the second trade fair was successfully placed.
Real money and silver are more powerful than any words.
It was an unintentional move.The effect is very significant.
The Star Warlocks, who had received ten times more cash than before, frequently appeared in the market, purchasing various experimental materials, distributing bounties to their families and their servants, or even renovating their mansions and Star Warlock towers.The sudden surge in large amounts of expenditure attracted the attention of businessmen and nobles.
Shops such as Shen's House and Qin Yu Commercial Co., Ltd. began to purchase large quantities of goods to meet their consumption.
On the other hand, those gentlemen who have accumulated a lot of assets have begun to consider the issue of redeeming the contribution points of the Star Warlock Association.
Whether used for bribes or consumption, contribution points have irreplaceable advantages. Before the start of the trade fair, some small-scale private transactions were quietly carried out, some of which were through the Star Warlock Association.
However, it is very difficult to reach the price at the trade fair, which is why the scale of private transactions is always limited.
In this undercurrent brought by him, a small shop belonging to Cheng Jinzhou quietly opened.
It is located in the most prosperous central area of the entire capital, adjacent to the imperial palace to the south and the Zongfu to the north. It is the core business district of Daxia—it is also one of the few areas in the inner city where business is allowed.
The simple carvings and light-toned decorations are not obscured by the splendor.On the contrary, the unusual low-key makes it particularly extraordinary here.
There is no store name, and the embossed five-star symbol makes people feel mysterious and at the same time can understand the products sold inside-star warlock supplies.
Cheng Jinzhou rested his chin and sat in the opposite hotel admiring his store design. It was a design he had spent several thousand stars to buy—an assignment accepted by an agent who didn’t know where.
It sells a variety of Star Warlock supplies, also from the Star Alliance, including simple balances, flasks, and relatively rare materials. He even hung two fifth-grade cotton fruit in the center of the shop , to be the treasure of the town store.
In the past, he would not have dared to put such tempting things on it, even for fear that others would know about it.
However, with the current strength, few people would take the risk for this.
Two star warlock apprentices walked into the store with their heads probed.The Astromancer Shop is more than just a simple store, it represents the life of an Astromancer in miniature.
Cheng Jinzhou's previous balances and balances were all handed over to the Shen family and other commercial firms, and resold to the Star Warlock store.And in his newly opened store, apart from the common astrological warlock products, there are also some rare items on display.
The main product among them is aluminum.
On the second day after opening, word spread among the Star Warlocks that the newly opened store had six pieces of nine-purity aluminum.The entire Astromancer world has never seen aluminum of such high purity.
The limited but plentiful supply makes the lower grades of Cottonsu more competitive.
"We want 200 grams of aluminum, is that okay?" One of the star warlock apprentices stopped in front of Mian Su Guo, imagining that he could get it from Xingzhou one day.
"Of course, each gram of aluminum is 2 taels of silver, 200 grams totals 400 taels of silver." The clerk is also an apprentice star warlock, cutting pure aluminum with a knife with his hands and feet.
Before being made into alloys, aluminum and iron are very soft metals, not the hard stainless steel that people imagine.
"I'm sure it's 90.00% [-]% pure." The customer still looked distrustful.
"Of course. It's the latest technology." The clerk held his head high.
Although aluminum is a ubiquitous metal material in modern society, in the world of Star Warlocks, it is a high-priced and scarce commodity.
Before the invention of electrolytic aluminum, the cost of purifying it was almost the entire cost of metal aluminum, and the purity of six nines was even unthinkable.
When looking for a common and scarce material as the main product, Cheng Jinzhou immediately thought of aluminum.
It is so scientific and technological that any advancement in science and technology will cause a drastic change in the price of aluminum. It was once more expensive than gold, it was once more expensive than silver, it was once more expensive than brass—and finally, it is aluminum. .
Of course, the most important thing is that the price of aluminum in the Star Alliance is very cheap, while the price of aluminum in the Star Warlock World is quite expensive. For now, it is already the lightest metal, such as sodium, magnesium, and lithium. Metal is still sleeping in the associated mines.
The travel expenses of 10 star yuan per kilogram are only equivalent to 500 kilograms of grain, but in the star warlock store, every gram of aluminum can be sold at this price.
If more valuable items are purchased and sold to the Star Alliance, the profit will be even higher.
The pure aluminum softly reflects the light of the stars. After weighing on the balance, the clerk carefully puts it in the glass cover.
"It's really pure aluminum." The buyer admired, took out three gold nudes from his pocket, and said, "You can use gold."
"Of course you can." The clerk smiled, put it away, and said: "Do you want to keep the remaining gold in our store? We will pay 1% of the net profit every quarter. And when there are new products and transactions When we do, we will notify you as a priority.”
"1% per quarter?" The two apprentice star warlocks turned their heads quickly. 4% interest per year is really a lot.The person at the head asked suspiciously: "I've only heard that the bank will collect money, but never heard of paying?"
"This is a new measure of the boss for everyone's convenience. It's called 'Bank'." The clerk smiled like a wolf grandma.
In an era of virtually non-existent inflation, or even deflation, offering an annual interest rate of 4% is indeed a bold thing to do.This is also the main reason why local banks have not developed. Their service goal is storage, which is far from the level of financing services.
Despite the temptation of higher interest rates, the two Star Warlock apprentices were obviously hesitant.
In the past two days, the clerk saw many such customers, and immediately continued: "Look at the fifth-grade cotton fruit behind me. This is a good product that even high-level star warlocks can't get, but our boss will sell it from time to time. , the buyer can only buy it with the money in the bank."
"Your boss?"
"Mr. Cheng Jinzhou." The clerk said respectfully: "In addition to cotton fruit, there are many commonly used materials such as pine cone extract. In addition, some research materials and lectures of the De'an team can be participated, and even... "
Speaking of this, the clerk lowered his voice a bit, and said somewhat artificially: "Even, you can still write to De'an Star Warlock to ask questions, and you have a chance to get answers from the four-star Warlock."
"Four-star Warlock?"
"Warlock Jiang Huangxing and Warlock Kande, the De'an team is the most powerful team in Daxia now..."
The two apprentice star warlocks couldn't help being tempted.
The clerk finally resorted to his tried-and-tested trick. He leaned half of his body on the counter and said: "If you deposit 100 taels of silver in the bank, next time the De'an team holds a discussion, you will not only have the opportunity to listen, but also have the opportunity to speak and participate in the discussion. .”
This is definitely the last concrete pillar that crushed the camel, and the two customers shouted in unison: "Really?"
"It's absolutely true." The apprentice astrologist in the shop narrowed his eyes with a smile.
Before the savings business, or the banking business, was not yet mature, all kinds of sales promotion activities were necessary. Compared with businessmen and ordinary star warlocks, Cheng Jinzhou had obvious advantages.
The two star warlock apprentices enthusiastically took out a few golden nudes and handed them to the clerk, and left the firm with a strange red paper, which meant that two more people were involved in Cheng Jinzhou's financial whirlpool.
Credit cards are the most in line with the essence of banks. The inner greed is hidden under the gorgeous excuses. When you start to get in touch with it, you will be completely attracted by it and cannot extricate yourself.
Growing up in a society radiated by Wall Street, Cheng Jinzhou has great belief in the power of the financial market, and also believes that he has the ability to build a giant financial ship to carry the rapid development.
For this reason, he began to communicate frequently with the Buddha again, not to earn star dollars, but to develop his own base.
The more a child of an aristocratic family, the more he believes in the importance of a stable foundation. After several years of personal experience, Cheng Jinzhou is convinced of this.
In a blink of an eye, an astromancer walked into the firm with five stars, followed by a servant carrying a heavy burden.
"Deflation is accompanied by inflation. It's such an interesting currency." Cheng Jinzhou thought of something and suddenly muttered to himself.
"Currency?" Lu Xu had shredded mutton hanging from the corner of his mouth, inexplicably.
"Silver and copper coins are deflationary, Star Warlock Association contribution points are obviously inflationary, and it is an international currency..." Cheng Jinzhou spoke to help himself clarify his thoughts.
Jiang Huang looked up at him, then buried himself in his own thoughts.His life is full of research, if not for Cheng Jinzhou who is afraid of death, he would not come outside at all.
"The next step is to sell concentrated sulfuric acid. After all, it is an important chemical raw material." Cheng Jinzhou said and nodded to Shi Mo.
The latter ran out knowingly.
Concentrated sulfuric acid is produced in small workshops, and the total quantity will not be too large.
Just as Cheng Jinzhou lowered his head, he saw Shi Mo's blue robe getting closer and closer to him.
"Why..." He said half a sentence, and then he saw Mr. Liu Bin, the transfer envoy, pushing Shi Mo in with his own hands.
"Master Yue... Father." Cheng Jinzhou's tone was a bit abnormal.
No matter how he changes, his son-in-law will inevitably be nervous in front of his father-in-law.
"Cheng Jinzhou Star Warlock." Liu Bin's square face was a little thin, but he was in good spirits.
Cheng Jinzhou laughed twice, knowing why he was unhappy.
Anyone who does well in the local area will not be too happy if he is transferred to the capital to be a scapegoat because of his son-in-law.
"Tell me about your plan for next month's trade fair, so we can get ready." Liu Bin put away his joke and sat down.
"Uh..." Cheng Jinzhou didn't expect him to come to talk to him, so he couldn't use the lines he had prepared, so he couldn't help hesitating: "It's hard to guess what will happen next month, I'll make a report when it's over, and personally Send it to you."
This is a procrastination strategy.
In his administration, seek his position.Although Liu Bin was dissatisfied with the decision of Zhengshitang, he was a staunch supporter of the civil service group. He believed in the theory of civil service to save the country and rejuvenate the country.After many years of official career, Xiao Cheng's rhetoric can be described as a classmate, he almost immediately said: "Since you can't be sure, let's talk about mine. The current treasury bank of the imperial court is only 200 million taels. In addition, there is no ability to undertake more flight tickets, if the number of Kuyin drops to 100 million taels, the imperial court will suspend the exchange of flight tickets."
"Then the credibility of the imperial court is finished."
"You can pay taxes with flying tickets." What Liu Bin said is a common solution.
Flying tickets cannot become a credit currency because of the traditional irresponsibility of the government.
Cheng Jinzhou smiled lightly.He intentionally pondered for a while before saying: "Father-in-law, since you have said so, if the imperial court is willing to use future tax revenue as collateral, that is not a bad thing."
……
(End of this chapter)
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