Chapter 2862 Catch the Snitch
The largest ticket office in Dengzhou City, Changsheng Bank, is actually the property of the Jingyimen of the Beggar Gang.

Although this bank is not the largest in the Song Dynasty, it also covers more than a dozen counties.

Song Yuchan intends to expand the scale of the bank and use the resources at hand to reform the current system of the bank.

Right now, Prosperity Bank only has remittance business, and can only deposit and withdraw money, and has no loan business.

Without loans, there is no profit.

Only relying on the exchange business, the depositor not only has no profit to make, but also has to pay a storage fee to the bank.

In this case, it is impossible to absorb a large amount of deposits.

Even the remittance business is aimed at the money of large households.

The loose money of small merchants and ordinary people cannot be absorbed because deposits require storage fees.

Now, Song Yuchan wants to let go of the loan business and use the loan to earn interest.

Not only does it not charge the depositor's storage fee, but also returns the depositor's profit.

In this way, new customers can be quickly introduced, especially retail investors with some spare money.

Gathering sand into a tower, no matter how rich the big households are, they are not as good as the retail investors everywhere.

As for the loan business, the ticket number is actually involved, but very few, and only exists between the government and large merchants.

Every year, when local governments pay taxes to the imperial court, some local governments will find a bank to receive them if they have a deficit.

It is urgent to wait for the finances to recover before returning them to the bank.

However, such business is generally handed over to big banks.

Ordinary small banks have no background, so they can't do this job at all, and they don't have the funds.

In addition, what restricts the loan business is the risk issue.

If there is no strong background, the lender is very likely to default on the debt.

This problem is not a problem for Song Yuchan.

Now with her father's army as the backer, the old emperor has to pay back the money he borrowed.

As long as they have enough collateral as a guarantee, Changsheng Bank can provide loans.

These new reforms surprised the elders of the Clean Clothes School, and they agreed to Song Yuchan after discussing for a long time.

This is mainly because Song Yuchan provided two funds to the bank, each with [-] gold coins.

One was obtained from the Town God's Temple, and the other was obtained from the Mao family.

After Song Yuchan sent Mao Shi out of the city, the old woman escorting Mao Shi suddenly made a move, trying to kill Song Yuchan and Yan Qing.

Song Yuchan fanned the old woman with her plantain fan, and burned the old woman to death.

Mao was so frightened that she thought she was going to die, Song Yuchan let her go and just took the [-] gold coins.

The [-] gold coins hadn't warmed up in Changsheng Bank yet, but they were unexpectedly stolen.

Song Yuchan and Yan Qing followed the shopkeeper who came to report to investigate. The guys were so frightened that they all knelt on the ground when they saw them.

The theft was really unusual. The doors and windows of the house were in good condition, but the deposit in the cellar was lost.

The shopkeeper, Yin Song Yuchan, went down to the cellar. Touching the cold sweat on his head, he introduced to them, "Our cellar is made of bluestone for the walls and poured with black iron. The door of the cellar is specially made by the Mo family, and there is a door to open the door." The formation requires me and the keys of the two accountants to be put in together to open the door. Look, why did the money get lost?"

When they went down inside, Song Yuchan looked around.

The area of ​​the cellar is about fifty square meters, and there are neat containers inside, and all kinds of paper-wrapped coins are neatly placed on it.

Song Yuchan took one and tore it open to take a look. There was a hundred copper coins wrapped in a paper bag.

Introduced by the shopkeeper, "These copper and silver coins are fine, but the [-] Wen gold coins saved by the magistrate were stolen. Master, the old man is not doing his job well, so please punish him!"

He knelt on the ground with a puff, so anxious that he knelt down for Song Yuchan.

Song Yuchan told him, "Get up first, and the clearer will be cleared by himself. Since you didn't take it, I won't blame you."

Yan Qing reached out and helped the shopkeeper up.

The shopkeeper and Song Yuchan said, "We have already sent people to look for it, but we don't have any clues. Presumably it was the work of a master thief."

Song Yuchan stared at the empty gold coin storage container, brows furrowed and said, "My Song Yuchan's money is not easy to take, no matter who it is, I have to let him spit out every penny."

Yan Qing said, "How do you plan to investigate?"

Song Yuchan said, "I heard that our Yin Yang Sect has a kind of mirror that can turn back time and see what happened in the past. Senior brother borrowed it when we went back, and we can see it at a glance."

Yan Qing frowned and said, "This is a bit difficult. The master is not here, and most of the magic weapons taught are in the Treasure Pavilion. If you want to borrow them, you need the consent of the deputy leader."

Song Yuchan smiled and said, "The deputy leader is sister Hua Qianmo, she likes handsome juniors. You are so handsome, I will definitely lend you."

Yan Qing had black hair, and said to her speechlessly, "Then I'll go back and try, you lead someone to investigate here first."

"Know it!"

Song Yuchan nodded and urged Yanqing to leave.

She sat in the cellar for a while, and asked the beggar gang disciples to bring news to Dengzhou City immediately.

It is said that no matter which god it is, it is best to return the stolen gold coins immediately.

Otherwise, if she caught him, he would have to be shredded into pieces.

After the news spread, the entire Dengzhou city was in an uproar.

No one expected that a stinky beggar would dare to say such words.

No one expected that this Changsheng bank lost money, instead of looking for the government, it actually asked a beggar for help.

The largest brothel in Dengzhou City, Baihua Pavilion.

A young man with a mischievous eyebrow, a beard and a monkey face was throwing a lot of money inside, taking out a handful of gold coins and throwing them on the stage.

Above the stage, a veiled oiran is playing a pipa on it.

She was dressed in tulle with sagging shoulders, and she had a graceful figure.

Although the face could not be seen clearly, just the eyebrows and eyes became fascinating.

Whoever throws the most money will own the oiran today.

There were gentlemen throwing silver coins in the audience, but there were not many who threw gold coins.

For ordinary people, gold coins are used for collection and value preservation, and no one will spend them with gold coins.

As soon as the gold coin thrower made a move, everyone on the field was stunned.

The old bustard shouted excitedly, "This guest officer is really a bold person, Miss Qiaoyun is yours tonight."

The man proudly went upstairs and sat down in the VIP room.

A servant girl came in quickly and put tea, wine and vegetables on the table.

The man poured the wine and drank for a while, and soon a scent of orchid fragrance came in from outside the door.

The oiran just now entered the door with her pipa in her arms, and sat down quietly opposite this person.

The man, like a monkey, happily fled to close the door.

The oiran pipa covered her face and asked him shyly, "What song do you want to hear, guest officer?"

The man went over, grabbed Hua Kui's hand, and said with bright eyes, "I don't want to listen to the music, I just want to sleep with you."

The oiran stood up gracefully, took a step back, and said to the man with a smile, "Are you too impatient?"

The man said without any concealment, "It's urgent, of course urgent. I spent hundreds of gold coins for you, and with this money, I can buy a mansion in Dengzhou."

The oiran laughed softly, "My lord is a generous person, why do you still care about this little gold coin?"

She turned around, lay on her side on the bed, stretched out her hand and hooked her fingers at the man.

The man rubbed his hands and smiled, "Oiran is really a sensible and wonderful person, the master will definitely reward you well later."

He turned over and jumped on the bed towards Hua Kui, just about to bend down to strike, his neck suddenly felt cold, a dagger was placed on his neck, forcing him to go up and said, "Master, let's have a good talk."

(End of this chapter)

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