Thousand Gold Intern

Han Zhengqing hesitated for a while before walking out of his room. A big boy, his eyes were swollen like peaches, the eyeballs were also red, and the tears at the corners of his eyes had not been wiped dry.

Wu Ye'er has always liked this polite little brother, seeing him like this inevitably made her feel distressed, she went forward and pulled him to sit beside her, then patted his thin shoulder comfortingly, Then he asked: "Zhengqing, what's the matter? Tell my sister, maybe she can help you."

Hearing Wu Ye'er's gentle tone, Han Zhengqing's heart ached, and she couldn't help but shed tears again. When she was about to speak, she was choked up and couldn't speak, but she shouted hoarsely: "Sister!"

Seeing him like this, Wu Ye'er was afraid that it would be difficult to control her emotions for a while, so she looked at Zhang Rufan and asked, "Godmother, what happened?"

Zhang Rufan glanced at Wu Ye'er and Nie Xinyuan, sighed heavily, and then spoke.

Originally, Han Zhengqing had always been a well-behaved and obedient child. Since he went to high school and lived in the school, the classmates in the same dormitory took him to watch various live broadcasts together. Gradually, he fell in love with those who sang and danced. Ladies and sisters, every night I watched the live broadcast with my classmates until late at night. When I got up in the morning to go to class, I was naturally in a bad mood, and my academic performance plummeted.The most serious thing was that he couldn't stand the coquettishness and cuteness of those young ladies, so he started to give them some small gifts with the living expenses his parents gave them.

High school is under a lot of pressure, and Zhang Rufan and his wife are afraid that the child will not eat well in school and cannot keep up with nutrition, so they try to give him as much living expenses as possible every month, but after all, he is still a middle school student, so how much money can he have? There are not many decent gifts to brush.After seeing other local tyrants swiping yachts and islands in the live broadcast room, those female anchors would sweetly express their gratitude, and would also specifically greet and chat with them. He was envious and jealous, and wanted to be able to With pride, he won the favor of those ladies and sisters, but his pockets were shy, and he had no excuse to ask his family for more living expenses, so he always had a sad face every day.

Later, Han Zhengqing discovered that some classmates in the same dormitory also started to give those female anchors a lot of outrageous gifts, and she was very puzzled. Obviously, their family gave them much less living expenses than her own, so where did it come from? What about the money?Those classmates didn't hide it from him, and told him that they all used the campus loan, and told him excitedly that the loan interest is low, and the loan is convenient, and they can apply for it with only their ID cards, so that they have Money comes for gifts.

After Han Zhengqing heard this, his heart was moved, and he calculated his ability to repay the loan.Zhang Rufan and his wife still treat their children very loosely. The annual New Year's money and the like are all at his own disposal. He can buy his favorite mobile phones, sneakers and other things.After much deliberation, Han Zhengqing thought that he could borrow a few thousand yuan first, and then pay it back with his own New Year's money when the Chinese New Year came, so that he could give presents to the anchors he liked, and even more in front of them. Have a face.

At the beginning, Han Zhengqing only borrowed 3000 yuan. He thought it would be easy to repay the loan during the Chinese New Year, but he has no social experience, and he didn’t know that many campus loans are false propaganda. Although the interest rate is very low in name, However, the combined fees of various handling fees and the like are not low, and they all adopt the method of compound interest calculation. To put it bluntly, it is a usury with rolling interest.Moreover, for the 3000 yuan borrowed, he was asked to issue a 5000 yuan IOU, and he had to repay part of the principal plus interest every month. After all, Han Zhengqing's living expenses were limited, and no matter how much he saved, there was not much money left. Under the circumstances, he had no choice but to learn from other students and borrow money from another loan platform to repay the debt, but other platforms also use the same method of compound interest calculation.

Gradually, Han Zhengqing’s arrears became more and more. Even though he was devoting his mind to tearing down the east wall and making up for the west wall every day, he still had no ability to repay the money. A drop in the bucket, not even enough interest for the month.In desperation, Han Zhengqing appeared overdue on various loan platforms, and the accounts of various names such as arrears, interest, late payment fees, and penalty interest increased like snowballs. In just over a year, from 3000 yuan It became more than 100 million.

Various platforms called every day to collect debts, and even threatened to make trouble at school and at his home. Han Zhengqing was afraid. He only thought that such a large sum of money might not be paid in his lifetime.After all, Han Zhengqing was just a middle school student. Faced with such a thing, he was completely flustered, and even had the idea of ​​committing suicide. He always thought that maybe if he died, he would be able to settle everything without dragging down his parents. .

Zhang Rufan was quite delicate at first, but she always thought that her son was very obedient and sensible. Although she clearly felt his son's anxiety and anxiety, she also knew that his grades had dropped sharply. He couldn't adapt to such a high-intensity study, and the pressure caused him to be anxious.Whenever Han Zhengqing came home from his monthly vacation, Zhang Rufan patiently advised his son to relax and not to pay too much attention to his academic performance.

But later, Zhang Rufan found that his son's mood was getting worse and worse, he was getting thinner and thinner, and he often stood there alone in a daze. Zhang Rufan called him softly, but he couldn't hear him at all.Zhang Rufan didn't know if it was her own delusion, she always felt that the emotions in her son's eyes were very complicated, there was nostalgia for life, and even longing for death.

Zhang Rufan also became worried. After many heart-to-heart talks, Han Zhengqing finally told everything in tears.Zhang Rufan was also dumbfounded when she heard it. She usually only keeps company with poetry and books, and she doesn't know anything about these routines and scams in the society, and she has never been exposed to them, so she didn't know what to do for a while.Han Zhengqing's father, Han Zhiqiang, is a senior engineer. He has been on a business trip for several months because he received a big project, but the two of them have no backbone at home, and they dare not call Han Zhiqiang who is thousands of miles away.

How can Zhang Rufan still have the mind to go to work? She never asks for leave. It is the first time that she asks for a few days off from her boss. She stays at home with her son who has suicidal thoughts. It just so happens that Wu Yeer sent her a wedding invitation, which is why she discovered this. Otherwise, the two mothers would still be at a loss at home, and they would not even have anyone to advise them.

After listening to Zhang Rufan's narration, Wu Ye'er knew that this was another usury disguised as a campus loan, and said bitterly: "These deceitful loan sharks are really abominable, let's call the police!"

Nie Xinyuan stopped Wu Ye'er from pulling out her phone, and said, "Ye'er, don't worry, Aunt Zhang, is Zhengqing eighteen years old yet?"

Zhang Rufan nodded and said, "Not long ago, I just celebrated my [-]th birthday, and Ye Er specially came to celebrate his birthday with him and gave him a coming-of-age gift."

Nie Xinyuan sighed softly, and said: "That's more troublesome. After all, Zhengqing has full capacity for civil conduct after reaching the age of eighteen. Even if this kind of thing is reported to the police, it may not be of much use. After all, Zhengqing is For voluntary loans, there is no one who was forced or tricked into signing without knowing it, let alone whether it will be accepted, even if it is accepted, at most it will be coordinated."

"Then what should I do? Just watch Zhengqing being cheated by them like this?" Wu Ye'er said anxiously, and then urged: "What should you do about this? I can pay back the money for Zhengqing, but And too cheap for the usurers."

Nie Xinyuan thought for a while, and said: "The money must be paid back, otherwise it will affect Zhengqing's personal credit investigation. After all, Zhengqing is still young, and if there is a problem with his credit investigation, it will have a great impact on his future life. But we definitely can't pay back the amount they gave, otherwise it will encourage their arrogance too much! Aunt Zhang, if you trust me, let me handle this matter!"

Zhang Rufan didn't know Nie Xinyuan, so he could only look at Wu Ye'er with a questioning look.

Wu Ye'er took out the wedding invitation from her bag, handed it over, and explained: "Godmother, his name is Nie Xinyuan, and he is my fiance. I came to you this time because I planned to send you a wedding invitation. The sixth is the day of our engagement. This coincided with the matter of Zhengqing, and I didn't bother to introduce it to you. The Nie family still has a very wide network of contacts in the capital. This matter can be handed over to him, he is sure There will be a way."

Hearing what Wu Yeer said, Zhang Rufan quickly thanked you: "Xiao Nie, thank you so much, you said, this is the first time I met you, and you have caused such a lot of trouble, but we really don't know What should we do, let's." Zhang Rufan said, tears streaming down his face, and he couldn't say any more.

Nie Xinyuan said politely: "Aunt Zhang, you are Ye'er's godmother, so after I get engaged to Ye'er, I will also call you godmother. Zhengqing is also my younger brother, so let's not talk heresy. , as long as you trust me, I will help you handle this matter well!"

"We can trust it, so we can trust it!" Zhang Rufan said again and again.

Nie Xinyuan looked at Han Zhengqing very seriously, and said: "Zhengqing, you are still young, no matter what happens, you must take the initiative to find a way to solve it, and you can't have the idea of ​​committing suicide every now and then. You are already ten years old. Eight years old, he is a real man. You must consider the consequences when you do things. Your parents are only a child. If you really die, what reason do you think your parents have to live? This family will also be because of you Impulsive decision and fragmented!"

Han Zhengqing listened to Nie Xinyuan's words seriously, with deep remorse on his face, looking at his mother, tears kept rolling in his eyes.

Nie Xinyuan said again: "I will help you deal with this matter. Don't have any psychological burden. Go back to school and study at ease, but you must promise me one thing!"