Rebirth and Raising a Baby

A group of people came to the fifteenth floor.

Lin Ling took a look, my good guy, this balcony is really nice.

Looking down from the [-]th floor, you can see the green grass behind the community, which is so big, it is definitely enough to take the children to play, and you can also fly kites in spring.

You don't even need to find a place for a picnic.

"How about it?"

The sales lady asked actively and opened the windows to let them feel the cool breeze outside.

"In our place, although it is said that the north and south are transparent, as long as the windows are closed and the windows are closed inside, it will be absolutely warm in winter and cool in summer."

Lin Ling nodded, feeling a little moved.

"What is the area of ​​this household?"

"The area is more than 390 square meters. The balcony, the small balcony in the room and the bathroom are all extra gifts. You only need to pay 360 square meters."

The sales lady smiled flatteringly. This is what she learned from the sales supervisor. When the guests heard that there was no need to pay for these two places, they would feel that they were losing money if they didn't buy it, and the deal was easy.

Lin Ling did the math, 360 square meters, 2000 yuan per square meter, the total price is 78 yuan.

Although she could still spend the money on hand, it would still hurt her vitality.

All of a sudden, the mood is not so good.

"Let's discuss it as a husband and wife!"

After speaking, Lin Ling dragged Chu Yi to the corner.

As soon as he started, Chu Yi's face changed immediately.

Yesterday, his daughter-in-law asked him to place a deposit for the 1000 yuan building, and he handed over [-] yuan. He didn't think it was a big deal at the time, but now he calculated the area and price, and his heart trembled.

That 40 house would cost more than [-] yuan including the area!Although it can be discounted, it is impossible to get a [-]% discount, right?Even if it's [-]% off, he still thinks it's expensive! ! !
"Why is it so expensive!" Chu Yi couldn't help muttering.

Be good, 78!

He has never seen so much money in his life. How much does it cost to buy a house?

"How about we go back to the provincial capital to buy?"

Chu Yi was scared.

He suddenly felt that the house his wife bought in the county was quite good.

At that time, he murmured that tens of thousands of yuan for a house was too expensive, but now, he thinks it is a bargain!
With this money, it is better to buy a few more sets in the county. Even if you change your residence throughout the year, it will cost less than 78!
"This is the city center!" Lin Ling emphasized, grabbing his ear. "The price of this house will definitely rise in the future! Double, tenfold!"

A house in the city center, and it is a high-rise building, with an elevator and greening in the community!

At this price, and it is still a big house close to 30 square meters, after [-] years, this price will be a big pie that you can't even imagine!
"But where are we going to get so much money?" Chu Yi had a bitter face. When he thought of buying a house, he would have to lose 78 yuan, as if someone was digging flesh out of his heart, and his heart ached.

Lin Ling sighed.

It is indeed a difficult problem.

Although the profits saved by the four shops are hundreds of thousands, plus the factory, they can barely buy it.

But if it is said to buy two houses, it is definitely not enough!
unless……

Lin Ling walked over with a smile, "Big sister, I have something I want to consult with you."

"I heard that there is a loan company now?"

The sales lady was stunned for a moment, and it took her a while to remember, "There is such a thing, you...does that mean you want to buy it?"

She thought, if the couple in front of them really wanted to buy it, it would not be a big deal to get a loan.

I heard that the buyer of the house downstairs used a loan, and it was very neat. With the help of the big boss to find a lawyer, it was easy to fall behind.

"Of course, otherwise I wouldn't be able to think about this."

Lin Ling responded with a smile, looking very sincere.

The sales lady suddenly gained confidence and made a guarantee.

"No problem, as long as you want to buy, we can help you get it done!"

Lin Ling: "Hey, that's fine, we can go down and sign the contract now."

The two chatted happily, and immediately decided to go to the sales department to sign the contract.

Chu Yi dragged the two children with a demented look on his face.

"They, is that all right?"

Lin Qing shrugged: "I don't know!"

He was busy observing the surrounding scenery just now, but he didn't pay attention.

"Shall we go too?"

Chu Yi nodded fiercely, he can't go if he doesn't leave, his wife is gone.

Sales department.

When a group of people saw their colleagues coming down so quickly, they thought it was not a deal. Who knew that the colleagues would go to get the contract as soon as they arrived, so it looked like the deal was over?

"Brother Lou, can we get a loan here?"

The sales lady was worried, so she asked again.

"Yes, as long as their identities are correct, they can find their way."

"That's good."

The sales lady felt at ease, thinking that no one would mess with herself about this kind of thing. Even if the house loan cannot be paid in the future, it is the bank and the buyer's business.

"Then how much is the down payment?"

Lin Ling was confused.

She has money on hand, but Lin Ling still prefers to move the money rather than keep it in one place.

"Twenty percent, you can give 14!"

The sales lady kept an eye out, although [-]% was fine, but she still hoped that this transaction would go well, so she wanted to investigate Lin Ling more.

"alright."

Lin Ling put down her backpack, and took out stacks of hundred-yuan bills and a passbook from it.

When I was eating breakfast in the morning, I specially asked the bank to withdraw the money, and it was still hot!
"Gudong!"

Many people present swallowed their saliva.

Especially the sales lady and colleague Lou who I saw up close.

Chu Yi was even more stunned, and leaned behind Lin Ling and whispered, "When did you bring so much money with you?"

The man next to him didn't know anything.

No wonder the daughter-in-law has been carrying that backpack with all her savings in it!
"It's morning!"

Lin Ling answered casually.

After counting fourteen stacks of hundred-yuan bills, Lin Ling stopped.

"I have this money, but I have other uses. Let's go to the bank to transfer the money later?"

"I just read it. There is a bank not far from the community."

The sales lady was dumbfounded, isn't the 14 co-authored all the money?
Darling, I really met a rich master today!

But she couldn't figure it out: "Since you have money on hand, why don't you buy it with the full price?"

That loan has interest.

Lin Ling frowned and thought for a while, not for an answer, but for an explanation.

"You see, if I have 78 yuan on hand, then I can only buy a house with full money, and then slowly save money to buy another house. This time will take a long time, and the house price will rise in the future. It will cost more money then.”

"However, if I use the loan, I can buy three or four sets at a time, and then use the income to pay off the mortgage later, and I can own these properties at once."

"If the house is ready-made, it can be rented out, reducing the pressure on loan repayment."

Lin Ling's remarks are naturally based on the current policy benefits of easy loans. It will be difficult to operate in this way when the interest on loans rises in the future, and a certain down payment ratio is required.

This speech made everyone suddenly enlightened.

There were even a few people who were awakened by this, and used their savings to buy a house and get a loan. When the housing price skyrocketed in the future, they were even more grateful for Lin Ling's words.