System: If you are confessed, you cannot write a novel

Chapter 6 Why take a loan to buy a house?

If no one understands, then don’t let them understand. It’s okay to stand far away, as long as you can live well.

Ren Yi contacted the agent who was looking for a house in Beike. He planned to buy a suite and move out. After clarifying his needs with the real estate agent, he went to pick out an ordinary big G for himself.

Everything is arranged at home, so you can't treat yourself badly.

In the evening, he didn't go back to the dormitory, he just lay on the hotel bed and interacted with fans. There was an excessive reader in Qidian Novels today. He commented like this:
Bad book, the author is also a bad person, what kind of book can a person with bad conduct write?The rubbish that seizes love with a knife, I wish your book will get worse and worse.

Countless comments below:
If you like it or not, get out if you don’t, no one is forcing you.

This person has eaten gunpowder. I think he is also on the reward list. The author must be really robbing people.

It's not about people, I'm just a reader anyway, and I personally think the author's novels are really good.

I feel that the author is airborne, and the fire is starting right away when he first arrived. This is not an ordinary cow. Indeed, the writing is quite good.

If the author is that kind of person, then what he wrote is really not very good, so I decided not to pursue this book.

I am a century-old bookworm, and the more I read the novel, the more boring I am, but the comment section is not so exciting, I like to eat melons, that's all.

It's stupid to read a book written by such an author who has no bottom line of personality.

The author is rubbish, what the hell is he writing!

...

There are a lot of content in the comments, some criticize the author, some hate the landlord, and some comment on this novel.

Of course Ren Yi knew who the commenter was, but he left Qidian after leaving a comment. He wrote:
Readers will know whether the book is good or not. At the same time, I am also very grateful to readers for their likes. I did a survey. If half of the people say that this book is not good, then from tomorrow onwards, I will not update this novel.

After reading Qidian’s comments, he went to read the comments on other websites. The income was good, but there were also criticisms. Nowadays, there are all kinds of readers. It would be strange if everyone said that the novel was good. read while cursing
Whether it was a reminder to update or discuss the plot of the novel, Ren Yi replied one by one. He is a not aloof author. He not only writes well, but also interacts with readers.

After dealing with the readers, Ren Yi sent a message to Ren Hong:
The truth is that she confessed to me, but I don't accept it.

Afterwards, they left a message in their dormitory [A Nest School Grass] group:

In fact, I don't know how to describe my mood, it's very complicated.

Is that the kind of person I am in your impression?

If it is true, then I have failed too much, but because of you, I understand that not all people who have been with you for a long time will understand you and get to know you once, so be it.

He lay on the bed, turned on the wps and it was the codeword.

In fact, the author's daily life is like this, code words every day.

Some people will say that you are not just for the manuscript fee?Of course, it does have this element, but I hope it will be liked by readers.

Every author works very hard. They spend a lot of time on code words every day, sometimes one code is a day.

A punctuation mark, a word, a paragraph, or a scene can drive them crazy.

Compared with others, Ren Yi is very lucky. He has a system, super fast coding speed, meticulous writing thinking, and strong language skills, which make him stand out among thousands of authors.

Some people are lucky, and naturally some people live in pain and suffering all day long.

Those authors who have changed tens of thousands of times but can’t sign the contract, those who work hard every day, and the updates are not bought by readers, and those authors whose efforts are not directly proportional to their gains, they are struggling in pain all the time.

If you choose a life, you must grit your teeth and stick to it.

Whatever your profession, doctor?Nurse?writer?boss?Migrant workers, or students...

No matter how sad life is, just stick to it. It is pure nonsense to say that there must be a road before the car reaches the mountain.

Life likes to make troubles and mentality, but if they stop making things difficult for us, will life still have meaning?

So, we all live well, whether we challenge our fate or lie flat, but please remember to quietly set a small goal in our hearts.

Like Lao Wang, earn him [-] million first, and you too, hope to have a small goal that you can reach.

Ren Yi coded more than 3 words, and felt drowsy. After publishing, he fell into a deep sleep. In his dream, he would often talk with the protagonist in his writing across time and space.

the next day.

Early in the morning, Ren Yi drove to the real estate agent company.

Others were picked up by their managers, but this female manager named Lu Zhen asked Ren Yi to drive.

She has a sweet appearance, short hair, big eyes and high nose bridge, fair complexion, and a height of [-]. If Ren Yi's warning sounds, at least it will be a red warning.

She worked overtime last night and selected some good houses for Ren Yi.

In the car, Lu Zhen communicated enthusiastically.

"I thought you were a middle-aged or elderly uncle, but I didn't expect you to be so young. We look at the same age. I am 22 this year, how about you?"

"I'm almost 22 too."

"It's great, you can have a down payment for a house at a young age, as for me, I don't know how long..."

Ren Yi said:
"It seems that I never told you that I want to buy the house in full, not with a loan."

Lu Zhen was surprised.

What?He wants to buy the house in full?No way, how rich his family is.

"I think it's really good to buy a house with a loan. You can think about it."

"Why do you need a loan to buy a house?"

"It's a good deal. You see, you spent 200 million to buy a house to live in. The full amount is indeed a lot of peace of mind, but after you buy it, you really have nothing. Although you may have some money in your hand, it is still a small amount. Rise up, inflation is the way to go, and your money will only go down in value.”

"But if you buy a house with a loan, you can resist inflation. If you use the 200 million as a down payment to buy a few houses, even if inflation increases, then your assets will increase. The one who owes the money is the uncle, and the bank will lend you money. They are losing money, smart people nowadays are using other people’s money to make money.”

Ren Yi nodded, thinking he understood. In fact, he also understands that deposit interest rates cannot beat inflation, and he also knows that money will become less and less valuable under inflation, but so what?

He just wanted to buy a house of his own, and live in it with peace of mind, without worrying that a sudden accident would make him repay the loan.

Ren Yi smiled and said:

"What you said is very good, indeed, as you said, but I still insist on buying the house with full payment, and as far as I know, buying a house with full payment is good for your real estate agents, and it saves a lot of trouble."

"I'm thinking of you. If I were you, I'd definitely get a loan."

"The concept is different. I am more conservative. Besides, my 200 million yuan is not all my assets. After buying a house, it will not affect my quality of life. It will be more practical to buy it with all the money. I am afraid of sudden accidents. .”

Lu Zhen only felt that although this man looked handsome, he was too rigid.

It’s hopeless, hopeless, this person is nothing but handsome, he has no brains, as expected, it’s useless to be handsome, and he’s still a fool if he has no brains, but who cares, no matter how he buys, I’ll have a commission anyway, as long as I hope she will not be too difficult to follow. I am afraid that she will not make up her mind for a year or two.

Ren Yi said while driving:

"By the way, Ms. Lu, please help me pay attention to the single-family villas that are off-plan. The house can be handed over next year or the year after. The price is about 200 million. I can buy it in full in three months."

Lu Zhen felt sorry for her offense just now.

Kneel down, this guy's family is so rich, it's a pity, why I was not born in such a family, otherwise I would not only spend money, I would definitely be able to use so much capital, my client is actually a wealthy young man , I don't know if he has a girlfriend...

"Okay, I will pay attention to you. I would like to ask, what is your family's business? Why are your parents willing to give you so much money? Thinking about the number, I can't earn it in my life."

Ren Yi answered her question sincerely:

"My family is in the countryside. I earn my own money. It has nothing to do with my family. Life is very long. You still have a chance."

"God, what do you do, the income is so high, I want to change jobs, can you take me?"

Ren Yi just smiled slightly:
"Here we are. The community you mentioned is here."

"um, yes."

The two went into the community to look at the house, and Lu Zhen was also very professional and detailed when explaining the house.

After viewing four or five sets, Ren Yi bought two sets, one for his own living and one as a gift for his younger brother.

After buying two flats with more than 300 million yuan in full, Lu Zhen simply liked this boy more and more. Of course, the commission she got was enough for her to lie down for a while.

Afterwards, Lu Zhen always chatted with Ren Yi intentionally or unintentionally, not about the villa, but to discuss some life, Ren Yi only replied casually after seeing it, without too many emotional fluctuations and exchanges.

After Ren Yi moved out of the dormitory, his relationship with the three roommates also faded.

The three people in the dormitory later learned about the whole incident. They felt very sorry and told the matter to the counselor Yang Han, hoping that she would come forward to help mediate.

Yang Han called Ren Yi to the office.

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