Datang: Stop pretending, you are a peerless expert

"As a citizen of the Tang Dynasty, it is natural to share the worries of the emperor and contribute to the world. This is my duty. So, Lao Li, this time I want to use your hand to help Li Er overcome the difficulties and defeat the Turks. Eliminate future troubles forever."

What Su Yu said was so righteous that Li Shimin almost believed it.

Fang Xuanling and Du Ruhui were suddenly stunned.

No, Su Yu sometimes felt that something was wrong when he wanted to help the court.

Li Shimin hoped that Su Yu could do things for him so much, he didn't even have time to wonder if Su Yu had other plans, so he moved Su Yu's hand.

"Brother, if you let Li Er know about your intentions, all the official positions in the court will be vacant, and you can choose whatever Zhongshu Ling or the Minister of the Ministry of War."

Li Shimin said sincerely.

Fang Xuanling and Du Ruhui received a critical hit of [-] points.

The Zhongshu Ling belonged to Fang Xuanling, and the Minister of War belonged to Du Ruhui.

Your Majesty, you want to win over Su Yu and we understand, but don't take advantage of us and say in front of us, are you afraid that we won't know?
Both the queen and Shangguan Yun felt embarrassed for the two of them.

The emperor is really not paying attention to these two think tanks of the Tang Dynasty.

"Don't, I, Su Yu, have the character of just eating and waiting to die. I'm not interested in being an official. It's annoying to think about going to court every day."

Su Yu just wanted to be a wealthy son, guarding the one-acre land in Sujiazhuang, and training Xue Ji, the life of a fairy is nothing more than that.

Fang Xuanling and Du Ruhui breathed a sigh of relief.

He was almost robbed of his official position.

"Brother, tell me, what do you want my old Li to do?"

Li Shimin asked sincerely.

"Look, I just said three things, money, battle clothes, and food. Where does the money come from?"

Su Yu said.

"Yeah, where did the money come from?"

Li Shimin asked.

"The imperial court's money is taxes, and there are some salt and iron monopoly, this money is not enough. You just tell Li Er to open a bank."

Su Yu smiled slightly.

"The bank? What is the bank?"

Li Shimin asked.

Fang Xuanling and Du Ruhui had never heard of it either.

The empress was in charge of the harem of the Tang Dynasty. When Li Shimin was fighting, she was in charge of the logistics and military supplies. When Su Yu talked about money, food and clothing, the empress was also very concerned and listened carefully.

Su Yu talked about opening a bank. They had never heard of this matter, and they had never seen it before. They didn't know what it was.

Su Yu secretly smiled: This is the crushing of the knowledge of the times.

In modern society, even elementary school students know what a bank is.

However, in ancient times, money houses, which were similar to banks, only appeared in the Song Dynasty, and there were not many of them. It was not until the Zhengtong period of Ming Yingzong in the Ming Dynasty that it was widely promoted, and it took shape in the Qing Dynasty.

There was no such concept in the Tang Dynasty.

"Come, come, let me tell you what a bank is."

Xue Ji brought Sydney pear tea with rock sugar, and Su Yu moistened her throat.

Smelling the sweet taste, Xiao Changle clamored for a drink.

Su Yu fed Xiao Changle a mouthful.

Little Changle smacked his mouth: "It's delicious, brother Su Yu, I want more."

"Xue Ji, bring a bowl for Little Lizhi and another bowl for Aunt Sun, I think she has a little cough."

Su Yu ordered.

Xue Ji is well-behaved and will do it right away.

"Qianzhuang is to open a storefront. This storefront does not accept other things, but only accepts coins from the common people."

Su Yu said.

Li Shimin was astonished, he had never heard of this kind of shop, what did he want coins for?
It can't be sold, is it possible to sell the money?

"Master Su, where in this world is there a shop that collects money?"

Fang Xuanling didn't understand.

"That's right, there are some people who have heard of collecting mountain goods and grain, but I have never heard of a store that collects money."

Du Ruhui was dumbfounded by the words.

The queen drank rock sugar pear tea and felt her throat was much more comfortable.

This tea is so good, I will ask Su Yu how to make it later.

Su Yu smiled slightly and said, "No, just take money from the common people."

"With the money from the people, Li Er can use it to prepare military affairs, and also to do some state-run business. The court also has its own shops, such as selling iron, salt, and wine. This can make money. Of course, the most important It is to buy equipment to attack the Turks. After the Turks are destroyed, there will be so many cattle and sheep in Jieli, and so many Turks, they can be sold for money.”

Li Shimin was taken aback when he heard that: yes, such a clever plan, why did I never think of it?

I don't have money, but the common people do, and those aristocratic families also have money.

Just pool the money in their hands.

"But Mr. Su, isn't it right? Why should I give you the money in the hands of the common people?"

Fang Xuanling asked.

"That is, if I have money, I will keep it for myself, why give it to Li Er."

Du Ruhui said.

Li Shimin gave Du Ruhui a hard look.

Su Yu's name is Li Er, I recognize it, and you dare to follow suit, maybe you don't want to live anymore.

Du Ruhui was so frightened that his heart skipped a beat.

It's over, I was led astray by Su Yu, and I told Li Er that he was going to die.

"The wine bag and rice bag are good questions. People in the world can't get up early without profit, and this is especially true for the common people."

"So, pay interest."

When it comes to interest, they are already familiar with this.

There were a lot of usury in the Tang Dynasty. The aristocratic families gave usury to the people, and when they couldn't pay back, they annexed the fields, and even forced them to sell their sons and daughters.

"Yes, as long as we make more money with money, we can pay interest, and the people are willing to give us money."

Fang Xuanling and Du Ruhui suddenly realized that Su Yu was really not a mortal, and he came up with such a clever plan.

But Li Shimin and the queen did not speak.

Li Shimin pondered and said: "My dear brother, although your plan is clever, you can."

The queen said: "But this is competing with the people for profit. You must know that the people today are very difficult. If the imperial court competes with them, I am afraid that the people's livelihood will wither."

Li Shimin and Empress Changsun deserved to be empresses of virtue, although it was very profitable for them to open a bank.

But the first thing they think of is the livelihood of the people.

Su Yu smiled slightly: "I don't know how difficult the people's livelihood is, but this matter is not for the benefit of the people, but for the benefit of the people's livelihood."

How could Su Yu not know that the people of Tang Dynasty were having a hard time.

If it wasn't for him not wanting to expose himself and be that bird official, Su Yu would have left the mountain long ago.

Idle by nature, only suitable for salted fish.

"How to say?"

the queen asked hastily.

"People's money is not safe at home. No one dares to steal it if it is deposited in Li Er's bank. This is one of them."

"People keep their money at home, but they can't make money, but the bank has interest. This is the second."

"The bank's money can give emergency loans to the people, but the interest rate is lower than the usury of the aristocratic family. It can save the people's emergency. This is the third."

"Money shops can be opened in various counties of the Tang Dynasty, such as depositing money in Chang'an, and as long as there is proof, you can withdraw money in Yangzhou without worrying about robbers. This is the fourth."

"The most important thing is that Li Er used this money to destroy the Turks and avoid the suffering of the war. This is the common interest of the world. This is the fifth."

"So, opening a bank is not to compete with the people for profit, but to help the world and save the people, a great act of kindness."

After Su Yu finished speaking, Li Shimin and the queen shouted in admiration.

Xue Ji followed Su Yu for a long time, and she heard some truths from the high-sounding words.

I always feel that the young master is plotting Li Er, but I can't tell where the plot is.