Traveling through Great Qin: Father Qin Shihuang!

"Actually, it's not difficult to say, it's more appropriate to set up a bank, or a bank."

"Qian Zhuang? Can you tell me in detail?"

Hearing the new term that Zhao Che came up with again, Ying Zheng suddenly became interested.

"Actually, this involves a reform of the currency system, so if we want to implement it formally, there are still some difficulties. Let me introduce to you the specific role of the bank!"

As Zhao Che said, he took out a piece of rice paper with a relatively small size, and then picked up a pen to write a few large characters on it, and drew a pattern.

"This is the secret of the bank to make money. You can call it a check, or a bank note, which can be used instead of currency!"

"Cheque? Bank note? Qin Shihuang just unified the currency, and now the whole country only uses Qin Banliang. Are you planning to introduce a brand new currency?"

"Actually, the money bank is simply a place to save money, so that other people can deposit money with us, and then they can get silver notes from us, and this silver note can be exchanged into cash at the bank at any time."

"You should also know that the Qin Dynasty's currency grades are relatively simple, with only three grades of upper, middle and lower, but once the amount of money is too large, it is very inconvenient to carry."

"As for the silver bill, you can carry it with you, which can perfectly solve this problem. In the future, when people go out to trade or do something, they only need a small silver bill to represent different amounts of money. Isn't it convenient? ?”

"Of course, the most important point is that other people will get extra interest if they deposit their money in our bank. Getting 10 yuan means that you can earn so much money for nothing without doing anything!"

"Isn't that a losing business? We keep their money and we have to pay them so much more every year?"

Meng Yi jumped up when he heard that there was interest on saving money in the bank.

It is true that doing this can attract others to come and save money, but the bank has become a loss-making business. If the amount of money deposited is too much, the annual interest payment alone is not a small sum.

"It can't be lost. Who said that the bank can only save money? We can also borrow money."

The old god Zhao Che said with a smile while holding a cup of tea.

"Borrow money?"

"That's right, just like saving money, our bank can lend money to others, and then set a time limit. When the time limit expires, they will have to repay the extra interest."

"Hiss, is there such a method?"

Ying Zheng and Meng Yi had never heard of this kind of capitalist game. After hearing Zhao Che's narration, they were completely dumbfounded.

They never thought that making money can be so simple, you don't even need to pay, but use other people's money to help you make money.

"It's not just about borrowing money. As long as we have enough money in our hands, we can do more things and invest in other businesses. When the time comes, the rest of the income will be ours, except for paying interest. It's over!"

"color!"

Ying Zheng applauded loudly. Originally, he just came here to tentatively ask if Zhao Che had any way to get some money.

Unexpectedly, Zhao Che's casual suggestion was another national policy.

"Che'er, quickly write down the need to establish a bank. After I go back, I will find someone to arrange it!"

"rest assured!"

Zhao Che took out a piece of rice paper, scribbled vigorously, and wrote all the precautions of the bank on it.