Datang: The prince of salted fish was overheard by Li Er

Li You's solution to this problem is also very simple, that is, the payment collection and security deposit he learned from Papa Ma.

After the buyer and seller reach a purchase agreement in Nanshi, both parties need to sign a contract at the Nanshi Contract Office and then file.

After confirming that the contract is valid, the staff of Nanshi will collect the payment from the buyer. After receiving the payment, they will go to the seller's warehouse to inspect and pick up the goods.

Afterwards, the staff will deliver the goods to the buyer's designated place, and the payment will be handed over to the buyer from the staff after all the buyers have passed the inspection.

If there is any problem with the goods before delivery, the staff will return the money to the buyer.

In this way, from the standpoint of the buyer, most of the transaction risks can be avoided, and the only risk is the survival of Nanshi.

But Nanshi is Li You's property, and Li Shimin personally ordered it to be opened, so what's the problem?

During the entire transaction process, Nanshi will charge a 5.00% handling fee from the amount paid by the seller according to the transaction amount. If the goods are not successfully delivered, there will be no charge and the money will be fully refunded to the buyer.

Hearing this, the troubled girl raised a new question: "This policy of the prince is very good, it is a good protection for buyers."

"But you have to pay an extra 5.00% handling fee, which seller would want to sell it?"

This question made Li You feel funny for a while, and immediately asked back: "It's rare that Wei's Commercial Bank never sold something and couldn't get the money back?"

Originally, in Li You's view, Wei Xiaoyu would immediately understand the truth.

Unexpectedly, Wei Xiaoyu shook her head and said, "Of course not. In Chang'an, who dares to rely on Wei's account!"

"Even if we dig three feet into the ground, the money owed to us must be returned!"

Immediately, Li You was angry and funny, and finally explained helplessly: "Not every commercial firm is like Wei's without worrying about not being able to receive money."

"In the past, the integrity of merchants has greatly restricted the circulation of goods."

"Everyone only trades with familiar merchants, or only with big families."

"The result of this can only be that commodity trading is gradually in the hands of these big families."

"In this way, the big family's right to speak will become higher and higher. Not only will the checkout cycle be longer, but it may also lower the price in various ways."

"In this way, the life of small businesses will only become more and more difficult."

"Actually, many of the dishonest merchants that the Wei family encountered in what you said just now had no choice but to make the decision to run overnight."

"But now that the king is here, even though they have lost [-]% of their profits, they can ensure payment shortly after the goods are delivered."

"Without worrying about not being able to receive money, I think these small merchants will be willing to come to Nanshi for transactions!"

"However, in order to prevent them from publishing some false news and wasting everyone's time, they will pay a large deposit when each merchant settles in."

Speaking of this, Wei Xiaoyu finally fully understood, and couldn't help but stick out her thumb and said, "My lord's idea is really amazing, with my lord's reputation as a guarantee, merchants will be more willing to bring goods to Nanshi for transactions in the future. "

"In time, Nanshi will definitely change Datang's current trading situation."

"It's no wonder the prince left so many empty compartments on the second floor. I'm afraid that after this model is spread, those small merchants will want to come in."

Li You smiled and nodded triumphantly.

It is with this similar model that Papa Ma will create a huge business empire in the future.

Now that Li You moved to the Tang Dynasty in the same way, with the blessing of the imperial power, it is difficult to think of success.

However, building a trading platform and saving small chambers of commerce is only part of Li You's overall plan. He has another very important purpose in establishing Datang Alipay.

This purpose is to promote the circulation and use of Datang coins in the Central Plains.

First of all, Nanshi accepts Datang coins, and all payments can be done with Datang coins.

Second, regardless of whether the buyer is buying real gold or silver or Datang Coins, Nanshi will pay Datang Coins uniformly when paying to the seller.

For this reason, Li You also specially asked the Ministry of Households to set up a Tang currency exchange point in the small courtyard next to Nanshi, so as to facilitate those merchants who want to receive gold and silver.

Although Li You also understands that most commercial banks may choose to exchange Datang Coins after receiving them, but after all, there will still be people who will stay and use them.

Among other things, it is also a good choice to directly use Datang coins to shop in Nanshi. After all, Datang coins are much lighter than copper coins.

Li You believed that it would be a matter of time before gold and silver were replaced by banknotes. Now that this convenient platform had been established, he naturally wanted to use it.

But at this time, Wei Xiaoyu was attracted by a large blackboard in the most conspicuous position on the second floor.

At this moment, someone is hanging a sign on the big blackboard.

"September Xishan Iron and Steel, [-] catties, the sale will start on July [-]th, trading hall No. [-]."

"November cotton clothes, [-] pieces, the sale time will be at noon on July [-]th, trading hall No. [-]."

"My lord, what does this mean?"

Li You chuckled and said, "I don't understand, this is the second new trading method that I experimented in Nanshi, futures trading."

"You can see the time above, the sale date is tomorrow, but what is sold is steel two months later, and cotton clothes four months later."

"Tomorrow, those who want to sell can bid for these things. The first initial price will be auctioned."

Wei Xiaoyu quickly discovered that Li You's accent seemed to be a little different from usual.

"Initial price?"

"So the price will change."

Li You nodded and said: "Of course, the magic of futures is that the price of the goods will change at any time between the time the agreement is reached and the time before the physical delivery."

"To explain the gameplay of this thing clearly, I have to talk about the functions of the trading area on the third floor in advance. The trading area on the third floor is called the Securities and Futures Exchange. Available for sale above."

"Not only for sale, if you want to sell a certain type of bond, you can also open an acquisition contract on the third floor."

"And our staff will publish the securities prices at various stages on such a blackboard."

Although Wei Xiaoyu didn't know anything about securities transactions, she immediately understood after Li You's explanation, and asked, "Then can I release the acquisition information on the second floor?"

"For example, if I want to buy cotton coats in December, tell the staff if I want to buy them, will he also hang them on that board?"