Lingyu First Bank

"Cut interest rate? Chairman, although our deposits are increasing, it is relatively slow. Once the interest rate is lowered, I am afraid that everyone will stop saving." Lu Cheng said anxiously. The quality of the business is linked to his income. Of course, he is not willing to let the bank Performance growth stagnated.

"No, if you are in a fully competitive market, what you said is correct, but now we are the only bank. If we keep increasing interest rates, others will think that we will increase interest rates in the future, so they will wait and see and not deposit for the time being. But what if we lower the interest rate? Everyone will think that we will lower the interest rate in the future, and will scramble to save. More importantly, we are now developing the market, and some things are benchmarks. If the interest rate is really as high as it is now , we can’t bear it ourselves, and after the scale increases in the future, it may not be so easy to lower the interest rate, and it will affect all aspects. Therefore, it is mentioned in this announcement that we lowered the interest rate because we have enough deposits, and in the future Will drop again."

Lu Cheng thought about it and thought it made sense.

"In addition, we have been working hard to develop individual customers in terms of credit, and we will also increase the credit business of sects and families in the future."

"Zongmen? Family? They don't lack our spirit stones, do they?" Lu Cheng said.

Wang Yuan smiled slightly: "They don't lack small money, don't they lack big money? Go find customers, as long as they have enough collateral, they can borrow as much as they want. Well, let's set an upper limit, otherwise it seems like we are bragging. The upper limit is 5000 million low-grade spirit stones."

"5000 million?" Lu Cheng was shocked: "We don't have any?"

"If you have a big investor, don't worry about the funds. Even if you develop your business, I will take care of Lingshi." Wang Yuan patted his chest and said.

Lu Cheng had no choice but to agree to go.

This is just Julong's side. Wang Yuan didn't ask Fucheng to cut interest rates, let alone expand credit business.That side is different from this side, there is not such a strong force for the time being, so we can only take our time.

Wang Yuan entered the Bitian Pagoda and asked Master Shouyang if there was any way to speed up the recovery of the Yin-Yang power in the Yin-Yang Pool.

The real Shouyang told him that there is a material called Fushen Yanliang wood, which can greatly speed up the recovery of yin and yang power when placed in the yin and yang pool.Of course, it would be even better if enough floating Yanliang wood can be found to redecorate the Yinyang Pool.

In addition, under normal circumstances, top-grade spirit stones can also be decomposed into yin and yang power, but this kind of yin and yang power cannot be retained in the yin and yang pool, so it can only be added from time to time.

Wang Yuan sighed, he made a fortune, but he thought he would use spirit stones more in the future.Thinking back to the beginning, the restoration of Dahua Qiankun required 80 billion spiritual points. At that time, I thought it was a task that would never be completed in a lifetime.There are now, but I can't really repair a few of them.Not to mention [-] kill points, I didn't even want to finish it.

Wang Yuan looked at the sky, it was almost night, so he walked out of the office.

Not far from the office, Xiaoyue'er was hugging Panpan and talking to it. Although Panpan liked to ignore her, she didn't break free.

You know, even Wang Yuan's Bitian Pagoda, Panpan basically enters whenever he wants, and leaves whenever he wants. If he really wants to leave, Xiaoyue'er can't stop him.

Wang Yuan walked over and patted Xiaoyue'er's head: "Go, brother will take you to eat."

Xiaoyue'er happily followed Wang Yuan. She held Wang Yuan's hand and held Panpan with the other.

The two and one beast soon came to Yongjin Tower.

Wang Yuan ordered several kinds of spirit beast meat, and also some green vegetables, and asked Xiaoyue'er to eat more green vegetables.

But when the dishes were served one after another, Xiaoyue'er obviously didn't take Wang Yuan's words seriously, and the chopsticks basically only greeted the spirit beast meat plate.

Wang Yuan can only be left by her, as a powerful monk, of course, it is impossible to lack vitamins because of eating less vegetables.

Wang Yuan took a few mouthfuls and stopped eating. He leaned against the window and looked at the street. At this time, the whole Wanda Plaza was full of people and bustling.

A person on the street caught Wang Yuan's attention, and he felt familiar, but upon closer inspection, he was very strange.

Strange, who is this person?

Wang Yuan used his divine sense to take a look, only to find that this person was wearing a magic weapon similar to his own, but under his divine sense, he could still see it clearly.

It turned out to be Geng Han, a member of the hermit family in the millions of mountains.

Wang Yuan couldn't help frowning, what did he want to do?It's a bit too bold, people come and go in Julong City, there will almost certainly be monks from Yin Bingling.Although he has changed his appearance, Wang Yuan has only met him a few times, and he feels familiar with his spiritual sense. How can he know that other people don't have more powerful abilities?
Wang Yuan stared at Geng Han and saw him enter a shop selling materials.

Wang Yuan's spiritual sense followed him, and found that he wanted to sell some materials, and it seemed that he was short of spirit stones.

After a while, Geng Han came out.

Wang Yuan saw that Xiaoyue'er was full, so he paid the bill and followed Geng Han from afar.

Although Geng Han is alert, Wang Yuan has spiritual sense, and he is holding Xiao Yue'er, which can be regarded as a disguise.No stalker will take a child, it's easy to reveal.As for Xiaoyue'er, as long as she is full, she will be very honest and sleepy after a while, so Wang Yuan carried her on her back and continued to follow Geng Han.

Geng Han came to Danfang and wanted to buy pure Yuan pills, but there were only low-grade pure Yuan pills in Danfang. Geng Han was not satisfied, but he had no choice but to buy some low-grade pure Yuan pills, and he went out of the city.

Wang Yuan didn't follow him anymore. It seems that he took such a big risk to enter the city to buy the pill.It's no wonder, other things are easy to say, except for alchemists who can make it themselves, it's useless to kill the monster general outside.The demon pill has not been refined, and the effect of cultivation is very poor, far inferior to the medicine pill.

Wang Yuan was just curious, seeing Geng Han leaving the city, he went back to the guild.

After making arrangements for Xiaoyue'er, Wang Yuan returned to the office.

Before practicing, Wang Yuan suddenly remembered something, and took out the snake egg found in Tianhuang Temple from Bitian Pagoda.

Feel it, the vitality is very strong, it should be able to hatch.

However, firstly, Wang Yuan didn't know how to hatch, and secondly, he still didn't like snakes as pets.

Wang Yuan called Lu Cheng, and handed over the snake eggs to him, and asked him to deal with it, whether it was sold or used as a prize, it was up to him.

Lu Cheng took the snake egg and was taken aback. This is obviously a good demon pet. He looked at Wang Yuan hesitantly and said, "President, can you sell this snake egg to me?"

Wang Yuan looked up at him: "You are interested in this."

Lu Cheng nodded quickly.

Wang Yuan thought for a while: "I'll reward you for this demon egg, but I want performance, if the performance doesn't improve, I'll take back the demon pet from you by the end of the year."

"President, I promise to complete it." Lu Cheng was overjoyed, and seriously made the promise.

Seeing Lu Cheng carefully and joyfully leaving with the snake egg in his hands, Wang Yuan entered Bitian Pagoda.

He wanted to try today, whether practicing Calcining Heaven in the Yin Yang Pond would bring him any surprises.