Alpine pasture

Chapter 94
Mike handed the drink glass to the waiter, and said to Ju An, "Are there any new investment ideas now, An, it's not a problem to put tens of millions of dollars in the bank."

Ju An rubbed his head and said, "I haven't paid my taxes yet. In addition, I have to leave a sum of money for the operation of the ranch, waiting for an emergency. I have no plans to invest all of this money, so I keep it for emergency use."

"Ann, when do you estimate your ranch will generate income?" Miles asked Ju An with a smile.

Ju An thought about it, she basically doesn't need to spend anything on her pasture, just such good grass can fully meet the nutritional needs of the cattle, and there is no need to add corn or feed to ensure the nutrition of the cattle, and Ju An keeps the money. It's to prevent emergencies, or to have an emergency. Don't be in a hurry at that time. This is also a habit of us Chinese. We like to save money. Even if Ju'an breaks out, this habit is still deep. Imprinted in his veins.

After thinking for a while, he said: "It is estimated that the tax revenue in January will be almost 2000 million, and the ranch will cost 300 million, and there will be more than 3000 million left. It may be less, and there are still more than [-] million or several million. of".

Miles asked: "Can you be sure that your ranch will be profitable in three years? How much do you estimate it will be profitable?"

After hearing this, Ju An said: "Profit is certain, I never doubt it." Isn't this nonsense, there are beads, which are against the sky, basically putting young animals in them is equivalent to optimizing genes. The cattle in the farm are being released to breed for their own herd, so the quality of the beef is just going up. Besides, as long as the water in the beads is still there, even if there is a severe drought all over the world, it will not affect Ju'an It's a pasture, the grass is long and long.If there is a flood, the flood in Montana, New York may have been submerged long ago, and then I calculated it again. If there is no accident, this accident means that there will be no new cows in the pasture for two years, and then the pasture will be three years later. There are more than 400 cows, so the young bulls can grow to two groups in basically three years, and if they are sold, the income will be nearly [-] million.If the cattle in the space were more powerful, there would be more.

"It is estimated that there will be an income of three or four million yuan," Ju An said.

Miles asked: "How many cows do you have now, and how are you planning to plan your ranch?"

Ju An replied: "Now there are only more than 4000 cows, most of which are cows. Next year, thousands of calves will be born one after another, and it will be close to [-] in the next year or two."

"Then how many cows do you estimate the ranch can hold at most?" Miles asked.

"More than 5 acres can have at least [-] to [-] cattle, according to my current calculations," Ju An said after thinking for a while.

"Then your investment is not a little conservative, it's a waste. You notice that even after three years, your ranch can only hold more than 1 cows, so there is room for more than 5 cows You have wasted two years in vain." Myers analyzed and said: "If I were you, I would use the ranch as a mortgage and loan 3000 to 1000 million over a five-year period to continue buying cows and put the ranch According to your calculation, the number of cows on your ranch will reach at least [-] in the next year, and most of them are young and strong cows. At the same time, of course, you need to hire more people, so my ranch The efficiency will be doubled to several times, so that your income in the next year will be at least [-] million. There are still two years before you repay the loan, and you will easily repay the loan in five years. In addition, you There are still tens of thousands of cows in the pasture that belong to you. If you follow your method, the pasture will only have [-] cows in five years. How many cows can there be? And I don’t need the money in my own bank. Ranch, and put them into my new promising projects, just rely on the bank to expand, although the bank gets the interest, but I make more money faster.”

"Tens of thousands of cows, don't drive me crazy if you manage this," Ju An said a little hesitantly, then his leisurely days are coming to an end. It's dying.

Mike shook his head and said to Ju An: "If I do it, I will set up a company on my ranch and hire a professional financial firm to manage my accounts. If a suitable person manages the ranch, then I can get rid of both hands. As long as I have a small amount of time a month, I can seriously look at the accounts of the ranch, and I don’t need you to be busy. What is capitalism, you Only with capital can you think about such vague things as you. You haven't learned to use your capital to maximize your hedonism. You are only in the stage of being rich and easy, and you haven't understood what the real America is. capitalism".Mike said with a smile.

When Ju An heard this, she suddenly wanted to pat her thighs. Damn, why didn't I think of that, but I just hired more people. Anyway, I'm not busy, and I don't want money to bite my hand?While earning money, I can live a relaxed and comfortable life. This uncle's life is tailor-made for my brother and me.You can make money without thinking too much about things. If you want to do it, you have to do it. Not only do you want to do it, but also do it big.

Ju An immediately felt a sense of relief. Dude, this is conservative. Staring at the one-acre and three-point land in his bank is too bad. According to Ju An's original calculation, he just wanted to If you buy a private jet, you won’t be able to play it until ten years later. According to Miles’s algorithm, your buddies will be able to get one in at most six years.

Just as he was pounding his chest, Miles said, "If you decide to take out a loan, and you are willing to use the ranch as a guarantee, Wells Fargo will definitely be willing to give it to you."

Looking at Miles' smiling face, Ju An said with a smile, "You are a lobbyist for Wells Fargo."

Mike smiled and said, "I thought you would spend more than half of this money on the ranch for at most two months. Who knows that you are more conservative than I thought. There is no way. Money must flow to generate profits. What's the point of staying on the books? It's not the same which bank you borrow from. No matter which bank you borrow from, I will support you. If you can borrow from Wells Fargo, I can also be a good friend, but I want to remind you that the most important thing is Fortunately, I will buy cattle again in the spring of next year. Although the price of cattle is slightly lower now, and the price of cattle will be slightly higher in spring, the forage for winter is not cheap.

Ju An thought about it carefully, then nodded and said, "I'm really interested in listening to your analysis. I want to increase the cattle herd in my ranch to tens of thousands. As for which bank to borrow, I'll discuss it when I go back. Is it to find a suitable one? "If you want to start it as soon as possible, go back and start it as soon as possible, while the grass in the pasture is still good, hurry up to hire some more people to prepare hay for the winter, or not, Ju An is still not sure about the hay in her space. If the grass is moved outside, it will turn yellow completely in winter, and it will only be possible to take advantage of the large stock of hay now.

Miles said with a smile: "That is, everyone earns the money. As for where to borrow money, you are free. Anyway, we will mention it to you."

Ju An asked, "Does your family do business with rich countries?"

Miles smiled and nodded and said: "Our family's business basically has accounts with Wells Fargo Bank. After all, this is California, the headquarters of Wells Fargo, but don't get me wrong. We want you to go to Wells Fargo for a loan. The influence of Wells Fargo is basically negligible, because our family started from our grandfather and is not strong enough to influence Wells Fargo Bank. Your assets are benign. If you use ranch assets as collateral, the risk rate for the bank is extremely high. Low, it is easy to get a loan of 3000 to [-] million.”

Ju An nodded and said, "I'll go back and discuss it with others to see how much the loan will be, and how many people will be recruited for the ranch is also a hassle."

Mike smiled and said, "You don't have to worry about this. I still recommend you to buy it in the spring tomorrow. At that time, the grass will begin to sprout. The broker will be more economical. Of course, you are the boss and you can make up your mind."

Just as the three of them were talking, Jasmine and the other two girls walked back, Jasmine took Ju An's arm and said happily to Ju An, "Just now Juliet and the others brought me to meet a few directors, and we chatted for a few minutes. , also left a phone call to them."

Miles said with a smile: "After a while, when the high-end wine of the winery is released, you and Ann can also come over, and then you can meet some big directors and stars in Hollywood."

Jasmine became even happier after hearing this, and said to Ju An, "Then let's participate too." Seeing Ju An nodded, the smile on Jasmine's face grew even brighter.

Ju An asked curiously, "Is this kind of promotion meeting going to take place at that time?"

Mike shook his head and said: "No, it's actually equivalent to a party plus a small auction. The wines that will appear at that time are at least 20 years old, and they are the best wines preserved by the winery. Of course It is also expensive. It is said that there are several bottles of cellar wine over 100 years old for sale this time. Many people have the habit of collecting good red wine, and many of them are big directors and celebrities, so the people invited on that occasion are basically very special. Wealth is expensive, and it is much more star-studded than this party."

Miles asked, "Ann, when are you going to go back, just this time I'm going to Helena and I have some things to do. When that time comes, let's go together?".

Ju An asked: "Then when are you going to book the plane, we will book it too".

Miles said with a smile: "If you don't have anything particularly busy, I'd like to take you to experience American life."

(End of this chapter)