To become the richest man from the beginning of the game

Chapter 1665 Settlement
Tuesday, August 12th.

Two months passed in the blink of an eye.

Pei Qian lay on the sofa, silently waiting for the last moment of system settlement.

During these two months, he basically lived in seclusion and never went to the company again. All the affairs of the company were discussed and decided by the people in charge.

Various departments have carried out negative profit activities. Naturally, the people in charge racked their brains to think about how to spend money suddenly for Pei Qian. The traditional money spending models, including charity activities, naturally proceeded step by step according to the original process.

Although the charitable activities of Tenda Group have not yet formed a particularly large scale, they have formed a good inertia.

Led by Tengda Group, many companies across the country have participated in the charity event of the First Aid Project, which has developed rapidly, and many companies and individuals have responded.

Pei Qian fully fills up the charity quota allowed by the system every time, so these charity activities naturally grow stronger and stronger, and it is difficult to stop.

During the two months of retreat, Pei Qian also thought about many things, including where he should go in the future and how the entire Tenda Group should develop.

At this moment, the transparent light curtain of the system in front of Pei Qian gradually unfolded, and lines of writing emerged.

【Wealth Conversion System 2.0】

[Host: Pei Qian]

[Profit conversion ratio 1000:1, loss conversion ratio 10:1]

【To be settled.】

[The value of fixed assets will be re-estimated soon.]

【系统资金：1577万+4247万+1500万（↓1亿2676万）】

【Fixed assets: 4 million】

[Infrastructure project: 15 billion]

[Click to expand the details of fixed assets and infrastructure projects]

[Personal property: 508 million]

Seeing the final system funding figure, Pei Qian couldn't help but let out a sigh of relief.

Sure enough, entrusting the work to the people in charge is much more reliable than racking your brains to do it yourself.

The people in charge racked their brains one by one to spend money suddenly, and scrambled to do activities to expand the market, allowing Tenda Group to develop rapidly while also consuming cash flow at a rapid rate, which directly reduced the system funds to just over 1000 million.

Of course, since the cash flow of Tenda Group is better than that of most companies, the liquidity in the company's account may be recovered soon, but it is enough to deal with the settlement.

This result is far better than Pei Qian's original estimate.

Although some fixed assets were added, according to the final result, Pei Qian was still able to collect more than 1000 million wool as planned.

Although there was a little deviation in the process, the final result was realized as Pei Qian originally expected.

It's just that after the dust settled and saw this number, Pei Qian didn't feel ecstatic or excited. Instead, he welcomed the fact with a rather flat attitude.

Even a little bit of worry and confusion appeared in his heart.

The system light curtain continues to scroll.

【Payment in progress.】

【Wealth conversion is in progress.】

【系统资金：1577万+4247万+1500万（↓1亿2676万）】

【Fixed assets: 4 million】

[Infrastructure project: 15 billion]

[Personal property: 1901 million (↑1267 million × 10%)]

At the time of the last settlement, Pei Qian already had about 500 million personal properties, and there are still many ways to earn extra money, whether it is bonuses obtained from cooperation with other companies, or other income.The monthly extra income ranges from 10,000+ to hundreds of thousands.

In fact, Pei Qian did not spend less money this year. He never stopped buying all kinds of the latest digital products and some more expensive odds and ends.In this cycle, he has blossomed even more, but even so, his personal property has not changed much.

Now that the system converted more than 1000 million into the account, it directly raised Pei Qian's personal property to a huge figure of 1900 million!
But unlike usual, this change did not bring any joy to Pei Qian.

He still remembers how ecstatic he was when he got more than 100 million from the system for the first time.I kept thinking that this money would be used to buy a new house for my parents, buy a new car, and other expenses such as decoration, and I was full of energy.

But now the more than 1000 million credits seem to be just a numerical change to Pei Qian.

Pei Qian now owns two or three properties, and most of the expenses in life can be done through the company without spending money by himself.

I originally wanted to squeeze out another 1000 million in the end. Apart from the dream of buying a villa, it was more of a kind of unwillingness.I think it's a bit embarrassing for such a powerful system, and it's a bit embarrassing for me to get a few million after all my hard work.

But after the short-term goal was achieved, he felt a little confused.

What's the point of putting more than 1000 million yuan in your own account and eating interest?There is no way to create real value.

There are many places in the world that lack money, but Pei Qian himself doesn't need much money.

Yes, buy a villa, decorate it well, and hire two nannies to take care of your daily life.

and then?
Then go buy bigger villas, seaside mansions, and build a manor by yourself.The manor is full of millions of luxury cars and has its own private jet.Or just buy a small island and live an independent life...

If these are the goals, Pei Qian can continue to squeeze the wool of the system until the day he dies.

But such a system is used by oneself to satisfy these selfish desires, it is a bit too reckless.

If the existence of Mr. Pei is like other rich people in the world, who are proud of the personal property figures on the wealth list, mainly manors, yachts, private jets and luxurious life, then he is not the same as a mediocre man controlled by material things. What is the difference between ordinary people?

The word "richest man" literally means the person with the most wealth.

But if he only possesses wealth greedily and does not use it, then this kind of person should not be called the richest man, but a vampire!
Money turned into numbers, this feeling made Pei Qian feel vigilant from the bottom of his heart.

At this moment, new writing appeared on the system light curtain again.

[The system will be updated and upgraded, please read the update instructions carefully and make a choice after the update]

Pei Qian was stunned for a moment. He thought that he would normally enter a settlement cycle of one year or more, but he didn't expect the system to be updated again.

The last upgrade was very far away for him. That time the system adjusted the profit and loss conversion ratio due to the Matthew effect. I wonder what kind of adjustment the system will make this time?

[Comprehensive factors such as the industrial scale system of Tenda Group, the personal property of the host of the fund amount, etc., the system will be finally upgraded to version 3.0]

[After the upgrade, the system will enter a fixed settlement cycle, which will be settled once a year]

[The profit and loss ratio will be adjusted finally.After adjustment, the profit conversion ratio is 50:1, and the loss conversion ratio is 50:1]

[After the adjustment, the host can only choose one of the settlement methods of profit or loss, and after the selection, it cannot be changed in the future]

[The system will dynamically determine the initial system capital amount at the beginning of the cycle based on the development and operation status of Tenda Group, so as to ensure that the host can achieve an appropriate conversion amount regardless of whether the host is aiming at profit or loss]

[The result of this selection cannot be changed, please consider carefully the host]

Pei Qian was stunned, he didn't expect the system to make such an adjustment.

This adjustment does not have any additional benefits, it is very simple and rude, only two points have been changed.

The first point is to fix the billing once a year.

The second point is to adjust the profit and loss ratio, which has become 50:1, and the initial capital guarantee of the dynamic decision system ensures that no matter whether you choose to make a profit or a loss, the theoretical profit at the time of settlement is relatively considerable.

But at the same time, the system also requires Pei Qian to choose between profit or loss, which is no longer the same as before.During the cycle, Pei Qian can decide whether to make a profit or a loss according to the actual situation.

Although there is a huge difference in the ratio of wealth conversion between profit and loss before, but in the case of losing money, the wealth converted by making money is actually not small.

But now Pei Qian has to make a choice, and the choice will never be changed!
"The conversion ratio of profit and loss is actually 50:1!"

"That's right, this system is called a wealth conversion system, but I never said it was called a money-losing system, and the initial wealth conversion ratio seems to be randomly generated."

"Transforming by making money or converting by losing money is within the rules allowed by the system, but I didn't expect that this time the ratio of making money and losing money has become the same, and I can only choose one of them."

The current situation is actually not difficult to analyze.

Pei Qian has studied this system for so long, and has basically mastered the usage of the system.

Judging from the current situation, it is obvious that choosing to make money is more beneficial to him personally.

Because there is a limit to personal property converted from losses, but there is no limit to making money.

To give a simple example, for example, at the beginning of the next cycle, the initial capital given by the system is 0 million, so according to the current conversion ratio, even if Pei Qian reduces the system capital to 600 at the time of settlement, the money he can convert is no more than [-] million yuan. It is [-] million.

But if he can use some means to make the system funds at the time of settlement into [-] million or more, then the income has already exceeded the income completed by the loss.

It is actually not difficult to change the system fund from [-] million to [-] million. There are too many loopholes to exploit. Tenda has so many benefits and industries.

What's more, Tengda Group is now on the way to take off, entering more industries to earn more money, the company may have a period of rapid development for several years in the future.

Under this continuous expansion, on the whole, the difficulty of making profits in the future will be less than that of losing money.

And even if he chooses to make a profit, Pei Qian doesn't need to have too much psychological burden.

The bosses of other companies also benefit from the company's development, but there is only so much money. If it is given to the boss, the company's development funds or employees' wages will naturally be reduced by a piece.

But Pei Qian's income still comes from the system, and the company's funds are still so much.Pei Qian is taking money from the system, which will not have much impact on the company's operations.

Even though they earn personal wealth through the company's profits, there is still a big difference between Pei Qian and the bosses of other companies.

From a personal point of view, no matter how you analyze it, it is more beneficial to choose profit.

Pei Qian couldn't help shaking his head, and smiled slightly: "It seems that the system is going to give me an ultimate test."

(End of this chapter)