I'm really the captain of the flying Henan people.

Chapter 226 Borrow money!First time seeing Deep Sea Bank!
Chen Chang'an was taught not to spend money recklessly since he was a child, but only after he grew up did he realize—laugh, there is no money to spend at all!

Now, He once again ran into the dilemma of having no money to spend.

If you want to plant 10,000 acres of vegetable land, you must first have a sufficient number of seeds, and the purchase cost is at least 10,000+ Inal. If you buy a large number of seeds in a short period of time, the market price of seeds will be further increased, plus The struvite mine worth 30+ enas has an initial investment of [-] enas!

That's not counting the price of the land!
You must know that soil is also a commodity, and its market price has also risen to 5 silver jazz/kg due to the violent expansion of vegetable prices.

Sell ​​dirt?
Chen Chang'an quickly vetoed this idea. Treasure Island was his base camp for management and construction. If he was reduced to selling land for a living, he might as well take the flying Henan Ren to take risks.

After much thought, Chen Changan found the liaison officer Chen Jiuqi again, and typed:
【Hi, I'm Chen Chang'an, and now I'm facing a dilemma, to be precise, I have no money...】

After the liaison officer Chen Jiuqi replied with a "wait a moment", he went offline to report to the party branch. After he went online again, he gave Chen Chang'an three plans.

[First, our Qinghai base area is currently in a state of reclamation, and the seed reserves are limited, but we can evenly give you 100000 seeds at the market price, and you can use struvite or soil to settle the bill. 】

[Second, loan!Deep Sea Bank has both savings business and loan business. The monthly interest rate is 10%, which is a rolling interest model. The actual annualized interest rate is 313.84%. It's nothing. 】

[Third, buy shares!We will withdraw 10 inals to help you buy 1000 copies of 10-pack seed packs, but we will take 10% of the profit from the vegetable field, no matter what price you sell, no matter whether the vegetable market will be overcrowded or not. Participation and collapse, we all only need [-]% of the vegetable field revenue! 】

Chen Changan savored it carefully for a while, and figured out the difference between the three plans.

The first solution is to guarantee the bottom line and obtain a small amount of seeds through ordinary transactions, but for three thousand acres of vegetable land, it can only be said that it is better than nothing;

The second option is to bear the risk at your own risk, and bear the loan interest rate of 313.84% from the Deep Sea Bank. As long as the vegetables can be produced smoothly, the three times the loan interest rate is nothing to worry about!
The third option is to share risks. The Qinghai base area provides money and seeds, and provides struvite and land. After the vegetables are produced, they have to take 10% of the vegetable income.

10% seems like a small number, but the vegetables produced by three thousand acres of vegetable fields are enough to sell at a high price of tens of millions of enas, and 10% is millions of enas.

Of course, the Qinghai base area also bears corresponding risks, and 10% is a relatively reasonable figure.

Chen Changan slowly tore off a leaf, folded and shredded it again and again, thinking about the pros and cons of several plans.

After a while, he finally replied:

[Can the three plans be integrated into... the same plan?I don't want to choose, I want to have it all! 】

Chen Jiuqi: "..."

Chen Changan explained:

[I am going to borrow 100000 Enar from the Deep Sea Bank, part of which is used to buy seeds in the market, and the other part I hope to sell me some seeds in the Qinghai base area, and I also agree with you to invest in a seed package worth 5 Enar , How about in exchange for 5% of the future vegetable income? 】

Chen Jiuqi's profile picture turned gray, and after being offline for more than ten minutes, he replied:
【make a deal! 】

Chen Changan heaved a long sigh of relief, the first difficulty of farming was finally successfully broken through.

"However, I haven't used the new function of Deep Sea Bank yet?"

He clicked on the deep sea system. Compared with the first day of crossing, there were only [Deep Sea Forum] and [System News]. The current system has added the seventh function.

【system information】

【Deep Sea Forum (World Channel/Regional Channel)】

【market place】

【Task】

【Ranking list】

【Deep Sea Bank】

【storage space】

Chen Changan tried to open the Deep Sea Bank, and the system sent a notification tone:

"Do you want to start the manual service?"

And human services?

Chen Changan's eyes flickered slightly, and he said softly:
"Yes!"

In an instant, a trace of light and shadow suddenly appeared in the space in front of Chen Changan.

These lights and shadows gradually condensed into a charming woman, wearing a cat-eared lady's skirt, long legs in black silk, and a hot figure. She blinked and said:

"Welcome, distinguished guest. My name is Congee, and I am one of the priests of His Majesty Silver Sir. May I ask what business you need to handle?"

Chen Changan swallowed instinctively.

He is not interested in human beings, but when faced with special races such as cat-eared girls, mermaids, and elf girls, he always wants to ask the price... There is no other meaning, just a simple study of the economic situation of different races in different worlds.

"I want a loan!"

The customer service congee smiled and said politely:

"Due to the high mortality rate of your humans, our loan interest rate has to be raised to 10% per month, and we need to provide corresponding collateral. We need to repay one-tenth of the principal and interest every month. Today, one year later, we need Repay all the rest of the loan, can you accept it?"

Chen Changan frowned slightly, realizing that it might not be that simple to borrow money from the Deep Sea Bank, he said in a deep voice:
"Do you have to provide collateral?"

The customer service congee seemed to have guessed that he would have such a problem, and said with a calm smile:
"Yes, you have never handled any business in this bank, nor have you deposited even a single sum of money, so your credit rating is..."

"Wait, you are Chen Changan, Chen Changan with a reputation of 74?"

Chen Changan glanced at his panel information, and replied:

"Yes, my reputation has indeed increased to 74."

The customer service congee's smile suddenly became sweeter, and he respectfully said:
"Ten minutes ago, Sir Silver issued an oracle. We will provide the best service to all human beings on Earth with high reputation. Since you have 10 reputation, it is naturally different from ordinary customers. We will To provide you with the most convenient service."

Chen Changan was taken aback for a moment, then the corners of his mouth rose slightly, and he slowly opened the -favorite ranking in the deep sea rankings.

1. Raven, legendary 104
Legends and deeds: [Forum Maniac] [Killing the Gods - Aladdin]

2. Chen Changan, legendary 74
Legends and deeds: [Publisher of Slave Conjecture] [Killing the Evil-Filth Sea Spirit] [Black Lightning] [Publisher of Yamamoto Bao’s Diary] [Source of Merlin’s Classics] [Owner of Evil Nuclear Weapons] [The Hero Who Disrupted the Slave Hunting Frenzy] One] [Deep Sea Survival List No. 1]...

3,……

4,……

5,……

6,……

Chen Changan smiled.

This wave, this wave is the god-killing welfare of the Raven boss!

(End of this chapter)