I want to be a giant of Hong Kong Island

Chapter 13 Loans
Victoria Street, Central, HSBC headquarters.

The current position of HSBC in Hong Kong Island is self-evident. There is even a folk saying that it is not the Hong Kong British government that controls Hong Kong Island, but HSBC.

In later generations, HSBC still dominates Hong Kong Island, and even its only rival, Hang Seng Bank, was acquired by him. Hong Kong people also like to buy a little HSBC stock every year, and then enjoy the high annual dividends of HSBC.

"Brother Li, I'm sorry to trouble you! If it weren't for you, I'm afraid it would be difficult to enter this door!" Wu Guangyao said politely to Li Jia
Li Jia looked at Wu Guangyao who came to him for help, and admired Wu Guangyao very much. The store on Bonham East Street had only been open for a month, and he had already started planning to open a branch.

"What are you talking about, our HSBC Bank does not have such a high threshold, haha. Let's go, I will take you to meet our manager William."

The two came to an office outside talking and laughing, knocked on the door and entered.

"Manager William, this is my friend Wu. He is also a gold and silver merchant. He wants to get a loan from our bank." Li Jia said in English to a foreigner in his 40s.

Wu Guangyao took the initiative to say in English: "Hello, Manager William, my name is Wu Guangyao, and I am the owner of Laofengxiang Gold and Silver Shop."

Manager William seemed to know about Lao Fengxiang's deeds, and said exaggeratedly: "Oh, Wu, you are too young! I know Lao Fengxiang Gold and Silver Shop, and many of its business models are pioneers in Hong Kong Island. I just didn't expect that their The boss is so young, and you can speak such fluent English!"

"Thank you for the compliment!" Wu Guangyao had already begun to appreciate the English language, which brought him a lot of convenience.

Then Manager William invited the two of them to sit down and started talking. At the beginning, they didn't get into the topic. Manager William was also very good at talking. He even knew the situation of gold and silver shops on Hong Kong Island, so he was obviously a know-it-all.

"Manager William, here is a financial report of our gold and silver shop that I compiled, show it to you!"

Wu Guangyao handed over a few pieces of paper, on which were the financial statements he had sorted out.

"Financial statement? What's that?" Manager William looked puzzled

"The financial statement is an accounting statement that reflects the company's capital and profit status in a certain period of time, which is convenient for people to understand the company's situation at a glance." Wu Guangyao said
While listening to Wu Guangyao's explanation, Manager William looked at Lao Fengxiang's financial statement in his hand.

Manager William watched carefully for nearly 10 minutes, looked up and said in surprise:
"Wu, you are simply a genius. There are many tables here, which are worthy of promotion by any company. For example, these balance sheets, profit and loss statements, cash flow statements, etc. Can I keep this information and study it for a while?"

"Of course, but about my loan, you see?" Wu Guangyao said carefully

"I'm going to hand this over to Li Jia to investigate on the spot. If there are no problems, then your 6 Hong Kong dollar loan will be approved soon."

Wu Guangyao and Li Jia walked out of the HSBC headquarters, and Li Jia said with a smile: "Manager William means that this matter is over, but I need to go to your store to inspect it. I believe there is no problem. After all, the business of your store is obvious to all. of!"

"Then please trouble Brother Li. I am in a hurry to use the money recently, please help me to speed up the process!" Wu Guangyao has to speed up his pace. The new store will be opened within two months, so the sooner the loan, the better. good.

Li Jia patted Wu Guangyao on the shoulder and said friendlyly: "Don't worry! Your business is my business!"

"Let's have dinner together that night! Call Brother Zhao and Brother Guan." Wu Guangyao made an invitation and called Zhao Xi and Guan Yi.

"Okay, it's good to get together, I don't know what they've been up to lately!"

Ruyun Restaurant
Wu Guangyao, Zhao Xi, Li Jia, and Guan Yi exchanged cups and had a pleasant conversation.

Zhao Xi happily said to Wu Guangyao: "Brother, you are planning to open a new store, it's unbelievable!"

Wu Guangyao thought to himself, if he hadn't traveled through time, he would have the courage to stake all his assets so quickly and still owe a whole lot of debt.

"It's forced by the situation!" Wu Guangyao said pretending to be profound. As a friend, it doesn't hurt to analyze the future situation occasionally.

Now the three of them became interested again. Could it be that this one had some good ideas, Qiqi looked at Wu Guangyao.

"Tell me, brothers, what kind of situation is this?" Guan Yi was most concerned about current affairs, so he spoke first.

Wu Guangyao straightened out his thoughts and removed what he couldn't say.

"What I call the situation is that because of the outbreak of the war on the mainland, the population of Hong Kong Island will rapidly increase by a large amount, doubling, doubling, or even tripling."

"These people won't leave once they come. Even the British Hong Kong government wouldn't think of this. They thought these people were just here for asylum, so the management will become very chaotic in the end."

"These people include refugees from Guangdong Province, as well as a large number of wealthy businessmen from mainland China. These wealthy businessmen not only brought gold and silver wealth, but also brought factory equipment and technology. In the future, Hong Kong Island will develop rapidly because of them."

"After these wealthy businessmen came to Hong Kong Island, they naturally needed a foothold urgently, so they needed to sell their gold and silver. Or exchange their foreign currency, or even buy higher-purity gold as a store of value."

"I'm not the only one staring at this piece of fat!"

Wu Guangyao finally sighed: "If I don't plan ahead, how many bites of this piece of fat can I eat?"

The three of them were quite excited when they heard such dry goods.

Zhao Xi stood up and said, "Brother, do you think the mainland is about to change?"

Wu Guangyao quickly said: "It's not easy to talk nonsense, anyway, they are all Chinese people, and those who win the hearts of the people win the world!"

Zhao Xi seemed to have realized something, and quickly said: "Then you say I want to persuade my parents to come to Hong Kong Island?"

"Come on! A family reunion is great, besides, Hong Kong Island also needs us, guarding for the motherland! We can't let the empire on which the sun never sets dominate! Hong Kong Island will return to the embrace of the motherland sooner or later!" Wu Guangyao said loudly

This sentence is not wrong. The older generation on Hong Kong Island always think about the motherland in their hearts, and they are no worse than anyone else when it comes to patriotism.

In the place of liberation, the mainland urgently needed such goods as steel, cotton, and medicine. It was part of the responsibility of the patriotic businessmen on Hong Kong Island, who imported them from the West and then transported them back to the mainland through Hong Kong Island.

Don't say that these businessmen are out of profit-seeking, they are actually showing patriotism, and it is only natural to recover the cost. Otherwise, how can they continue to be the goods transshipment station in the mainland.

Later generations of mainland officials praised these businessmen, which is the best proof. Many businessmen bear the name of patriotic businessmen.

For example, during the war that began in 1950, businessmen on Hong Kong Island also smuggled urgently needed items such as iron barrels, medicines, and cotton for the mainland. This is an indelible contribution.

Huo Yingdong is the best proof, and the motherland has given him the honor he deserves.

Thinking of this, Wu Guangyao seemed to be thinking. Although he planned not to care about Zhengzhi, he had to care about the people of the motherland.

When I have money later, I have to buy some iron barrels, medicines, and cotton clothes in advance, and put them in the warehouse. When Huo Yingdong needs them in the future, I will hand them over to him.

Because he is a person who has been doing sea transportation for a long time and is familiar with the environment, so it is much better to leave it to him than to transport blindly by yourself!

As for honor, you can earn it later!
For example, during the period of reform and opening up, I could do a lot of things for the motherland.

Building walls high, accumulating food widely, and claiming glory slowly, this is the truth!
(End of this chapter)