Crossing Wu Dalang starts from selling cakes

Chapter 461 Slippery world is a big joke!

While the courtiers were counting the money, Wu Zhi said again: "Your Majesty, I have another method to make large transactions more convenient!"

"Oh? Isn't this paper money convenient enough?"

Song Huizong asked, and the rest of the courtiers also looked at him.

It stands to reason that it is very convenient to replace the amount of gold and silver exchanged for these paper money, but Wu Zhi actually said that there is something more convenient?

Wu Zhi smiled and said: "Yes, paper currency is certainly convenient, but gold and silver cannot compare with it.

But if it's that kind of huge transaction, a lot of money still seems a bit cumbersome.Faced with this situation, we have to use a new method! "

"what way?"

"That's the check!"

"A check? What is this?"

Song Huizong asked.

Wu Zhi: "Your Majesty, a check is a large amount of paper. A piece of paper can represent tens of millions of dollars, or hundreds of millions of dollars. It can be exchanged for cash in major banks.

If you encounter a large-value transaction and cannot raise so much cash in a short period of time, you can sign an agreement to unite major banks to formulate a proprietary check, and such checks must be anti-counterfeiting that banks can only know Sign, as long as whoever holds such a check, if the bank has stored enough money, it can be exchanged.

Of course, checks should be drawn up more carefully, and the technology of banknotes has been further advanced, making it impossible for people to counterfeit. "

"With checks, it is more convenient. Checks can be as low as 50 or 100 million. Small transactions do not need checks, and we have checks for large transactions. It is convenient for any type of transaction."

Song Huizong listened very energetically on the dragon chair.

But he didn't understand very well.

Song Huizong: "According to what Aiqing said, can a check replace hundreds of millions of dollars?"

Wu Zhi: "Yes, with checks, any large-scale transactions in Dasong can be used. The transaction process is simple, cost-saving, and transaction efficiency in Dasong is improved. Only this kind of large-value checks can do it.

And small banknotes can save ordinary transactions. In this way, the economy of Song Dynasty will definitely grow all the way under the popularity of banknotes.Taxes are predicted to double next year. "

Song Huizong didn't hear anything else, but he heard that the tax was doubled, and the corner of his mouth burst into a smile.

At this time Li Gefei said: "Mr. Wu's idea is great!

Ordinary people only need to bring a small amount of banknotes, such as 500 taels of silver, in a light bag, and tens of thousands of taels, or even tens of thousands of taels, can use checks, and they only need to go to the local bank to exchange them. Money, this is extremely convenient! "

Guo Feiming: "Mr. Wu, the old man you're talking about still doesn't understand!"

"Yeah, what check? How does this work so that we can make the check have such a value? I'm afraid it's not that simple!"

"Can Prime Minister Wu speak more simply, the old minister still doesn't understand."

Some ministers were confused.

No way, Wu Zhi said again: "Let's put it this way, it's like we want to transport a batch of porcelain from Bianjing to Yanyun. First of all, this batch of materials needs to pay taxes. The batch of goods is worth 100 million taels of silver, and if Yan Yun only has [-] banks, what should I do if I can’t make up so much money?”

"At this time, the check can come in handy. As long as the bank issues the check and it reaches the buyer, they can write the amount on the check. At that time, the other party can take the check and exchange it at any bank in Dasong. Write down the purpose clearly. After the bank stamped here, go to another bank to confirm the seal and cash it when you go back. In this way, you can change as much as you want. This is walking money. A sufficient."

Everyone vaguely heard that the purpose of the check is a medium recognized by the bank, and the major banks jointly issue it, which can be exchanged anywhere.

If Yanyun's side is not enough, it can be exchanged directly at Da Song's side.For example, a big businessman in Yanyun has a lot of assets in Yanyun, and has deposited a lot of money in banks or banks, but it may take a long time to withdraw it at once. If you take a check and go to a big chain bank in Song Dynasty to exchange it directly, then both parties Transaction a check and that's it.

Of course, this can only be done by Dasong Bank, and branches must be opened in every place.

Bank Wu Zhi mentioned it to Song Huizong before.

Also in the Song Dynasty, Yanyun was established, but it just changed its name and added some new properties.

Now that there are more checks and banknotes issued, it is not a big problem.

The issuance of banknotes and checks depend on the circulation of banks. The banks are fine, and the rest are fine.

Now the ministers have been talking about checks and banknotes for a long time, and they finally understood what Wu Zhi meant.

For modern things, it was not impossible in ancient times, and even the transactions in ancient times were cumbersome, so the cost saved in this way is immeasurable.

Song Huizong was very happy at the moment, and he suddenly had a feeling that earth-shaking changes were about to take place in the Great Song Dynasty.

And all of this was done by Wu Zhi, he, the king, can lie down and win.

What a wonderful thing!

A new era of Song Dynasty is coming.

You must know that subverting the inherent gold and silver medium, recalculating coins and replacing new transaction currency methods has become unique to the Song Dynasty. It is necessary to grasp the balance among them and run smoothly. Even Zhao Kuangyin, the founding emperor of the Song Dynasty, may not be able to do it. of.

However, Song Huizong did nothing, as long as he trusted Wu Zhi, he could do it.

How could he be unhappy.

He is looking forward to the coming of this great era.

Since the issuance of banknotes was already a firm matter, everyone discussed it again, and Song Huizong waved his hand: "The banknotes can be issued."

When it could be released, Wu Zhi felt relieved.

For such a big matter, there was a lot of energy-consuming debate through the court, but fortunately, the final result did not change.

After the decree was issued.

All the banks and money houses in the Song Dynasty have started to hold exchange meetings.

Together they will usher in the era of paper money.

Therefore, countless banks are negotiating about joint issuance.

This is related to the economy of the Song Dynasty, as well as the national destiny of the Song Dynasty.

In terms of banks, there is Dasong Bank, Yanyun also has Dasong Bank and Yanyun Bank opened by Wu Zhi Government Affairs Secretary.

And no matter which bank, because it is the banknotes made by Wu Zhi, these powers are handed over to Wu Zhi.

In other words, Wu Zhi controlled the economy of the entire Song Dynasty.

But even if Wu Zhi is doing well, most of the courtiers are not optimistic about banknotes.

Because in their eyes, banknotes are burned to the dead.

It is unimaginable if this kind of thing is used in the daily life of living people.

As for their thoughts, to be honest, as long as Song Huizong agrees and firmly believes in Wu Zhi, whether they agree or not, it is a process.

Although the ancient way is about to be broken, and there will definitely be some obstacles, Wu Zhi believes that this is the general trend.

Moreover, Wu Zhi didn't allow paper money to replace all gold and silver, because he knew that he couldn't change all of them at once, and if he encountered any problems, he could have a way out.

In other words, Wu Zhi is just trying, if it works, it will be better, if it doesn't work, he can quit in time.

If all gold and silver were replaced from the beginning, it would inevitably be a mess.

Therefore, Wu Zhi has undergone strict consideration.

That's basically it for the matter.

Just wait for the bank to accept the exchange of banknotes, go through various procedures, and encourage the common people to exchange banknotes for circulation.

And this moment.

Back in the mansion, Guo Feiming looked at the pile of banknotes in his hand, sighed, and at the same time thought of Wu Zhi's operation, he also found it funny:
"This Martial Prime Minister is really different. His Majesty has passed what was used by the dead for the living. It's really ridiculous. This old man has never seen such an absurd thing."

"It's more than absurd. It's a subversion of the Song Dynasty's tradition since ancient times, using paper money? The prince doesn't believe it. The common people can accept this paper money!"

Now they are in the prince's mansion.

A group of old ministers and the prince were together, discussing matters in the court.

Wang Fu: "This military minister is really whimsical. He dared to think about replacing gold and silver with dead people's banknotes. This kind of thinking is unheard of. His so many ridiculous things seem to be reversed only when His Highness ascends the throne. Now the official The family trusts Wu Zhi, and everything is up to him, and there is nothing we can do about it."

"It is a strange thing if he can succeed in violating the rules since ancient times and the traditions of our ancestors."

There was another person beside him, Liang Shicheng.Now he is also on the prince's side, waiting for the prince to ascend the throne to see Wu Zhi's jokes.

When discussing here.

Cai Jing's mansion.

Cai Jing looked at the banknotes in his hand and couldn't help but laugh.

"Our military prime minister is really a rare talent. Fortunately, he can think of replacing gold and silver with banknotes!"

Cai Jing shook his head, and Cai You, a son next to him, also smiled and said: "Mr. of!"

Cai Jing said with a smile: "It is estimated that Prime Minister Wu has nothing to do. Although this kind of thing seems to have great benefits, it is a joke if it is to be popularized by the whole people. If the old man had no reason to be caught by Prime Minister Wu, I have already refuted him in court, but it is not bad to watch him tormenting himself. He is tormenting like this, and one day he will make a big mistake. Just wait and see!

By the way, let the servants go to buy some good food and wine. Today, the old man is happy and wants to drink a few more glasses. "

Cai Jing felt that Wu Zhi was doing all he could tossing around, and if one day he made a mistake, many people would surely fall into trouble.

As long as Wu Zhi falls by himself, he tries not to provoke him, and he will stand up again one day in the future.

And when the servant in the mansion went to buy good wine and food, after a while, the servant came back with the money with a depressed face.

(End of this chapter)