There's really something wrong with this online game plan

Chapter 107 Open the window

Lin Yao didn't do it on a whim.

The reason why she mentioned this was mainly because of Lin Xi.

The real estate thing will explode sooner or later. Even if there is no financial deleveraging this time, there will be other things in the future.

It would be better if Forest Financial Holdings was smaller or more stable.

But Forest Financial Holdings, what Lin Yao knew was that it was expanding extremely brutally, and its debt ratio was ridiculously high. To repay bank debts, part of the investment into the development of the next project.

And the project under construction is used as mortgage to the bank, and the loan continues to acquire the land.

Crazy land acquisition, house sale, land acquisition, house sale.

With such a savage expansion method, even if the house price rises again, the profit will be far less than the speed of expansion, and the high interest rate will be enough to crush L&M Financial Holdings.

Lin Yao also learned that after her unreliable father went to Xiaoyao, Lin Xi took over Forest Financial Holdings and has been selling the assets of Forest Financial Holdings, trying to reduce the load rate.

But it is a pity that the previous expansion of Forest Tree Financial Holdings was too brutal, and the debt ratio was too high. It is already difficult to reduce the debt ratio by such means.

Now the capital chain of Forest Tree Financial Holdings is already in jeopardy. Once the capital chain is broken, or the upper knife falls, the business crisis will come.

insolvency.

In the end it was either acquired or went bankrupt.

Lin Xi definitely didn't want to see this situation.

Lin Yao was also unwilling, after all, no matter what Lin Mu Financial Holdings said, it was created by her unreliable father.

Selling the property in hand now is not a long-term solution. If the debt ratio cannot be reduced, then we can only find another way.

Industrial transformation is inevitable.

Whether you are in the health industry or the automotive industry.

of course.

Superficial transformation is definitely not enough. If you want to tell the government about superficial transformation, and then fool the government to continue to take land, you may die faster.

It is not too late to transform.

In the world where Lin Yao lives, domestic real estate has not reached the level where it is difficult to transform in the later stage. At least there is still a chance, which is better than dying of starvation and going bankrupt one day.

As for what to do with the transformation.

Lin Yao felt that it would be best to switch to the high-tech industries supported by the state.

Now the whole world is obviously moving closer to Lin Yao's future generations.

She has followed the news for a long time. Whether it is the rise of the game industry or the news of the next generation of communication technology, they all seem to indicate that the haze of past wars has completely passed, and the era of entertainment to death is about to usher in.

In the next era, the most important thing should be the chip.

The main reason why graphics cards here have been used in professional fields is because the initial demand for chip manufacturing and design comes from national defense and security. Therefore, the two poles of the world have never opened large-scale integrated circuits to private capital. manufacturing industry.

All are state run.

It wasn't until the haze dissipated that this thing was opened up for private capital to enter.

But in the beginning, most of the private capital was very cautious about semiconductor components, chips and the like, because they were being watched all the time, which led to the rapid development of professional graphics cards and the extremely unbalanced development of software and hardware.

It wasn't until the past few years that this aspect was gradually opened up that there was a change.

Simultaneously.

Because the equipment and technology of chip manufacturing here were still in the hands of the government a few years ago, the world has not yet developed such a desperate giant crocodile.

Lin Yao thinks that the chip manufacturing industry is actually quite promising, and she also experienced chip shortages in her previous life.

And...if the world line develops similarly.

After the haze of war has passed.

The game is developing rapidly, and new communication technologies are coming.

The two poles of the world may usher in a new war without gunpowder. At that time, the country should focus on the development of the semiconductor industry, and the support will be very strong.

Entering the semiconductor industry now can also seize the opportunity.

of course.

Chip design is more promising.

It's just that this is not the field that Lin Yao can be involved in now. Chip manufacturing is due to the open technology in the past few years, and the demand in the civilian field is not high, so there are no giant crocodiles.

But the design is not the case. The professional graphics card can reach this level, and it is not created out of thin air, so she has not thought about it for the time being.

However, it is said that there is a future...

However, large-scale integrated circuit manufacturing is a capital-intensive, technology-intensive, and labor-intensive industry.

To put it bluntly, it is actually similar to an electronics factory.

In Lin Yao's previous life, this industry was almost monopolized by giants such as TSMC.

Other private capital may not even be able to drink soup. There is no such giant crocodile here, but the risk of self-built production lines is very high, the initial investment is also very large, the labor cost is not low, and the profit margin is not as good as real estate mining, coal mining, oil refining and other industries. High, not even a fraction of it.

And most importantly, for chip manufacturing, to be honest, the cost of a 14nm production line cannot be afforded by Forest Financial Holdings... because it is too expensive.

Lin Yao intends to let Linmu Financial Holdings transform into a graphics card OEM first, take advantage of the shareholder wind of the game to see if it can be done, and then on this basis, take advantage of the open import environment, fumble to establish a chip manufacturing production line, and then look at the above Is it possible to support and continue the transformation.

Although the board maker suddenly said that he wanted to make a chip, it sounds a bit ridiculous...

But that's right.

The window theory.

Moreover.

Lin Yao actually had the mentality of giving it a try.

"Chip foundry? Does your studio still have a semiconductor company?"

Hearing Lin Yao's words, Zhang Jianghu was stunned for a few seconds before he realized and asked.

"Not yet, just going to test the waters."

Lin Yao shook her head and said frankly: "The capital behind Linmu Studio, Linmu Financial Holdings wants to transform the industry recently."

"This……"

Zhang Jianghu was a little dumbfounded: "Impossible, Mr. Lin, your request is simply a fantasy. There is nothing we can do."

"...That's it."

Lin Yao nodded and continued: "Mr. Zhang, is it possible for us to become your graphics card authorized manufacturer?"

"A licensed graphics card manufacturer?"

Zhang Jianghu was a little surprised when he heard this.

The graphics card chip company here is not the N card or A card model of later generations, but a model similar to 3dfx, and it is also the one that makes Voodoo graphics cards.

They not only have the ability to design and produce chips, but also produce graphics cards by themselves.

This is why Lin Yao told Zhang Jianghu that she wanted to manufacture chips, because they have their own factory and technical support can still be given.

"That's it..."

Lin Yao briefly talked about the AIC model of the later Nvidia.

To put it simply, it is a business model in which finished chips are sold to authorized graphics card manufacturers and processed into finished graphics cards.

After Zhang Jianghu heard this, he was slightly taken aback, then glanced at Lin Yao.

Lin Yao didn't show any extra expression, she was still smiling.

"Then Mr. Lin, do you want to be a channel manufacturer?" Zhang Jianghu asked.

The so-called channel manufacturers refer to manufacturers who do not have their own factories, do not produce products, and paste their own brands after others produce them.

The former Colorful is a channel manufacturer.

ASUS and MSI are all self-produced, and a small part may be completed by OEM.

"No, self-produced." Lin Yao shook her head.

"That's what I can't do."

Zhang Jianghu also shook his head, rejecting Lin Yao.

(End of this chapter)