There's really something wrong with this online game plan

Chapter 600 Chaos and Choices

In the face of menacing WeChat, although many competitors do not want to admit it.

Still want to struggle to the death.

After all, they wasted so many resources to promote cooperative bank cards, and they were stillborn like this, and they were inexplicably killed like this.

It is really not reconciled.

But obviously.

In front of the tide of the times.

Those little resistances are tantamount to shaking a tree by a mayfly.

Next, the pace of expansion of Weixin has not been affected in any way.

After the launch of Weixin’s new cartoon mode, no matter how vigorously Weixin’s competitors try to promote cooperation cards, there are very few users who choose to apply for the card.

Most users with stock cards will not consider this model at all.

And those who know current affairs, such as Tianhu.

Already actively embracing the cartoon mode created by Linmu Studio.

Not long after Linmu Studio's WeChat was updated, they were the second to imitate this model.

Even if they were well-deserved payers not long ago.

Thanks to the fact that Linmu Studio had contacted all mainstream banks before, the process of business negotiation between Tianhu and the bank was not difficult.

Simultaneously.

Because he closely followed the footsteps of Linmu Studio, he was willing to put down his figure.

Tianhu really saved many users.

After all, the model of cooperative card issuance, the users obtained are not all fake, it is still meaningful.

All users have applied for a card for Tianhu Pay.

Of course, I don't mind binding an old card for Tianhu payment.

Although.

Compared with WeChat, the number of users bound to the card of Tianhu Pay is vastly different...

after all.

Wechat has been cautiously expanding along the way, and various security measures have been taken to cooperate with the mechanism of wechat payment card binding.

It really gives users a great sense of security.

This sense of security cannot be bought by publicity.

among them.

The good reputation and scale of Linmu Studio itself have also become a catalyst.

Therefore, it is really difficult to establish the trust of users.

not to mention.

WeChat has accumulated a large number of users because of its ease of use.

Add these together.

Let everything fall into place.

Users subconsciously choose WeChat, and developers are willing to connect with WeChat.

Weixin, which was left behind by other third-party payment platforms, once again became the leader.

There is no way to change this fact.

Therefore, other third-party payment platforms headed by Tianhu have also accepted their fate.

imitate it.

Payment reminders, verification code settings for different devices, daily payment limits...etc.

All updates on WeChat.

Other third-party payment platforms headed by Tianhu fully accept it and start to update it synchronously.

This turned the entire market back into an environment where WeChat monopolizes the seven battles and other princes fight for the third battle.

Good for the whole market.

Because the overall security of mobile payment is guaranteed, more and more users choose mobile payment, and the market size is also growing.

of course.

Basically every user who uses mobile payment has WeChat...

There is no dispute about this.

And this also made many investment institutions and competitors start to wonder, how much is the current reserve fund of WeChat Pay?

How much can you earn from the interest of the daily reserve fund and service fees?

The service fee mainly comes from the service fee generated by the merchant after accessing WeChat payment.

After all, the essence of Internet business is just rent collection.

Don't look at how lofty it is.

But whether it is Lin Yao's previous Internet giant, or the current Linmu Studio.

Most of the Internet industries involved are rent-collecting.

The platform is rent collection, and mobile payment is also rent collection.

This is also the main source of income from mobile payments.

of course.

There is also interest on the reserve.

But this, Lin Yao is not very cold.

Because he knows very well that this thing won't last.

Will disappear soon.

This is the user's money, the name is not right, and it is suspected of violating the rules.

Just because she doesn't catch a cold doesn't mean other people don't catch a cold.

The reason why so many investment institutions and competitors pay attention to the scale of Weixin’s reserve fund and the service fee.

The main thing is to make money.

WeChat is now a unicorn in the industry.

And after a pass simulation and model calculation.

The final result exceeded many people's expectations.

After the WeChat update, no matter from which aspect, it was extremely terrifying, completely surpassing the scope of a game company.

And the way WeChat works, in their view, is still too conservative.

This large sum of money...but it was basically paid once, and it was all paid out in one month.

With so much capital, it is absolutely possible to have an overwhelming advantage in the process of negotiating with the bank.

But it doesn't make any sense at all...

Now the mobile payment market is getting more and more prosperous...

And mobile payment is so close to money...

Users also have daily access to...

With WeChat being found out.

Some different ideas began to appear in the minds of competitors and investment institutions.

Some things may need to be taught by Forest Studio.

But something.

There is no need for Linmu Studio to teach...

soon.

Major financial institutions have begun to actively contact existing third-party payment platforms.

Because they have existing capital pools.

Even, choose to do it yourself.

……

"Financial institution?"

Forest studio.

Lin Yao took the information handed over by Mu Wanqing, glanced at it for a while, then froze for a while, and said with a sullen face, "It's the same thing again."

"Again?" Mu Wanqing felt a little strange when she heard the words.

"It's nothing."

Lin Yao shook her head, then threw the information in her hand directly into the trash can, and clapped her hands: "Don't worry about these, whether it's a loan or P2P, as long as you come to contact, all of them will hang up directly."

"it is good."

Mu Wanqing nodded, and agreed first, before saying, "However, I did a little research and found that many third-party payment platforms have reached cooperation recently.

I guess I understand that now, according to the conventional way, there is no way to surpass WeChat.

And the related benefits, you have also seen, the estimates are very exaggerated. "

"No matter what they do, we WeChat will only assume the responsibility of a third-party payment agency."

Lin Yao gently flicked her ponytail: "No matter how much money I earn, I won't be able to sleep that night... and the final price is far more than what I got.

Wechat was already sensitive enough, but now it is unique, and if you do such nonsense, you will be courting death. "

"Miss Mu, no matter how the external environment changes, our WeChat will only insist on taking the responsibility of a third-party payment agency. At most, we will use the traffic portal as an application portal to earn a rent."

"As for the others, we don't touch them, whether it's small loans, wealth management, or selling insurance. These are meaningless to us."

Lin Yao started doing WeChat.

I wasn't ready to do this.

Although it does make money, it is much higher than payment-related income.

But according to her shallow eyes, this thing... really cheats users, and with the expansion of ambition, it is extremely easy to get out of control.

Here, once the leader position of WeChat is determined, it is not like the two worlds in her previous life.

Even if Lin Yao makes some opponents, it is estimated that it will be difficult to have a scene of two heroes fighting for hegemony.

In this situation.

WeChat also does this.

Get that stick down.

The entire forest workshop will be dismantled.

not to mention.

Out of personal thoughts.

Lin Yao is also not interested in this thing, and if the user overdraws the future, he is definitely a sinner.

Lin Yao didn't want to be nailed to the rack of shame.

So from the beginning, she was determined.

In any case, Weixin will only assume the responsibility of the third-party payment institution.

That is, only as a means of payment.

Nothing else is involved.

"To put it bluntly, although financial money can make money quickly, it has a disturbed conscience and is easy to be beaten."

Lin Yao paused, and continued: "Rather than know how to change when it hurts, it's better to avoid these problems from the beginning, WeChat only needs to connect our ecology and act as a convenient role for users.

You can use some small tricks to please users, but more is unnecessary. Instead of continuing to cultivate mobile payment, it is better to continue to cultivate Youmedia. "

"YouMedia's launch of new products can not only make money, but also drive employment, and at the same time, it can facilitate users and drive the industry, which is much more meaningful than the money made by WeChat Pay's messy things."

"That's true."

Mu Wanqing smiled lightly.

The real economy is the foundation of a country's economy.

UMedia produces products, and the production, distribution, and services of products form an entire industrial chain, and there are many people who benefit from it.

Even if YouMedia can achieve the current position of WeChat, as long as it does not deliberately crowd out other competitors and use its dominant position to disrupt market competition.

That's never at risk of disintegration.

Because the disintegration of such a company has no meaning except to make it lose its competitiveness.

"So, Youmedia is the safest."

Lin Yao turned the pen in her hand: "Instead of spending all my time on finance, it's better to manage the excellent media well, and the final income may be more. Even the game industry is less risky than finance. Our games It is very popular overseas, so it can be regarded as earning foreign exchange, right?

Let's prepare well for the press conference at the end of the year, let them play by themselves, we want to surprise everyone with our products...

Of course, there are also games... Look, Miss Mu. "

As Lin Yao was talking, she suddenly thought of something and raised the original painting on the table.

But Mu Wanqing glanced at the original painting that Lin Yao held up, and fell silent.

draw on.

A middle-aged man with wrinkled face, disheveled hair, and a shiny forehead in the middle, who looked a bit wretched, was holding a baseball bat and jumped onto the paper.

There is another sentence below.

【Things that cannot be seen will always see the light one day - Trevor Phillips】

"How about it?"

Lin Yao poked her head out from behind the paper, leaned forward slightly, and asked.

"Very...very interesting."

Man Wanqing held back for a long time, and could only hold back this evaluation.

Then, after saying this evaluation, she immediately asked: "Didn't you always draw beautiful girls before? Why did you suddenly draw a middle-aged man..."

"New game."

Lin Yao put down the original painting in her hand and replied with a smile: "He is one of the protagonists."

"..."

Mu Wanqing moved her lotus steps lightly, walked to Lin Yao's side, and then looked down.

On Lin Yao's desktop.

Sure enough, there are two different original paintings.

In addition to the middle-aged man just now, there are two other characters.

One is a black man with a strong street atmosphere, and the other is a middle-aged man who looks like a dog and looks more mature.

"These are the three protagonists of our new game."

Lin Yao handed over the other two original paintings to Mu Wanqing: "I'm going to make a story about a sinful city..."

"Why do you suddenly want to do this kind of subject matter?"

Mu Wanqing took the original painting, flipped through it, then looked at Lin Yao's side face, and asked in doubt.

"The overseas expansion of our mobile phones is still too slow."

Lin Yao lifted her snow-white chin, and replied with a smile: "Mobile phones are slowly iterating, and it is estimated that they can occupy a place, but it is estimated that it will take several years... At this time, since our Linmu studio has the ability, we might as well give full play to our advantages and speed up. this process!

And a game that can be very popular in Europe and the United States, and may even become a phenomenon, and can advertise our mobile phones at any time... is the best choice! "

"..." Mu Wanqing found that in the original painting, the three characters were all holding Future S1, so they probably could understand Lin Yao's words.

"in addition."

Lin Yao continued: "Miss Mu, please let the heads of the two first-party studios, Conglong and Xihan, come to the headquarters. Although this game is the best choice, the production is too difficult and the cycle is too long. It's been a long time. Before that, we can use some small-scale games to insert into Future S1, and continue to impress users..."

……

Forest Studio did not accept any invitation from any financial institution for negotiation.

But under the leadership of Lin Yao.

Started to prepare for game output advertisements and new product launches.

But Linmu Studio was not interested and rejected all of them, which does not mean that other third-party payment platforms would also refuse.

It's time to come, it's coming.

Seeing that the conventional way can't surpass the excellent media that has already become king.

Many third-party payment platforms have begun to find new ways, and began to turn to revenue.

To put it simply, it is no longer blindly pursuing market expansion, but focusing on making money.

After all, no matter how much you try to expand the market, it seems that you can't beat Linmu Studio's WeChat.

Then it's better to find a way to make a profit first, and then recover the money invested before.

And once you have this idea.

The proposal of the financial institution will become very attractive...

Small loan.

It began to appear on third-party payment platforms one after another.

The application conditions are simpler than banks.

But interest rates are much higher.

When it comes to money, the market is huge...

And too simple conditions.

On the contrary, many users ignore the risks.

Financial business makes money, of course it makes money.

But it also allowed chaos to breed.

Moreover, financial-related industries on third-party platforms have developed much faster than mobile payments.

Once found profitable.

As long as the third-party payment platform has existing users, there is no need to worry about money at all.

This also leads to almost no barriers to entry.

If you want to be a third-party payment platform, you still need to compare creativity and innovation with Linmu Studio's WeChat.

But do this business.

But all you need is an eye-catching advertisement and a simple application condition...

This allows third-party payment institutions to enter the bureau.

more and more.

Even Sky Fox gets involved.

As for this kind of financial products, at the current stage, users can hardly say that they have rave reviews.

I can only say half good and half bad.

It's hard to say at the moment whether this is bad or bad.

This has also become a catalyst for industrial development to some extent.

Let more companies join in.

but.

Currently, the largest third-party payment institution in the market, Linmu Studio's WeChat is still calm, and has no intention of entering the game at all.

It's exactly the same as in the previous cooperative card push mode battle.

A look of no interest at all.

But this time, many colleagues have learned to be smart.

Basically didn't think so.

Instead, they began to worry about whether Linmu Studio was about to attack again.

Even.

The heads of many financial institutions revealed that Linmu Studio didn't even let people meet them.

But most competitors are still nervous.

The funds held by Linmu Studio are even more exaggerated than some financial institutions!
This cannot be evidence at all!

So, while they were fighting in the new market, they also began to be wary of the sudden attack of Linmu Workshop...

It seems to have a psychological shadow.

And in this case.

The chaos is getting worse...

　Two thousand is missing, I don’t know if it’s a trick or a cold, since yesterday, there have been signs of a slight fever, and the whole person is limp and can’t lift up, it’s too uncomfortable...

　　Feel sorry……

　　
　
(End of this chapter)