Reborn 80s

Chapter 647

Chen Huaiqing does not need to maintain a majestic appearance at all times to gain the respect of others.

No need to keep it a mystery or anything like that!

He is still quite happy to say that he maintains a friend-like relationship with everyone, so that everyone can relax.

Going to work is already tiring, and if you feel tired, you will not be happy.

After Yuan Lu came to the pension fund company, she clearly felt that the atmosphere of the pension fund company was quite good.

The other three vice presidents didn't have that kind of mentality to fight, and they all did their own things well.

There are a lot of things to deal with every day, and I can't afford any other thoughts.

Besides, what else can we do if we fight with each other?
As long as Chen Huaiqing is in the pension fund company for one day, others can only be vice presidents.

It's better to say, do your job well honestly.

As for seeking transfer...

No one thought about it.

Pension fund companies are quite good in terms of treatment.

According to the rules set by Chen Huaiqing, everyone's wages come from the profits they earn.

The more profits you earn, the higher your wages.

The current annual profits of pension fund companies are constantly increasing.

After a year, as a vice president, it is easy to earn hundreds of thousands of dollars.

In Huaguo, it is quite high income.

Moreover, in terms of social status, it is also high.

When Yuan Lu first arrived at the pension fund company, she was surprised when she received her first month's salary.

Because the monthly salary is more than 3.

You know, Yuan Lu worked in the ministry before, and her monthly salary was only a thousand dollars.

This gap is really too huge.

After a brief chat, the topic turned to work.

"The number of people covered by pension funds has reached 90.00 million people. Enterprises and institutions have achieved full coverage. Among the urban population, the coverage is above [-]%. In the next step, we will increase the coverage of the rural population. Coverage and scale.”

Kong Jiashu was reporting the situation, and now the pension fund covers half of the country's population.

This is undoubtedly a rather remarkable achievement.

Chen Huaiqing pinched his chin, covering [-] million people. In fact, the proportion of the population that has not been covered is already very small.

After all, minors are not included.

Although the proportion is very small, under the huge population base, the absolute population is also quite large.

Chen Huaiqing flipped through the information in his hand. The pension fund company has more than 5 million people insured, of which more than 5000 million people are currently receiving pensions.

The monthly pension expenditure has reached as high as 340 billion.

The monthly income of pension fund companies has reached 540 billion.In other words, for pension fund companies, there is still a balance of 200 billion yuan per month.

This money is naturally used for investment.

For pension fund companies, every month is a stable income.

There is no need to keep money in your hands, you have to invest the money.

In major cities in China, pension fund companies have built a large number of public rental housing, which has greatly solved the housing problem in cities.

Of course, for the pension fund company, it has a large amount of income every month just by collecting rent.

At this time, pension fund companies already owned 207 million public rental housing units nationwide, with a total investment of 1863 billion.

The monthly rent alone can collect 5.7 million yuan, and for the whole year, it will be 68.4 billion yuan.

If calculated according to the rate of return, it will take 27 years to fully recover the cost.

But the account cannot be calculated like this!

In the future, rental income will rise.

It may only take a few years of rental income to fully recover the investment and construction costs.

In other words, it will be a pure profit at that time.

Another point is that as time goes by, the value of the land and the value of the house will also rise.

The public rental housing invested and built by pension fund companies are all in big cities, and they are still in the core areas of the cities.

The room for appreciation in the future is extremely large.

In addition to investing in public rental housing, pension fund companies are also particularly fond of investing in infrastructure.

Like highways.

Pension fund companies have already invested in the construction of [-] expressways, eight of which are wholly-owned.

In addition to highways, pension fund companies have also built power stations.

Both hydroelectric power stations and thermal power stations have been built.

Pension fund companies have a lot of money in their hands, and the money has to be found.

Asset-heavy projects with stable returns, such as highways and power stations, are undoubtedly a very good way.

For example, in the construction of the Three Gorges Hydropower Station, the pension fund company stepped in and became one of the shareholders.

Of course, this is just financial investment, and the pension fund company does not perform specific management work or the like.

Just wait for the money to come later.

Chen Huaiqing let the pension fund company get involved in everything that makes money.

In terms of investment preferences, pension fund companies like projects with large scale and stable rate of return.

However, it does not mean that pension fund companies will not invest in some small projects and the like.

For example, pension fund companies will also invest in some start-up companies and the like.

The investment department of the pension fund company is quite good in terms of capabilities.

Chen Huaiqing: "How long will it take to achieve the goal of covering the entire population?"

"This one……"

Kong Jiashu scratched his head, he was already a little bald.

So, simply cut the head into a bald head.

This way, on the contrary, it is very good.

"Mr. Qing, basically all those who are willing to participate in the insurance have already participated in the insurance. The rest of the people, except for minors, are unwilling to participate in the insurance. Most of them think that instead of paying pensions, It’s better to keep the money for yourself and take care of yourself when you get old.”

If you want to receive a pension, you must be 60 years old for men and 55 years old for women.

Of course, some types of jobs can retire early, but at most five years in advance.

What is the average lifespan at this point?

70 years old!
In 1957, my country's average life expectancy increased to 57 years, and in 1981 to 68 years.

So for many people, it only takes a few years to receive a pension, which feels very uneconomical.

Chen Huaiqing leaned on the sofa, rubbed his forehead, and sighed.

For ordinary people in this world, if there is no pension after old age, life will be quite bad.

Rely on the little money you save for retirement?
In the end, I found out that I dare not use it at all.

So rely on children?
Children also have their own families to support. In order to provide for the elderly, there may be a lot of chaos in the family.

If the elderly have their own pensions to take, it will undoubtedly reduce a lot of burden for their children.

At least, if the old man is in good health, the family relationship will not be harmed because of the money issue.

Peaceful!
Chen Huaiqing has seen too many old people who are old and homeless, making a living by picking up bottles in the trash cans on the street.

Every time I see it, there will be a tingling feeling in my heart.

(End of this chapter)