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Chapter 466

Kerimiya's hair is already grey. He looks old, but he is well maintained. He is a typical image of an old American white man.

"Song!"

"I've wanted to meet Song you for a long time!"

Kerimiya shook hands with Song Yang and said that he had been dealing with Song Yang for many years, but this was the first time the two met.

"This country club was established when I was in Houston, in the mid-80s, when I was in Houston and established the Houston branch of the Comerica Bank..."

Walking on the road to the country club, Kerimiya introduced to Song Yang that Kerimiya was able to become the director of Comelica Bank, which was also a great contribution.

From the outside, this country club looks quite large, but when you enter the inside, you will find that there are restaurants, hotel accommodation, blues bars, golf courses, horse farms, etc., as well as performing bands and dance teams. Song Yang I even saw a small casino, entered it, and stayed here for a year or so, probably wouldn't feel bored.

As an "elite old white man" in the American banking industry, Kerimiya is personable and knowledgeable, "Houston at that time was completely different from what it is now. Of course, if Song you appeared at that time, maybe I would Stay in Houston for a few more years!"

Arriving at a golf course in the country club, Kerimiya greeted several old white men who were playing.

"This is Fraser. The casinos on Fremen Street all belong to the Fraser family!"

Kerimiya pointed to a man smoking a cigar, and said to Song Yang, Houston is not only an aerospace city, but also one of the largest entertainment cities and casinos in America, like Eric’s RICK nightclub group, you don’t need to Mentioned, it ranks first among other cities in America.

There are also two large casino districts in Houston. One is in the city center, which is dominated by Fremen Street, and the other is mainly dominated by Houston Avenue. Both areas have super-large casinos that can occupy One street is enough to know the strength of this Fraser.

After introducing Fraser, Kerimiya introduced a few more people to Song Yang, all of whom were from Houston and the surrounding states, which were annexed by America for more than a hundred years and once belonged to Mexico, including New Mexico and Colorado. State, Wyoming, Oklahoma, Kansas, etc.

These sites are all adjacent to Texas. They belonged to Mexico back then. They have always flirted with Texas. Children who cry have milk. The same is true for a state. These states are making trouble with Texas, naturally for more Benefits, but it is a fact that several states are getting closer.

When Kerimiya introduced an old white man, the other party took the initiative to speak, and said with a smile, "Song and I have known each other for a long time, but little Bruno bought a lot of farms and land from me!"

"Mr Dutton!"

Song Yang called out to John Dutton who was speaking.

Kerimiya and the few around him couldn't help but change their expressions slightly when they heard what the two said. The Dutton family is one of the families with the most pastures, farms, and forest farms in the western states.

Now that Houston wants to develop new areas and build new buildings, it cannot avoid dealing with the Dutton family. Without the approval of John Dutton, it is estimated that they will not be able to buy the land to start construction.

Hearing that Song Yang bought a lot of land from John Dutton, several old white men around looked at Song Yang, and their expressions changed slightly. There are many standards for "one's own people", but the number of land farms is one of the minimum conditions. John Dutton sold the land of Song Yang's farm, which shows that John Dutton has "approved" Song Yang.

Otherwise, if it were an African-American singer or something, John Dutton probably wouldn't sell that piece of land no matter how high the price was.

After sitting down, Kerimiya asked the golf caddy to pour a few glasses of water for a few people, and then let the rest go.

"Song, it's not easy to buy land from old Dutton!" Kerimiya said, raising his wine glass to Song Yang.

John Dutton's actions made Kyrimia slightly change Song Yang's position in his heart. It is not something ordinary people can do to get the land from John Dutton, a big landlord.

Song Yang touched a glass of wine with Kerimia, and said to him, "Mr. Dutton just sold a few pieces of land for the sake of old Bruno!"

Song Yang moved old Bruno out. Old Bruno was with John Dutton. It should be "reasonable" to buy a few pieces of land from Dutton.

It's just that Kerimiya and Chris Jain on the side know that Song Yang's words are just evasions.

The old white men, represented by John Dutton, are shrinking in influence. Instead, they are people from the technology industry. For example, John Malone, president of TCI, bought 220 million acres of land, and Turner, the founder of CNN, owns 210 million acres. Acres of land, Bill Gates is also the latecomer.

This group of people from the technology industry are crazily enclosing land in America. They are not the same as John Dutton and the gang who live on the land. John Dutton also felt threatened and began to attract more people. Song Yang, a technology Upstart is one of them.

John Dutton could see clearly that the influence of the old white man had faded away, and the fault was serious. If he didn't win over the upstarts, he was afraid that the land and farms in the hands of the Dutton family would be lost.

After showing Song Yang the people who came to this country club, and also showing Song Yang the contacts of Kerimiya for so many years, Kerimiya entered the topic and said directly, "When will the PayPal payment platform be launched?" ?”

The meeting between Kerimiya and Song Yang today was actually a way to get the wind out in advance to determine the bottom line between PayPal and Bank of Comelica, so that in two days, the formal negotiations between the two sides can proceed.

If the two sides don't know each other's bottom line and keep arguing, then nothing can be discussed.

Of course, today’s PayPal platform will also give up part of the benefits, just like America Telecom, when it took money from the Comerica Bank, it had to give up 5% of the equity in Kerimiya, otherwise, how could Kerimiya To help an empty shelf America Telecom, get a loan of more than 3 million US dollars.

The PayPal payment this time is basically the same, and the board members of Kerimiya and Comerica will also be given an additional PayPal equity.

Otherwise, if there is no benefit, how could Bank of Comerica stand with PayPal against the bank giants on Wall Street?
Song Yang nodded to Marcus, who put part of PayPal's proposal in front of Kerimia.

"Director Kerimaya, the PayPal payment platform will be officially launched in the near future. I hope that Comelica Bank can fully support PayPal payment!"

Kerimiya flipped through the plan in his hand, his face was calm, but he was quite surprised. He saw the fields that PayPal was going to enter, including online payment, cross-border remittance, credit, funds, etc. s project.

Of course, at the beginning, in order not to be too conspicuous, PayPal will definitely not be so ostentatious, at most it will be a small fight, but in the later period, PayPal will obviously have a hand in all kinds of business played by traditional banks.

Therefore, it is necessary for the Bank of Comerica to provide comprehensive support for the PayPal platform from the beginning, including settlement centers, offline business points, overseas remittance support, etc.

Without the full support of the Bank of Comerica, it would be difficult for PayPal to convince those users to carry out these businesses. Only a large bank can endorse the PayPal platform.

Putting the plan aside, Kerimiya picked up the wine glass and began to drink slowly. Chris Jain, who was familiar with Kerimiya, couldn't help but feel his heart tighten when he saw this scene.

Jain knew that Kerimia was used to making this kind of action when he was in trouble, so Chris Jain raised his head and gave Song Yang a hint with his eyes.

Song Yang didn't speak, but was waiting for Kerimiya. After a while, Kerimiya finally said, "Wall Street will not allow PayPal to carry out so many businesses. If Bank of Comerica supports PayPal , is against the entire Wall Street, and the board of directors of the Bank of Comelica will not accept this result!"

Behind Wall Street, in the final analysis, there are still a few big banks, such as Morgan, Wells Fargo, and Citigroup Dominion. The bank giants are the key to Wall Street. These gluttons will never be soft when facing opponents who dare to steal their jobs.

Even if the Comerica Bank is the top leader, it is estimated that it will be a little guilty when facing this group of opponents. Kerimiya is familiar with the personalities of the directors of the Comerica Bank. If it is profitable, he is willing to stand on the side of the PayPal payment platform. But if the risk is too high, those people probably won't do it.

It is true that Kerimiya is influential in the Bank of Comerica, but he can't force the directors to sign the agreement!

"If PayPal pays and is willing to lower the requirements, I can convince the Comerica Board of Directors to fully support PayPal..."

"PalPal must have full business support!"

Before Kerimiya finished speaking, Song Yang interrupted him directly and said, "I have already talked with Jain, and he should have passed my words to the directors of Comerica.

Cooperating with PalPal is also an opportunity for Comerica Bank. Users of the PalPal platform will not be limited to Texas or even the mainland of America. As long as PalPal can develop, it means that as long as there is Internet, there will be There will be PalPal users, and the Comerica Bank, which cooperates with PalPal, may also become a bank with users all over the world! "

Song Yang drew a big pie for Kerimia and guaranteed PayPal, which is also of great benefit to the Comerica Bank, which will allow the Comerica Bank to go out of the western states and become a giant bank in America. Even world-class banking giants.

This big cake is painted big and round, and it is estimated that one bite can hold up to three years. Like Chris Jain, it is estimated that he gnawed it down, but for Kyrimia, who has experienced countless storms and waves, these are all nonsense. calf.

"These are indeed opportunities, but in the face of risks, they are nothing. The banking industry in America will be reshuffled every 20 years. Whether it is because of internal reasons in America or other reasons, it is not the one who can survive to the end. Because the number of users is not the number of businesses, but the risk!"

Kerimiya put down his wine glass, tapped his fingers on the table, and talked about his experience to Song Yang. He had experienced the major reshuffle of the American banking industry. Now American banks, large and small, are spread all over the states, and can be compared with dozens of banks. Compared with years ago, it was nothing.

The Comerica Bank is not the most outstanding one, but in the end it is the one that survived the longest. After every turmoil, it can acquire a batch of banks, and finally it is the largest in Texas and Colorado. one of the banks.

"Times have changed!"

Regarding Karimiya's experience, Song Yang just said a word, and Karimiya opened his mouth and closed it slowly again.

"The emergence of the Internet will change everything, and the banking industry is no exception. Even though the Internet will experience turmoil and even troughs, this change will not be interrupted."

Song Yang said directly to Kerimia, "Whether Comerica Bank is willing or not, it is inevitable. In the future, maybe not only PalPal will enter the Internet finance industry, but other technology companies will also enter this industry , whoever has the most users in the future will have the upper hand..."

Karimiya frowned when he heard Song Yang's words. According to Song Yang's words, the banking industry is like a broken drum, and anyone who wants to come in can come in and get a foot in the door.

"10%!" He didn't talk about these risks with Kerimia any more. Song Yang firmly believed that great efforts can produce miracles. In America, as long as you pay more dollars, there is no risk, so it is unacceptable!
"Once the cooperation starts, PalPal can accept the investment from Comerica Bank and transfer 10% of the shares to Comerica."

"In addition," Song Yang glanced at Chris Jain first, and then said to Kerimiya, "The family foundation of the directors of Kerimiya can get 3% of the shares, and the rest of the directors of Comelica Bank who support PayPal, You can get another 3% of the equity!"

Hearing that Song Yang finally put forward the conditions, Chris Jain couldn't help becoming nervous. He had previously received a promise from Song Yang that as long as the Comerica Bank can reach a cooperation with PalPal, then he can get 1% of the PayPal payment equity .

This [-]% stake is related to Chris Jain, whether he will continue to be a laborer in the future, or whether he can go further and completely change his position and situation. At this moment, he is more nervous than others many.

Song Yang is waiting for Kerimiya to make a decision. As long as he can get the Comerica Board of Directors to sign the agreement, he will be given 3% of PayPal shares. In addition, other directors of the Comerica Bank who are willing to help can also benefit .

Kerimiya frowned. What Song Yang gave was not a multiple-choice question, but a mandatory one. It all depends on how he chooses.

(End of this chapter)