Reborn Russia as an oligarch

Chapter 955 Change Destiny
Back in the private room, after sitting down again, Wang Ye smiled and said to Wang Dongdong:
"Dongdong, here are two envelopes, you choose one.

One of them contains a check for 100 million. If you choose this, just take it away.The money is yours, you don't have to pay it back.

The other one contains a check for 1000 million, but if you choose this, you will have to return the money after three years.

In other words, you only have the right to use the 1000 million for three years
Moreover, this money is not for you to use in vain, you need to pay interest.

Let's calculate it at an interest rate of four points per year. After three years, you will pay me back 120 million! !
Which do you choose? "

Zhang Xiaoxi looked at Wang Ye in surprise, wondering what he meant, why did he let Wang Dongdong make a choice, wouldn't it be good to just give her a sum of money?

But she didn't say anything, because since Wang Ye did this, there must be his thoughts.

My old classmate, as a "foreigner", can get mixed up in Russia in just five years to the status of today's net worth, how can what a "mortal" like myself can understand...

So just watch it by yourself, and don't need to express any opinions.

And Wang Dongdong was already speechless.

She subconsciously thought that Wang Ye was joking, and looked at Wang Ye's expression very seriously, but the 100 million, 1000 million, how come it feels like it's not money in Wang Ye's eyes!
Let alone 1000 million, even 100 million, that is a huge sum of money!

The real estate they are selling is only a little over 3000 yuan per square meter, and the average house price in the provincial capital is even less than [-] yuan!

This means that 100 million can buy three sets of three bedrooms and one living room in full!
As for how many suites can be bought for 1000 million, Wang Dongdong dare not forget...

Why use the house as a measure? It can only be said that this is her "occupational disease"!

…………

"Are you... serious? Why did you give me money?"

After hesitating for a long time, Wang Dongdong asked with difficulty.

Her eyes were still fixed on the two cowhide envelopes on the table, as if she wanted to look through the envelopes to see if there were really two checks inside...

Wang Ye smiled lightly and said casually:
"Because you helped me before, and now you are in trouble, and I happen to have the ability, so let's pay back the favor I owe you.

Don't think about it too much, and don't worry that I will plot against you or something.

The money may seem like a lot to you, but to tell you the truth, it's nothing to me.

Xiaoxi, do you think so? "

"Right, right, right! Don't worry, Dongdong, Wang Ye is...he is not ordinary rich, this amount of money is really nothing to him." Zhang Xiaoxi nodded quickly to testify for Wang Ye.

Wang Dongdong looked at the two dubiously, still a little uneasy, and asked again:

"Then... These are your family's money, right? I don't think it's very good..."

Wang Ye spread his hands helplessly: "I've said it all, it's my own money, and it has nothing to do with anyone else. Don't think too much about it, just choose it."

Although Wang Dongdong was still not completely relieved, she also "tactfully" stopped asking questions. She looked at the envelope on the left and then at the envelope on the right.

Seemingly having made up his mind, he looked up at Wang Ye and said, "I'll choose the one with 1000 million yuan!"

Wang Ye was noncommittal, but just reminded her with a smile: "The 1000 million is not for free. After three years, I have to pay back 120 million, and I have to write an IOU. By the way, can you tell me that you plan to take this money?" What does the money do?"

After Wang Dongdong made his choice, it seemed that he had unloaded a heavy burden, and he felt relaxed.

Her eyes were a little dazed, and she explained as if talking to herself:
"After taking the 1000 million, it is natural to pay off the family's debt first, and I feel sorry for the family for so long.

I didn't have much money before, and it was all money from relatives and friends, so I didn't mention interest with the cheek.

Of course, they didn't even think about asking my family to pay interest. They knew what was going on with our family, so they didn't even urge my family to pay back the principal.

But the more this happened, the more embarrassed I felt to face them.

Now that I have enough money in my hands, besides the principal, the interest will naturally be calculated.

It is not a wealthy family. They helped us in our most difficult time. We must know how to be grateful.

But it doesn't cost much, a total of 25 principal plus interest should be enough.

With the rest of the money, I plan to start my own business.

As you can see, I am now a sales consultant, that is, a house seller.

So I know a lot about the industry.

In my opinion, although the current real estate market is not too prosperous, but in the long run, the real estate market has great potential!

The country has been talking about urbanization. I don’t know much about these major policies, but literally, urbanization means expanding the size of cities and letting rural people, or some rural people, move into cities?

Since many people will come to the city in the future, they need a shelter from wind and rain.

This means huge real estate demand!
Especially those small bosses in the relatively affluent counties and cities below, who wouldn't want to settle down in the provincial capital.Since you want to settle down, you must buy a house!
Therefore, I am very optimistic about the future real estate market. "

Wang Ye nodded, and asked with great interest: "Then you want to start a real estate company? Although 1000 million is a bit reluctant, it is almost enough to start small projects in small cities."

If Wang Dongdong really wants to start a real estate company, although Wang Ye won't say anything, he won't speak highly of her.

Because there is a great possibility that after three years, Wang Dongdong will not be able to pay the money at all. For a real estate project, from getting a suitable plot of land, to laying the foundation, building, and selling the money...

After the whole process, three years are barely enough.

And 1000 million really can't do any big projects, and it's even impossible to get a foothold in the provincial capital, so I can only go to the lower cities.

But these days, the first- and second-tier real estate markets haven't fully developed yet, and the cities below don't have that kind of environment.

Therefore, Wang Ye is not optimistic about Wang Dongdong's going to a real estate company.

…………

Wang Dongdong shook his head, "I don't have the skills to run a real estate company. Although I have not been in this industry for a long time, I still know something. Take our provincial capital as an example. If you want to get a piece of land, you don't need it The ones with less money, and the land in a good location is not enough to have money, it has to be related!

So, I don't want to go into this muddy water.

My idea is to be a real estate agent!
This industry can be regarded as that... yes, the asset-light industry!

It's not a popular word now.

The real estate market is not only the sale of commercial housing, but also the rental of housing. The market size of this area is also very huge.

Just like myself, I went to university in the provincial capital, so I naturally want to stay here after graduation.

Then you need to rent a house!
There are many young people like me in the provincial capital, and my colleagues basically live in rented houses. There is a huge market demand for this.

But according to my observation, there are no large-scale intermediary companies here in the provincial capital. They are all small stores that only operate in a few nearby communities.

So I think the rental market is still promising.

It only needs to open more stores and recruit more staff to form an advantage in scale.

At that time, my intermediary company will have more housing information, more store outlets, and greater reputation, which will naturally attract more property owners to rent out their houses to us, and renters will come to us for help Looking for a house..."

Wang Dongdong eloquently explained her thoughts to Wang Ye and Zhang Xiaoxi, and how to make the intermediary company bigger and stronger.

It can be heard that she didn't do it on a whim, but after careful consideration.

What she said is very practical, even if Wang Ye is asked to work as an intermediary company, that's probably the way to do it.

"So, with the starting capital of 1000 million, then I can have a very high starting point, directly use the advantages of scale to seize the market, and occupy the leasing market of the provincial capital...

Ah, sorry, I said too much. "

While talking, Wang Dongdong suddenly realized something, stopped quickly, and apologized to Wang Ye.

These things are just something I have been thinking about when I have nothing to do after I entered this line of work.

Talking in front of a big boss like Wang Ye, isn't it just playing tricks on the class...

…………

Wang Ye comforted her with a smile:

"It's okay, your thinking is very clear, and I also think this plan is feasible.

Now that you have made up your mind, take the 1000 million. "

Wang Dongdong hurriedly asked Zhang Xiaoxi to borrow paper and a pen, and wrote down an IOU seriously.

It indicated that she borrowed 1000 million in cash from Wang Ye today, and three years later, she would have to pay Wang Ye back a total of 120 million with interest!
After finishing writing, she solemnly handed the IOU to Wang Ye with both hands.

After Wang Ye took it, he handed it to Zhang Xiaoxi, jokingly said: "You will be responsible for the supervision of this money, and you will be responsible for collecting the debt after three years."

Zhang Xiaoxi also nodded with a smile and said that there is definitely no problem, and she will keep in touch with Wang Dongdong more in the past three years.

Wang Dongdong smiled and his eyes were a little moist.

She understood that the two old classmates were just helping herself, and didn't care much about the 1000 million.

Obviously, a person who can casually take out 1000 million in cash, how rich his family and wealth can be, she dare not even think about it.

But she was even more curious.

Judging by Wang Ye and Zhang Xiaoxi's expressions, they should have a very good relationship now, definitely not just old high school classmates.

Moreover, it is obvious that Wang Ye is the main one among the two, Zhang Xiaoxi is a bit "behaved", this is not like the old squad leader I know!

This money was also given by Wang Ye. According to what Zhang Xiaoxi said just now, this money is not worth mentioning to Wang Ye.

In addition, when we first met, Wang Ye said that he had just returned from Moscow, and he would still "hang around" there in the future...

Combining all this information, Wang Dongdong can't draw many conclusions.

But one thing is certain, that is, Wang Ye has made a lot of money in Russia!

As for what kind of business it is, I don't know...

Although she was very curious, Wang Dongdong was very sensible and didn't inquire about it. She knew that there were some things she shouldn't know, so don't be curious!
…………

After eating, Wang Ye and Zhang Xiaoxi said goodbye to Wang Dongdong, saying they were going to visit the old city.

Watching the two of them get into the shiny black Mercedes and gallop away, Wang Dongdong stood on the side of the road with his hands raised for a long time.

Wang Dongdong didn't put down his arms until the car was out of sight after turning the corner.

Reaching out and pressing the thin envelope in his pocket, and feeling the presence of the envelope, Wang Dongdong believed that all this was real, not just dreaming!

Subconsciously, he wanted to walk towards the company, but Wang Dongdong suddenly thought of something and stopped quickly.

Although I had seen the check in the private room, it was indeed 1000 million, but I had never handled a check of such a large amount before.

To be honest, I don't know how to tell the truth from the fake!
Although it is basically impossible, what if the check is fake...

It's not that I can't trust my old classmates, but that two old classmates who haven't been in contact with each other for several years suddenly found me and "stuffed" me 1000 million without saying a few words...

This……

I can’t believe it on anyone, I’m guessing they’ll all feel terrified, wondering if there’s something wrong with it...

…………

But this problem is easy to solve. The cash check that Wang Ye gave her is from ICBC. It just so happens that there is an ICBC branch on this street. If you go there and ask, you will know whether it is true or not!
Wang Dongdong hurried to the Industrial and Commercial Bank not far away, and after entering, he asked the lobby manager to explain his purpose.

Hearing that it was a large check of 1000 million, the lobby manager did not dare to be negligent. After carefully identifying it, he was still not sure, so he called a colleague. After some research, the two directly called Confirmed until the issuance of the check.

In the end, with a smile all over his face, he said to Wang Dongdong in a respectful tone:
"Hi, the check is genuine and there are no issues!"

Wang Dongdong's eyes lit up, and he asked quickly, "Then can I withdraw the money directly? Oh, it's not cash, but transferred to my personal account."

The lobby manager immediately said: "Actually, according to regulations, you have to go to the issuing bank to withdraw cash. Oh, the issuing bank of this check is a branch in the capital, and you need to go to the capital to do it."

Before Wang Dongdong could ask, she continued, "Of course, if you apply for a savings card at our branch and put the money in our branch, we will take care of all the procedures for you."

Wang Dongdong finally understands, the lobby manager wants to raise savings...

But these are trivial details, not important, the most important thing is that this cash check is real!
This 1000 million is also true!

My family's foreign debts can be paid off, and my mother doesn't have to get up early every day to go to the county town to sell vegetables on a tricycle.

And I no longer have to be like a clown every day, nodding and bowing to hand out flyers when I see people!
With just such a thin piece of paper, the fate of my whole family has undergone an earth-shaking change...

(End of this chapter)