blackstone code

Chapter 1202 Bankruptcy and...

There are always people who are worried about the bank. The bank releases so much money every year. What if someone can't pay it back?
In fact, it is not necessary at all. The profits of the banks are amazing every year. They rarely have money to return, because they never give money to the poor, and only lend money to the rich who can afford it.

So the poor can only deposit their money in the bank when their wealth is not enough to realize their ideas, and then the bank will lend the money of the poor to the rich, so that the rich can continue to expand their business and become richer.

But not everyone who can borrow money from the bank can afford to pay it back. For example, Judy's family has a financial crisis, and there is evidence that they will continue to decline.

So the bank appears here.

"I've only seen this kind of scene on TV before." After the bankers finished counting and left, the male host laughed while leaning on the back of the chair in the dining room.

There is also a buckle, a label, and a number on it. Before the thing is removed, it cannot be taken away or sold.

The host turned to look at the hostess, feeling a little guilty, "I'm sorry, I couldn't keep your car in the end."

The couple hugged and comforted each other.

Judy hasn't come to her senses until now, the original... The wealthy family was destroyed in an instant, and she never realized that her family was so fragile.

Her life has been very rich since she was a child, and she is getting richer and richer. Maybe this kind of wealth is not like that of the rich, who can use money to buy happiness for herself, but at least the middle-class life is not a problem.

With her parents' work on the right track, they may be able to become shareholders of their respective companies in a few years, and they can support the size and expenses of the family only by relying on year-end dividends.

If you start a business again, or make some financial investments, the family will become richer and richer until one day, they decide to start their own business...

But in the past few days, her previous cognition has completely changed. She still can't accept that this family is as fragile as her broken news host dream, and it will be broken if it is broken!
She sat on the sofa, dazed.

After a while, she couldn't help but say, "Are we going bankrupt?"

The host sighed, "Don't worry, it's not that bad..."

Zhu Di's eyes suddenly burst into a hopeful look. She looked at her indifferent father and hoped that he would tell herself that all this was just a dream.

The male owner didn't know that his daughter had so many thoughts. He looked up at the house and said with a sigh, "We sold the house so that we don't need to continue to pay for the real estate."

"That's probably enough to cover the loans we owe the bank, so we're not broke."

Judy fell silent. Their family only had this one house. The federal property tax was not cheap, and Bu Pain's was even more so.

"If we sell the house, where will we live?", she asked again.

The host looked at his wife, "I know there is a motel in the outer ring of the city. It only costs five yuan a night, plus two yuan for hot water and TV."

"We can live there first, and then find a job, at least we won't starve to death..."

Said that the male owner let go of his wife, "I have to find someone to buy this house. If it is handed over to the bank for auction, its price will be very low."

The bank is not completely unreasonable and unreasonable. As long as the money can be repaid within the stipulated time limit, that is, within fifteen days, they will not do anything.

The family is still a respected customer of the bank, and of course their credit rating will be downgraded.

But if the money is not paid within the time limit, the bank will apply for enforcement from the court, and then auction the house according to law.

Bank auctions, there are too many things that outsiders don’t know. In newspapers and news, it is always said that banks are constantly auctioning some assets, but how many ordinary people have really heard of it, seen it, and know the exact time and date? Place?
No, no one knows, everything is digested internally, for a very, very low price!

The man knows this, he must sell the house before the bank, or he will really go bankrupt.

Buying a house is...not easy, especially in the early stages of social and economic recovery and rapid development.

A lot of money is being invested in real industries, factories, external and internal trade, plus expensive property taxes, no one will buy too many useless houses, except the rich.

This has also made luxury houses in middle-class communities, which are not very easy to sell, even more difficult to sell.

People who look down on these houses don't even think about it, just like those who can't afford these houses, they don't care about the price or anything.

As for the people who can afford and value these houses and their communities, they are all middle-class families similar to Judy's family.

But they can't come up with money, at least they can't raise so much money in a short time.

Some people say that the biggest difference between the middle class and the lower class and the proletariat is that the middle class has a sufficient understanding of wealth, and they know how to use some of their money for financial investment, stocks, or direct shareholding in companies and the like.

This will make the money more and more, and those people at the bottom of society don't understand this, they only know how to use the money or put it in the bank.

It is precisely the willingness of the middle class to invest that makes it difficult for even those who want to buy this house to spend 10,000+ in a short time.

Some people have talked to the owner and have seen the house, they love it, the only request is a little more time, or a lower price.

Since the money for buying a house is directly deposited into the account designated by the bank, installments are not accepted, so the buyer must pay in one lump sum, which is also very embarrassing.

The male owner rides a bicycle that has not been ridden for 30 years between different real estate dealers every day, and every time he ushers in disappointing news.

Some people think his house is good, but they are only willing to pay a price in the early [-], which is far lower than his psychological expectation.

He also went to Bu Paine's famous second-hand real estate auction. He listed the price of his house at 19 yuan, which was 99 yuan short of one yuan.

He felt that although the price was a bit low, it was still within acceptable range, but there was no doubt that his 200 yuan handling fee was wasted for two consecutive failed auctions.

He didn't sell his house until the people from the bank showed up!

During this period, Judy's dissatisfaction and even hatred towards Lynch became more and more serious. She believed that Lynch had caused herself to suffer so much unfair treatment.

She wants to publish all of this, so that the public can know what Lynch really looks like, but no media is willing to publish these contents.

No one would offend Lynch for her, no one!
In the end, the entire house was successfully auctioned at a price of 120 yuan. In addition to their little savings and the money for selling second-hand cars, they borrowed a little from relatives and friends, and they paid it off. bank debt.

After 20 years of hard work, I returned to the situation when I just graduated overnight.

After signing his name on the last document, the host seemed to lose his soul.

In the afternoon, Lynch came back from the office. The Industrial Incubation Park of the Light of Tomorrow was about to be completed. He went to check it out and found that some companies had already settled in.

This is great news. After the official completion ceremony is held, the industrial park can be vigorously promoted.

He also met with the mayor, who also understood the value of this industrial incubator. He and Lynch talked about his willingness to promote the city hall and the six major banks to jointly provide some policy support, such as policy and financial considerations.

Start-up companies must have a big gap in funding, and they can work together to help these start-up companies mature quickly.

For the mayor, all he pays is some policy preference and some subsidies, which can bring a lot of jobs to the city, increase his personal reputation, and accumulate political capital for himself.

There will be no loss for the bank. As long as one out of a hundred ventures succeeds, they will be able to recoup their capital. Why not give it a try?

And there is Lynch standing at the forefront. If this thing is really not profitable, Lynch will do it?

Just arrived home and hadn't rested for a while, the phone of the community service company rang.

Then the little maid told Lynch that Mr. and Mrs. who claimed to be Ms. Judy's parents wanted to see him.

I have to say that the choice of Judy's parents is very smart.

If they went to the company to find Lynch, there was a high probability that the company's front desk would tell them that they didn't have an appointment and they wouldn't even let Mr. Lynch know about their visit, and then the security guard would ask them out very politely.

It might be a little reckless to visit the residence directly, but at least it's an opportunity.

The community service company won't know who the two are, they'll just have to tell the doorman what's on their mind, and the doorman will definitely respond.

very smart.

After hearing this, Lynch raised his eyebrows, thought about it for a while, and then agreed to meet these two people.

Minutes later, Judy's parents showed up in the living room of the house.

They stood, Lynch sat.

"It is very presumptuous to disturb your rest, Mr. Lynch, I am extremely sorry for this!"

The man looked more than ten years older than a month ago. His originally shiny hair had completely lost its luster, as if every strand was in a position where it shouldn't be, making him look full of old age.

There was no such radiance on his face, only a gloomy and helpless emotion remained on the surface.

He was slightly arched, stooped, and life was like a mountain, crushing him.

Lynch pointed to the sofa opposite, "You can sit down and say, you know, I don't like talking to people with my head up."

The husband and wife immediately sat down on the sofa opposite Lynch carefully and cautiously...

(End of this chapter)