Number of romantic figures

Chapter 666 E-Zijuan Character Determines Style
Baochai's performance today alone is enough to make Feng Ziying feel more fond of her.

It is so rare to be able to fully understand Lin Yatou's identity and situation, and at the same time think about the life behind Lin Yatou.

This point alone either shows that Baochai's mind is pure and kind, or it proves that Baochai is magnanimous.

Feeling slightly emotional in her heart, Feng Ziying felt that she had chosen the right person.

Although at the beginning Qi Yongtai and Guan Yingzhen both intended to be matchmakers for him, the women were all the prostitutes of gentry and celebrities in Beijing or other places. They went to another room outside the house, but even if there was a possibility of having three rooms at the same time, Feng Ziying didn't consider anything else.

Baochai's impression on her was indeed too good, even as good as Daiyu's.

After contact, Feng Ziying likes Baochai's precocious but not philistine, careful but kind-hearted personality, and has an indescribable sense of complementarity with Daiyu's sharp, innocent but sensitive and delicate temperament.

Feng Ziying also has a long aftertaste for a comment that is both ruthless and touching.

Slightly nodding, Feng Ziying said with a smile: "Sister Bao is really thoughtful, well, please continue, Sister Bao."

"There are also shops. Besides the capital, my sister's idea is Yangzhou, Linqing, Suzhou and Jinling. These four cities can actually be purchased. The younger sister referred to the differences between these cities provided by Brother Feng. Considering the shop price and rent of the location, combined with the convenience of daily rent collection in the future, I think the capital is still the first choice, followed by Linqing and Jinling, and then Yangzhou and Suzhou,..."

Feng Ziying laughed, "What about your reason, Sister Bao? Is it still the same as buying a field?"

"Not exactly." Baochai did not follow Feng Ziying's train of thought, "The reason why I bought the land is that my younger sister thinks that the land is the most valuable. This can be seen from the rising price of its prices for 30 consecutive years. Among them, only For three years, it fell slightly, but in the second year, it basically rose back. This is the reason for buying fields, but not entirely for shops,..."

Both Feng Ziying and Tanchun listened carefully, which made Baochai feel a little proud, which showed that the strategic plan he had made had won their approval.

"In fact, comparing the selling prices of shops in the past ten years, it can be seen that the price increase is not high, but it still basically shows a continuous upward trend, but Xiaomei thinks that the more important thing is the rent and the tightness of the lease. One key point, needless to say, is the capital city. This can be seen from the population growth of the capital city in the 30 years from the 17th year of Yuanxi to the fifth year of Yonglong. My younger sister does not know the annual population growth rate of the capital city, but Brother Feng told me In the past ten years alone, the population of Jingshi City has increased by more than 8 households and [-] people. Brother Feng also told me that the population growth in a city will inevitably increase the demand for various livelihoods, whether it is selling cloth Selling grain and jewelry, or selling southern goods, wood, rouge and gouache, will all increase, which means that the demand for shops will increase, especially those in power and in good locations..."

Only then did Tanchun realize that in the past ten days, not only did he often ask Brother Feng to ask questions, to understand the situation, it turned out that Sister Bao was also not idle, and also asked Brother Feng to ask these questions, and he still underestimated it. Sister Bao's competitive spirit.

Baochai's suggestion is to purchase 8 shops in the capital city, costing 2000 taels of silver, mainly in the vicinity of Nanxunfang Naizifu, Dashiyongfang Old Curtain Alley, Xiaoyongfang Huichang Street and Shichang Street, Anfu Fang Xi'anmen Street; purchased twelve shops in Linqing at a cost of 3000 taels, and purchased eight shops in Jinling at a cost of [-] taels.

"Sister Bao, it seems that you are the most optimistic about Jingshi City. Well, I said that the population of Jingshi City has grown rapidly in the past ten years. What is the basis for purchasing shops in Linqing City and Jinling City?" Feng Ziying's investment in Baochai I am still very interested in financial management ideas, and this little sister's investment and financial management is quite stable.

"Linqing is an important port on the canal. Brother Feng also said that there are many merchants here, and it is also an important distribution center in Shandong. In addition, the Feng family has enough connections here, so they can take care of it better. As for Jinling, the center of Nanzhili Well, the Jia family and the Xue family still have some contacts in Jinling, and they can also help sister Lin to take care of her,..."

Baochai's cheeks were slightly flushed, and she looked at Feng Ziying with even more love in her eyes, and couldn't help but praise: "My sister has a heart."

Pretending to be calm, Baochai brushed her hair that was hanging down her forehead, and smiled sweetly, "Since it was planned for sister Lin, it is natural to be considerate. In fact, younger sister originally thought that she could buy shops in Ningbo and Quanzhou. But considering that it was too far away, it was difficult to take care of, so I gave up."

"Oh? Sister Bao is very optimistic about Ningbo and Quanzhou?" Feng Ziying raised her eyebrows.

"Brother Feng said that with the opening of the sea by the imperial court, Quanzhou, Ningbo and Zhangzhou will become the centers of maritime trade in the future, and the Shibo Department will also be built here, so this also means that these cities will also usher in a prosperous scene in the future , if you buy a shop here in advance, there will definitely be a lot of gains and benefits,..."

Feng Ziying couldn't help laughing. It seems that Baochai is still very optimistic about the commercial real estate industry, and he can actually consider the problem from the perspective of urban industrial development.

"Well, apart from the two biggest expenses, sister Bao also suggested buying 5 taels of Kaihai bonds. How did you think about this?" Feng Ziying didn't expect Baochai to think that Kaihai bonds could be purchased.

Kaihai bonds are divided into three-year, five-year and ten-year periods, but to be honest, the interest rate is not high. According to the basic principle, the three-year annual interest rate is only 1.8%, the five-year period is 2.1%, and the ten-year period is 2.8%. %, it can be said to be quite cheap.

"Didn't Brother Feng say that Kaihai's prospects are very promising, and that the imperial court uses import and export tariffs as collateral? Presumably, the credibility of the Kaihai bond is not a problem. Although the interest rate is a little lower, it is guaranteed by the imperial court's tariffs. Mortgage, bonds are easy to carry, and can be transferred, easy to realize, and there are still interest, it is better than burying the money in the ground, right?"

Feng Ziying couldn't help nodding at Baochai's rhetorical question, which seemed to be due to her reputation.

I said that the momentum of opening the sea is very good, so the other party feels that the payment of the bonds of Kaihai must be guaranteed. Depends on the attitude of those in power towards such situations.

In addition, it also depends on whether there are other accidents and emergencies.

For example, when the payment is about to be made, the Jurchens suddenly enter the pass, or a rebellion breaks out in the southwest. Are you still willing to make the payment after talking about the emperor, the cabinet, and the Ministry of Household Affairs?
Feng Ziying feels that it is really difficult to say given the current level of recognition of financial reputation among the princes in the court.

"Well, the rest of the arrangement is that apart from keeping the 1 taels of cash, Sister Bao thinks that she can invest in Linqing's tribute bricks to make a living and start a brick factory?"

Feng Ziying knew that this matter had a lot to do with the Linqing tribute brick industry that he mentioned on the way to Yangzhou. He talked to them about the current shortage of Linqing tribute bricks, and many brick kilns are raising shares to expand production and build new brick kilns. A party not only needs funds, but also technology, and also needs some contacts, otherwise there will be many obstacles when transporting through the canal.

"Well, Brother Feng and the third younger sister must know this reason. Brother Feng told us so much on the way, and Linqing is the hometown of Feng's family. If you invest in this aspect, it will not be a problem. ,..."

Baochai nodded.

It can be seen that Baochai believes that the main assets of the Lin family should be stable income. The only industrial investment is the Linqing tribute brick that he is more optimistic about and is right in front of his house, but this is also in line with Baochai's calm personality.

"Brother Yu has a general understanding of my younger sister's plan, which is very good." Feng Ziying looked at Tanchun, "Then let's take a look at the third sister. I feel that the plans of the third younger sister and younger sister Bao are very different."

Feng Ziying's words made Tanchun nervous.

In fact, neither of them had seen each other's plans before. It wasn't until Feng Ziying asked Baochai's suggestions one by one that Tanchun realized that these opinions of Baochai's sister were indeed very different from his own, and it could even be said to be the opposite.

However, Tanchun still firmly believes that her plan is better than sister Bao's. Feng Ziying can see this from the corner of Tanchun's stubborn mouth. This girl is not convinced by Baochai's plan.

"Well, the third sister's first suggestion is to invest [-] yuan in Haitong Yinzhuang. Wow, this is a big deal for the third sister. More than [-]% of the money has been invested in Haitong Yinzhuang. Can the third sister tell us what you think?"

To be honest, Feng Ziying was shocked by Tanchun's suggestion. He didn't expect Tanchun to be so optimistic about Haitong Yinzhuang.

Tanchun had repeatedly asked about the scale of Haitong Yinzhuang and the channels and methods of earning income before. Feng Ziying didn't pay much attention to it at the time. He deliberately concealed things like the scale and shareholder composition, but he was honest about the purpose and operation model of establishing Yinzhuang. , and also introduced that this Yinzhuang will undertake the collection of land taxes from the imperial court in the future.

However, seeing Tanchun's first suggestion was to buy 10 taels of shares in Haitong Yinzhuang, Feng Ziying understood that this girl had her eyes on the future prospects of Haitong Yinzhuang.

"Brother Feng, Sister Bao, if this is not Sister Lin's property but my own, then my younger sister will choose to invest 15 taels as a share, because I think that as the first such unprecedented Yinzhuang in Dazhou, With the support of the imperial court and Yinzhuang, which is closely related to Kaihai, as long as the Great Zhou Dynasty survives, then its prosperity can be expected, and the income will continue to flow,..."

Baochai couldn't help being a little envious of the bright and confident expression on Tanchun's face, although she didn't quite agree with Tanchun's point of view.

In fact, she also asked Feng Ziying about the situation of Haitong Yinzhuang, and Feng Ziying gave the same answer, but she felt that Tanchun probably only saw the huge benefits and ignored the risks.

(End of this chapter)