Psychics don't die from gunfire

Chapter 21 Online Loans
Due to long-term immersion in water, the wall was mottled in a corner, and a bare electric wire with cracked outer rubber was exposed. The light at the other end of the wire emitted a pale light.

In the gaps between the rusty shelves filled with miscellaneous items, a cold light was faintly visible. It was a surveillance camera connected to the local area network.

There were several open, unfinished pizza boxes piled haphazardly on the table, emitting the unique greasy smell of cold food.

"——You want a loan?"

The man slowly sat up from the chair. His body weight of more than 200 kilograms after the modification made the stainless steel chair under him make an unpleasant "creaking" sound, as if it could not bear the weight.

He slowly looked at the guy in front of him.

A young man with a childish look on his face, who looked like he had just reached adulthood. However, thinking about the files he had checked in advance, this guy was already in his early twenties.

The man tugged at his tie irritably. The suit didn't fit him well and made him feel very uncomfortable wearing it - but it was a pity that his boss, the leader of the Cross Tiger Gang, insisted that they dress like this.

They say that this is how you dress when you're "doing business."

Damn, they're a street gang, not some corporate guy.
"Yes, yes, it's me."

As if he caught a glimpse of the eerie tattoo under the other person's collar, and the bulging body that seemed to be bursting through his suit, the young man lowered his head, not daring to look directly at him.

Seeing this, the man didn't take it seriously and snorted twice.

He grabbed a thick stack of credit cards on the table next to the pizza box and clapped them together in his free palm.

Both of the man's arms had been replaced with prosthetic limbs, and the credit card made a crisp sound when it touched his alloy-plated palms.

"Then you've come to the right place."

The man fiddled with his credit card and asked casually, "How did you get this? Was it introduced by an acquaintance?"

"No, no one else. I came here by myself." The young man whispered, "I saw a pop-up window on a pirated game website, saying that there is no limit to the loan here."

Wow, from this perspective, the streaming service that the gang paid for this month is really useful.
The man thought to himself, but showed a hint of impatience on the surface.

"Alright, alright, I understand the situation." The man said, "Our slogan for Cross Credit Relief Company has always been to rescue people in emergencies and provide loans with zero threshold."

He paused for a moment and said, "Tell me, how much do you want to borrow? Based on your situation, I have three packages to recommend. The first is the "Happy Loan", which is also our main business. Within 10 credit points, the monthly interest rate is % -"

"How many, how many?!"

The young man seemed frightened and stammered, "No matter what, 10% is too much..."

"Oh, I forgot to tell you."

The man ignored her and continued, "You want to borrow 100,000 credit points, but we will only give you 90,000. The remaining 10,000 is the handling fee. But when you pay back the money, the principal and interest will still be calculated as 100,000."

"If you pay it back within one month, it's 10%, and if you pay it back within two months, it's 15%."

"No, then I won't lend--"

The next moment, there was a loud "bang"!
The man stood up suddenly and stepped on the table. Under the huge force, the steel table top was slightly dented and kept shaking.

The huge body blocked out the light above, and the falling shadow swallowed the young man.

The man stared at the young man coldly. He had already replaced his prosthetic eyes with two protruding cameras, flashing a dangerous red light. He shuddered slightly, and a mantis blade popped out from the side of the prosthetic arm across his knee, shining coldly. "What the hell, what do you think this place is?"

The man exerted force with his feet again, the table creaked, and he roared.

"This is not a roadside stall selling roasted white maggots, a place for you to bargain! This is Cross Cough, Cross Credit Relief Company!"

Hearing the noise, two gang members who were originally acting as doormen outside the room and were now playing cards looked at each other. Knowing that Jaredon was threatening the little white mouse again, they shook their heads and continued to play cards.

Seeing this, the young man seemed stunned.

The man reached out, fumbled roughly under the lining of his suit for a while, pulled out an employee ID card marked "Business Manager: Jaredon", and slapped it on the table.

"Damn it, you're doing this to me." The man spat.

He retracted his feet, fell backwards, and crashed back into the chair with a bang.

"Oh, still hesitating."

Jaredon sneered and read from the other party's personal file that he had collected in advance and projected on his retina.

"He Yue, 21 years old, a graduate of the Mechanical Engineering Department of the Third Public Technical College of Palose, with a B+ comprehensive subject evaluation, and is unemployed."

"Wow, your grades are pretty good, but your degree is worthless and you don't have any implants. Which company would want you?"

The top colleges of this era are, of course, the affiliated colleges run by various companies, which can satisfy both those who want to engage in scientific research and those who simply want to find a good job.

Of course, the premise is that you are good enough to stand out.

As for public colleges.

Take Palosene, for example, comparing the “Palose Third Public Technical College” with the “Palose Talent Incubation Center” established by Emerald Pharmaceuticals—even simply comparing the two is to overestimate the former.

"Think about it carefully—"

Jaredon said slowly:
"Since your degree is worthless, you must have a set of implants to improve your work efficiency, right? Otherwise, why would the company want you?"

"Oh, I almost forgot, you have no money." Jaredon looked surprised.

"——One hundred thousand credit points, 10% interest rate per month, hurry up if you want to borrow."

Looking at the young man who lowered his head, seemingly indecisive.

Jaredon thought that he had completed another stroke, and his tone suddenly became calm:

"Think about it, 10% interest rate a month, it sounds like a lot, but that's for you right now."

Jaredon persuaded, "But as long as you find a decent job, your personal credit rating will go up immediately, and then you will be eligible to apply for a loan from a regular bank - you can use that money to pay us back, and then slowly pay back the bank loan yourself."

"Is there a better deal than using something I don't have in exchange for a sum of money that can change my life?"

"Of course, the premise of all this is that you have to have money first, buy yourself some nice equipment and implants, and find a job."

(End of this chapter)