What's wrong with me being a rich man?

Chapter 1: Innate Thunder Body
This year, Beijing was about to host the Olympic Games, Shanghai was expected to surpass the Pearl of the Orient, the real estate industry had just produced a 26-year-old female billionaire, and the three major Internet giants were taking shape along with the booming industry.

This year, the people of Guangzhou had not yet strongly suggested raising the prices of water and electricity, terms such as slow employment and young elderly people had not yet been invented, and the country still had a rural population of 7.2 million, among whom were 2.25 million migrant workers surging like a tide.

In June of that year, a short thunderstorm made the weather in Jinling even more sultry, and the sticky air was even more suitable for the tearful love during the graduation season.

Yu Xing was awakened by the violent shaking. Before his eyes could adjust to the surrounding light, a pungent smell of alcohol evoked the familiar memory in his nasal cavity.

"Brother, someone called you twice. It almost killed the petri dishes in the incubator!"

Yu Xing listened to the complaints in his ears, stared at the vaguely familiar face for a long time, his mind in a mess.

"What's wrong? Are you confused in your sleep? Did you have a nightmare?" Zhong Zhiling waved his hands and looked at his dazed senior brother in some surprise.

Yu Xing let out a long breath, as if he had just woken up from a long dream. He felt relieved but also scared. Then he came back to his senses and asked tentatively, "Zhao, Zhao Zhiling?"

Zhong Zhiling's face was full of question marks. After a few seconds of silence, he said, "Brother, my last name is Zhong, Zhong Zhiling."

Yu Xing nodded and said, "That's about right. It's no wonder I couldn't remember him. I haven't had any contact with him since he left school."

Ok……

There are two unlucky guys in the laboratory. The one in front of me is an unlucky guy, and the other unlucky guy...

Yu Xing sighed in confusion. What could be worse than investing money in financial management before the global financial crisis in 08?

Have!
Take your relatives’ money with you!

He rubbed his face, and for a moment he couldn't tell reality from dreams. He just felt a deep sense of fatigue and numbness still lingering in his heart. This was not only because of the mess of financial management, but also because of what happened since then...

The financial crisis hit, and I dropped out of my first year of graduate school majoring in pathology. I looked for a senior who was said to be working in private equity in the United States, but to no avail. I could no longer be a doctor, and thought that Internet companies could make money faster. I finally got a job at LeTV, but after only a few years I discovered that the economy was in recession, and my boss eventually ran away.

After leaving LeEco, I wanted to try an earlier opportunity, so I went to a newly established small yellow car company...

When I couldn't even take out my deposit, and I was already over 30, I thought about it and went to a very prosperous industry, and chose the industry leader Evergrande to sell houses...

Not only selling, but also buying...

I studied medicine at first, but failed to work. Then I sold TVs. I was going back to China next week, so I started sharing economy. My deposit was not refunded. Then I invested in real estate, achieved some success, and finally found a good property, but failed to close the deal...

Yu Xing sat blankly on the chair in the laboratory, feeling lost after waking up from the thundering dream.

Are there any mistakes in my choices?
Isn’t it an ecological backlash? Isn’t it a capital outlet? Isn’t it too big to fail?

Why do I keep stepping on landmines at every step?

Is that because I didn’t work hard enough?
How can you work hard if you get up early and go to bed late?
Yu Xing sighed deeply, remembering the question asked by the eyebrow pencil seller in his dream, "What's so expensive about it?" Sometimes you have to look for the reasons in yourself, whether your salary has increased over the years, and whether you have worked hard.

How can I work seriously when I have become a congenital Palu holy body? !
"Brother, what's wrong? Why are you sighing all the time?" The unlucky guy Zhong Zhiling on the other side leaned his head out and asked.

"It's okay. I had a nightmare. I dreamt that a large sum of money was gone." Yu Xing shook his head and began to look through his phone's address book, intending to ask about the situation of his senior who was far away in the United States.

"It was just a dream. Just wash your face." The unlucky guy Zhong Zhiling comforted.

As Yu Xing dialed the number, he said depressedly: "The nightmare was so real, it really seemed like it was real. Hey, just imagine how I felt."

No one answered the phone and there was no sound from the side.

After a while, the voice of the unlucky Zhong Zhiling came faintly: "If I lose a large sum of money, I will jump off the building."

Just as Yu Xing was about to continue dialing, his hand suddenly stopped. Oh, the person is gone...

No wonder we didn’t get in touch later… I really couldn’t get in touch with you…

He didn't respond and silently called three times, but no one answered. Instead, his mother Chu Qiying, who had not answered the call before, called again.

Yu Xing took a deep breath, and in a trance, he seemed to hear his mother's nagging in his dream again, saying that no matter how difficult it was, he should have insisted on completing his postgraduate studies, and that he should have become a doctor no matter what...

"Mom..." Yu Xing dialed the phone with mixed feelings. The dream was too real and his mother's deep regret seemed to still be ringing in his ears.

Chu Qiying just called his son as usual, nothing else, but he felt something was wrong when he heard his tone, so he asked sensitively: "What's wrong? What happened?"

Yu Xing was silent for two seconds, adjusted his emotions, and sighed: "It's okay, the cells in my culture dish are broken, I have to start over again."

"Then start over again. Can't we do it again?" Chu Qiying said.

"Well, let's start over." Yu Xing felt a little more excited.

Chu Qiying felt that his son was in a bad mood, so he smiled and talked about some family matters.

When Yu Xing heard his mother mention his aunt who was looking for a house, he couldn't help but interrupt: "Mom, there's no need for my aunt to live nearby. She has that temper..."

"Your aunt is just like that. If you live nearby, everyone can help her out a little." Chu Qiying said disapprovingly.

Yu Xing stopped talking. This senior started private equity investment last year and did make some money. That's why more money was invested this year.

Not only that, the senior left his phone number and contacted each of us privately to persuade us to raise money.

The end result is…

The aunt who sold the house, the uncle who mortgaged the house, the grandfather who paid the money... everyone worked together to make such a mess...

Yu Xing just felt a headache. Mom, the financial crisis is coming. I'd better not contact my relatives for a while...

But this cannot be said or explained, and it will not be beneficial to the current situation.

He could only listen in silence and consider his current situation.

Chu Qiying chatted about family matters for a while, and reminded his son to eat on time. Before hanging up the phone, he suddenly said, "Son, don't be too stressed. If you really can't make it, come back and grow grapes with your uncle."

Yu Xing was about to agree when he was suddenly shocked: "Ah? Mom, you, you always wanted me to be a doctor, didn't you?"

Chu Qiying admitted: "Yes, I want you to be the doctor. You have studied for so many years, it would be a waste if you don't become the doctor. However, the doctor-patient relationship is so tense now, and doctors are under a lot of pressure."

She continued as a matter of course: "Of course I prefer you to be happy."

Yu Xing didn't expect that the regret that his mother had been talking about for so many years would take such a turn and become a completely different answer.

His nose felt a little sore and he was speechless.

Chu Qiying smiled again and said, "Look at your uncle, he is so happy growing grapes, and there is still a cold wave this year."

Yu Xing rubbed his face and sighed, "Mom, my uncle might be happy in front of you, but secretly crying at home in the middle of the night."

Chu Qiying was stunned. Hmm, it seems to make sense.

She couldn't sit still when she thought about it, and said hurriedly, "Son, take good care of yourself. I'll call your uncle first, otherwise you won't be able to grow grapes when you come back!"

Yu Xing: “…”

Before he could say anything, the phone was busy.

Yu Xing shook his head and put down his phone. Who would go to grow grapes?
What's the point of growing grapes? Interplanting affects the growth of grape seedlings, resulting in low yields next year. Uneven garden land will easily lead to stunted seedlings. Grafting and replanting old trees will affect the number of flowers next year... Between the thunderstorms, I really grew grapes with my uncle in a depressed mood...

Yu Xing called his American senior for the fourth time but to no avail. He stood up and walked out of the laboratory to wash his face. He didn't know why, perhaps it was numbness, or perhaps it was an indistinguishable dream, but at this moment he was not so angry, but felt quite calm.

This is what happened. It has already happened, so let's think about how to solve it.

He looked at himself in the mirror and still remembered how panicked he was when the financial crisis hit. But now... maybe there is something that can support the bottom.

If it really doesn't work, you can endure the chaos for a few years and buy coins to make up for the losses.

After the initial confusion, Yu Xing has been thinking about how to deal with it. It would take too long to continue studying for a master's degree and get a job. He has no capital to speculate in real estate and it is not enough to put out the immediate fire. He can't remember the numbers when buying lottery tickets. Even if he buys according to the numbers, the jackpot will probably go to someone else...

How to deal with this impending fire?

My brother’s call didn’t go through, but even if it did, how could he get money from the closed-end fund?

There are only three months left before the financial crisis on September 9. How can we make up for the 15 million yuan gap faced by young and old in such a short period of time?

Yu Xing frowned, as if he once again felt the huge waves sweeping in from the times, and encountered the heavy dust falling from above.

All kinds of thoughts were swirling around, including the present and the future, my mother’s nagging and the same mood as her.

Don't I want her to be happy?
Yu Xing's confused thoughts gradually calmed down, and he suddenly thought of his former bosses. Although they had a bad ending, they were also influential figures for a period of time.

He muttered to himself: "If it was Accountant Jia, Boss Dai, or Belt Xu, think about what they would do?"

"Who are they? What are they doing?" Zhong Zhiling, who had just returned from borrowing books from the laboratory next door, happened to be washing his hands. Hearing his senior brother's muttering, he asked casually.

Yu Xing looked at this unlucky guy, saw the book next to him, and said in a way that his junior fellow apprentice could understand: "They are my martial spirit's true body."

"What the hell is this? How did you reveal my senior brother's true form?" Zhong Zhiling said, "Hey!" and laughed, "Let's go and have dinner."

Yu Xing shook his head, without any appetite, and sent this future junior fellow student off to do some work in the laboratory.

Zhong Zhiling was admitted to graduate school, but he will actually start his first year of graduate school in the fall. Now is the time to familiarize himself with the environment in advance.

He looked at the back of his junior fellow student as he left briskly, and then thought about his current situation and what would happen in the future "in the past", and couldn't help but let out a long sigh.

I also learned the lesson by reading famous quotes on the classroom walls: "Books are the ladder of human progress", "Nothing is difficult if you set your mind to it", "A sword is sharpened by grinding, and the fragrance of plum blossoms comes from the bitter cold"...

How come...how come we went astray?

What is going on in this world?

What's wrong with having me as your successor?
Yu Xing slowly walked back to the laboratory and was about to sit down when he received a call back from his American senior Yu Xuhui.

He was just about to answer the call, remind the other party of the financial risks and try to get back the invested funds, when an idea suddenly popped into his mind.

Did this senior really invest this money in private equity?
Yu Xing in the dream has never doubted this issue for more than ten years. On the one hand, he tried to recover his losses, but on the other hand, he felt that this huge wave of the times was really unfortunate. Although the senior has not returned to China since then, he is also a victim to some extent.

However, at this moment, Yu Xing's mind flashed back to the audacity of his former bosses...

He suddenly began to assume the worst of his good senior.

Yu Xing didn't think about it any further, just dialed the number and recorded the conversation.

"Yu Xing, what's going on?" Yu Xuhui from the United States said on the phone, "It's only morning here in New York."

Yu Xing suppressed the suspicion in his heart and said in an anxious voice: "Brother Hui, Brother Hui, my uncle has just been diagnosed with a rare disease and now urgently needs a large sum of money for treatment! The money in the fund must be taken out!"

Yu Xuhui was stunned and asked with concern: "So sudden? What rare disease does your uncle have?"

Yu Xing was a medical student, and the idea came out of his mouth in a flash: "It's X-linked adrenoleukodystrophy!"

Yu Xuhui listened to the name of the disease and pondered, "Kidney problems?"

Yu Xing explained for his uncle, this time with a tearful tone: "It's mainly a gene mutation, a problem with the white matter of the brain. Brother Xu, this really requires a large sum of money. Human lives are at stake. I won't manage the funds at the fund for now!"

"Yes, treatment is necessary. Yu Xing, don't worry." Yu Xuhui said seriously, "You just said it's a rare disease. The medical level here in New York is very high. I will help you find out about the treatment of this disease."

Yu Xing cursed inwardly, you just don’t want to mention money, right?
He continued crying: "Brother Hui, we are already looking for the best doctor in the country. You know, I am a medical student. My uncle will be better treated in China. We just lack money now!"

"Yu Xing, as you know, the fund is closed, and the money cannot be redeemed now." Yu Xuhui said in embarrassment, "How about this, you let your uncle get treatment first, and I will help you raise money. When the closed period is over, you can redeem the money as soon as possible."

Seeing that he was trying to shirk responsibility, Yu Xing made a request: "Brother Hui, my situation is special. Please give me the contact information of the director of the fund so that I can call him and talk to him."

Yu Xuhui's tone became more serious: "Yu Xing, what I just said is the fund's regulations. What is our relationship? I will definitely help you mediate if I can."

Yu Xing insisted: "Brother Hui, in which state is your fund registered? Maybe there are different redemption regulations."

Yu Xuhui was silent for a while, then suddenly smiled and said, "Yu Xing, what do you mean? Should I be happy?"

Yu Xing asked in confusion: "What do you mean? Why are you so happy?"

"I'm glad your uncle is not ill." Yu Xuhui guessed in his heart, but he confidently said, "Are you worried about our GK Fund? Did you read some nonsense in the media again? Wasn't the money redeemed at the beginning of last year at the end of the year? Yu Xing, don't be ungrateful. If it weren't for my internal recommendation, you wouldn't have been able to get this money."

Yu Xing's heart sank as he heard this voice with a hint of subtle laughter. He was afraid that he would not get the money back as New York was too far away to reach him. In fact, not only did Yu Xuhui disappear after the financial crisis, but his family had already gone abroad.

Looking back now, this looks more like a common financing scam.

Yu Xing was silent for a few seconds and then slowly said, "Brother Hui, did you invest the money in the fund? Or is it a Ponzi scheme?"

Borrowing new money to repay old debts, taking money from one place to pay off another, this scam got its name from Italian Charles Ponzi more than 100 years ago, but the temptation of its high interest rates has made the routine enduring.

By the end of the year, Madoff, who is as famous as Buffett, will be thrown into prison for defrauding more than 650 billion US dollars, creating the largest financial fraud case in history. But this is his routine.

Likewise, what brought the scam to its knees was the withdrawal of up to $70 billion in funds by institutional clients following the financial crisis.

The phone was not hung up, but there was no sound for a long time.

The answer is obvious.

After a long time, Yu Xuhui on the phone spoke up and asked a question: "Yu Xing, why do you have such a question?"

Yu Xing did not answer. At this moment, he was too lazy to ask further questions or to hear his own admission. Instead, he asked, "Brother Hui, how did you guess that my uncle is not sick?"

"Not natural enough." Yu Xuhui commented lightly, "Yu Xing, you need more practice."

Yu Xing's mood, which was originally numb or calm, suddenly broke apart, and a surge of anger made his temples throb, but his tone remained calm, and he humbly accepted the suggestion: "Okay, Brother Hui, I will come to find you."

"New York welcomes you." Yu Xuhui finally replied and ended the call.

Yu Xing put down his phone, thinking about this conversation and the condescending evaluation of the good senior, and narrowed his eyes unconsciously. Do we really have to eat each other?
Try to read the new book as much as possible. It is related to subsequent recommendations and is quite important... Wait for me to update it when it is available.

One of my chapters is usually 2 to 5 words, so there is no need to divide it into 11k chapters. The update time is set at 59 pm, and I will try not to make this book a : night watchman.



(End of this chapter)