I'm reborn and I'm an international student again?

Chapter 655: Investing is both a science and an art

Inside the billiard hall office.

"What? One Bitcoin is only worth a few 0.00 coins. How long will it take for it to increase to one dollar? At this growth rate, there is absolutely no need to invest." Ouyang Ming shook his head like a drum.

Even the dog next to it didn't think much of this thing.

“The value of a currency is very complex. You must first understand that it is not only determined by the current market trading price, but also by a variety of macroeconomic factors, market sentiment, policy orientation, and the dynamic balance between supply and demand.

As a decentralized digital currency, Bitcoin's value can fluctuate dramatically. Its current growth rate is due to the fact that it has not yet been widely accepted as a medium of daily transactions and because it lacks the direct support of the government credit behind traditional currencies. But its potential lies in the fact that as blockchain technology continues to mature and the global awareness of digital currencies increases, more and more institutions and individuals are beginning to view it as an investment asset or a possible option for future payment methods.

In terms of transaction relationships, the value of Bitcoin is also reflected in its functions as a transaction medium and value storage. Although there are not many merchants who directly accept Bitcoin payments, Bitcoin has shown its potential as a transaction medium in cryptocurrency exchanges, some e-commerce platforms and some specific service areas. At the same time, many people regard it as a means of storing value, especially in areas with severe inflation or high risk of currency depreciation. Bitcoin is considered an asset that can maintain or even increase its value due to its fixed total amount and decentralized characteristics.

Of course, investing in virtual currencies in the future will require a very high risk tolerance, because its value fluctuates greatly and may rise or fall sharply overnight…” Chen Xi further explained.

"In the future? The value will fluctuate greatly? It will rise and fall sharply overnight? How come I don't feel that at all!" Ouyang Ming had an expression of disbelief on his face.

"I'm talking about possibility!" Chen Xi coughed lightly.

"Oh, then I'll wait until the market goes up a lot before I get on board. I'll wait and see."

"Haha, I'm afraid you won't be able to get on the bus when the time comes."

"It's okay, go and explore the way first." Ouyang Ming waved his hand indifferently.

"By the way, what are your plans after graduation?" Suddenly, Chen Xi remembered something.

Ouyang Ming had talked to him about his family business at school before.

In his previous life, Ouyang Ming should have been like Chen Xi at this time, failing every semester, and graduating after a long time. He broke up with Liya, and was notified by his family to stay in Australia.

The situation in this life seems to have changed a lot. Ouyang Ming's family actually said in advance that they didn't want to do the clothing business anymore, which means that the domestic factory might be closed soon. If there was no inheritance of the family business, Ouyang Ming would most likely choose to stay in Australia to develop.

"To be honest, I want to go back. I can't display my talents in this shitty place like Australia. I have big dreams. But... Liya's father said that he only has one daughter and he doesn't want to see her marrying abroad. So... I have to choose between ideal and love. I'm very troubled now." Ouyang Ming said, looking back at the office door from time to time, fearing that his words would be heard by his girlfriend.

"Brother Ou, why don't you stay here and develop your career. People in China have complicated mindsets, and a simple boy like you will probably be cheated if you go back." Recalling Ouyang Ming's experience after returning to China in his previous life, Chen Xi expressed his opinion.

After returning to China, Ouyang Ming found a wife from Chengdu. Her family conditions were pretty good, so Ouyang Ming settled there with his wife.

He has run businesses of all sizes, including foreign trade, selling limited edition sneakers, and even participated in the production of the Sky Eye system for relevant departments.

But in business, there are gains and losses, and one mistake may make years of hard work go to waste...

"How could someone as smart as me be deceived?"

"Hahaha, Brother Ou, you are always so confident."

Hearing Ouyang Ming's words, Chen Xi chuckled and shook his head. His mother Chen Caiyue also often said this.

"Okay, go play some ball and then go home and sleep. You have classes tomorrow!" Ouyang Ming waved his hand and walked towards the gate.

Huajing, the headquarters of the Greater China Returnees Association.

Yang Xiao was sitting on a chair at this time, looking at the association members in front of him, constantly observing the changes in their facial expressions.

The decoration styles of the headquarters of the Dahua Guoxin Returnees Association and the headquarters of the Youth Returnees Association are completely different.

It can also be said that it is not decorated much, because the office of this headquarters was left by the official before, and it is an old building with a long history. The unique style inside was completely preserved by Yang Xiao. The people sitting here for a meeting look almost the same as those official people.

"President, the Young Returnees Association has a profit model, but we don't. The association's operating funds are all obtained through donations from everyone. It doesn't seem right to continue like this in the long run." A young man with a neat short haircut and an executive jacket that made him look mature and didn't quite match his youthfulness spoke up.

"Yes, although the donations are made voluntarily, we have no complaints about that. But the number of members in the association will increase in the future, just like a company. The operating expenses will also increase, and we will definitely not be able to support it by then. I think this model is not advisable. We must come up with something that can make money..." Another woman wearing glasses and looking rustic also echoed.

"According to what I have inquired, the Young Returnees Association has many ways to make money. Although everyone may sneer at this when I tell them, it solves the funding problem. They also cooperate with large groups to help international students find jobs. Only when the interests of the members are satisfied can more people join and the organization will become stronger and stronger." The man with the short hair took a sip of tea. This action was as standard as that of a big leader, and it was very natural. It was obvious that he was not pretending. It must be a habit developed from years of contact with leaders.

"Benefits? I don't agree with this point of view. If the members join the association for their own selfish interests, then when the association encounters a crisis and cannot provide them with benefits, these people will definitely leave. The association does not need such people who have no beliefs and ideals to grow stronger!" Another man who looked older and wore old-fashioned black-framed glasses patted the table. He looked a bit like the old-time teachers in the movies.

"Your idea is too old-fashioned, simply an antique. Human nature is like this. You can't just instill ideas in them and force members to stay. Let me ask you, if the association has no money to operate, will you let them pay the membership fees out of their own pockets? Or will you sell your property to fill this hole?" The woman with glasses retorted without any hesitation, as if the two of them always disagreed.

"What's wrong with paying membership fees? Which association doesn't have a membership fee system? Don't the Calligraphers Association, Writers Association, etc. all require membership fees? What's wrong with paying a little money for your own beliefs? If he is reluctant to pay this little money, he doesn't deserve to stay in our Dahua New Returnees Association!" The teacher picked up the notebook in front of him indignantly and slammed it heavily on the table.

I have to say, what he said does make some sense.

Some associations now require membership fees, how much does it cost per year...

These funds can maintain the operation of the association. Although some people feel unhappy, almost all associations do this and it has become a trend, so naturally fewer and fewer people complain.

"Stop arguing. I have already thought about the association's profit model, and now it's almost ready." At this time, Yang Xiao, who had been silent, suddenly knocked on the table with his hand.

Seeing that everyone had stopped arguing and turned their eyes to him, Yang Xiao said again: "The Young Returnees Association has many profit models, and I think most of them are not suitable for us. My idea is to make money through performances and publicity."

"show?"

"How much money can you make from this? What kind of performance is this? Singing and dancing?"

"President, you are not going to hold a concert, are you?"

Several people looked at each other, not knowing what Yang Xiao was up to.

Seeing that no one understood, Yang Xiao explained with a smile: "You are all aware of the incident with the Youth Returnees Association last time. The higher-ups are now planning to set up local returnees associations. In light of the previous incident, strengthening patriotic education is inevitable. Most of the returnees are young people in their twenties and thirties. They have lived abroad for many years. If you let them read those promotional materials, no one will take them seriously. Therefore, it is necessary to convey them in an interesting way. The performance fees will naturally be paid by the local authorities, and the higher-ups will also provide partial subsidies.

Furthermore, the cultural tourism industry is being developed everywhere now, and some scenic spots and historical sites need to be presented in the form of stage plays to show the local cultural characteristics and traditional crafts. At present, several big directors have joined hands with well-known artists to build situational stage plays across the country, which is in line with the central idea of ​​our Dahua Guoxin Overseas Returnees Association..." "How much money can this project make? Why do I feel that there is not much?" Someone questioned.

“It is absolutely no problem to maintain the normal operation of the association. Of course, we cannot just focus on this aspect.

What is the advantage of our association? That is the correct thinking! The identity of the members is clearly investigated when joining the association, and it can be said that the composition is quite good. Among the members of the association, many people majored in scientific research when they were in school. They gave up the generous treatment offered by foreign countries and resolutely chose to return to serve the motherland.

I have communicated with the relevant departments and will send them to work in places that are suitable for their growth. The state will also provide some subsidies for our practice, which can be said to be another source of income for the Overseas Returnees Association.

Not long ago, I talked with Mr. Yu from Xin Fangfang and planned to reach a strategic cooperation. As everyone knows, Xin Fangfang is a leading company in the domestic education sector..." Yang Xiao became more and more excited as he spoke.

The people in the conference room became more and more excited as they listened.

Everyone present had faith in their hearts. Unlike other returnees, not all of them came from business families.

The next day.

Didi University.

"I can see that you always use a lot of power when playing basketball, and your luck is ridiculously good. You can score a goal inexplicably." Ouyang Ming yawned.

He played for several hours in the billiard room last night, and Ouyang Ming, who was good at billiards, lost to Gouzi and Chen Xi. After returning home, under the temptation of Liya, the two fought all night. Now he was sleepy and tired. If it weren't for the group paper to be assigned to members, he didn't want to come to school.

"It takes skill to make miracles happen with great strength. If you don't have enough strength, the effect won't be achieved." Chen Xi laughed.

"Students, today I want to talk to you about investment. Perhaps in many people's minds, investors are always careful with calculations and conduct exhaustive analysis of the profit potential of each project. However, this stereotype is actually not accurate. In fact, many investors do not overly worry about whether a project can bring immediate and generous returns before deciding to invest.

Investment is essentially an adventure full of uncertainty. Like gambling, it can bring the joy of victory, but it can also be accompanied by the bitterness of failure. Therefore, investors tend to pay more attention to the characteristics and potential of the investee, rather than just focusing on the immediate benefits.

The cultural soil of different countries has fostered distinctive investment habits. Eastern investors tend to intervene and guide the operations of the investees and projects more deeply after investing. This style may be due to the pursuit of stability and controllability, hoping to reduce investment risks through their own participation and ensure that the investment can move forward steadily.

On the other hand, the investment philosophy of some financial giants in Western countries, especially the United States, is more open and inclusive. After the investment is completed, they often appear as seniors or mentors, happy to share their experience and wisdom, and help young people grow and expand on the road of investment. This investment method pays more attention to the human factor, and believes that by cultivating the independence and innovation ability of the investee, it can bring more long-term benefits.

Of course, both the steady intervention of the East and the open guidance of the West have their own unique features and applicable scenarios. As investors, we need to flexibly choose the investment method that suits us according to our risk tolerance, investment goals and market environment.

Investing is not only a means of pursuing wealth, but also a process of learning and growth...

"The teacher of this class is an old man from the United States. I heard that he was a businessman when he was young. Now he has come to Australia to retire and came to teach because he felt bored.

"Teacher, I tried to find someone to invest in my project before, but the deal didn't go through. Is there something wrong with me as a person?" An Indian student raised his hand and asked.

"Be more specific." The teacher took a sip of water to moisten his throat.

"India has a relatively developed IT industry, and many large companies have set up customer service departments in our country. My idea is to help Australian companies save costs by moving some departments to India and performing remote operations through the Internet..."

"Well, I think it's not that your people are not good enough, but the reputation there is not very good. I heard that many big groups have failed there, and even Kakou Kale failed there..."

"Hahaha."

The teacher's words made everyone laugh.

Generally speaking, teachers will not say such things in school classrooms because the content contains some discriminatory words.

There are many international students at the University of Australia, including naturally quite a few Indian students. The kind of words the teacher just said can easily make people uncomfortable, and thus be reported by students.

However, this teacher used to be a businessman and had done business in India. The bad memories from the past were suddenly brought back to him by this student, and he blurted them out.

Fortunately, the student chose not to hear it because he didn't want to fail the course for no reason.

"Teacher, how can we tell who is worthy of investment?" Ouyang Ming asked, because he also wanted to find a venture capital to support his business.

Seeing someone asking a question, the teacher took the opportunity to change the topic to ease the slight embarrassment. He said, "The factors that affect investment decisions are numerous and complex. Usually, investors will carefully understand what kind of person the other party is from verbal communication. This includes but is not limited to exploring the other party's past experience to determine whether he has the ability to cope with challenges and seize opportunities; understanding the other party's unique insights into business and certain things to evaluate his depth of thinking and market sensitivity; and even inquiring about the person's reputation and character through multiple channels to consider whether he is trustworthy and worthy of cooperation.

After all, investment is not just about money, but also about mutual trust and support between people. A partner with a good reputation, rich experience and unique insights can often bring unexpected help and opportunities to the project. "

Ouyang Ming asked again: "Teacher, some people's character has been questioned, and even the projects they were responsible for have ended in failure. Some have even fled to other countries to evade responsibility, but they can still continue to receive investment, and some even have new projects launched one after another. Don't investors learn from the previous lessons?"

Chen Xi laughed after hearing this. Although Boss Jia hasn't run away yet, this phenomenon has actually always existed.

“It is true that some people may fail their projects and cause adverse consequences due to character problems or poor project management. However, they are still able to get investment again. There are actually multiple factors at work behind this.

On the one hand, the investment market is changing rapidly, and investors’ judgments may be affected by market sentiment, information asymmetry, or their own experience limitations. Sometimes, even if an investor has a negative impression of a person or a project before, they may re-evaluate and change their original views in the new market environment or under the influence of other investors.

On the other hand, when choosing partners, investors not only consider character and project quality, but also comprehensively consider multiple factors such as team strength, market potential, industry trends, etc. If a project or team performs well in other aspects, such as having unique technical advantages, extensive market resources or deep industry background, then investors may be more willing to take a risk, despite the potential character risks.

Of course, this does not mean that investors should ignore core factors such as character and project quality. In fact, in the long run, integrity and strength are the key to determining whether a project can succeed.

If this person can attract investment again and again despite failed projects, he must have some special skills. Investors are not fools. If they don’t see any returns from the other party several times, they will not invest money in him again.

They have been investing money, which means there is profit, but you just can't see it.

Remember, investment is both a science and an art!" The teacher's words reminded Chen Xi of Boss Jia and Boss Xu.

These two people are also very distinctive. The Xu family was able to get the support of a number of bigwigs in Hong Kong before, and their personal charm still exists.

Although Boss Jia has always failed, his spirit of continuous struggle is something that no one else has.

Moreover, these two people are not the type who like to fight alone, they both have teams behind them. (End of this chapter)

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