Longevity starts with dual cultivation

Chapter 74 The outside world

Having an additional stable resource trading channel would certainly be beneficial to the Ling family.

Therefore, as long as her own safety is not endangered, Ling Qiyue will not refuse Shentu Hong's proposal.

"...To be honest, we at the Xingyun Falcon Chamber of Commerce are quite optimistic about your development prospects,"

Shentu Hong sat upright and said slowly, "So I can take charge and provide you with a resource loan. The repayment period is set at 20 years, and the interest rate is 35%. What do you think?"

Ling Changqing was slightly startled, he turned his head to look at Senior Sister Tang, and saw that she looked calm, as if she had been mentally prepared.

Ling Qiyue frowned slightly and whispered:

"You also lent a lot of resources to the Wu family, right? But now it's all gone. This... are you so confident in the Ling family?"

Shen Tuhong said gently: "Lending is not a business that is guaranteed to make money. The downfall of the Wu family can only be blamed on us for not knowing the right people and betting on the wrong person. We can't blame anyone else!"

Tang Qiuyao smiled and said, "If you don't have any additional conditions, we can consider this matter."

The implication is that the Ling family's current income and expenditure situation is not bad, and they don't really need this loan. If the Chamber of Commerce wants to take this opportunity to make demands, then forget it.

Shentu Hong looked normal: "Our Chamber of Commerce has always only been doing business and making friends. We are not interested in other things. Lending is lending, and there will be no messy things mixed in."

Ling Qiyue nodded slightly: "If that's the case, then we can continue the conversation."

Shen Tu Hong took out another jade slip and handed it to the maid beside him, who passed it to Ling Qiyue.

Ling Qiyue took it and unfolded it. The jade slip recorded more than 20 loan plans, with amounts ranging from large to small, as well as repayment periods and interest rates.

Ling Qiyue can borrow money in her personal name or as the head of the household, and the corresponding terms will also be different.

In the loan list, there is no shortage of resources such as mid-grade spirit stones, foundation-building pills, various raw materials for refining foundation-building pills, high-grade pill furnaces, third-grade protective formations, top-grade spiritual weapons, and first-grade magic weapons.

It seems that Shentu Hong is indeed more familiar with the Ling family's situation and must have conducted an investigation in advance. The resources he provided are the development resources that the Ling family needs most.

The current Ling family's territory has suddenly expanded several times. It is now time to intensify the training of more cultivators and strengthen the strength of the new generation of the family.

Therefore, in the loan list, the resources used to train Qi training cultivators accounted for a particularly large proportion. Considering that Ling Qiyue herself was a second-level alchemist, there were not many finished pills, and they were mainly made of various medicinal herbs and materials.

In addition, there are quasi-third-order and third-order protective formations for protecting the family headquarters. As long as we have these, even if Longhuan Island is attacked by a Jindan Zhenren, it will be able to resist for a long time in the future.

Ling Qiyue frowned slightly. The family headquarters on Longhuan Island really needed a set of third-level protective formation now, and this matter could be said to be a top priority.

The formation on Zen Heart Island was of quasi-third order, and it not only blocked the all-out attack of the Wu family, but also lasted for more than a month.

If Longhuan Island could be protected by a true third-order formation, the Ling family would not have to worry about the family headquarters being in danger, at least until they unified the Feiyu Sea.

However, the price of this large-scale third-order formation is not cheap. It is more than a hundred times more expensive than a second-order formation, and it is simply not affordable for those foundation-building forces.

The clients who would consider it are usually Jindan forces like Hanyue Sect, and they would have to spend decades of financial surplus to afford it.

Under normal circumstances, the Ling family does not have the financial resources to set up a third-order formation, but if it is a loan, it can be considered.

With the Ling family's current growth rate, it won't be difficult for them to repay their debts in twenty years.

Ling Qiyue thought about the loan amount she had obtained. After choosing a set of genuine third-level primary protective formation, there was not much left.

So she selected another batch of medicinal herbs and returned the jade slip to Shentu Hong.

"Then it's settled!"

Shentu Hong glanced at the list, and his opinion of Ling Qiyue rose even higher.

This female head of the family is not only a person of great talent and strategy, but also understands the principle of steady and cautious progress, and does not think of blindly expanding without considering the consequences.

As long as the existing territory is managed well and developed stably for twenty years, the foundation of the Ling family will never be shaken. In other words, it cannot be shaken by the forces in the Feiyu Sea.

Tang Qiuyao suddenly asked, "Fellow Daoist Shentu, your Chamber of Commerce should have more clients in the Feiyu Sea Area than just our Ling family, right?"

Shen Tuhong did not shy away from this and said gently: "It is true. For example, the Mu family, the Yuan family, Yulong Island... and the former Wu family are all cooperative clients of our Chamber of Commerce, and your Ling family is a new partner of the Chamber of Commerce."

"understood."

Tang Qiuyao nodded. She wanted to ask what resources those forces had borrowed, but this must be a secret of the Chamber of Commerce, and Shen Tuhong would most likely not answer, so she gave up the idea.

Shentu Hong smiled slightly and said in a gentle tone: "Not all forces are qualified to cooperate with our Chamber of Commerce, and not everyone can obtain the right to borrow resources."

"May I give Fellow Daoist Ling a tip? The resource loan amount you have obtained is the largest in the Feiyu Sea in the past fifty years. Even the Mu family did not receive such treatment back then."

"Really? Then I'm honored indeed."

Ling Qiyue raised her eyebrows slightly and spoke calmly.

No matter how powerful the Mu family is, they have never produced a fake Jindan Zhenren. However, Ling Qiyue displayed the combat power of a Jindan Zhenren when she defeated the main elite forces of the Wu family.

Regardless of whether this power is her own or not, it is enough to crush the group of foundation-building cultivators of the Mu family. It is normal for her to receive higher evaluation from Shen Tu Hong.

When it comes to borrowing money, you can't just borrow whenever you want.

Under the premise of strictly controlling risks, the number of partners that the lender can ultimately choose is far less than imagined, after all, no one's resources come from the wind. For example, those low-level casual cultivators who have nothing in their hands and want nothing don't even have the chance to be a deadbeat, and people will simply ignore you.

At this time, the handsome white-robed male cultivator Xue Yuchen stood up and bowed slightly, then said:

"Since the Patriarch has made the decision, I will return to the Tianzhou Tower Ship and bring over the materials and instruments needed to set up the formation. I also ask the Patriarch to arrange some personnel to cooperate."

All necessary materials and components for setting up the third-order formation are prepared in the Tianzhou fleet. Once a site is selected, measurements can be made and construction can begin.

Ling Qiyue said: "That's no problem. We'll be ready in a day at most."

The matter was settled. Under Shentu Hong's order, the formation master Xue Yuchen returned to the fleet and came back a day later with more than 20 male and female monks.

These twenty-odd cultivators are all talents in the field of formations, and none of them has a cultivation base lower than the foundation-building level. The leader is even at the Golden Core True Person realm.

As for the materials and magical instrument components needed to set up the formation, they were all carried with them in their storage bags. After confirming the site designated by Ling Qiyue, they began construction efficiently.

"...As expected of a large chamber of commerce that has been passed down for thousands of years, it can easily mobilize so many talents!"

Tang Qiuyao, who was watching from the side, sighed slightly.

Ling Changqing said: "It is impossible for a place like Hanyue Sect to have so many formation masters. They must be at least a large sect at the Nascent Soul level to be able to put up the same formation, right?"

"Well, but the true strength of the Xingyun Falcon Chamber of Commerce should be above that of the Yuanying Sect. There should be at least one God Transformation Patriarch in charge, right? It's just that the small forces at the bottom have no chance to see it."

Tang Qiuyao explained that it was no secret that among the partners of the Nebula Falcon Chamber of Commerce, there was more than one Nascent Soul force.

Being able to maintain cooperative relationships with so many major forces and do business smoothly for thousands of years would be impossible without the support of big figures behind the scenes.

Ling Changqing was silent for a while, and then he whispered, "I wonder if the Ling family... will have the chance to grow to that level in the future!"

Tang Qiuyao tilted her head and looked at him deeply with her beautiful eyes before she said meaningfully:
"There should be a chance, right? If you can..."

What could she do? She didn't continue speaking, but Ling Changqing naturally understood what she meant.

In Ling Changqing's eyes, his two senior sisters Ling Qiyue and Tang Qiuyao treated him well, and he would give them enough in return, but he might not stay in the Ling family forever.

The world of immortal cultivation is so vast, mysterious and magnificent that even the legendary ancestor of transformation finds it difficult to get a glimpse of its full picture.

When the time is right, Ling Changqing will definitely leave the Ling family and go out into the world to seek his own opportunity to prove himself.

"I'm going back to rest."

After looking for a while, Ling Changqing said to the plump and beautiful woman beside him.

Tang Qiuyao agreed and said that Ling Changqing did not have any specific duties at the moment, so he could do whatever he wanted.

Ling Changqing had just returned to his spiritual vein cave and had not yet decided what to do when Song Xuelan came to report that a female cultivator came to visit him.

After a moment, Ling Changqing saw the person who came.

"Can't you think of it?"

Xue Qingtan, who was wearing a bright red dress, had a beautiful face and elegant manners. She smiled gently and looked up and down at the beautiful young man in purple in front of her with her clear big eyes.

"Snow Fairy came here specially, I wonder if you have any advice for me?"

Ling Changqing looked indifferent, but secretly became more alert. Since the other party came from a powerful force like the Nebula Falcon Chamber of Commerce, he was definitely not a harmless naive person.

Xue Qingtan smiled and said, "Don't get me wrong, little brother. I have no ill intentions. I just want to ask if you need any resources! The Chamber of Commerce can lend you some."

Ling Changqing couldn't help but be shocked. Did this woman know something? Why did she come to him instead of others?
After thinking for a while, Ling Changqing asked softly, "I shouldn't be the only one, right? Can you tell me how many loan targets you have found in the Ling family?"

"You're the second one so far!"

Xue Qingtan did not hide it: "The first target is a casual alchemist named Meng Ye. He seems to have some luck and has also obtained some kind of opportunity, so on behalf of the Chamber of Commerce, I gave him a low-grade Xuan-level alchemy scripture, 500 mid-grade spirit stones, and a fine foundation-building pill."

"And to be precise, this is not a simple loan, it is more appropriate to say that it is some kind of long-term investment."

"That Meng Ye?"

Ling Changqing was slightly stunned. He still had some impression of that cowardly cultivator, but he never thought that he also moved to Longhuan Island. It should be because of the invitation from the top leaders of the Ling family, right?

It is conceivable that it won’t be long before there will be another foundation-building alchemist in the Ling family’s territory.

Xue Qingtan smiled and said, "What do you think, little brother? Considering your youth and excellence, I can consider giving you a higher limit, ten times higher than that of Meng Ye."

Ling Changqing shook his head: "But this loan from you is not easy to get. I may not be able to pay it back in the future."

There is no such thing as a free lunch in the world, especially for a large chamber of commerce that has been passed down for thousands of years. It is even less likely that it could be a charity.

Xue Qingtan smiled and said, "It doesn't matter if you can't pay it back, as long as you agree to follow me and become a member of the Nebula Falcon Chamber of Commerce!"

Ling Changqing: “…”

(End of this chapter)