Urban Sims

Chapter 624 News
Treasurer of the Kingdom.

By the way, why is Zhou Ming so interested in this position?

As a magician, he didn't think hard about practicing magic, but instead entered the field of power, why did he do those messy things?
No way, he is also paving the way for the future.

Pave the way for the future without worrying about money.

As long as he sits in this position and accomplishes two major things, in terms of money in the future, he can do what Manager Hall said: don't worry too much about money.

If you have a lot of money, you can't spend it all, so of course you don't have to worry about it.

Some people may be puzzled by now, but the position of the chief financial officer of a kingdom is nothing more than a position. After taking the position, how can you not worry about spending money?
Because he can get everyone's money into his own hands through two tools, like a magic trick.

These two instruments, one is called "bank" and the other is called "finance".

In front of these two money monsters, once people who are a little bit greedy can't control their greed and deal with them, they are likely to be devoured without any bones left.

In order to solve the problem of lack of money once and for all, Zhou Ming plans to release these two monsters and let them help him get money.

Because compared with opening a pharmaceutical factory, running a real business, or entering any industry, the efficiency of making money is not as high as these two monsters.

And Zhou Ming also understood: the smartest people never make money by themselves, they always use other people's money to make money, from left hand to right hand, and then from right hand to left hand, in the middle of this process, earning a lot of money Pot full.

So he plans to open a bank, absorb enough funds, and then issue paper money, replace "heavy currency" with "light currency" to promote economic development... Apply the successful experience of the previous dungeon to this dungeon.

Then plan to set up a stock market trading market, get some listed companies, and use the rise and fall of stock prices to make money desperately, so that every investor who plunges into the stock market will become the nourishment of the "finance" monster.

Some people are going to complain, immoral, how can Zhou Ming do such immoral things?When these two monsters are released, the common people are like leeks, cutting them back and forth, causing prices to rise year after year, and causing some people to jump off buildings due to stock plunges. The original peaceful and harmonious life is broken, and everyone becomes a profit-seeking animal chasing money. In the process, society has indeed developed, but the simplicity and kindness of the past are no longer there. Moral decline, corrupt atmosphere, and corrupt conscience... are all predictable things.

If Zhou Ming was an honest gentleman who wanted to keep his originality, innocence and beauty, he would never have released these two monsters.

but……

He just wanted to clear this dungeon earlier.

Moreover, in this plane, banks are nothing new. The "Gold and Silver Chamber of Commerce" under the Magic Association has absorbed deposits of at least several trillion gold coins. The currency issued by the other party is called "Purple Gold Coins". One can be used as 10000 gold coins, but because there are too many counterfeit coins, the face value far exceeds its own value, so there is very little circulation.

In addition, the "Gold and Silver Chamber of Commerce" only provides deposit and withdrawal services, does not have depositor interest, and does not launch external loan business. The profit model is to charge handling fees and confiscate the other party's information during the process of canceling the user's data that has not changed for more than 500 years. Deposit... This is a big taboo, although 500 years is enough to confirm that the user is dead.

Therefore, in the face of the relatively outdated business model of the "Gold and Silver Chamber of Commerce", Zhou Ming is confident that after the establishment of his bank, he will grab a large chunk of the market and even bring it down.

You must know that Zhou Ming understands much more means than the controller of the "Gold and Silver Chamber of Commerce".

As for the stock market, this world also has it. It is said that in some free markets with a prosperous economy, the prototype of stock market trading has already appeared. Although it is not formal, it has all the necessary rules. Zhou Ming just perfected it.

Moreover, in a world where goods, wealth, and population flow rapidly, the emergence of banks and stock markets at a certain stage of development is actually a natural process that does not depend on human will.If it weren't for the constraints of the backward feudal lord system, this plane would have entered the advanced stage of capitalism.

After all, whether it's economic development, population, or technological level, the conditions of this world are much more complete than "Lingyuan Continent".

As for the two monsters "bank" and "stock market", it's not that Zhou Ming wants to release them, but to accelerate their growth based on the existing foundation... This is not wicked.

After the court meeting, Zhou Ming was left alone by King James.

The guards outside the hall could hear His Majesty's roar and questioning over 180 decibels, which lasted for 5 minutes.

But after 10 minutes, the roar died down.

Half an hour later, the guards were like seeing a ghost, seeing His Majesty the King personally send the kid out, with red faces and smiles all over their faces.

What the hell just happened?
In the beginning, he was still shouting and shouting, but now, how can His Majesty treat that boy with the same enthusiasm as his own son?
Zhou Ming shrugged, he just gave the king a 20-minute lesson, and then conquered him.

three days later.

In a side hall of the palace.

King James and more than 20 nobles gathered together and held a meeting.

Discuss a question.

Currency shipping issues.

These more than 20 nobles are all downstream dealers of the medicine production factory. After they sold all the magic medicines in their hands in their respective sales areas, a question was posed in front of them: how to bring the money back?
How can the millions of gold coins earned by each family be transported back to the Yadude Kingdom?
This is a very serious problem. There are millions of gold coins, which weigh 3 to 40 tons. If you want to get this money, what should you do?
By carriage?

Every time you pass through a lord's territory, you have to pay a road tax, and you have to be transported back to the country safely under the covetousness of bandits everywhere... Then you have to go to the Adventurer's Union and hire a team of adventurers.

These costs account for about 30-40% of the cost of transporting gold coins, and the risk factor is high.

Use griffin luck?

This has to be ruled out first. The hiring fee for a griffin is 1000 gold coins, and the weight of the delivery is exactly equal to the weight of 1000 gold coins... These families can't earn a single gold coin.

So the trouble facing these families is: money is earned, but it is difficult to get it... happy and painful.

bank.

In the surrounding kingdoms, open a chain of banks.

First deposit the profit in the bank, and then issue a bill of exchange. Use the amount on the bill of exchange to represent the amount of gold coins, and realize cross-border transactions through the change of ownership of gold coins.

The advantage of this method is that it avoids the long-distance transportation of gold coins, but the disadvantage is that it will lead to serious imported inflation and a large-scale money shortage.

At that time, the issuance of banknotes will be on the agenda.

And in order to completely solve the problem, we have to find a way to transport a batch of gold coins from abroad to solve the money shortage and reduce transportation costs.

How to reduce transportation costs?

Zhou Ming found Yodel, the person in charge of the "Continental Chamber of Commerce", and gave the other party a set of "transport aircraft design drawings". The power modes adopted were propeller engine and magic drive, and asked the other party to organize personnel to conduct research.

Zhou Ming is more optimistic about the "propeller" powered transport aircraft driven by diesel fuel, because there is oil in this plane, and the reserves are quite widely distributed.

For example, in the south of the Yadude Kingdom, there is a large "black swamp" under which a large amount of oil is buried.

When the "propeller" type transport aircraft is produced, the problem of long-distance transportation is solved, and the problem of money shortage in the Yadude Kingdom will naturally be solved.

At that time, the time for the establishment of the stock market is almost here.

Zhou Ming estimated that it would take at least three years for all these things to be completed.

In the future, he can completely "don't care about money" and "regard money like dung".

After hearing Zhou Ming's thoughts, King James and more than 20 nobles nodded.

Establishing a chain bank is indeed a good solution.

Zhou Ming also suggested to them, don't hold those gold coins tightly in your hands, the money spent is money, you can buy more medicinal materials abroad, and transport them back to Yadude Kingdom, although there will be some wear and tear on the way, but the unit of medicinal materials With low value, few uses, and few coveted forces, the cost of transporting it to Yadude Kingdom will not be much higher.

In addition, everyone can form a caravan of their own. In addition to buying and selling medicinal materials, they can also sell Yadude's new clothing abroad, and then purchase some wool and cotton from abroad to feed back the clothing industry in the country.

In this way, in addition to the "pharmaceutical export industry", the country's "clothing export industry" can also be developed.

"You mean the costumes of the Torres family?" Someone's eyes lit up.

"The clothes of the Torres family are really good. There are no nobles in the kingdom who don't wear the clothes of this family."

"I heard that many foreign nobles are very fond of the 'Menglan costumes' of the Torres family, and have sent people to the kingdom to buy them at high prices."

"I know about Menglan Clothing! Recently, this store launched something called 'silk stockings', which are said to be woven with edelweiss silk. A pair of 5000 gold coins is priced but not available. Many ladies are crazy about them! A nobleman shook his head and said.

"Menglan Clothing...isn't this also a store owned by Leylin?" Someone looked at Zhou Ming and said.

"Not just a clothing store, but also a cake shop. My butler told me that the Rudolph family's cake shop has opened branches in ten kingdoms, earning more money than us!"

Now in the side hall, everyone looked at Zhou Ming differently.

It was extremely hot.

Emerge golden light.

At this moment, King James was extremely rejoicing: fortunately, this kid became the treasurer of his own kingdom, otherwise, how many ways of making money would have passed by the royal family, how can the loss be estimated?
Some even murmured secretly: "This boy Leylin, could it be that the legendary God of Wealth Hucks reincarnated? How can he make money so well?"

So in the upper class of the Yadude Kingdom, Zhou Ming had a gradually resounding nickname:
Fortuna Hux!
……

9 month 20 number.

Fitz, who was sent to the Doran Empire to investigate the whereabouts of the little elf princess, wrote a letter through the Griffon messenger:

He inquired about the news about the little elf princess.

"There, in whose hands is the little princess now?"

Angeli Tika ran over at a gallop, rushed into Zhou Ming's study, and asked anxiously.

She has been waiting for the news for more than three months, and she is really dying of anxiety!
(End of this chapter)