life with stone

Chapter 111 Gambling
I have heard a famous saying in the mall.

"A shopping mall is like a battlefield. Only those who survive are eligible to enjoy the spoils."

What I'm doing now is just trying to survive as much as possible.

Although it is shameful to use others, everything is available under the premise of not breaking the law.

The commercial society will not talk about morality with you.

After Luo Mei finished signing, she immediately held the document and handed it to me. She smiled happily and asked me: "This means that I have successfully signed the contract, right?"

I nodded and said with a smile, "Congratulations, you have completed twelve orders in a month, and you will become a gold medal sale in no time."

Luo Mei giggled and said, "You're welcome, you're welcome, Tch, I thought selling is so difficult, but it's also very simple."

I shook my head, and she immediately said, "I know it's all thanks to you, tonight... shall I treat you to dinner?"

After she finished speaking, she looked at me and gave me a sneak peek. I squeezed her mouth and said with a smile: "I'm very busy, I don't have time to have dinner with you."

After I finished speaking, I hurried out with the documents.

Not laughing and joking with Romey.

Having solved her problem, I have more important problems to solve.

I quietly returned to the conference room, and I saw that Zhang Meiru had already explained the amount of equity that the company would sell.

I didn't bother her, but handed the documents to Zhang Lan, and then gave her a card, I said in a low voice; "In the name of Feimei, send money to the company, 100 million advance payment..."

Zhang Lan nodded and went out to work.

At this time, Zhang Meiru turned off the slideshow, walked down, and said with a smile: "The above is the specific situation of our company. I believe Manager Chen has already understood it."

Chen Zhengfei nodded, and he said: "Basically, Huayang's situation is okay. From the current point of view, the debt ratio is very low, less than [-]% of the total assets. Compared with other companies, The assets are very high-quality, but for us, the low debt ratio is not a very good thing.”

Chen Zhengfei's words surprised many people in the company. They didn't understand the meaning of this sentence. Logically speaking, a company's low debt ratio proves that the company's prospects are good.

But Chen Zhengfei didn't think it was very good.

Even Zhang Meiru was a little surprised.

But I am very clear that the company's asset-liability ratio is too low, and financing through equity will make the company's financial structure more unreasonable. The company lacks a clear investment direction, and funds may remain.

For example, if a company’s debt ratio is 10%, but that of its peers is 40%, the company can borrow money to obtain capital and optimize its structure. If it insists on equity financing, it will be a vicious misappropriation of money.

Of course, a low debt ratio is a good thing for personal investment or shareholders, and the lower the ratio for creditors, the better.

Because the company's owners, shareholders, generally only bear limited liability, and once the company goes bankrupt and liquidated, the assets realized are likely to be lower than their book value.

So if the indicator is too high, creditors may suffer losses.

When the asset-liability ratio is greater than 100%, it indicates that the company is insolvent, which is very risky for creditors.

This is the core of Luo Jiaming's control of the company's debt ratio and not borrowing money.

Zhang Meiru immediately asked: "Manager Chen, our investment this time shouldn't have much to do with the debt ratio, right?"

Chen Zhengfei immediately smiled and said: "Manager Zhang, what we invest in is the future, not the immediate profit. If your company's debt ratio is low, then it is very likely that you will not be able to go public. A company that cannot go public, the ability to realize cash is limited."

"Listed?"

Everyone was a little surprised, as if they never thought that there would be a listing.

Chen Zhengfei was a little disappointed. He looked at me, and I walked over immediately, and said, "Quiet, quiet."

My words made many people quiet down.

I watched everyone quiet down, so I smiled and said, "Can we take the time to not talk about the listing, and talk about the cooperation in front of us first."

Chen Zhengfei smiled, and he said: "We are capitalists, you are entrepreneurs, you only think about running the company, and we only think about profit returns, you have your business indicators, we have our investment indicators, If your business indicators are not met, you will definitely lose money, but if our investment indicators are not met, we will not be able to invest because we will lose money, do you understand me?"

I nodded. A company with low debt has low opportunities for capital.

The higher the debt of a company, the higher the opportunities for capital.

A company that is not listed and has zero debt has zero opportunities for capital.

There are many examples of a normally operating enterprise going bankrupt due to the intervention of investment companies.

It shows that the goals of enterprises and capital are not completely consistent.

Now our thinking with Chen Zhengfei is a bit different. We just want money to control the shares, while he wants to cash out the company by going public.

I immediately asked in a low voice: "Manager Chen, that is to say, if we don't complete the debt ratio today, we won't be able to discuss this cooperation, right?"

Chen Zhengfei immediately said: "I can't explain it. We are very sincere. I won [-] million yuan to invest in you. I hope you don't miss this opportunity."

"Ah, three hundred million..."

Everyone exclaimed when they heard the funds of [-] million yuan. Everyone seemed excited and eager.

The whole meeting room immediately became a little chaotic.

I glanced at Zhang Meiru, and immediately said, "I'll discuss the countermeasures with Mr. Zhang, Zhang Lan, Zhang Lan..."

Zhang Lan walked in immediately, and I said, "Take Manager Chen to the hotel and make arrangements first."

Chen Zhengfei stood up and followed Zhang Lan out without explaining too much.

After he left, everyone let go of their discussions, and everyone seemed very excited.

Zhang Meiru said: "Enough, enough, stop arguing, who can do anything?"

Regional general manager Wang said helplessly: "If you want to increase the debt ratio, you have to borrow money. How much is appropriate to borrow, how to borrow, and who to borrow, I don't know. Moreover, given Huayang's current internal and external troubles, who is willing to borrow money? Loan us money?"

Zhang Meiru also had a headache. She looked at me and asked me: "Xiao Wu, you are a high-achieving university student. I think you should understand this aspect, right?"

Zhang Meiru's ability is very strong, but she has never been to school, she just learned some management skills through social practice, and the others are basically similar to Zhang Meiru, without professional management talents.

I understand some, but not very well.

It is also very difficult to increase the debt ratio now, because it is impossible for you to borrow a large amount of money at a time, and you do not know how to spend the large amount of money, and you have to pay interest.

Luo Jiaming's management is chaotic, the capital structure is chaotic, and talent training is also chaotic, which has led to the company's current chaos.

The state stipulates that when a company goes public, its debt ratio must be controlled below 70%, while the bank's target is that the company's debt ratio should be around 40.00%. Difficult and impractical.

Zhang Meiru saw that I was also struggling, so she said seriously: "No matter what, we must first keep the [-] million funds. This is very important to us."

I nodded, of course I know it's important, but it's very difficult to get it off.

I thought for a while, and suddenly came up with a solution, but the risk was very high.

I whispered, "There is only one way to keep this money."

Zhang Meiru said immediately: "What way?"

"On gambling……"

(End of this chapter)