Open business day-to-day

Chapter 356 Bank
On June [-]th, at [-]:[-] a.m., the promotional activities of Weiyin Payment officially started.

After two days of wild bombardment by public opinion, it can be said that everyone on the Internet knows about Weiyang Technology's 3000 million cash red envelope.

Most of them just want to watch the excitement, and some want to receive red envelopes, but they are lazy and have cancer.I feel that the registration process is too troublesome and I am too lazy to do it.

The remaining small part wanted to receive red envelopes but were not afraid of trouble. After the event started, they poured in one after another and started to download and activate Weiyin payment.

On the day of NO.18, due to the publicity of the previous two days, the popularity finally reached a peak, and Weiyin Payment added 810 million new users that day.

NO.19, after experiencing yesterday’s upsurge, most of those who intend to activate have already activated, and 140 million new users were added that day.

NO.20, although this matter is very hot on the Internet, it was not until 50 pm that the number of new users on the day reached [-].

So far, all 1000 million red envelopes have been received. After this promotion, the number of Weiyin payment users has officially exceeded [-] million, and it has been promoted to the second echelon of domestic payment software.

Lin Rui looked at the data in the backstage for the past few days, and he didn't have many surprises, nor was he disappointed.

It can only be said that setting the amount at 33 yuan is indeed the right choice. If it is only [-] yuan, the result may be very sad.

He now also understands the difficulty of promoting payment software. There are great limitations and ceilings in attracting users only by sending out red envelopes.

For example, this time, if the cash red envelope is set at [-] yuan, and Weiyin Pay has no other special advantages, it is the limit to attract millions of users to register and activate.

Now even if it is set at 33 yuan, the stamina is already weak just after attracting 1000 million users to register and open, and the effect of continuing to promote in this way is not great.

At the same time, Lin Rui also gained a new understanding of the laziness and troubles of netizens.Even if you can earn 33 yuan in a few minutes, most of them are just melon eaters and don't bother to do it.

He immediately realized that any software or games developed by the company in the future should be made into one-click login and registration. The lower the threshold of use, the more foolish the operation method, the more popular it will be in the market.

At the same time, this situation also means that in the future, if payment companies follow suit and attract users by sending red envelopes, the threshold may be 33 yuan.

If it is too low, many people will look down on it.I didn't even receive 33 yuan, who cares about you.

The same is true for Weiyang Technology. The next time you use red envelopes to attract users, it will cost more than 33 yuan.

However, the promotion cost of this method is too high. Now that there are 1000 million users as a base, Weiyin Payment already has its own basic disk, so there is no need to rush to expand the scale.

In general, this promotional activity has successfully completed the task. It took only a few days for Weiyin Payment to enter the second echelon of domestic payment software from being unknown, and it took several years to complete other payment software. The original user accumulation can only be completed.

From this point of view, these more than three hundred million dollars are worth it.

Next, with the foundation of these users, WeChat Pay will be able to access more payment scenarios. Based on the current 1000 million users, we will slowly develop and polish Weiyin Payment, and constantly improve its presence, waiting for new ones in the future. opportunities for development.

……

As the time enters the second half of June and the graduation season of another year arrives, Su Hongxiu, an intern at Mango TV, is back.

Lin Rui went to the airport to pick her up, and the two of them got bored for a day. Su Hongxiu went back to school again, attended the graduation ceremony, and received her graduation photo. Her four-year college career was considered over.

Where to work in the future is also a problem. Mango Satellite TV once retained her, so working there is not a problem.

Not to mention Los Angeles, Lin Rui can arrange any job he wants, and even start his own business without any problem.

Even if you want to relax, it's easy to find a job and use a name to pass the time.

Su Hongxiu is now a shareholder of Tsingman Media, so she can directly become a director and take up a position, which is even more ready-made.

When these choices were in front of her eyes, Su Hongxiu was also a little dazed for a while, she didn't want to waste her profession and continued to be the host.It's better to enjoy life with peace of mind, and then hang up a job to pass the time.

Sometimes having too many choices is also a kind of distress. She simply buried herself in being an ostrich and no longer wanted to work.I want to stay with Lin Rui in Los Angeles for a while, and then go home to spend time with my parents.

After all, after going to university for four years and finally graduating, he should stay at home for a while.

Lin Rui is also aware of Su Hongxiu's distress about the future development direction. He actually has some arrangements. With the launch of the Shangdong music platform, especially the one-time signing of so many well-known singers and musicians, the impact on the domestic music circle getting bigger.

Some time ago, Zhejiang Satellite TV and a variety show production company contacted Weiyang Technology, saying that they were preparing a large-scale music show called "The Voice of China".

I hope Monk Music Platform and Weiyang Weibo will cooperate.

Since the company is not very familiar with the field of variety shows, it has not yet given a formal answer.

Lin Rui thinks about it now, it's good to participate. This program obviously has an excellent publicity effect on the Shangdong music platform, establishes its status as an original music platform, and attracts more musicians to join.

Moreover, Su Hongxiu still doesn't know what she wants to do in the future. As a freshman majoring in broadcasting and hosting, it is also good to represent Weiyang Technology and participate in the production of The Voice of China.

As one of the employers and producers behind it, Su Hongxiu, who represents Weiyang Technology, will have a great voice and influence in this program.

Among other things, if you want to, you can operate it and become a show host, producer or producer directly. It's not too difficult.

Of course, all of this depends on Su Hongxiu's intentions, whether she wants to continue her professional work or enjoy life leisurely.

No matter what choice she makes, Lin Rui will support her.

……

Another few days have passed, and these two days, Lin Rui is thinking about how to expand the application scenarios of Weiyin payment, especially the payment scenarios that can be connected with the company's products.

Needless to say, Weiyue Chinese website and Zhongyou platform, it would be even better if Weiyang Weibo can be included in the payment scene, but it is obviously difficult to do so. He has some eyebrows in mind, but he still needs to think about it for a few days .

This morning, Zhao Yan came over to report the good news to him. Meituan finally made progress.

Previously, Meituan had Sequoia's bottom guarantee, and they were still timid about Weiyang Technology's investment, deliberately whetting their appetite, and wanted to ask a higher price here.

In the past few days, Weiyang Technology played a showy operation, directly throwing more than [-] million yuan.Forcibly, the Weiyin payment, which has just been launched and does not know when it will be launched, has soared into the second echelon of the domestic online payment industry, with tens of millions of users.

Weiyang Weibo, which has 9000 million users, and Weiyin Payment, which has tens of millions of users, are too tempting for Meituan, which has just hundreds of thousands of members.

This is the most scarce and most desired resource at present, and it is also the booster for their rapid development and growth.

As for Sequoia's resources, they are too illusory, and may only be used when financing and listing, and now they are just carrots hanging in front of the donkey's mouth, attracting them to work hard, whether they can use it or not.

Weiyang Technology is the only one that can provide real market resources among so many venture capitalists who have contacted them.Instead of all kinds of open-mouthed promises, it sounds scary to have a lot of resources for you, but as long as you carefully taste them, they are all lonely and empty.

Wang Xing had already paid attention to Weiyang Technology before, and he didn't let go for a while, he just wanted to whet his appetite, increase the valuation and promise more resources.

After so many days of contact, the conditions offered by the two parties are close. Now that Weiyin payment has suddenly risen, Weiyang Technology has more resources in its hands.

Wang Xing is also a decisive person, Weiyang Technology has such a good development momentum, and is the investor that best meets his conditions, so he will stop talking, so as not to leave a bad impression on the other party, so this time the investment intention has been initially reached.

Next, the two sides will officially enter the financing stage, due diligence, and various further negotiations will follow.

In short, Meituan wants more resources, and Weiyang Technology wants more rights and income protection.

For example, the right to lead the next round of voting.

Here and Meituan have just entered the financing stage, and before the results are reached, another big event is coming to Weiyang Technology.

Since the beginning of this year, one of the biggest hotspots in the province's business circles is the merger of city commercial banks in more than a dozen cities in the province.

Commercial banks in more than a dozen cities in the province have undergone asset mergers and reorganizations. It seems that their net assets are not too high, but there are more than a dozen banks, and how many companies are related to them.

Asset restructuring of so many banks is definitely one of the few major events in the province's business district.

This time, the province is determined to merge and reorganize more than a dozen city commercial banks in prefecture-level cities. The purpose is very simple.It is to optimize the asset structure, sort out the more complicated equity relationship, and innovate the chaotic management system of some city commercial banks.

The most important point is that this merger of more than a dozen city commercial banks will take out a part of the equity to attract private enterprises to invest.

Especially those relatively representative private enterprises, in order to inject vitality into the bank, introduce new management concepts, and change the current relatively rigid management system. This is also the significance of this merger and reform.

This incident immediately caused some private enterprises in the province to become excited, and they bought shares in the largest commercial bank in the province. What a big piece of fat and how tempting it is.

Even if the shares obtained will not appreciate in value, and may depreciate in value, countless companies still flock to them and become shareholders of the bank. Everyone knows what it means.

Even if the value of the shares does not increase, if you have the status of a bank shareholder, will it be more convenient to borrow and finance in the future? As a bank shareholder, there are too many invisible benefits.

From this, we can imagine how tight the bank's shares after the merger are, and how many companies are elusive, and they are closely watching.

Even though Lin Rui knew the news very early, he didn't pay much attention to this aspect. He invested in start-up companies, and he didn't have the idea of ​​investing in banks.

Although he knew in his heart that with Weiyang Technology's status in the province, if he wanted to, he could really get some shares, but he really didn't think about it.

It's just that I didn't expect that when people sit at home, things come from heaven.

Originally, the merger of the city commercial banks had come to an end, and the various private enterprises to be financed as shares had also been confirmed, but after reporting it, they suddenly found that several well-known real estate companies in the province were on the list, which was too eye-catching.

Real estate is inherently a capital-intensive industry, with a great thirst for funds, and it is the place where problems are most likely to cause bad debts.

If these real estate companies were allowed to become shareholders of the largest city commercial bank in the province, let alone become the cash machines of the other party, the chances of problems would be very high.

The province has shown great sincerity and determination in the merger of more than a dozen city commercial banks in the province. It is bound to improve the current management system, introduce some very dynamic and innovative private enterprises, and change the current atmosphere and rigidity. management system.

At present, some representative innovative private enterprises have not seen it, and let several real estate development companies get in. No matter how you look at it, it is uncomfortable. We must not let this merger and reform be a waste of time.

So with a big stroke, several real estate companies were directly kicked out of the list.

And Weiyang Technology, which is more dynamic and representative of innovative private enterprises in the province these days, is one of them!

Thinking about it again, Weiyang Technology is indeed very suitable. It is not only the representative and banner of science and technology in the province, but also a dynamic and innovative company. The founder has not even graduated from university.

And the only online payment license in the province is in the hands of Weiyang Technology.The only online payment software in the province is also from Weiyang Technology, and it has tens of millions of users in just a few days.

Payment software and payment license originally belonged to the financial industry, which is a natural match for banks. Wouldn't it be appropriate to attract Weiyang Technology as a shareholder.

So it had nothing to do with Weiyang Technology, and Lin Rui had never bothered about it, but suddenly it hit him.

Now, Lin Rui is a little hesitant about this matter that many private companies envy and hate, should he take a stake?

This matter must be known to those companies that want to buy shares but have nowhere to go, and they must be envious.

Despite some hesitation, I also know that this is a dream come true for many private enterprises.

This kind of treatment made him feel a little bit emotional.If Weiyang Technology is an enterprise in the imperial capital or in Shanghai, such a good deed cannot happen to him at all, because there are too many powerful companies in the local area.

In this province, Weiyang Technology is a banner and representative of the scientific and technological circles in the province.

All kinds of preferential policies and benefits, even if he didn't say anything or didn't pay attention at all, they would still fall on his head continuously in the end.

Just like the first batch of online payment licenses, if Weiyang Technology is an enterprise in the imperial capital or Shanghai, it will not be able to get it at all, and the competition is too fierce.

Just like Sohu and Sina, they have nothing to do with the first batch of payment licenses. There are too many powerful companies in the imperial capital, and there are too many powerful companies. They simply cannot compete.

In the province, only his company is qualified. If the resources in this area of ​​the province are not used on Weiyang Technology, they can only be wasted and let other places snatch them.

This made Lin Rui feel like he was winning.

(End of this chapter)