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Chapter 385 Luxury Villa
When I got home from dinner, I thought of the phone call I made just now and the news I heard.Zhongyuan Bank is solving the remaining problems of equity, and another batch of equity will be released.

Lin Rui is not interested in the legacy issues of equity, yes, he is very interested in the new batch of equity that will be released.

Although Zhongyuan Bank has been merged and reorganized for half a year, there are still some internal disputes and confusion, and its performance is also very disappointing.Even according to the analysis of some outside professionals, the first batch of private enterprises that they bought shares in have already lost money in terms of financial investment.

But things don’t work that way. Private enterprises are not state-owned enterprises, so it’s not so easy to get a loan!
In the past six months since becoming a shareholder of Zhongyuan Bank, Weiyang Technology has gained much convenience in terms of loans, and how much its invisible influence has expanded.

Compared with this, the decline in valuation and the loss of paper investment are really nothing!
If possible, Lin Rui even wanted to hold Zhongyuan Bank, but unfortunately, according to domestic policies, it was too difficult.

Then the next best thing is to become the largest shareholder of Zhongyuan Bank, gain more board seats, and enhance its right to speak, which has become the short-term goal of Weiyang Technology.

The batch of equity that will be released this time is naturally attractive to Weiyang Technology.

Then Lin Rui called again and asked someone about the specific details of this batch of shares, and only then did he understand.

As we all know, Zhongyuan Bank was formed by the merger of more than a dozen city commercial banks in more than a dozen prefecture-level cities in the province. However, these city commercial banks before the merger were not wholly owned by the local government.

In the early days of the establishment of these city commercial banks, they also absorbed local private enterprises as shareholders. Although they are controlled by the local government, local private enterprises also hold a large share of equity.

As the development of these city commercial banks became more and more bloated and there were more and more problems, the province decided to merge more than a dozen city commercial banks to form Zhongyuan Bank.

After the merger and establishment of Zhongyuan Bank, the shares of these local private enterprises in the city commercial banks were also a problem. Although the province resolved some of them, there are still some that have been retained until now.

Regardless of the fact that these private enterprises hold very few shares in the reorganized Zhongyuan Bank, most of the merged city branches are composed of the original staff of local city commercial banks.

With very little equity, these enterprises still have considerable influence on the branches of Zhongyuan Bank in various cities.

This is also the reason why Zhongyuan Bank is still in chaos and disputes after half a year after its merger.

This is naturally the reason for the poor performance.

Since the influence of these local private enterprises on the branches of Zhongyuan Bank in various cities cannot be dispelled for a while, many loans are not in compliance, and the rate of bad debts and non-performing loans has rapidly increased.

This kind of situation is naturally not what the province wants to see. They established the Central Plains Bank and introduced large-scale private enterprises to take shares in order to improve the internal environment of the bank and revitalize the bank. models.

So the second equity liquidation began. The goal of this liquidation was to eliminate the equity issues left over from the pre-merger city commercial banks, basically leaving none of these shareholders who accounted for very small shares.

Those who can retain their equity are all well-known enterprises in the province.

And the batch of shares released this time is the one that was cleaned up.

It is said that there are fifteen or sixteen points worth four or five billion.

According to the current situation, due to the decline in the performance of Zhongyuan Bank after its establishment and the internal chaos, many companies are not optimistic about the future of Zhongyuan Bank, resulting in less intense competition for this batch of equity.

Moreover, in order to maintain the vitality of the bank, the province does not plan to have local state-owned enterprises take over, as long as it can maintain the state-owned holding position.

It is necessary to introduce important private enterprises and give them a certain voice to promote the transformation and upgrading of Zhongyuan Bank.

From this point of view, as the third largest shareholder of Zhongyuan Bank, Weiyang Technology, the province's largest technology company and very influential in the whole country, has a great chance of winning these shares.

However, everything will take time, and it will not be decided who will take over these shares until the second half of this month, when the liquidation of equity comes to an end.

If Weiyang Technology is successfully acquired, it will directly become the largest shareholder of Zhongyuan Bank, and its voice in the bank will also rise rapidly. It will be more convenient to use and allocate various funds in the future.

The next day, he came to the company and explained the matter to Zhao Yan, asking him to keep in touch with the provincial government and the board of directors of Zhongyuan Bank, to find the right time to make a sale, and to take these shares in one fell swoop.

……

Quietly, the time has come to December 12th.

At present, the total domestic users of WeChat has reached more than 300 million, but the growth rate of users has dropped again, and the daily increase is only about 30 to [-].

Although Weiyang Technology has increased subsidies and launched various publicity methods, the effect has not improved much.

Lin Rui understands that with the current stock of 8000 million smartphone users in China, the number of WeChat users has reached 4300 million, which has entered a bottleneck period of development.

Although there is still an incremental market of 4000 to [-] million, they are all hard nuts to crack. These people may have downloaded WeChat, and it would be troublesome to have one more.Maybe you don't want to use it yourself, there are various reasons.

General publicity and marketing methods are not very useful anymore.

The rest can only rely on time to slowly ferment, increase the presence of WeChat, and rely on the power of time to let them make choices.

Of course, this does not mean that the growth rate of WeChat will continue to decline. With the entry of the catfish in Xiaomi, the price of domestic smartphones will be completely reduced.

Recently, the penetration rate of smartphones has increased rapidly, and there has been a wave of replacements.

The more users use smartphones, the bigger the plate, and the incremental market of WeChat will continue to expand.These new smartphone users will be the key to the growth of WeChat in the future.

WhatsApp has also performed very well during this period, since Weiyang Technology invested [-] million US dollars last month to support its global marketing and promotion, and even used data subsidies in some areas.

WhatsApp users began to climb rapidly.

More and more smartphone users know and understand WhatsApp, and the reputation of the WhatsApp software has also risen rapidly. Recently, it has often appeared in the news of newspapers in many countries and regions, attracting a lot of attention.

This also puts the development of WhatsApp on the fast track, and the number of new users has been rising all the way.

From No. 15 to No. 3000, in just half a month, WeChat’s overseas version of WhatsApp has skyrocketed to [-] million users.

So far, the total number of WhatsApp users abroad alone has reached 1 million, which is no small miracle, and many people are staring at it.

Many media have even compared it with Facebook and Twitter, saying that it has great potential for future development.

Seeing that the data performed so well, Lin Rui was even more optimistic about this promotion while he was happy.

In foreign countries, especially in some developed regions in Europe and the United States, the penetration rate of smartphones is much earlier and much higher than that in China.

According to the data, in 2009, the global smartphone shipments were 1.74 million units, and the domestic shipments were less than [-] million.

In 2010, the global smartphone shipments were 3.047 million units, and the domestic smartphone shipments were 2600 million units.

And now, it is already December 2011.

According to the statistics of authoritative organizations, so far, the global smartphone shipments this year have reached 4.7 million units, and the annual smartphone shipments easily exceeded 5 million units.

According to statistics from authoritative media, the domestic smartphone shipments this year have exceeded 6000 million units by the end of last month.

Although the sales of smartphones have increased significantly with the sharp reduction in prices and the advent of replacements.Domestic smartphone shipments are likely to exceed 7000 million units this year.

However, compared with the global market, the current domestic market is not large.The next two years will be the time when the share of domestic smartphones will increase rapidly.

With such a large stock of smartphones in foreign countries, if WhatsApp can occupy more than half of the market like WeChat in China, there will be hundreds of millions of users available for expansion.

The data may seem exaggerated, but in fact, the development environment of WhatsApp abroad is better than that in China.In the field of mobile IM social networking, we have not encountered any significant opponents at all.

Unlike in China, there are still WeChat and WeChat competing for the market.

Lin Rui believes in the development potential of WhatsApp. With the support of large-scale marketing resources, the speed of future development will definitely surprise many people.

He is looking forward to this day.

……

This morning, Lin Rui came to the Luojing Club to practice swords with Master Li, and suddenly received news that the designers he invited had arrived at the "Luojingyuan" villa area.

Hearing this, Lin Rui put away his sword, handed it to the waiter next to him, changed his clothes, and drove to the villa area a few kilometers away.

Lin Rui just chose a villa recently, and the location is in Luojingyuan.

As the most luxurious villa group in Los Angeles, "Luojing Garden" was jointly built by Luojing Club and a leading real estate company in the province, and it has just been completed recently.

Although he had just won it not long ago, Lin Rui had heard about this villa complex for a long time.

As the most luxurious villa group in the province, Luojingyuan is positioned as a very high-end villa. Construction started in 08. The most professional design team was hired. It took three or four years to build it meticulously, and the basic construction work has not been completed until now.

As the leader of the Luojing Club, the villa group jointly built by leading real estate companies in the province is naturally different from ordinary villa groups. It cannot be bought with money, and requires qualifications and approval.

The security work and service quality of this villa group are absolutely top-notch.

The quality of the villa is also worthy of such specifications and praise.

The entire villa area is built with high-end materials, and the smallest villa covers an area of ​​more than 1000 square meters. Even if there is no threshold, it is not affordable for ordinary people.

The target customers of the villa area are all the top rich people in the province, ordinary rich people and small local tyrants are not in their customer list at all.

Lin Rui's current net worth is not to mention the richest man in the province, and he is definitely the richest man in Los Angeles.

With the expansion of his career and the growth of his net worth, his status and right to speak in Luojing Club are also growing rapidly.

A few days ago, he even invested 8 million yuan to acquire [-]% of Luojing Club's equity, and is now the top three major shareholders of Luojing Club.

Don't underestimate 8% of the equity, it's definitely a lot. Luojing Club has hundreds of shareholders, all of whom are naturalized members.Without naturalization, there is no qualification to become a shareholder. With so many shareholders, many people do not even have a single point of shares. The largest shareholder only has 12 points. It can be seen that the degree of scarcity of equity is not due to a certain level of status. .

Lin Rui won 8% of Luojing Club's equity for 70 million yuan, which is definitely not a loss, not to mention Luojing Club's own huge influence and energy, and its net assets are as high as [-] billion yuan, which must not be underestimated.

This also made Lin Rui one of the most influential people in the Luojing Club.

There is a villa area built by the Luojing Club, so it is natural for him to choose.

In fact, Lin Rui wanted to buy a villa a long time ago, but he couldn't find a suitable target. There are many villa areas in the city, but none of them suit his liking.

The Luojing Club and the province's leading real estate developers jointly developed this villa complex, which is definitely the most luxurious villa complex in Los Angeles and even the entire province.

Lin Rui was also very satisfied after the visit, and directly chose a set with his own authority.

The construction of the villa group has been completed in the past few days. Since it is still a rough house, Lin Rui naturally looks for a top design team to carefully build the villa he just bought.

Coincidentally, Weiyang Technology has just won the Gemini Building not long ago. The top design team in China is not only good at designing this kind of office building, but also has a well-known luxury house design team in China.

So Lin Rui invited people over and asked them to build their own villa by themselves.

A few kilometers away, and soon arrived at the place.This villa area is surrounded by mountains and rivers, with beautiful scenery and a thousand mu of lake next to it. In terms of natural environment and geographical location, it is definitely one of the most advantageous places in the east area of ​​Los Angeles.

The villa Lin Rui chose is located by the lake. It is one of the top villas in the entire villa area, with a total price of more than 1 million yuan.

Not only are there mountains and water, lakes and mountains, and beautiful scenery, the area of ​​the villa is even more exaggerated, covering an area of ​​up to eight acres, more than 5000 square meters.

That is to say, in Los Angeles, if it is placed in a first-tier city or a developed coastal area, it is impossible to build a villa with an area of ​​up to eight acres.

This piece of land alone costs at least [-] to [-] million.

Even in Los Angeles, given the natural environment and scarcity here, the land occupied by the villa is worth tens of millions.

This villa covers an area of ​​up to eight acres, with a total of four floors, one basement and three floors above ground, with a construction area of ​​5800 square meters.

Not only has a private garden, but also a large private swimming pool.There is a luxury garage that can accommodate nearly 20 cars, and a small dock has been built by the lake to park small yachts.

Lin Rui also set aside an acre and a half of land alone, and built a professional martial arts training ground with an area of ​​1000 square meters. The luxury is impressive.

For this reason, Lin Rui gave the design team a decoration budget of [-] million yuan, and asked them to do their best to build this villa.

If 3 million is not enough, as long as the money is worth spending, the budget can be increased.

For such a large and luxurious villa, this well-known domestic luxury house design team rarely encounters it.As long as they are willing to spend energy and effort, they can become a benchmark and masterpiece of their careers.

The entire design team naturally attached great importance to it, and even came up with the requirements for creating exquisite art to create this villa.

Lin Rui naturally had no objection to this, and he also wanted to see what this well-known domestic design team could make his villa look like with a sufficient budget.

However, it is not without its shortcomings. It will take a short period of time from the beginning of construction to the actual occupancy, and he needs to wait patiently.

(End of this chapter)