Shenhao Farmer

Chapter 213 Financial management.

After Mu Bai logged on to WeChat, he found that there were indeed several unread messages.

But it was the usual greetings from Han Mengyun and Jiang Wenwen.

After seeing it, he replied politely.

Especially Han Mengyun, thinking that he was the first buyer to contact after obtaining the system, so he also sent two messages of concern and greetings.

Also explained why there was no immediate reply.

In fact, Mu Bai has set WeChat to do-not-disturb mode these days.

Because WeChat has been pushing some meaningless news these days, perhaps in order to seize the offline payment market, which made him very disgusted and blocked it for a few days.

After replying to the private messages on WeChat, Mu Bai casually swiped through Moments, but just after a while, he received another push message on WeChat.

This made Mu Bai frown, but found that this time it was not a meaningless message, but a postal bank official account.

His WeChat ID and mobile phone number are bound.

When he applied for a diamond card at Postal Bank, Shu Xiaoxiao also kindly helped him follow the official account of Postal Bank.

Through the official account, many operations can be conveniently performed.

For example, paying vehicle fines, checking balances, checking transaction records, or purchasing wealth management products, etc., can all be handled quickly through the official account.

Now the news push that Mu Bai receives is a wealth management news.

"Huh? Financial management?"

He looked at the news and became a little interested.

After all, in this era of intensified inflation and rapid depreciation of the RMB, financial management has almost become a topic for the whole people.

Nowadays, the purchasing power of RMB is depreciating sharply every year, and the meager interest of the bank can't offset the speed of depreciation at all.

If you still stubbornly deposit the money in the bank, everyone knows that the property will disappear invisibly.

So the era of universal financial management has gradually begun.

First, Yu’ebao, founded by Alipay, the big brother in the mobile payment industry, has an annual interest rate as high as 17%, and deposits and withdrawals are also very convenient. Occupancy decreased significantly.

Pearl is ahead, which has led many other companies to create new wealth management products one after another.

These wealth management products also robbed most of the bank's savings funds, which made many banking companies that were originally high above start to panic.

As a former richest man in China said, if the bank does not change, we will change the bank.

Yes, these new types of wealth management products in today's society have indeed forced banks, which were originally stubborn and unwilling to adapt, to keep up with the trend.

Now this postal bank push message is a newly launched wealth management product.

Mu Bai clicked in with interest.

His bank savings at this time are more than one billion yuan. If the transaction of the lot sold yesterday is completed, the bank card will have a balance of nearly 30 billion yuan!
With so much money, putting it in the bank is also a dry place, it is better to buy some wealth management products.

Mu Bai browsed carefully, the wealth management product launched by Postal Bank in front of him.

This product introduction, not too long, is very concise and clear.

[Annual broadcast of family love, this year the bank headquarters will open a new wealth management product to the most respected users of the bank. The annual interest rate of this wealth management product is 1000% to 1%, which is higher than the current market. Financial products such as Futong, but the minimum purchase amount is 3 million, and there is no upper limit for the maximum. The profit and income are calculated the next day after the purchase. It is very convenient to withdraw the funds. It only takes [-] to [-] minutes to arrive at the account. I hope that the conditional ladies and gentlemen will buy it.

Note: Warm reminder, when withdrawing funds from this wealth management product, you can only withdraw cash to the postal card, and cannot withdraw cash to other bank cards. There is no limit when buying. 】

He quickly read the product, the most basic introduction.

This is a high-threshold wealth management product, with a purchase threshold of 1000 million, and most people simply cannot afford it.

In fact, this is the same as the diamond card. It is an action taken by Postal Bank to retain the top batch of depositors.

However, the annual interest rate of this wealth management product is really high.

Calculated on the basis of an annual interest rate of [-]%, as long as you deposit [-] RMB in this financial product, you will get an interest of about RMB [-] or [-] per day.

This is definitely a batch of wealth management products with the highest annual interest rate at present. The most important thing is that it is launched by the postal bank belonging to the five major banks. There is no need to worry about losing the principal, and there is no doubt about the financial strength.

After clearing this point, Mu Bai thought about it again, and felt that this wealth management product is very convenient to buy and withdraw, and it is not much different from saving in the bank.

So I directly bought all the 12 billion balance in the card into this wealth management product.

12 billion wealth management products.

A rough calculation can be concluded that the interest alone is as high as nearly 20 RMB per day, which is 600 million RMB per month.

Millions of interest, which is definitely a bit scary.

You must know that in the entire Nanjing city, there are only a few hundred people whose monthly salary can reach several million.

So it can be said that now, even if Mu Bai doesn't do anything, he just lives in Nanjing City as a comfortable salted fish enjoying life.

The interest of this wealth management product is enough for him to enjoy the top luxury life in Nanjing from now until he grows old.

But Mu Bai naturally didn't have this idea, he bought wealth management products, just doing it conveniently.

In fact, I didn't care too much about it in my heart, the monthly interest of several million.

After all, the amount he spends every month is far higher than these.

But just as he casually scanned the rest of the news on the official account and was about to log off on WeChat, the bank's official account, which had always been cold in the hearts of everyone, actually replied to thank him in person.

Postal Bank Official Account (V verified): Dear, thank you for trusting our products so much, we will continue to work hard to serve you, and sincerely thank you for purchasing 12 billion wealth management products.

This scene made Mu Bai a little surprised, and after being surprised, he couldn't help but chuckled softly.

After all, how many people have received a reply from the bank's official account?

It seems that as long as you have money, you can really encounter any rare things.

Mu Bai just smiled for a few seconds, then politely chatted with the post bank administrator.

Tens of seconds later, they sent each other a farewell emoji, then closed the official account and logged off WeChat.

Now, he glanced at the time on his phone and found that the time passed quickly. In the blink of an eye, it was twelve o'clock at noon.

At this time, Mu Bai felt that the dedicated courier of Fengshen Express was coming soon.

Because that girl Mi Xuan, what I told him just now was that at noon, Fengshen Express would come to pick up the goods.

To be honest, Mu Bai was really worried that the astonishing lot worth more than two billion yuan would be delivered by express delivery.

But fortunately, he signed a contract with Fengshen, which made him dispel some worries.

(End of this chapter)