Datang: Let you supervise the country and become an emperor through the ages

Chapter 301

The people of Datang are almost obstinate about money. They would rather keep the money at home to rot, and it is impossible to deposit it in the Datang Bank to earn interest.

In fact, the Tang Dynasty has fought too many wars over the years, and the people are afraid of poverty. They only keep money in their pockets. How can they take it out?
[Sigh, this statement is too advanced. It seems a bit troublesome to persuade the people to save money, but it is also a bit troublesome. 】

[How to make people willing to deposit money in Datang Bank, the method is actually very simple, that is, let officials, wealthy businessmen, and even the royal family take the initiative to deposit money into the bank. 】

[The common people have an almost blind herd mentality. When they see dignitaries depositing all their money in Datang Bank, they will definitely have a comprehensive understanding of Datang Bank. 】

[When they know that they don't need to give money to the bank and can still charge interest, they will definitely think it is profitable, and they will deposit money into the bank with the dignitaries! 】

Li Shimin nodded slightly when he heard Li Fu's words, but immediately found another problem.

The prerequisite for people to have a herd mentality is to let wealthy businessmen and dignitaries deposit money into the bank.

But the problem is that nobles are much smarter than ordinary people, how could they deposit money in Datang Bank for no reason?

[So in the final analysis, if you want dignitaries and wealthy merchants to deposit money in the bank, you can attract people to deposit money. 】

[Then it is necessary to carry out the second step after opening a bank, the bank issues bank notes...]

Li Fu's heartfelt voice appeared in Li Shimin's mind. At the same time, a picture of a bank note appeared in Li Shimin's mind.

The moment he saw the banknote, Li Shimin seemed to realize something, but he failed to grasp it.

[Issued by Datang Bank and approved by the Datang court, once it enters the market, it can be used on a large scale. 】

[Whether it is the purchase of items by the court, the payment of military pay, the payment of official salaries, etc., it can all be replaced by silver notes. 】

[Only when silver bills are widely used, wealthy merchants will trust silver bills. After all, silver bills are far more convenient than copper coins and silver taels. 】

[For merchants, every time they do business with a large amount of money on the road, they must spend a lot of escort tolls, so with the bank note, many things are no longer a problem. 】

[As long as you take the banknotes and exchange them in various banks of the Datang Bank, you can get the money directly. Presumably, after they know the benefits of the banknotes, they will know the taste and continue to deposit the money in the Datang Bank. 】

[At that time, a virtuous circle will be formed, and Datang Bank will be completely accepted by the people of Datang, and the financial system of Datang will also be established. Datang's household department will no longer have to worry about running out of money!】

In Li Fu's mind, he sketched a beautiful blueprint for Datang Bank and Qianzhuang in the future, and Li Shimin took a serious look at all of these.

The Emperor Datang, who was at a loss just now, suddenly became excited. He originally thought that his internal treasury would be lost this time, but he didn't expect Li Fu's idea to keep his internal treasury!
With Datang Bank, all the wealth in the world will be in his hands. Of course, this is just an idea, but Li Shimin believes that Li Fu can do it.

Before that, Li Shimin didn't pay attention to ordinary people and businessmen at all, but after Li Fu's toss, he knew that he was wrong.

"Slap!" After trying to understand something, Li Shimin looked at the noisy civil and military officials in front of him, and suddenly became angry. He slapped the dragon case in front of him, and all the officials fell silent and looked at Li Shimin behind the dragon case.

"This matter, let's discuss this here first, and leave the court!" Li Shimin waved his hand and left without giving anyone a chance to speak. Seeing Li Shimin like this, the officials knew that His Majesty the Emperor was angry.

But there is no way, even if you get angry, you will be noisy. This is related to Tang Guozuo, and it doesn't mean that it can be decided casually!

But the officials didn't know what Li Shimin was thinking. After he came down from court, he hurried back to the imperial study and recorded what Li Fu said just now.

After finishing writing the content silently, Li Shimin looked at the content on the white paper in front of him, pondered for a long time, and his eyes were full of light.

Soon, he crossed out the words 'Datang Bank' from the paper, and then wrote down the four characters 'Datang Bank'.

Then Li Shimin summoned: "Come here, Prime Minister Xuan, Duke Qi, Duke Song, etc., to see you!"

Soon, Fang Xuanling and others who had just walked out of the palace gate were invited back by the eunuchs in the palace. Several people looked at each other in blank dismay, not knowing what happened, why they suddenly wanted to summon themselves.

When a few people came to the Imperial Study Room and were about to salute, Li Shimin waved his hand to stop them, "Get up, I have already thought of a good way to solve the problem of repairing the official road and the straight road."

Fang Xuanling, Changsun Wuji and others looked at each other in disbelief again, what did Li Shimin mean just now?He thought of a way to repair the straight way and the official way. Could it be that he turned into Li Jing, and Lao Tzu also made me laugh?

Looking at the surprised eyes of the several princes in front of him, Li Shimin knew what they were planning in their minds, so he cut to the chase, "The way I came up with is to establish a Datang bank, and set up bank branches in all counties and counties within my Datang territory! "

After saying this, the three princes were stunned, not understanding what Li Shimin wanted to do.

"Your Majesty, what is the purpose of this bank? Why do you say that with it, you can solve the problem in the court just now?"

Fang Xuanling and the others knew very well that since Li Shimin had already thought of a solution, he must be planning to implement it next. The reason why they were called here was to gain their support.

Standing tall, Li Shimin smiled and briefly explained the purpose of the bank to the three of them. Fang Xuanling and the others were thoughtful after hearing this.

Changsun Wuji was the first to react, and he cupped his hands towards Li Shimin and said, "Your Majesty is wise, in this way, the problems that were not resolved in the court just now will be easily solved!"

"With the Datang Bank, not only can the treasury be filled, the official road and straight road can be repaired, but also the aristocratic family's exploitation of the poor people can be curbed, and the life of the people can also be improved because of this!"

Changsun Wuji is also a merchant, he runs more than [-]% of the ironware shops in the Tang Dynasty, so he naturally understands the beauty of this bank mentioned by Li Shimin.

But not everyone can be like Changsun Wuji, who can see through a little bit and immediately react to the role of the bank.

Fang Xuanling was one of them, "Your Majesty, what the Duke of Qi said is reasonable, but you also said that this bank is just a money management agency for depositing and withdrawing money. Where does the money go into the bank?"

"Yes, Your Majesty, most of the common people are poor people, and wealthy families are all shrewd people. I am afraid that no one will deposit money in the bank before seeing the benefits!" Xiao Yu also followed Fang Xuanling to throw cold water.

(End of this chapter)