The world's first village
Chapter 326 Own Bank
Chapter 326 Own Bank
"Of course not all." Shi Lin shook his head and explained,
"The main purpose of my plan to open a bank is to facilitate my own use of funds, not to absorb private capital, not to misappropriate money, not to go public, and our company itself is not short of money, so it would be great if we can make good use of the surplus money.
Of course, no one dislikes that they have little money, at least until they can use up their own funds, there is no need to attract funds.
However, even if you are investing, try to avoid high-risk investments. There is no need to play with futures. I don’t lack the money. Such a large investment will cause social panic. , will also pit himself into it.
Borrowing, do not lend to real estate companies, do not lend to financial investment institutions, do not lend to companies or individuals in high-profit or high-risk industries.
For example, low-interest student loans are aimed at poor students and students with better grades, including high school and college. It may not make much money, and even small losses are acceptable.Just pay off the loan after work.
I was also a poor student back then, so I understand that their life is not easy.
However, I don't make direct donations to fund them.
The second is venture capital, which is dedicated to supporting entrepreneurs with great potential, ability, and hard work. I also admire such people.
The third one is aimed at small and medium-sized enterprises with strong development momentum. Financing difficulties for small and medium-sized enterprises is also a characteristic of our country.
If you want to make money, find a way from the second and third. "
Shi Lin doesn't want to directly donate money to poor students. Some poor college students have too little to be grateful to the school or the country after graduation, and some don't even want to repay the money they borrowed from the bank.
How many people will know how to repay gratitude for the kindness of rain and dew?
For poor students who have gone to college, it is not that they are unable to support themselves, but that they temporarily lack ways to make money.
After graduation, it is reasonable to pay back the money owed to the bank and the country.It's not that if you are poor, you should get selfless help from others, and you don't take it for granted.
Guo Jie thought about what Shi Lin said was unreasonable, and suggested: "Boss, if that is the case, there is no need to acquire foreign banks.
That kind of overseas banks are currently operating relatively well, and most of them are listed companies. The acquisition is too troublesome, the shares are too scattered, the acquisition is also difficult, and the cost is too high.
If we plan to attract funds, I certainly recommend acquiring these mature banks, such as Standard Chartered Bank. After all, this kind of bank has been in operation for hundreds of years, with high brand value, multiple channels, and a wide and deep network of relationships.
But if we don’t accept private funds, we might as well just build a new bank. It’s less troublesome, better controlled, easier to manage in the future, and the cost is much lower. "
Shi Lin thought for a while, and he didn't know much about the banking industry, so what Guo Jie said made sense, so he nodded and said, "Well, that's the truth.
There are too many ways to make money. Running a bank is mainly to manage your own funds. I never expect to make money through the bank. There are more ways to make money than it, and there is no need to spend too much energy on it. "
"Hey, the boss has too much money and no place to spend it. Just open a bank in Hong Kong. As for domestic outlets, just apply to the China Banking Regulatory Commission to open a subsidiary."
Shi Lin was laughed at by Guo Jie's joke, and gave him a piece of silver, but he still laughed and said: "There is no place to spend too much money, and I am afraid that I will not have enough money for the next travel plan.
Anyway, I'll leave the bank to you. The name of the bank is Shi's Investment Bank. If you have any questions, please let me know. "
Shi Lin talked with Guo Jie and Wang Ye about some banking matters. The initial plan is that the registered capital of the bank is 100 billion RMB, and Guo Jie will be responsible for the executive president. After all, after the establishment of the bank, most of Shi Lin's assets are in his own house. The bank, he still trusts Guo Jie.
Guo Jie also had to resign as the director of the capital operation center of the travel company, and Wang Ye became a full-time vice president.
Shi Lin turned to Lianqing, changed the subject and asked, "Mr. Lian, will the tourist attractions officially open as planned?"
Lian Qing, the operation director of the scenic spot, stood up and bowed to Shilin and said: "Boss, there are currently 1000 people in the experience of the scenic spot, and countless suggestions are submitted every day. While collecting available opinions, the company Analysis, while rectifying attractions.
At present, the areas that need to be rectified are not serious. There are still more than 2 days before the planned normal business on February 1. There is no problem with the official business. "
"Well, try to open before the Spring Festival, which is the peak tourist season and the best opportunity to truly verify the operating results of our scenic spots.
Of course, if there are still major problems that have not been resolved, we have no reason to postpone the rectification. "
Shi Lin looked around at all the people in the conference room, suddenly raised his voice, and said with confidence: "My dream is to build the world's first tourist attraction. I cannot realize it by myself.
I hope that all employees of the company should work hard around this goal, and hope that you will convey my philosophy. "
The eyes of many middle and high-level executives looked at Shi Lin, as if they were standing on the peak, a bit like pointing the country, and they were also infected by Shi Lin's ambition, as if they had been beaten with chicken blood.
"Strive to become the world's number one tourist attraction!" Guo Jie looked at Shilin's expression and seemed to understand, so he took the lead in shouting.
“Strive to become the world’s number one tourist attraction!” Others shouted in unison.
Guo Jie joked again: "Boss, we are actually the number one scenic spot in the world."
Shi Lin shook his head and said: "That's nothing, what I really mean is that no matter what kind of attractions, tourists must admit that we are the number one in the world.
Moreover, just being number one in the world is too easy to achieve. My ultimate goal is to build a fairyland!A real wonderland, not just hype. "
After Shi Lin finished speaking, everyone was in an uproar. A real fairyland? !
If the scenic spot can really reach the beauty of the Love Village, it is almost the same. If it can reach the scenery of Xiandao, there is no doubt that it is a fairyland on earth, which is better than the fairyland in people's hearts.
Everyone believed that Shi Lin could do it. After all, Xiandao was transformed by Shi Lin himself. However, the cost would be too high. Is it really necessary?
No matter what, everyone is very excited to think about the fairyland in the future, and they are very excited to participate in this kind of plan. I believe that they will leave their footprints in human history and leave their names in history.
Thinking about it is full of passion and pride!
Shi Lin doesn't know what they think. The potential of the scenic spot has not yet fully exploded. If he uses more spiritual springs to transform the plants in the scenic spot, he will probably be able to achieve the fairyland goal in his heart in a short time, but that would be too shocking. This kind of problem He had already thought that everything would have to be done slowly.
I believe that after a few years, he will definitely achieve his expectations.
Shi Lin clapped his hands, interrupted everyone's discussion, and continued: "From the current popularity of the scenic spot, we are successful, and I am very much looking forward to the official opening of the scenic spot.
We should also start planning for the second phase of the tourist attraction plan. No matter what the operation results of the first phase of the scenic spot are, I will continue to implement the second phase plan.
The second phase of the plan is more ambitious than the first phase, and the construction of scenic spots may be more difficult. "
(End of this chapter)
"Of course not all." Shi Lin shook his head and explained,
"The main purpose of my plan to open a bank is to facilitate my own use of funds, not to absorb private capital, not to misappropriate money, not to go public, and our company itself is not short of money, so it would be great if we can make good use of the surplus money.
Of course, no one dislikes that they have little money, at least until they can use up their own funds, there is no need to attract funds.
However, even if you are investing, try to avoid high-risk investments. There is no need to play with futures. I don’t lack the money. Such a large investment will cause social panic. , will also pit himself into it.
Borrowing, do not lend to real estate companies, do not lend to financial investment institutions, do not lend to companies or individuals in high-profit or high-risk industries.
For example, low-interest student loans are aimed at poor students and students with better grades, including high school and college. It may not make much money, and even small losses are acceptable.Just pay off the loan after work.
I was also a poor student back then, so I understand that their life is not easy.
However, I don't make direct donations to fund them.
The second is venture capital, which is dedicated to supporting entrepreneurs with great potential, ability, and hard work. I also admire such people.
The third one is aimed at small and medium-sized enterprises with strong development momentum. Financing difficulties for small and medium-sized enterprises is also a characteristic of our country.
If you want to make money, find a way from the second and third. "
Shi Lin doesn't want to directly donate money to poor students. Some poor college students have too little to be grateful to the school or the country after graduation, and some don't even want to repay the money they borrowed from the bank.
How many people will know how to repay gratitude for the kindness of rain and dew?
For poor students who have gone to college, it is not that they are unable to support themselves, but that they temporarily lack ways to make money.
After graduation, it is reasonable to pay back the money owed to the bank and the country.It's not that if you are poor, you should get selfless help from others, and you don't take it for granted.
Guo Jie thought about what Shi Lin said was unreasonable, and suggested: "Boss, if that is the case, there is no need to acquire foreign banks.
That kind of overseas banks are currently operating relatively well, and most of them are listed companies. The acquisition is too troublesome, the shares are too scattered, the acquisition is also difficult, and the cost is too high.
If we plan to attract funds, I certainly recommend acquiring these mature banks, such as Standard Chartered Bank. After all, this kind of bank has been in operation for hundreds of years, with high brand value, multiple channels, and a wide and deep network of relationships.
But if we don’t accept private funds, we might as well just build a new bank. It’s less troublesome, better controlled, easier to manage in the future, and the cost is much lower. "
Shi Lin thought for a while, and he didn't know much about the banking industry, so what Guo Jie said made sense, so he nodded and said, "Well, that's the truth.
There are too many ways to make money. Running a bank is mainly to manage your own funds. I never expect to make money through the bank. There are more ways to make money than it, and there is no need to spend too much energy on it. "
"Hey, the boss has too much money and no place to spend it. Just open a bank in Hong Kong. As for domestic outlets, just apply to the China Banking Regulatory Commission to open a subsidiary."
Shi Lin was laughed at by Guo Jie's joke, and gave him a piece of silver, but he still laughed and said: "There is no place to spend too much money, and I am afraid that I will not have enough money for the next travel plan.
Anyway, I'll leave the bank to you. The name of the bank is Shi's Investment Bank. If you have any questions, please let me know. "
Shi Lin talked with Guo Jie and Wang Ye about some banking matters. The initial plan is that the registered capital of the bank is 100 billion RMB, and Guo Jie will be responsible for the executive president. After all, after the establishment of the bank, most of Shi Lin's assets are in his own house. The bank, he still trusts Guo Jie.
Guo Jie also had to resign as the director of the capital operation center of the travel company, and Wang Ye became a full-time vice president.
Shi Lin turned to Lianqing, changed the subject and asked, "Mr. Lian, will the tourist attractions officially open as planned?"
Lian Qing, the operation director of the scenic spot, stood up and bowed to Shilin and said: "Boss, there are currently 1000 people in the experience of the scenic spot, and countless suggestions are submitted every day. While collecting available opinions, the company Analysis, while rectifying attractions.
At present, the areas that need to be rectified are not serious. There are still more than 2 days before the planned normal business on February 1. There is no problem with the official business. "
"Well, try to open before the Spring Festival, which is the peak tourist season and the best opportunity to truly verify the operating results of our scenic spots.
Of course, if there are still major problems that have not been resolved, we have no reason to postpone the rectification. "
Shi Lin looked around at all the people in the conference room, suddenly raised his voice, and said with confidence: "My dream is to build the world's first tourist attraction. I cannot realize it by myself.
I hope that all employees of the company should work hard around this goal, and hope that you will convey my philosophy. "
The eyes of many middle and high-level executives looked at Shi Lin, as if they were standing on the peak, a bit like pointing the country, and they were also infected by Shi Lin's ambition, as if they had been beaten with chicken blood.
"Strive to become the world's number one tourist attraction!" Guo Jie looked at Shilin's expression and seemed to understand, so he took the lead in shouting.
“Strive to become the world’s number one tourist attraction!” Others shouted in unison.
Guo Jie joked again: "Boss, we are actually the number one scenic spot in the world."
Shi Lin shook his head and said: "That's nothing, what I really mean is that no matter what kind of attractions, tourists must admit that we are the number one in the world.
Moreover, just being number one in the world is too easy to achieve. My ultimate goal is to build a fairyland!A real wonderland, not just hype. "
After Shi Lin finished speaking, everyone was in an uproar. A real fairyland? !
If the scenic spot can really reach the beauty of the Love Village, it is almost the same. If it can reach the scenery of Xiandao, there is no doubt that it is a fairyland on earth, which is better than the fairyland in people's hearts.
Everyone believed that Shi Lin could do it. After all, Xiandao was transformed by Shi Lin himself. However, the cost would be too high. Is it really necessary?
No matter what, everyone is very excited to think about the fairyland in the future, and they are very excited to participate in this kind of plan. I believe that they will leave their footprints in human history and leave their names in history.
Thinking about it is full of passion and pride!
Shi Lin doesn't know what they think. The potential of the scenic spot has not yet fully exploded. If he uses more spiritual springs to transform the plants in the scenic spot, he will probably be able to achieve the fairyland goal in his heart in a short time, but that would be too shocking. This kind of problem He had already thought that everything would have to be done slowly.
I believe that after a few years, he will definitely achieve his expectations.
Shi Lin clapped his hands, interrupted everyone's discussion, and continued: "From the current popularity of the scenic spot, we are successful, and I am very much looking forward to the official opening of the scenic spot.
We should also start planning for the second phase of the tourist attraction plan. No matter what the operation results of the first phase of the scenic spot are, I will continue to implement the second phase plan.
The second phase of the plan is more ambitious than the first phase, and the construction of scenic spots may be more difficult. "
(End of this chapter)
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