I want to be a super cop

Chapter 578 Indebtedness

Zhong Tianzheng was not surprised at all about Chen Jiani's loan.

He had seen similar words on the Internet before:

Although there are many people who appear to be very beautiful on the surface, and drive a Mercedes-Benz and BMW in a chic way, but secretly you, you really don't know how much money they have in their hands.

His car may have been bought with a loan, and various loans are tied together, so it's hard to tell.

Maybe the money he can take out is less than that of an ordinary working-class person like you.

In real life, there are many car owners who may be shopping in a shopping mall. Because of the parking fee, they ask the salesperson: Can the consumption receipt be used to offset the parking fee?

of course.

This is what it says on the surface.

Some superficial.

It's also about those fake and delicate people.

Most of this.

The money they earn is not comparable to that of ordinary wage earners.

Sometimes a single bill can be worth a year's salary of a working class.

Let's talk about the parking fee.

Even if it was Zhong Tianzheng himself, when he drove out to eat, it was very normal to ask if he could pay the parking fee.

Everyone can afford the parking fee.

But if you can go whoring for nothing, why not do it?
Whoring for nothing.

It has been one of the happiest behaviors of human beings since ancient times.

All right.

Off topic.

Back on topic.

"Chen Jiani's ex-husband was spending time and drinking outside, indirectly blowing up Chen Jiani, and then went to take out a loan. He was in a lot of debt. I completely understand this."

Zhong Tianzheng briefly reviewed what Yan Zhaoxing said, and then asked: "But what does this have to do with Meng Yichuan's death? Or does it mean that Chen Jiani's ex-husband was released from prison and was stalking Chen Jiani and not letting go."

"The relationship between Chen Jiani and Meng Yichuan was known by Chen Jiani's ex-husband, so his ex-husband killed Meng Yichuan?!"

He thought Yan Zhaoxing was insinuating something.

"How come I didn't find out until now, why are you so stupid?!"

Although separated by the phone, Zhong Tianzheng could clearly sense that Yan Zhaoxing must be rolling his eyes now: "Your old man is also a criminal police officer after all, why is your IQ plummeting all of a sudden?"

Yan Zhaoxing complained endlessly, and said without losing face: "If it is said that Chen Jiani's ex-husband killed Meng Yichuan, why did he fill the bathtub with that formaldehyde-removing biological enzyme? Avert your eyes. Is it?"

"Also, Meng Yichuan was bled to death by the murderer, right? According to his ex-husband's personality, a person who is used to spending time and drinking, generally speaking, should also be the kind of person who is lavish and straightforward, and likes to do everything. If he really killed him, then Meng Yichuan should have been directly called to death by him instead of being tortured to death by bloodletting like this."

Yan Zhaoxing uttered his rebuttal with reason and evidence. The meaning in his words was that your IQ is dropping too fast, right?

Zhong Tian was listening to his words, and fell silent.

"Forget it, I won't talk to you anymore."

Yan Zhaoxing breathed out the smoke, and talked about his deduction: "As I said just now, Chen Jiani has a very financial problem. Even though she lives in a single-family villa worth tens of millions, she still can't cover it up. The fact that she's struggling financially."

"How did you know she was in financial difficulty?"

Zhong Tianzheng frowned.

To be reasonable.

In this case, the most intuitive way to investigate Chen Jiani's financial situation is to check her credit record. However, generally you do not have the right to check other people's credit records.

Just like this case.

Even the police are not so casual.

The case is not there yet.

Not to mention Yan Zhaoxing, a consultant who participated in the case investigation for the first time.

unless
Zhong Tianzheng rolled his eyes, and suddenly thought of it.

Loan platform.

If you want to take out a loan, you must agree to the other party checking your personal credit status.

"Sure, donkey."

Zhong Tianzheng suddenly realized: "Unexpectedly, you have quite a wide network of contacts, including friends from the loan platform?"

"Fuck."

Yan Zhaoxing sighed and said helplessly: "I entrusted my brother to help me check. How can I have such a wide network of contacts? In terms of contacts, he is many times better than me."

Zhong Tianzheng nodded: "Okay, you continue."

"Her credit records are in my hands. Do you know how many credit cards of a big bank Chen Jiani has?"

Yan Zhaoxing's tone was a little playful, and he smacked his tongue and said, "She has as many as eight credit cards, and the amount of each card ranges from tens of thousands to more than 20 to [-]. It's the credit card statement day, and the limit of each card is the kind that has been swiped to the bottom."

"That's kind of awesome."

Zhong Tianzheng clicked his tongue when he heard the words.

When it comes to credit cards, if the average person doesn't have enough financial resources and can't control their spending, they'll basically be stuck if they apply for two or three cards and charge them up.

There are also some people who like to play side-by-side.

Get a few cards, set one card empty, and then use another card to raise it, which is commonly known as raising a card with a card. If you play well, it may not collapse, but once it collapses, it will be difficult to go ashore .

of course.

For this kind of person, the credit card in his hand will always be in even numbers.

A set of routines.

This behavior is also illegal.

Zhong Tianzheng himself still does not agree with this kind of credit consumption.

"Credit cards are one of them."

Yan Zhaoxing heard the sound of opening a piece of paper, and he should have read it according to the information on the paper: "Chen Jiani's debts include the bank's credit card, and others: Alipay's online business loan owes 60, Jingdong's Jingdong Gold Bar owes 50, and Qufen installment loan owes 80."

After reporting a series of numbers, these numbers add up to a lot.

"These are just the loan platforms connected to the credit investigation, and the amount inside is all in a state of being empty. This kind of big data is actually shared within the industry. As long as there are more loans separately, the intelligent risk control will I won't give her approval anymore, so she must have taken a lot of loan openings that didn't have access to credit information." Yan Zhaoxing commented very knowledgeably.

And Chen Jiani's original strong female personality has completely collapsed by this time. Under the seemingly beautiful surface, she is already heavily in debt.

So this also verified the authenticity of her company's cutting corners in the matter of formaldehyde removal to a certain extent.

Skip costs to maximize profits.

"go on."

Zhong Tianzheng took a heavy mouthful of his cigarette when he heard the words, knowing that a turning point was coming, and this turning point might be the breakthrough point of the case.

"Meng Yichuan bought the car a while ago, and the two-thirds of the down payment was given by Chen Jiani."

"Moreover, there are financial transactions between them from time to time!"

(End of this chapter)