I sent a courier to save people and was broadcast live

Chapter 239 Bai Yan's Trouble

This is simply more precious than any wealth!

"It's no wonder the system has been accumulating rewards before, so the last reward is so awesome!"

While receiving the reward, Lin Fan had a strange feeling, as if a flash of light had popped up in his mind, but that feeling was so wonderful that it was difficult to describe it in words.

"Ring bell bell!"

At this moment, Lin Fan's cell phone rang, and when he picked it up, it was Xie Yingying calling.

"This little girl is looking for me, could she have caused some trouble?!"

Lin Fan muttered in his mind and then answered the phone.

"Why, call me and miss me?!"

Lin Fan laughed and joked.

"Miss you big-headed ghost! I called to borrow some money from you!"

"Sister Bai Yan's mother was sick and hospitalized during this time, and spent a lot of money."

"Her salary is not enough to pay for medical expenses, so she borrowed a lot of usury loans before."

"Debt collectors are here today!"

Xie Yingying said with a worried tone.

Lin Fan couldn't help but frown. As a teacher of the school's youth league committee, if Bai Yan was found out by the school for debt collection, it would definitely have a negative impact on the students, and it would also have a negative impact on the reputation of Xinhua School.

Although there is a reason for the incident, some unscrupulous media don't care about it.

"You wait for me, I'll be at school right now."

After hanging up the phone, Lin Fan drove directly to the Xinhua campus.

"Let me tell you, if we don't pay back the money today, we will stay here and never leave!"

"Being a good teacher, but not paying back the money owed, how can this educate students well!"

At this moment, there are three young people at the gate of the school youth league committee office, and there are many students around!

"Don't make trouble here, if you don't leave, I will call the police!"

Seeing more and more students watching, Xie Yingying said anxiously!

"Okay, call the police and see who the police arrest!"

The three young men are confident. The leader is Wang Haichuan, who works on a lending platform.

"When I borrowed money on your platform, your customer service said that the daily interest rate was 5/10000. I borrowed 2 yuan. It's been less than two months, and you want me to pay back 4 yuan. Isn't this robbery!"

Bai Yan next to her said very aggrieved.

"Don't talk nonsense, this is an electronic contract for your loan, and we have written it clearly!"

"The contract is legally binding. If you don't pay back the money, just wait for the lawyer's letter!"

…………

"Teacher Bai Yan seems to be quite quiet, why would he touch such things as loan sharks!"

"Some people look quiet on the surface, but they are actually beasts in their hearts. As the saying goes, 'a dog that doesn't bark kills a man'!"

"That's right. In today's society, people don't know people, they don't know people's faces. It's shameful to have people come to the school for debt collection!"

The surrounding students talked one after another.

Listening to the voices of the students discussing, Wang Haichuan had a smug smile on his face!
If he can get this single debt back, at least 1 yuan will fall into his own pocket!

At this moment, a Volkswagen drove into the campus, and Lin Fan got out of the car.

"Wow, Teacher Lin is here!"

"Mr. Lin is so handsome. I was sad for several weeks when I heard that he quit his job before!"

"When I saw a handsome guy of this level, my mood immediately improved!"

The appearance of Lin Fan immediately caused a sensation among the students, and stars began to appear in the eyes of many girls!

Pushing aside the crowd, Lin Fan went straight to Bai Yan.

"Sister Bai Yan, what happened?!"

Lin Fan asked.

Not wanting Bai Yan to talk, Xie Yingying next to her gave Lin Fan a rough overview of the ins and outs.

"Hehe, your platform is a scam, right? Borrowing 2 and paying back 4?!"

Lin Fan laughed outright.

"We have a contract, and it's written in black and white here!"

Wang Haichuan was completely confident and handed over the contract to Lin Fan.

After roughly browsing the contract, Lin Fan smiled and shook his head.

Now all kinds of online loan companies emerge in endlessly, and advertisements are flying everywhere!

It is written that when you need money urgently, we are your solid guarantee, and the daily interest advertised in various advertisements is terribly low!
But when you really want to borrow money, in addition to needing a bunch of procedures and documents, you are also required to sign some cheating contracts that are many times higher than the normal interest rate!

For a novice like Bai Yan, the various key terms of the contract and some other loopholes are hard to detect!
Tear!

But at the next moment, Lin Fan directly split the contract into two under the gaze of everyone.

"Hehe, so what if you tore up the contract, it's just a copy!"

Wang Haichuan said with a sneer.

"I know it's a copy, but your originals have no legal effect either!"

"The interest you charge is completely beyond the upper limit stipulated by law, and the contract has no legal effect."

Lin Fan smiled and said.

"You...you are talking nonsense! The black and white contract is written here, and it has legal effect. Do you still want to owe money and not pay it back?!"

Hearing Lin Fan's words, Wang Haichuan's expression was a little flustered. He didn't expect there to be a person who understands the law here!
But he won't be willing to let him leave just like that!

"I will give you two ways to go now. First, according to the previous daily interest rate of 5/10000, I will give you the principal with interest."

"Second, you can take this contract of yours to the court to sue, and just tell my attorney if you have anything to do."

Lin Fan waved to the back of the crowd, and a middle-aged man in business attire walked over.

Before coming to the school, Lin Fan knew that this matter was not easy to solve, so he called the exclusive lawyer inside Mituan Company in advance.

"Here's my lawyer's license."

The lawyer walked up to Wang Haichuan and showed his ID to identify himself.

"This……"

Wang Haichuan fell into a rather entangled state. If what Lin Fan said was true, charging that little interest would amount to a waste of time for him this time!
But if you continue to insist on asking for 4 yuan, you can only file a lawsuit, and you have a high probability of losing the lawsuit!
At that time, not only will you not be able to get the money, you may have to go in and squat for a few days!

"Okay... then you can give me the money at an interest rate of 5/10000..."

After thinking for a while, Wang Haichuan immediately made a judgment.

Lin Fan didn't talk nonsense, and directly took out his mobile phone to complete the transfer.

After receiving the money, although Wang Haichuan was unwilling, he also understood that there was no point in staying here, so he left with the two of them in despair.

"Everyone is gone!"

Lin Fan waved to the students who were watching, but some nympho girls surrounded him and refused to leave.

In desperation, Lin Fan could only return to the office of the school youth league committee with Xie Yingying and Bai Yan.

"Lin Fan, thank you this time."

(End of this chapter)