Becoming a lawyer starts with raising a Xiezhi

Chapter 240 Who is the policyholder

In the afternoon, Meng Lang walked into the examination room again, and Niu Zhao still picked him up on time.After discovering this change in Niu Zhao, he also fell silent.

He thought to himself, Niu Zhao must be in love with him, right?He had never thought about this question before, and now he suddenly felt this way.

No, this matter is definitely not feasible, if that is the case, the two of them will not be able to talk properly in the future.

After all the exams were over, he was sitting in the car, and suddenly said: "Miss Niu, look at me, I am nothing but a little money now, and the more I think about it, the more pitiful I feel."

Niu Zhao didn't expect him to say this suddenly, so he turned to look at him and asked, "What's the matter, why do you feel so emotional all of a sudden?"

Meng Lang glanced at him sideways, and said: "I used to have no money in my pocket, and others looked down on me, but at that time I was self-motivated, full of energy, and went all out in everything I did. So handsome, so cool, and now, I'm not short of money, but I don't have much pursuit, it's a bit like a Buddhist youth, don't you think it's scary?"

"A young man of Buddhist origin? Do you believe in Buddhism now?" Niu Zhao asked puzzled.

"Hehe, Buddhist youths don't want to believe in Buddhism, but they just feel that they have no desires and desires. They feel that they are content with whatever happens, and they don't even want to find a girlfriend." Meng Lang said with a slight smile.

Niu Zhao glanced at him immediately, then turned his head away, and said after a while: "You won't say that you will be single in the future, will you? Or, do you want to have sex?"

Niu Zhao is Niu Zhao after all, Meng Lang couldn't help laughing out loud when he spoke so directly: "That's not true, but I really lack interest in finding a girlfriend, Niu Mei, what do you think?"

"If you don't look for it, don't look for it. What else should I do? It's good not to look for it. It's great to be alone. I support you." Niu Zhao also said with a smile.

"Miss Niu, are you telling the truth?" Meng Lang looked at her in disbelief.

"What's true? Why should I tell lies? You don't find a girlfriend and focus on your work, which is good for the development of our law firm. Do I still disagree?" Niu Zhao glanced at him.

Meng Lang instantly understood that what he said just now was in the wrong direction. He said that he didn't want a girlfriend, which was exactly what she wanted. As long as he didn't look for a girlfriend, wouldn't Niu Zhao still stay with him every day?He should have said he was looking for a girlfriend, and it had already been confirmed, so that Niu Zhao could give up his mind.

But it’s hard to change it now.

Pull it down, let it be like this, as long as he doesn't let go, it will be useless for Niu Zhao to chase him no matter how hard he tries.

At the same time as the postgraduate entrance examination, the insurance case that Shao Haibo took over also entered the trial stage.

Through the efforts of the two, the first one million insurance case was resolved without entering the litigation process.After communicating with the insurance company, the insurance company successfully settled the compensation of 100 million yuan to the person concerned.

This greatly increased his and Shao Haibo's confidence in continuing the lawsuit.But for the second insurance of 300 million yuan, another insurance company refused to pay.

Since it refused to pay, it had to go to court.

He and Shao Haibo went to the court session together.

Coincidentally, the lawyer hired by the insurance company turned out to be a lawyer from Zhengyuan, and Dong Zhuo appeared in court.

As soon as he saw an old acquaintance, Meng Lang smiled and walked up to Dong Zhuo to say hello.Dong Zhuo was also very surprised. They shook hands before going back to the original defendant's seat and sitting down.

They were all acquaintances, Shao Haibo felt embarrassed, bowed his head and talked to Meng Lang, and Meng Lang said, "On the battlefield, each is the master, how should we defend or how to defend."

After hearing this, Shao Haibo nodded. He couldn't give Dong Zhuo face and not try his best to argue the case just because he was an old colleague of Zhengyuan Institute.

At the beginning of the trial, Dong Zhuo, as the defendant's agent, took the lead, saying that this was an insurance fraud case, the insurance contract was invalid, and the compensation of 300 million yuan could not be paid.

Meng Lang immediately pointed it out, "It's an insurance fraud, but who is the party involved in the fraud? Anyway, the plaintiff's daughter is not. The plaintiff's daughter is the victim, not the party involved in the fraud. Why is the contract invalid?"

Dong Zhuo immediately retorted: "This case, from the beginning, was aimed at defrauding the insurance company of compensation. It was a typical insurance policy that used legal forms to cover up illegal purposes. Now that the case has been solved, the insurance company has no obligation to deal with it. The policy bears the liability for compensation, and the plaintiff's lawsuit is groundless."

Shao Haibo said at this time: "It is the husband of the plaintiff's daughter who cheated the insurance, not the plaintiff's daughter. The plaintiff's daughter is innocent. The plaintiff's daughter has bought insurance. If your insurance company agrees to take out the insurance, you should bear the liability for compensation, and you can't. If it involves insurance fraud, it refuses to pay.”

The two sides had confronted each other from the very beginning, and the trial was very intense. Seeing this, Dong Zhuo knew that even though he was a colleague in the past, he was his own master at this time and would not give the other the slightest face.

After entering the stage of proof and cross-examination, Meng Lang and Shao Haibo, acting as the plaintiff's agents, submitted the communication between the plaintiff's daughter and the defendant at that time, proving that the plaintiff's daughter bought insurance at that time was her own intention, and the change of the beneficiary was also her true intention. Therefore, the insurance contract is valid.

But Dong Zhuo questioned: "When the insurance was purchased, it was the plaintiff's daughter's husband who bought it for the plaintiff's daughter, and the purpose of the plaintiff's daughter's husband to buy this insurance was to defraud the insurance, so this policy is from the beginning. Invalid insurance policy, the evidence submitted by the plaintiff does not prove that the purchase of insurance is the true intention of the plaintiff's daughter."

Meng Lang retorted: "The plaintiff's daughter didn't know at the time that her husband was going to cheat on the insurance. Her husband was going to cheat on the insurance. It was her husband's business and had nothing to do with the plaintiff's daughter. The insured in this case is the plaintiff's daughter, not the plaintiff's daughter. According to the law, if the policyholder kills the insured, the insurer shall not be liable for compensation. In this case, the plaintiff’s daughter is the policyholder, and she cannot kill herself. Therefore, this case is not the object of the defendant’s exemption. The policy efficient."

"The plaintiff keeps saying that the plaintiff's daughter is the policyholder, but the entire insurance is operated by the plaintiff's daughter's husband. How can she be said to be the policyholder? It is the plaintiff's daughter's husband who killed the plaintiff as the insured daughter, the insurance policy is invalid, and the insurance company cannot pay the compensation.” Dong Zhuo insisted.

Shao Haibo then added: "Whether it is the policyholder or not depends on what is stipulated in the insurance policy. The policy clearly stipulates that the plaintiff's daughter is the policyholder, and when changing the beneficiary, the insurance company also contacts the plaintiff's daughter. Instead of contacting the husband of the plaintiff's daughter, how can it be said that the husband of the plaintiff's daughter is the policyholder?"

(End of this chapter)