I really don't want to get rich

Chapter 50 - A Payment Development Plan

"Presumably, everyone has read the report titled "Remember our province's "one payment" United Agricultural Bank opens a new era for third-party payment platforms-fast payment" by reporter Wang?"

In the conference room, Nuan Nuan was asking the present company management.

"I've seen it."

"Ah."

"seen it already."

Everyone nodded, expressing that they had already read it. After all, this is the theme of today's meeting. Can you not read it?
"Then let me talk about the first question first. In the report, Reporter Wang referred to the cooperation model between our company's one payment and the Agricultural Bank of China as fast payment. Therefore, in the future, our new payment concept will be based on Wang's As the reporter said, it is called fast payment, because we are indeed faster than other third-party payment platforms!"

"Now that our brand-new payment concept has been named, the company's publicity focus in the future will be on fast payment. The company's publicity department must do a good job in this matter!"

"Secondly, the second question, reporter Wang's report is both an opportunity and a challenge for our new Yipay. Why do you say that? The opportunity is because she helped us expand our reputation and can quickly grow users, and the challenge , because we are about to fall into the eyes of someone who is interested, so first, Mr. Zhou, you must pay attention to payment security! Remember not to let hackers successfully break into our one-payment, otherwise, it will be a disaster!"

"Mr. Wen, don't worry about this! We have a big guy in charge of our company, and I believe that not many hackers can break into us." Zhou Qian said with a relaxed expression.

Wen Nuan knew that Zhou Qian was talking about Qin Shou, but because only a few people knew Qin Shou's true identity, and it was not suitable to be made public, Zhou Qian just used "big cow" to refer to him, but in any case, Qin Shou was Having such a legendary hacker at your disposal can indeed make people feel more at ease!

Therefore, Wen Nuan also nodded and agreed with Zhou Qian's statement. However, the vaccine still needs to be taken, so Wen Wen said: "We can't take it lightly. We should pay attention to it. In addition, he is now arranged by Mr. Li for other things." Work, in this regard, you have to negotiate with him!"

"no problem."

Seeing that Zhou Qian agreed, Nuan Nuan didn't say much, but continued with the following topic: "Payment security is the first challenge, so the second challenge comes from our peers - micropayment!"

"Weipay is almost the earliest third-party payment platform in China. Backed by the largest e-commerce enterprise in China, Ali Group, they have become the largest in China and almost dominate the third-party payment platform market! I believe that Reporter Wang's report This report will definitely be seen by them. Therefore, I believe that our concept of fast payment will be followed up soon, and the speed of follow-up will be very fast. I even estimate that if we do not take any action , I believe that one day, fast payment will become a brand-new concept proposed by them! Therefore, we cannot strive for improvement, we must stabilize ourselves and ensure that we will not be killed by this huge wave!"

Facing Weipay and Ari Group, Warm Confidence is lacking, but what she said is true. Indeed, if one pays and lives on the credit book, she will indeed be afraid of death by the huge waves, and it is There is no dregs left!

Others present also had warm words, and some of them even thought that it wasn't that Wen Nuan lacked confidence, but that the opponent was too strong and couldn't give birth to confidence at all!
"How to stabilize ourselves? According to the situation of our company, I thought of several aspects, mainly to seek stability rather than progress."

"First, it's impossible to spend money on promotion. The company doesn't have such a big capital to spend, and it can't beat Ahri Group. Mr. Li doesn't agree with this idea. Therefore, we must find a way to stabilize our users. , Don’t let them lose. When our company grows stronger and we can wrestle with the Ali Group, I will definitely apply to Mr. Li for spending money on promotion. We are still focusing on optimizing user experience and stabilizing users! "

"Second, we don't take the initiative to grab the market with Weipay, and we don't provoke them. At present, we just need to guard our three-acre land of Guntuan.com, and we don't take the initiative to seek cooperation with other Internet companies that need third-party payment platforms. Of course, if the other party comes to the door, it is impossible for us to turn people away!
When it comes to this point, you may think that I am too cowardly, but I have to say that for our company, Yipay is mainly for the industrial layout, not for profit!So there is no need to rush out for now!Secondly, with the current size of our company, it is definitely not a good thing to provoke the Ahri Group. Of course, don’t be afraid if the other party provokes us, just do it! "

"Third, in fact, we have optimized the user experience and stabilized our own market. At present, our fast payment has only cooperated with the Agricultural Bank of China. Therefore, in this regard, Mr. Yu, you should pay more attention and try to negotiate more banks. .”

"Okay." Although it was very difficult, after all, she didn't have so many cousins ​​who were president's husbands, Yu Siying still agreed!
Try to do it!You can make as much as you want!

"Fourth, we still need to optimize the user experience. I believe that no matter how good our payment security is, there will be many people, even some of us present, who will worry about the security of our payment. Therefore, at this point , we have to learn from micro-payment, didn't they put forward the promise of "you dare to pay, I dare to pay"?
We also have to make this promise, and because of the size of our company, we do not have the high corporate reputation of the Ali Group, so we go to the insurance company to buy an insurance for the safety of users' funds!I will do this myself, and I will discuss relevant cooperation with the insurance company! "

"The fifth point is also the work of optimizing user experience. Didn't Micropayment launch a public utility payment project some time ago? We are also following up. This is left to Wang Fei, and your marketing department will go to Hongcheng Negotiate with relevant enterprises and institutions in industries such as water, electricity, coal, and communications, and count as many as you can!"

"No problem." Wang Fei also agreed.

Although the business circle plan he set for the marketing department needs to be advanced, but now Nuan Nuan assigns the task, and he can't refuse it!Besides, Wang Fei is not a sneaky person. A business district plan cannot take up all his energy. If this burden is added to him, he can still bear it.

"Let's talk so much for the time being! Anyway, optimizing the user experience is the first priority! We don't seek progress now, we first seek stability, stabilize our three-acre land of Guntuan.com, and attract more Once the user pays, it is best to take advantage of this report by Reporter Wang to occupy the public utility payment market in Hongcheng City as quickly as possible, and not let micro-payment take it away. After all, this is our base camp! As for other In the future, when we have the background to wrestle with them, we will fight them to the death!"

……

"Hey, why did the meeting end so soon?"

Li Yu was in the office, and after reading Wang Xiaotong's report for a while, he found that he couldn't read it at all, because he was very worried that the content of the warm meeting would stab him in the back, so he couldn't sit still anymore, so he just left the office. The door came to the meeting room, but as soon as he walked over, the meeting was over, and almost everyone left, only Wen Nuan and Zhou Qian were left discussing something.

"Oh, Mr. Li, we just ended the meeting here, and we mainly discussed the development of Yipay." Wen Nuan replied.

"How did the discussion go?" Li Yu put his hands in his trouser pockets, trying not to reveal his nervousness, and asked in a relaxed tone.

"It is mainly to set a development tone, that is, to seek stability first, not to seek progress!"

This is good!
Just ask for it!

As long as you don't seek progress, the current number of users who pay three or two big cats and kittens will not pose any threat to the loss-making plan!
Li Yu breathed a sigh of relief, he felt that the warmth is not bad!He is worthy of being the CEO he personally selected!

Li Yu, who was relaxed, didn't have to hide his hands in his trouser pockets anymore. He took them out very relaxedly, and picked up a document from the conference table, pretended to glance at it, and then said "casually": " Oh, the tone you set for this development is pretty good, we really can’t compare to other people’s micro-payments now, and recklessly confronting them, we really can’t get anything good, we need to seek stability first.”

But Mr. Li, these two idiots, don't know that seeking stability rather than making progress has a huge impact on his loss plan!It never occurred to him that once the development of the payment is not stable, the money will be lost like running water!
It’s not that I’m looking down on anyone. Even if Yipay has come up with a new concept of fast payment, it is not qualified to compete with micropayment!Micropayment is a piece of cake if you want to use one payment!
Furthermore, these two fools did not expect that in today's payment license, third-party payment platforms are still in the era of gray industry. In the eyes of the public, third-party payment platforms are more like virtual currencies!

People don't store much money in it at all, and more people choose to use online banking and put money in the bank card!

Just like Tencent’s Tenpay before the world was not modified, it was launched very early. Before WeChat Pay appeared, Tencent also spent money on promotion, but everyone still has to think that this is something similar to Tencent’s Q coins. Even after WeChat Pay, a product under Tenpay, became popular, many people who did not notice that WeChat Pay is a product under Tenpay still think that Tenpay is similar to Q coins.

At this time, as a third-party payment platform in the gray industry, there are no wealth management products such as Yu'e Bao, and its profitability is extremely limited, and it is basically a loss!It also does not attract many users to put money in third-party payment platforms.

Otherwise, not to mention that Yu Siying's cousin-in-law is the president, even if her own father is the president, it would be impossible to negotiate a fast payment cooperation with the bank!
Because this is robbing the bank's fundamental business, poaching the corner of the bank, how could a bank branch manager decide such a thing!

Therefore, the third-party payment platform is regarded by most people as a virtual currency. There are no wealth management products, and it cannot attract much deposits. A money-losing thing, even if it is famous!As a kind of third-party payment platform, OnePay plays a role in leaving the company, as Wen Nuan said, it is mainly for industrial layout!

It is impossible to make a profit!

Therefore, seeking progress rather than stability is really beneficial to the loss plan!

It's a pity that Mr. Li is now focused on how to prevent others from stabbing him in the back, preventing others from making profits for the company, and thus destroying his loss plan!But he never thought that others can help him prevent losses, which will also seriously affect his loss plan!

(End of this chapter)