Mister Legend

Chapter 53 The Millionaires of Madrid
先来简单科普一下在2015年修改规则后的美国强力球相关信息：每注彩票采取5+1的模式，从69个白球里选出5个，再从26个红球里选出1个即为强力球。6个号码全中即为头奖，概率为1/292201338，比被雷劈中还要困难得多，头奖的奖金根据奖池内的资金浮动设定；而二等奖则是5个白球全中，红球不中，几率为1/11688054，奖金为固定值100万；三等奖是猜中4个白球和红球，几率为1/913129，固定奖金5万；四等奖分两种，分别要猜中4个白球或者3白1红，几率分别为1/36525和1/14494，固定奖金100刀；五等奖也是两种，3白或者2白1红，几率为1/580和1/701，奖金7美刀；最后是六等奖，猜中1白1红或者只有1红，几率分别为1/92和1/38，奖金为4美元。加在一起的总中奖概率大概为1/25，即同时买25注不同的号码组合就在理论上有一注能中奖，但能够回本的几率却只有不到万分之一，这可比其他任何赌博形式赢钱的概率都要小得多的多。

Raul on the phone was still very excited to introduce the situation of the lottery. The single-day lottery sales on the day before the lottery broke the historical record. The live TV ratings of the lottery process were the highest ever. The amount of the award is the largest ever given out in all gaming categories in the world...

It took Li Mudi a while to get out of unwillingness, disappointment, and regret. He saw more than [-] million slipping past his eyes, only one number short!No one can easily accept this cruel reality.

Fortunately, Raul also recovered from the excitement at the beginning, but he still said happily: "Li, your recent luck is indeed not so good. Will you continue to buy in the next issue? The first prize may not be big."

Li Modi, who had calmed down, was noncommittal about whether he would continue to buy, but was very curious about his friend's previous state, "I said man, why were you so excited just now? More than 100 million is just a print advertisement for you. As for Are you so excited?"

"Hehe" came an embarrassed laugh from the other side, "The main reason is that the atmosphere just now was too enthusiastic, the TV stations and the Internet here are crazy, and the grand prize of more than [-] million yuan is only based on a two-yuan ticket." Who can hold a sense of common sense when you can get so much money for a small piece of paper? And... I want to thank you, buddy."

What is this?Thank yourself?Shouldn't I thank him for helping to buy lottery tickets?Li Mudi felt that the two of them were no longer in the same dimension.

Before asking carefully, Raul gave the answer: "You have won the lottery twice before, and we all feel that good luck is indeed on you, so we also want to participate in this award. You must know that our family won the prize before. But never bought a lottery ticket. The kids each pick one of your numbers and one of their own, two bets each. Guess what? Jorge and Mateo both won 100 , Maria even chose your second prize number, and got [-] million, my God! It's amazing!"

Out of a hundred different number combinations, only one can win the second prize, and the little princess actually got it. This luck is no worse than myself!At this moment, Li Moody completely forgot the regret of passing by the super prize. He just felt that this world is really wonderful, and there will be various unexpected things happening anytime and anywhere, whether it is good or bad, it will enrich everyone. Their life experiences give them something to recall before they die.

Li Modi was very happy to hear that his friend's children had also gotten their luck, especially the very cute little angel, who answered the phone after getting his father's permission, and personally thanked her Uncle Li , and also took Li Moody to Disneyland for a whole day, she paid the bill, which made everyone laugh.

After chatting and laughing, Li Modi said to Raul: "After taking out my bonus, buy a gift for each of the four children. The unit price should be within two hundred dollars. You can buy it directly, and I won't order it online, too. trouble."

The relationship between the two is very good, so naturally they would not engage in that hypocritical push-off game, Raul agreed with a smile, and asked each child to thank Li Moody on the phone in turn, while their Uncle Li focused on comforting He picked up two young men who didn't win the lottery, and promised to take them to a Chinese feast next time they meet.

Because they won a lot of prizes, especially the children also got this luck, the two friends seemed very excited and chatted on the phone for a long time, finally Raul asked: "The question I asked you just now has not been answered yet, Will you still buy the next issue of Powerball?"

"Don't buy it. We Orientals pay attention to moderation, don't indulge too much and don't force too much. Now this result is just right, so let's stop here!"

Raul also breathed a sigh of relief, and responded: "Great, I was afraid that after you won the second prize but missed the grand prize, you might lose your mentality and become addicted to gambling. This thing is a different kind of gambling. Usually It’s okay to buy a few once in a while, but once you get stuck, it’s dangerous. It seems that compared with us Westerners, you Easterners are indeed more powerful in wisdom, and you are also greater in terms of culture and thinking. Any act or even a word is so meaningful philosophy."

This flattery is a bit of a brain-dead fan, and regional discrimination must not be practiced, so classmate Xiao Li did not agree and exercised the right to remain silent.

Fortunately, there is no other meaning there. Before, I was worried that my good friend would go astray, and then the "West-American Dialogue" went to the last topic: "Which account will the winning money be transferred to?"

"Yes, it's the account I sent you the money from before. It's a small 100 million, haha, it's almost catching up with all my previous net worth." When mentioning this windfall, Li Modi couldn't help but burst out laughing Otherwise, how could there be such an old saying in China: A man cannot be rich without windfall, and a horse cannot be fat without night grass. It is really a wise saying!
While he was still having fun here, Raul gave another crit: "What 100 million? You won 100 million and [-] dollars, but you have to pay taxes, my buddy."

"Damn it! I actually forgot about the tax payment!" Li Mudi was stunned, and the good mood that had just come out of the regret of missing the super prize suddenly went down again. The ups and downs were too fast, and his heart couldn't bear it ah.

It's not that he doesn't have the awareness of paying taxes, but that his salary before crossing the threshold has not reached the starting point of personal income tax, and he doesn't need to pay extra taxes for consumption in the Celestial Dynasty, so since he was born, he has had nothing to do with paying taxes. No.After crossing over, what you get is the salary after tax paid by the club. Usually, most of them stay at home and the training base. Even if they buy things outside, they are some food and daily necessities. There is no need to pay taxes separately, so there is still no dealt with taxes.

Now after Raul’s reminder, I realized that if I buy a lottery ticket and win more than 5000 US dollars, I need to pay taxes.After deducting 20%, there are still 80 yuan left, which is also a big number, only a little less than what is in the passbook, Li Mudi comforted himself.

But beating others is definitely a very pleasant thing, especially to my friends, Raul on the phone said gloatingly: "Hey! What 20%? Where did you find out about this number? You were deceived. Right. In the United States, there are clear regulations on the taxation of lottery tickets. You must first pay about 25% of the federal income tax. Don’t think it’s expensive. The federal income tax for the jackpot is the highest at 39.6%. In addition, there are state taxes, Local taxes such as county and county taxes. This state tax varies from place to place, and where do you think is the highest?"

"New York!" Li Moody has already started the self-destructive mode.

"Bingo! Congratulations, the answer is correct!" This guy is "Uncle Benshan possessed", but there is more to say, "The combined state tax and county tax in New York State is the highest in the United States at 11.22%. But there are more Sadly, you know that the U.S. government does not allow people who are not in the United States to buy lottery tickets, so your lottery ticket was purchased in my name. I am now a long-term resident citizen living in New York City, and..."

Without waiting for his friend to finish speaking, Li Modi took up the conversation: "New York City also collects a tax."

"Congratulations, you can answer all the answers now! There is also an additional city tax of 3.87%, which adds up to about 40% of the tax. I don't know the exact figure yet. I will find a financial planner to explain it in detail. Ask, so you're only going to get around $60 in bonuses, man."

Damn capitalism!Li Modi, who used to be in the Celestial Dynasty, felt that Western countries were better at transparency in government affairs and protecting the interests of ordinary people. He always complained that every time a special event happened, the people who suffered the most were the people without rights and money. Even the lottery The reward ratio is the lowest among major countries in the world.But after living in Spain for a period of time, I discovered that the so-called freedom and equality in Western countries are just word games between politicians and the rich, and the laws here are only to protect the protection of those with vested interests.

For this lottery, the reward ratio is indeed high, but the actual amount that can be obtained is far less objective than it seems.In addition to the super high tax, if the winner wants to get the full bonus, he must withdraw it in several decades, and if he wants to withdraw cash at one time, he will lose about 38% of the total bonus, which is equivalent to losing four out of thin air. become.Taking this grand prize as an example, a winner’s theoretical bonus is 5.288 million. According to the current ratio, if the one-time withdrawal becomes 3.28 million, minus the federal income tax of 39.6% and the local tax of 15% (based on New York For example), there are about 1.49 million left in the end, only less than 5.288% of the original [-] million, how cheating do you think!

Relatively speaking, the Chinese government taxed only 20% of the lottery winnings, leaving [-]% of the money for the winners, which is not a conscientious ZF.Of course, in terms of the specific amount of money, the lottery prizes of the Celestial Dynasty all have different caps, which are not enough compared to those super jackpots in Europe and America.

After finishing the call, Li Modi sat on the bed and hummed a short piece of "Ode to the Motherland". He wanted to continue to sleep but found that it was almost 06:30, and the call lasted more than an hour!The battery of the mobile phone has already started to alarm. This foreign product is really not very useful. I am thinking about changing to the domestic product that "charges for a few minutes and talks for a few hours"?Brother is now a millionaire anyway, food and use must be in line with his status.Breakfast is just a chicken sandwich, with an extra egg, no coriander.

(End of this chapter)