A new place: I'm in Versailles again

Chapter 105: What is a Billionaire?
Chapter 105 What is a Hundred Billionaires?

President Qian never thought that he was looking for Fang Bin for a loan, but in the end he got 1000 billion in deposits.

real!What's the matter?
Shock!

real!It shocked him.

No wonder!His family's business has not had a single penny of loans until now.turn out to be!His family had a sum of money saved in a Swiss bank.

No!Save a lot of money!
1000 billion transfers, in the blink of an eye.

After confirming that everything is true, you can imagine how Governor Qian felt.

As a bank, is it good to have deposits?Or is it better to get a loan?

You can imagine how President Qian feels.

Where is the good thing? 1000 billion deposits for ten years.

"President Qian?" Fang Bin knew it was over after seeing President Qian's expression.so!He asked: "Then? What about my guarantee for Nong Minggong and Gou Wangcai's loan?"

"Okay! Okay!" President Qian finally came to his senses and responded: "With Mr. Fang coming forward, is it still possible?"

"So? What about the interest on my deposit? How much do you plan to pay?"

"Good discussion! Good discussion! Come, come! Drink tea! Drink tea!" President Qian greeted warmly.

Then!He held up the tea cup and gestured.Regardless of whether Fang Bin drank or not, he took a sip first.

Putting down the teacup, he looked at Fang Bin.

"Interest! It's easy to say! Mr. Fang is a sensible person. What does our bank do? The bank's profit model is: lend money to get interest. Isn't it? Mr. Fang! Think about it? How much interest will I give you? No Exceeding the interest rate of the loan, isn't it? It is risky for us to lend out. There is no risk for you to deposit with us..."

Fang Bin interrupted: "Why is there no risk? I heard! If a risk occurs, only 50 yuan will be compensated?"

"Where? Where? Let's go? Will we get there? Isn't it? Let's talk about interest! Interest! Let me just say it? You can also let our bank earn a little? Isn't it? The deposit interest is too high, I The interest on the loan can’t be too high, so we can’t make any money? Isn’t it?”

Fang Bin looked at President Qian and interrupted: "Then the rest of my money is stored in foreign banks. I transferred the money back and deposited it in domestic banks, you understand! President Qian! Isn't it? I'm losing money !"

"You can consider it! You can consider it!" President Qian looked at Fang Bin and nodded: "Isn't this? Mr. Fang is patriotic? He is willing to transfer foreign money abroad! Isn't it? Mr. Fang? Still care about this? Interest? Really? If you care about the interest, will you transfer the money back?"

Fang Bin nodded and said, "Yes!"

"I promise to give you unprecedented interest!"

"Unprecedented interest rate?"

"Highest Interest!"

"it is good!"

"But! You must act in accordance with the law and sign an agreement: guarantee that you will not take it out within ten years."

"If I withdraw it, it will be calculated according to the current interest rate."

"No! That's not what it means! Mr. Fang! It's like this! We have this 1000 billion ten-year term, and we will arrange loans reasonably. If you deposit it today and say it will be good for ten years, you will withdraw it tomorrow. It will affect us, it is not easy for us to arrange a loan? Isn’t it? So! An agreement must be signed to ensure that it will be fixed within ten years and not withdraw in the middle. Only in this way! We can guarantee you the highest interest..."

Fang Bin thought for a while, nodded and said, "Okay!"

"Then! To guarantee a loan for Nong Minggong and Gou Wangcai, a guarantee agreement must also be signed!" said Bank President Qian.

"I mean what I say! Promise to guarantee them, that's a must! What's more! How much did they loan? It's only 4000 million? Isn't it?"

"Okay! Okay!" President Qian replied happily.

Use 1000 billion property to guarantee 4000 million loans, really!Shoot mosquitoes with cannons.

"I also have a condition! President Qian! I hope you can promise me!"

"Say! Just one sentence!"

Fang Bin's expression changed, and he looked at President Qian and said seriously: "I hope that President Qian will keep my property abroad secret and not disclose it to others! President Qian must be very curious: Where can I, Fang Bin, be a sick young man?" Foreign property? Let me tell you! The source of my money is legal..."

"Legal?" President Qian responded instinctively.

"As a banker, President Qian should know that UBS has recently been engaged in activities to expand its business around the world. Isn't that right?"

"Yes, yes, yes!" President Qian replied, "No way? Mr. Fang is the lucky one? He won the first prize or the second prize, right?"

Fang Bin looked at President Qian, nodded and admitted: "Yes! I won the lottery! It is inconvenient to disclose how much the bonus is! The bank's activities are not over yet. Willing to participate!"

"I understand this! I understand this! It turns out! Mr. Fang is so lucky! Got it! Got it! I got it!"

"Keep it a secret for me?"

"sure!"

"When the opportunity is right, I will transfer another sum of money back! According to their regulations, as long as a certain amount is kept in it, transfers are allowed! Isn't this? I transfer 1000 billion, there is no problem at all?"

"Yes yes yes! Mr. Fang is patriotic!"

With the threat of "not transferring money in the future", let President Qian keep it secret for him.President Qian naturally agreed without hesitation, not daring to offend him, the God of Wealth.

After talking for a while, President Qian called in Fang Xiaowei, the beautiful secretary, and told her to approve the loans of Nong Minggong and Gou Wangcai: a family of 2000 million.

Then!Sign five agreements with Fang Bin.

One agreement is to guarantee that 1000 billion deposits will be deposited for a fixed period of ten years, and those who breach the contract shall bear the liability for breach of contract.

The other two are: loan guarantees for Nong Minggong and Gou Wangcai.

Not a permanent guarantee, but a loan guarantee this time.If he didn't return it by the due date, he, Fang Bin, would have to take the responsibility.

Another agreement was initialed: Qian Xiaofeng's company uses Tianxiaren Bank as its settlement bank.

There is another agreement: a non-disclosure agreement.

The two parties are in a business cooperation relationship, and they have the obligation to keep each other's business secrets, and breach of contract is tantamount to taking responsibility.

Other matters are handled by the people below.

lead!Just grasp the outline and general direction.

After everything was over, President Qian joked: "I have a dinner appointment with you, shall we have dinner together tonight?"

"Public or private?" Fang Bin asked with a smile.

"Whatever! Whatever! Both public and private are fine! But! Although we are very different in age, we still hit it off! Let me treat you! I will make an appointment with you personally!" President Qian Shusheng Qian said with a smile.

"Accept the dinner appointment!" Fang Bin readily agreed.

What a shame!The president of the Nannan Branch of the People's Bank of the World is abbreviated as the People's Bank of China, making an appointment for dinner in his own name. How arrogant is it?

Nong Minggong and Gou Wangcai received a loan of 2000 million. They were so excited that tears filled their eyes, and they wanted to invite Fang Bin to dinner.result!They are late for dinner.

Or!Their face is small, and they have no money to grow up.

The beautiful secretary Fang Xiaowei told them apologetically: "I'm sorry! Your Master Fang and my uncle! He has already accepted President Qian's invitation and went to the banquet."

(End of this chapter)