rebirth good people have good rewards

Chapter 194 Usury (3)

Gao Lin dropped out of school at the age of 15 and joined the society. He started to help people collect accounts, and gradually learned about the usury industry. He knew that lending money is very profitable, but now the social legal system is getting more and more perfect, and the traditional usury has long since disappeared. living space.

When he joined forces with several colleagues, he came up with the idea of ​​doing online loans. Although none of them understand the Internet, let alone computers, everything is easy to do if they have money, and they spent some money to hire a few programmers. The app was made quickly.

There are many people who want to borrow money online these days, and there is no need for any promotion at all. Soon people started to borrow money from them. After tasting the benefits, Gao Lin and the others spent money to find a promotion company to promote it. Waves, users immediately flocked to it.

In his opinion, doing online loans makes more money than doing usury loans before, and there is no need to worry about it. Life is really wonderful.

What they do is the so-called beheading loan. When users borrow money, they will use the reason of binding the lending bank card to deceive the user's SMS verification code, and then sign a contract with a third-party payment platform. There are actually many such platforms. Most people have never heard of it. After signing the contract, the money in the bank card can be deducted at any time without the consent of the bank card owner. It is a bit similar to the pre-authorization when staying in a hotel.

After all the money has been deducted, they will tell the user that this is a handling fee. People who borrow money are in urgent need of money, and most of them can only admit that they are unlucky. Occasionally, there are some people who insist on being more serious, and just ignore it. After all, they are lending you money. For tens of thousands of dollars, many people find it reasonable to deduct a small handling fee.

If someone fails to repay the loan on time, Gao Lin will make people frantically call everyone in the borrower's address book, threaten, abuse, and force the user to repay the loan. Most people can't stand this pressure at all and can only think Try every means to repay the money first, and some even have to go to other loan platforms to borrow money to make up the hole.

This will naturally cause the borrower's hole to become bigger and bigger, and it is very likely that he will eventually owe a huge debt that cannot be repaid, but what does this have to do with Gao Lin?

He doesn't care whether these people can survive in the future, he only cares that his assets have doubled in less than a year!
Until this hateful love loan appeared, Gao Lin was very satisfied with his current living conditions.

From his point of view, Chen Ming was just meddling in his own business. Before he came to see Chen Ming, he thought that he would be able to get rid of him with some money, but he didn't expect that Chen Ming would be so blunt, and he would turn his back on him to scare him. ?

Hehe, Gao Lin thought it was ridiculous. It seemed that he was wearing a suit, making people think he was a civilized person.

Then teach him a lesson!

Gao Lin didn't know how many times he had done this kind of thing to scare people. Of course, he knew that many people might jump over the wall in a hurry, so after he separated from Chen Ming, he immediately called his wife and asked his two trusted brothers to go over. , took his wife and children to hide in the villa he bought in the suburbs, and the school also asked for a few days off, lest the surname Chen really hurt his family.

It’s not surprising that I can find out where my wife and children are. Now that the Internet is so developed, as long as you’re not a special person, it’s really easy to find out. You just need to spend some money. Gao Lin often does this kind of thing to collect bills, but he found out It's one thing, doing it is another. He doesn't believe that a so-called philanthropist like Chen Ming has the guts and courage to do anything illegal.

"Do the rich people these days really think that money can settle everything?" Gao Lin thought about the threat Chen Ming made to him before he left, and said with a smile: "It seems impossible not to teach him a lesson, tonight Just do it, but don't hurt him, I just want him to know that actions are always more powerful than words!"

"Understood!" A young man with a knife handle on his face left in response.

This is Gao Lin's right-hand man, and he has been with him for more than six years. Once, when he was helping him with bills, he got into a fight with the other party. Hence the nickname Scar.

Gao Lin originally wanted Scar to have plastic surgery or something, but Scar refused because he found that since he had this injury on his face, it was much easier to pay bills than before.

Including the scar, Gao Lin brought a total of six brothers this time. After Chen Ming left, two of them drove behind him.

Soon Dao Scar received a call from his brother, saying that he had confirmed Chen Ming's location, and he rushed over immediately, and then saw Chen Ming sitting alone in a fast food restaurant eating a hamburger.

Scar shook his head. He was really convinced by this guy named Chen. He wanted to make money for himself. He insisted on looking for trouble and didn't know how to be vigilant when he provoked others. Do these rich people really have no brains at all? No?

He walked into the fast food restaurant and sat down in front of Chen Ming.

It's not a meal time, and today is not a weekend, so there are not many people in this fast food restaurant. The closest to Chen Ming are two young girls sitting at the next table, but the fast food restaurant originally played music, so it was not very quiet , don't worry too much about being heard by others.

"Hi, Mr. Chen, why don't you eat hamburgers alone?"

Scar sat down with a smile, but because of the wound on his face, his smile looked a bit hideous.

Chen Ming looked up at him, without putting down the burger in his hand, and asked casually: "Are you from Gaolin?"

"Yes, Mr. Chen come with me, there are several brothers outside, please cooperate, so as not to accidentally hurt you."

"Haha!" Chen Ming smiled, pointed at the table, and said, "I've been waiting for you for a long time. Open this envelope and take a look!"

Scar frowned and said contemptuously: "Mr. Chen, if I could be bribed so easily, would I be able to survive today? You rich people will never understand how to write the word loyalty!"

"Take a look first. It's impossible to put a bomb in such a small envelope. What are you afraid of?"

Scar hilariously picked up the envelope and squeezed it. It seemed that what was inside was not money, but something. He took it out and saw a check for 50 yuan, and a cartoon watch.

Chen Ming took another bite of the hamburger, and said while eating: "This children's watch is good. In addition to calling parents, it can also locate in real time. In an emergency, it can also turn on the recording function remotely. Traffickers are getting more and more popular these days." It is a very wise choice to buy a watch like this, and I will buy one for him when I have a child in the future!"

When Scar saw this watch, his face changed drastically. He quickly pressed it a few times, and immediately confirmed that this is the one he just bought for his daughter a week ago!
He took a deep breath and said in a deep voice: "Chen, don't forget that kidnapping is illegal!"

Chen Ming was drinking Coca-Cola, when he heard his words, he spit out.

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(End of this chapter)