rebirth good people have good rewards
Chapter 82 Wish
Chapter 82 Wish
Chen Ming stayed in the hotel for another three days.
In the past three days, he didn't take a step out of the house, just curled up on the sofa staring at the text messages on his phone in a daze, and hardly even slept much.
He read the news that a 21-year-old girl jumped from an unfinished building on her birthday and died on the spot.
The girl’s family background was good, and her parents hired a partner to contract some small projects. Later, because the boss of the general contractor ran away with money, she had to sell the property to pay the workers. Even so, she still couldn’t fill in the holes. There was a conflict with the general contractor, and he died on the construction site for no apparent reason.
It was the unfinished building, because many people died in that incident, so it was unfinished. Later, the relevant departments came forward to settle the debt, but her parents never came back.
The girl's grandmother is 70 years old, her health is not very good, and she has a little dementia. She is now in a nursing home. It is said that the girl had paid for her grandmother for many years before committing suicide.
The reason why the girl committed suicide was because she was diagnosed with lung cancer five years ago. Even if she didn't end her life, it might be just a few days ago. The doctor gave a clear time limit a month ago.
Chemotherapy requires a lot of money, and she simply cannot afford it.
The news described it in detail, and the girl's grandmother appeared in front of the camera. Because of dementia, this old man didn't seem to remember that he had a granddaughter at all, and he didn't know that he had just lost his last relative.
From a certain point of view, this is also a good thing, otherwise it would be hard for her to say whether she could bear this kind of blow.
The cigarette butts in the ashtray were already full, and the scattered cigarette ash was all over the coffee table. Chen Ming habitually grabbed the cigarette case beside him, but it was indeed empty. Only then did he realize that he had finished smoking a long time ago.
Only then did Chen Ming come to his senses. He wanted to go to the landline and make a phone call to ask the front desk to deliver another pack of cigarettes, but he felt dizzy as soon as he stood up, and he couldn't even stand upright, so he could only fall down on the sofa. On, it took a long time to slow down.
The intense hunger hit him, and he remembered that he hadn't eaten for a long time.
After walking into the bathroom, I looked at my haggard face in the mirror, with thick dark circles under my eyes, a little chapped lips, and a beard and messy hair. I am afraid that his current image will be very ugly when he goes out. scare the kids.
Chen Ming turned on the faucet and washed his face with cold tap water, and then he became more awake.
After washing his face, brushing his teeth, shampooing, shaving, and cleaning himself up, Chen Ming looked in the mirror, and in the mirror, he seemed to see the girl who had 'no limit' in order to earn enough for grandma's pension.
"I promise you, I will definitely fulfill your wish"
If it is said that the most important thing in a person's life is to find the meaning of life, then Chen Ming believes that he has already found it.
He swore an oath to the pure soul in the sky that he would fulfill her dream in his life.
Three days later, in the Shanghai stock market, Love Loan Company.
After Chen Ming returned to the Shanghai stock market, he had a good night's sleep. He didn't look decadent anymore, but he was still in a bad mood. At this moment, Li Menglin was reporting to him the operation of the love loan platform during this period.
"Currently the total loan amount is 624 million yuan, most of which are short-term loans, more than 50.00% of the installments are within six installments, and the number of active users is."
Under the leadership of Li Menglin, the team is constantly adjusting the algorithm of the credit limit, and it seems to be working very well. After one and a half months of public testing, the bad debt rate is as high as 15.00%. are being processed.
The interest rate of the love loan is in compliance with the law, and the loan contract and process have also been reviewed by the legal department. There is no problem, so recovering bad debts is only a matter of time, and Chen Ming is not worried about this.
"End the public beta and officially open the registration." This decision was made by Chen Ming in the past two days. If he wants to make money at the fastest speed, he must let go of his hands and feet. Otherwise, it will be stable, but the profits will come too slowly.
Li Menglin frowned slightly, and objected: "But our system algorithm still needs to be optimized, and if the registration is suddenly opened on a large scale, the financial pressure will suddenly become extremely large, and there will definitely be a lot of bad debts."
"It doesn't matter, you don't have to worry about the money, just let go and do it." Chen Ming no longer wants to wait any longer. What he wants to do now requires a large amount of money, not only for the love loan, but also for Gao Xue's side in the morning. I made a phone call and asked her and Zhang Feng to speed up the expansion as much as possible.
"Yes, I understand!"
Li Menglin has many shortcomings. For example, she has been trying to seduce Chen Ming, but the reason why Chen Ming still uses her is because she knows how to reflect her own value, such as execution ability, which makes Chen Ming very relieved.
The apartment for the elderly has been under construction for a month. Facing a fast-paying party like Chen Ming, the construction speed of the general contractor is extremely fast. Although the foundation is still being laid, anyone who knows a little about construction can see that this is the case. The construction speed of the project is far faster than other construction sites. It was originally expected to be completed in the spring of the next year, but now it seems that the completion conditions may be met by the end of the year.
One advantage of the Shanghai stock market is that it rarely snows in winter, which basically does not affect the construction. Unlike the northwest region, where work has to be suspended from November, and work cannot be resumed until around May of the following year, which is equivalent to only one year of work. Half a year's work.
However, the biggest reason why we can be so optimistic about the construction period is the special structure of the elderly apartment. Considering the convenience of the elderly, the maximum of the elderly apartment is only five floors. If it is a high-rise building, it is impossible to be so fast anyway.
Leaving the Love Loan office, Chen Ming sighed softly. After thinking about it for a long time, he finally decided to let Li Menglin only take care of the Love Loan business. Although she is very satisfied with her current performance, this woman has a certain personality There is always a desire to reach the sky in one step, which makes Chen Ming really can't rest assured to put all his eggs in one basket.
So, he decided to do it himself.
Renting an office, recruiting people, he has experience in these things in his previous life, and developing an app is also very easy, just leave professional things to professional people.
What he wants to do now has actually been seen a lot in his previous life. There are countless similar apps and official accounts. Chen Ming himself has donated money several times, so there is no difficulty in realizing it, but it is just a little earlier than those companies.
He has already thought of the name of the new company, which is called Love Fund. Regardless of men, women, old or young, all people who encounter financial difficulties can apply for donations on the platform, and a dedicated team will verify the authenticity.
Of course, there must be legitimate reasons for financial difficulties, not just a lack of money. There must be legitimate reasons for applying for donations, such as illness, accidents, etc. This is the same as those donation platforms in previous lives.
The only difference is that Chen Ming doesn't want those people who need money urgently due to special difficulties to wait too long. You must know that there is no waiting time for some diseases, so there is one biggest difference between Love Fund and those similar fundraising platforms-pad capital!
For example, if a person suffers from a sudden illness and needs 20 yuan for surgery, after verification, the platform can advance the payment at the same time as the fundraising, without delaying the treatment. Within the scope of Ming's consideration.
It doesn't matter whether he can come back or not, he just wants to fulfill his promise and realize Du Linlin's wish.
(End of this chapter)
Chen Ming stayed in the hotel for another three days.
In the past three days, he didn't take a step out of the house, just curled up on the sofa staring at the text messages on his phone in a daze, and hardly even slept much.
He read the news that a 21-year-old girl jumped from an unfinished building on her birthday and died on the spot.
The girl’s family background was good, and her parents hired a partner to contract some small projects. Later, because the boss of the general contractor ran away with money, she had to sell the property to pay the workers. Even so, she still couldn’t fill in the holes. There was a conflict with the general contractor, and he died on the construction site for no apparent reason.
It was the unfinished building, because many people died in that incident, so it was unfinished. Later, the relevant departments came forward to settle the debt, but her parents never came back.
The girl's grandmother is 70 years old, her health is not very good, and she has a little dementia. She is now in a nursing home. It is said that the girl had paid for her grandmother for many years before committing suicide.
The reason why the girl committed suicide was because she was diagnosed with lung cancer five years ago. Even if she didn't end her life, it might be just a few days ago. The doctor gave a clear time limit a month ago.
Chemotherapy requires a lot of money, and she simply cannot afford it.
The news described it in detail, and the girl's grandmother appeared in front of the camera. Because of dementia, this old man didn't seem to remember that he had a granddaughter at all, and he didn't know that he had just lost his last relative.
From a certain point of view, this is also a good thing, otherwise it would be hard for her to say whether she could bear this kind of blow.
The cigarette butts in the ashtray were already full, and the scattered cigarette ash was all over the coffee table. Chen Ming habitually grabbed the cigarette case beside him, but it was indeed empty. Only then did he realize that he had finished smoking a long time ago.
Only then did Chen Ming come to his senses. He wanted to go to the landline and make a phone call to ask the front desk to deliver another pack of cigarettes, but he felt dizzy as soon as he stood up, and he couldn't even stand upright, so he could only fall down on the sofa. On, it took a long time to slow down.
The intense hunger hit him, and he remembered that he hadn't eaten for a long time.
After walking into the bathroom, I looked at my haggard face in the mirror, with thick dark circles under my eyes, a little chapped lips, and a beard and messy hair. I am afraid that his current image will be very ugly when he goes out. scare the kids.
Chen Ming turned on the faucet and washed his face with cold tap water, and then he became more awake.
After washing his face, brushing his teeth, shampooing, shaving, and cleaning himself up, Chen Ming looked in the mirror, and in the mirror, he seemed to see the girl who had 'no limit' in order to earn enough for grandma's pension.
"I promise you, I will definitely fulfill your wish"
If it is said that the most important thing in a person's life is to find the meaning of life, then Chen Ming believes that he has already found it.
He swore an oath to the pure soul in the sky that he would fulfill her dream in his life.
Three days later, in the Shanghai stock market, Love Loan Company.
After Chen Ming returned to the Shanghai stock market, he had a good night's sleep. He didn't look decadent anymore, but he was still in a bad mood. At this moment, Li Menglin was reporting to him the operation of the love loan platform during this period.
"Currently the total loan amount is 624 million yuan, most of which are short-term loans, more than 50.00% of the installments are within six installments, and the number of active users is."
Under the leadership of Li Menglin, the team is constantly adjusting the algorithm of the credit limit, and it seems to be working very well. After one and a half months of public testing, the bad debt rate is as high as 15.00%. are being processed.
The interest rate of the love loan is in compliance with the law, and the loan contract and process have also been reviewed by the legal department. There is no problem, so recovering bad debts is only a matter of time, and Chen Ming is not worried about this.
"End the public beta and officially open the registration." This decision was made by Chen Ming in the past two days. If he wants to make money at the fastest speed, he must let go of his hands and feet. Otherwise, it will be stable, but the profits will come too slowly.
Li Menglin frowned slightly, and objected: "But our system algorithm still needs to be optimized, and if the registration is suddenly opened on a large scale, the financial pressure will suddenly become extremely large, and there will definitely be a lot of bad debts."
"It doesn't matter, you don't have to worry about the money, just let go and do it." Chen Ming no longer wants to wait any longer. What he wants to do now requires a large amount of money, not only for the love loan, but also for Gao Xue's side in the morning. I made a phone call and asked her and Zhang Feng to speed up the expansion as much as possible.
"Yes, I understand!"
Li Menglin has many shortcomings. For example, she has been trying to seduce Chen Ming, but the reason why Chen Ming still uses her is because she knows how to reflect her own value, such as execution ability, which makes Chen Ming very relieved.
The apartment for the elderly has been under construction for a month. Facing a fast-paying party like Chen Ming, the construction speed of the general contractor is extremely fast. Although the foundation is still being laid, anyone who knows a little about construction can see that this is the case. The construction speed of the project is far faster than other construction sites. It was originally expected to be completed in the spring of the next year, but now it seems that the completion conditions may be met by the end of the year.
One advantage of the Shanghai stock market is that it rarely snows in winter, which basically does not affect the construction. Unlike the northwest region, where work has to be suspended from November, and work cannot be resumed until around May of the following year, which is equivalent to only one year of work. Half a year's work.
However, the biggest reason why we can be so optimistic about the construction period is the special structure of the elderly apartment. Considering the convenience of the elderly, the maximum of the elderly apartment is only five floors. If it is a high-rise building, it is impossible to be so fast anyway.
Leaving the Love Loan office, Chen Ming sighed softly. After thinking about it for a long time, he finally decided to let Li Menglin only take care of the Love Loan business. Although she is very satisfied with her current performance, this woman has a certain personality There is always a desire to reach the sky in one step, which makes Chen Ming really can't rest assured to put all his eggs in one basket.
So, he decided to do it himself.
Renting an office, recruiting people, he has experience in these things in his previous life, and developing an app is also very easy, just leave professional things to professional people.
What he wants to do now has actually been seen a lot in his previous life. There are countless similar apps and official accounts. Chen Ming himself has donated money several times, so there is no difficulty in realizing it, but it is just a little earlier than those companies.
He has already thought of the name of the new company, which is called Love Fund. Regardless of men, women, old or young, all people who encounter financial difficulties can apply for donations on the platform, and a dedicated team will verify the authenticity.
Of course, there must be legitimate reasons for financial difficulties, not just a lack of money. There must be legitimate reasons for applying for donations, such as illness, accidents, etc. This is the same as those donation platforms in previous lives.
The only difference is that Chen Ming doesn't want those people who need money urgently due to special difficulties to wait too long. You must know that there is no waiting time for some diseases, so there is one biggest difference between Love Fund and those similar fundraising platforms-pad capital!
For example, if a person suffers from a sudden illness and needs 20 yuan for surgery, after verification, the platform can advance the payment at the same time as the fundraising, without delaying the treatment. Within the scope of Ming's consideration.
It doesn't matter whether he can come back or not, he just wants to fulfill his promise and realize Du Linlin's wish.
(End of this chapter)
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