Daqin: I was overheard by Zulong

Chapter 301 New Wealth Order
"Qian Zhuang? I have another treasury in Daqin? Your Majesty, you are too..." Feng Quji couldn't believe it.

Li Si was stunned for a long time, and suddenly heard Feng Quji's words. Seeing that Ying Zheng's face became uneasy, his heart skipped a beat, and he hurriedly asked, "Your Majesty, I dare to ask what is the purpose of this bank, and how can the people save and spend it?" ?”

Those who could be called into the palace by Ying Zheng to discuss matters at this time were all the elites of the Qin Dynasty, including Li Si.

He could hear that Ying Zheng must have thought of a good idea, but he had to ask clearly about the specific purpose of the bank, otherwise it would be a disaster if it was the product of Ying Zheng's slap on the head.

Ying Zheng stood with his hands behind his back, as if pointing out the country, "The bank, as the name suggests, is a place used to gather the world's money. I built the bank to allow people from all over the world to deposit their money into my bank."

"In this way, people in the world want to use money and store it in the safest place. My bank is the first choice!"

"At that time, for those who need money, I will still be able to borrow money from the bank, and even issue currency through the bank..."

After hearing Ying Zheng's explanation, the expressions of Li Si and others became more attractive. They could see the clues and understand the most essential things at a glance.

"Your Majesty is wise, in this way, the current family's exploitation of the tenants can be curbed, and the poor people can also have a way out!"

"Yes, yes, I recently learned that the tenants of an aristocratic family were forced to sell their sons and daughters because they owed money!"

"That's an extreme case. To put it bluntly, the people at the bottom are too poor to suffer such exploitation and destruction."

"So if His Majesty's bank can open up low-interest loans to the people, I think the people's lives will be much easier."

Feng Quji, Feng Jing and others all had the world in mind, and they immediately figured out what benefits the bank could bring to the poor.

However, Li Si raised objections to the bank, "Your Majesty, it is true that the role of the bank is very obvious, but the problem is also prominent. Once the bank is established, how can we persuade people in the world to deposit money in the bank?"

"In today's world, ordinary people are poor, they have no money to save at all, and wealthy businessmen from wealthy families are extremely shrewd. If they want them to save money in the bank, if they are not allowed to profit, it may be difficult for them to recognize the bank. .”

Li Si's words almost hit the nail on the head, pointing out the most critical problem of the bank at present. Feng Quji, Feng Jing and the others thought for a while, and nodded in approval of Li Si's statement, then turned to Ying Zheng to see how he could solve this problem.

Ying Zheng smiled lightly and said: "My left chancellor, his views are as sharp as ever. If you want rich people to save money in the bank, you must promise them benefits."

"Your Majesty means..." Li Si's eyes flashed, but he didn't say anything.

Yingzheng didn't answer directly, but asked Feng Quji: "Your Prime Minister, you have spent a lot of time dealing with rich and powerful businessmen, so you should know who are the merchants, and how much money they generally get from doing business from south to north?" dealt with?"

Feng Quji was a little surprised by Ying Zheng's question, thinking that there was no need to answer this kind of question. Heibingtai probably knew more details about this kind of thing than he did.

But since Yingzheng asked, Feng Quji naturally replied seriously: "Reporting to Your Majesty, the money earned by wealthy businessmen is naturally arranged for a large amount of manpower to transport it, and sometimes they even charter ships to transport the money, and even ask officers and soldiers to protect them along the way." .”

"Yes." Ying Zheng nodded, "It is convenient to transport money by ship, but if you go to Lingnan or central Sichuan, there may be some places where ships cannot handle it."

"That's true, so there are the most porters in Shuzhong and Lingnan." Feng Quji was a little puzzled, "Although it is inconvenient and dangerous, there is no way to do it. You can't say that you don't take the money you earn back. .”

Ying Zheng laughed, "So, if my banknotes are spread all over Daqin and issue large-value banknotes, which can replace copper coins, and you can withdraw copper coins from the bank at any time, would you find it more convenient?"

"Of course, the banknotes issued by the bank must be approved by the court, and the circulation is strictly controlled within a certain range. In this way, do you think those wealthy businessmen will deposit money in my bank?"

When Feng Quji and others heard what Ying Zheng said, their eyes suddenly brightened.

"If this is the case, with this banknote, the rich merchants will have a reason to deposit the money in the bank, so that it will be extremely convenient to use and exchange."

"That's right, those rich merchants are not fools. Once this kind of money really comes out and can be used like copper coins, they will save a lot of transportation costs for copper coins. For this reason, they will definitely be willing to pay the bank to store the money."

By this time, Feng Quji and the others had already understood why Ying Zheng said that the matter of the bank was promising.

"So I said that we should set up Daqin banks in every county and county across the country. In this way, no matter where the wealthy businessmen make money, they can directly exchange the money they save into banknotes from the banks."

"In the beginning, the purpose of the banknotes may be to facilitate carrying and exchange, but when the whole country begins to recognize and circulate the banknotes, then the banknotes can also be used directly like copper coins. Save a lot."

Upon hearing Ying Zheng's explanation, several important officials in the court reacted one after another, and suddenly complimented Ying Zheng non-stop.

"Your Majesty is wise, if we carry it out for such a long time, what circulates in the Daqin market will no longer be troublesome copper coins, but banknotes. This will also save a large amount of expenses for the national treasury."

"Exactly, Your Majesty can also derive gold and silver tickets from this. Most families have gold and silver. If you use this plan to exchange, the gold and silver of the family will be nationalized, so that they only hold gold and silver tickets. , then there are some things that can be handled!"

"It turns out that what your Majesty said about the national treasury is the truth. It's really wonderful. After people recognize the bank and deposit the money in the bank, our court can use the money to complete a lot of national construction. Your Majesty is really wise. !"

Ying Zheng laughed loudly and said: "Not only that, Da Qin can also use the wealth of the bank to do business. The money earned will naturally belong to the empire. This can also make the operation of Da Qin Bank more stable."

Several important ministers tacitly understood Ying Zheng's words and understood what Ying Zheng meant.

When doing business, everyone knows that if you want to do business, you can do business that can be monopolized. With the support of the state, Daqin Bank will definitely become the number one "rich businessman" in Daqin!
And the emergence of the Daqin Bank will definitely make Daqin richer and more powerful, and at the same time, it will also disintegrate the wealth order established by the aristocratic families for thousands of years. When Daqin wants to control these aristocratic families, it will be easier.

(End of this chapter)