Starting from entering Kawazu

Chapter 12 Loans
Huang Yuan thought for a while and said, "First brother, I think we can mortgage the loan and use the club's fixed assets as collateral."

"Well, it's about the same as what I thought, how much can be done, when the time comes, you lead a team to negotiate with the bank, and you can decide the entertainment expenses that should be spent," Jia Yi said.

Huang Yuan nodded. As a newcomer, this is still a test.

It is not that easy to get a loan, even with a mortgage, it may not be so easy to get a loan.

Therefore, public relations are often needed, and research is inevitable.

"Then we can set up an investment company, which will be controlled by the club. At that time, part of the money will be transferred to this investment company for business activities, which will be used as a tool to acquire European clubs in the future." Huang Yuan said again.

Jia Yi said with a smile: "The fourth girl is indeed a professional, she is knowledgeable.

I was speculating in stocks a while ago, and I made millions. When the time comes, we will use this investment company to trade, and let the two of you see what brother is capable of! "

"You still have this ability? Lao Jia, you have to be careful, the stock market is risky"

But Huang Yuan interrupted Huang Shan and said, "Don't talk about your crow's mouth. Brother Yi is such a capable person, there will definitely be no problems."

This girl really worships Jia Yi very much, to the point of blindness.

Jia Yi smiled and said: "Miss Si is right, you will see my true abilities in the future."

The next day, Jia Yi took Huang Shan and Huang Yuan to the Pujiang base, and the two quickly entered the job.

As the boss's confidant, he naturally got a lot of compliments.

If you want to get along well in the club in the future, you obviously need to have a good relationship with the two of them.

Especially Huang Yuan, she has been the supervisor of the finance and capital department since she came, which obviously made the finance people very conscious.

Huang Yuan is also impatient. After a little familiarization with the company's financial situation, she quickly started her own work.

The next day, she took the team to the bank.

I chatted with several banks in a row, and finally one of them was willing to provide loans for the Sichuan 2002 team.

Chuanzu's change this time is obviously still in a risky state. There are not small risks, and the bank is not so easy to agree.

It turns out that the winery is the holding company, so it is easier to gain the trust of the bank. After all, the winery is so famous that it is not easy to get a loan.

Now it is Jia Yi's private holding, which is definitely incomparable. The bank's risk control sometimes pays more attention to the shareholders of the company.

The development of football in recent years has not been very smooth, and the bank is not particularly interested in the training base.

However, the bank that was willing to provide loans still chose to trust the club, and the conversation with Huang Yuan was also a factor in their choice of the final cooperation.

Huang Yuan's language and organizational skills are indeed very good. The team's development prospects she described satisfied Manager Liu of the bank's credit department.

But, there is still a lot of research in private, and the business entertainment costs 10,000+.

Because the company urgently needed money, the bank also accelerated the progress of the evaluation.

A week later, the club finally used the base as collateral, and the club got a loan of 2000 million.

The appraised value is more than 4000 million, and the loan amount is half of the appraised value. It seems that this base is still worth some money.

Of course, Pu Jiang was too biased, and the value of this assessment should have been low, but Huang Yuan settled the matter.

After the disbursement, the club's bank account finally ushered in a prosperous day.

2000 million, no matter what, is a huge sum of money.

All the money in the previous account was taken away by the winery. Since it was going to be transferred, the other party obviously would not put the money in the account.

During this time, there was only a sporadic amount of money in the company's account, and a lot of money was still waiting to be paid.

Now that the loan is obtained, the company's funding problem will be solved quickly.

First pay the wages of the employees to stabilize people's hearts.

The salary of the employees is also quite a lot, hundreds of thousands a month. After the payment, everyone feels at ease.

As for the wages of the players, the figures are not small.

After buying the team, Jia reformed the salary of the team, which is different from the past.

The team implements an annual salary system. At the same time, the winning award will adopt a cumulative system, but it will not be issued after each game. It will not be issued until the end of the season.

The winning award starts at 20 for a single game, and there will be a 20.00% floating bonus for two consecutive victories, [-]% floating bonus for three consecutive victories, and so on.

Once the winning streak is over, the floating bonus will be automatically canceled and it will start from the beginning again.

Only a part of the salary is advanced every month, so the usual financial burden on the club is relatively small.

Calculated in this way, the salaries of 23 players and coaches, plus echelon coaching staff, are almost 150 million a month.

Echelon players are apprentices and are not paid.

However, their board and lodging are all paid by the company.

After paying the salaries of the players and the coaching staff, the hearts of the players have stabilized, and their training status has stabilized even more.

Jia Yi also gets a salary. His annual salary is set at 400 million. As the actual controller of the club, he is also eligible to receive a salary.

Anyway, you have to pay personal income tax, and personal income tax on wages should be cheaper than corporate income tax.

The 300 million that Jia Yi gave to the winery before is actually regarded as the new registered capital after the equity transfer, and now it cannot be refunded to Jia alone.

Therefore, the first month's salary he received became Jia Yi's fig leaf, otherwise he would really have no way to do business when he went home.

During this period of time, Jia Yi was constantly nagged by his parents, so much so that he lived in the base and would not go back.

After receiving this salary, Jia Yi also gave it to Jia's mother, which finally made Jia's mother feel more at ease.

However, Jia Yi also asked Huangshan to hurry up and prepare for the investment company.

These days, it is not so fast to set up a company, so we can only wait patiently.

The name of the investment company was finally finalized as Dingyi Investment. The Sichuan 2002 team is a wholly-owned company of Dingyi Investment. Although the registered capital is only 100 million, the future income may far exceed that of the club.

Before the investment company got the license, Jia Yi signed a loan contract with the club in his own name, borrowed 1000 million, and immediately invested in the stock market.

He still chose a few bull stocks, and quickly started the clean-up work.

One of Starke's sports brand stocks was bought by Jia Yi at a price of 8 yuan for 8 million yuan. Three days later, the stock price of Hongxing Erke soared to 600 yuan, almost doubled.

In this time and space, it seems that there is still a bit of an accident. Starke, a sports brand, actually chose to go public in 2002.

Jia Yi saw very clearly that this stock was obviously very aggressive. Just when everyone thought that 15 yuan and 9 yuan was the ultimate, Jia Yi still insisted on it and did not sell it.

A week later, the stock price of Xing Ke rushed to 19 yuan, which surprised many investors who sold it in advance!
In fact, behind the scenes, the sales performance of this sports brand is very good, which is the key factor for the soaring stock price.

Their chain stores across the country are being rolled out in an all-round way, showing signs of building a world brand.

(End of this chapter)