Traveling through history leaving a name

Chapter 67 Banknotes
Zhu Laoliu is a native of Yuyang. He is 26 this year and has been married for six years. He already has two children, a five-year-old and a three-year-old.

A year ago, Zhu Lao Liu found a way to enter the agricultural machinery factory and became a handyman in the agricultural machinery factory. He earned about [-] a month, which was very good.

Today is the day when the agricultural machinery factory pays wages. Zhu Laoliu received a stack of "paper" when he received his wages.

The officials above said that it was banknotes and could be used as money, but Zhu Laoliu always felt cheated.

I will be paid this morning and have a holiday in the afternoon.

As soon as the holiday was off, Zhu Lao Liu returned home, because the garment factory where his wife works must also be on holiday today.

Sure enough, when Zhu Lao Liu returned home, he saw his frowning daughter-in-law.

"You also issued banknotes?" Zhu Laoliu asked his daughter-in-law.

"Well, I issued one thousand and eight." Zhu Laoliu's daughter-in-law said, and took out the banknotes she issued.

These banknotes, the smallest is 20 yuan, and then 50 yuan, 1000 yuan, and [-] yuan and [-] yuan.

In order to circulate these banknotes, the wages paid by each factory are small banknotes, very few of 1000 yuan, and many of [-] to [-] yuan.

"Daughter-in-law, do you think this money can be spent?" Zhu Laoliu asked his daughter-in-law.

"I don't know. The people above said that it can be spent, but I have never spent it." Zhu Laoliu's daughter-in-law said.

"Why don't we go spend it? See if we can buy something." Zhu Lao Liu suggested.

"Okay, then let's go shopping." Zhu Laoliu's daughter-in-law nodded.

Afterwards, the two went out and soon came to the street.

At this time, whether it was inside or outside Yuyang City, all the streets were overcrowded.

The main reason is that almost all factories are on holiday today.

Many people have the same thoughts as Zhu Laoliu and his wife, and they all want to see if the money made of this paper can be spent.

In Yuyang City, many shops have actually reached an agreement with Qianhang. Although Zhang Qingfeng is not an official, his status in Youzhou is still very high.

Zhang Qingfeng promised that all businessmen, as long as they come to the money store with banknotes, they can exchange them for copper coins according to the numbers on the banknotes, and they will not miss a penny.

With Zhang Qingfeng's promise, coupled with the thousands of tons of copper coins stored in Zhang Qingfeng's large warehouses, this gave many businessmen, big and small, confidence.

Therefore, on the day at the end of the month, many merchants are ready to collect banknotes.

After Zhu Laoliu and his wife came to the city together, they saw many people buying things in various stores with banknotes, and each store also accepted all the bills according to the face value of the banknotes.

Now, the couple finally felt relieved.

Next, the two came to the rice noodle shop, bought several hundred yuan of rice noodle food and other supplies, and then went back.

As for the banknotes issued, the husband and wife did not intend to spend them all.

In October 210 AD, banknotes suddenly became popular throughout Youzhou.

For a time, the number of various trades also doubled, which also made Youzhou's commercial economy more prosperous.

In fact, at the beginning, there were still many merchants who were unwilling to accept banknotes, but when they saw that other merchants received banknotes and their business exploded, while the merchants they were unwilling to accept banknotes had a sluggish business, they naturally began to accept banknotes.

At the beginning, after receiving the banknotes, many merchants would go to Youzhou Money Bank to exchange the banknotes into copper coins.

Later, after merchants discovered the convenience of banknotes in large-value transactions, they took copper coins to Youzhou money bank to exchange banknotes. I have to say that this was very dramatic.

In order to make it convenient for the common people to exchange banknotes at will, Zhang Qingfeng opened money bank branches in every county of Youzhou.

At the beginning, banknotes were only popular in Youzhou, but soon, as merchants in Youzhou traded with merchants outside Youzhou, banknotes also became popular outside Youzhou.

The main reason is that compared with copper coins, banknotes are very convenient to trade, and banknotes can be exchanged for copper coins at any time, which makes many people recognize the value of banknotes.

In Yecheng, when Cao Cao saw the banknotes of Youzhou, he couldn't help being extremely surprised.

On the 1000 yuan and [-] yuan banknotes, there is a human head on the front. This human head is very familiar to him, and it is exactly what Cao Cao himself looks like.

On the 50 yuan banknote, there is a picture of Yuyang Restaurant. Now Yuyang Restaurant has become a landmark building of Yuyang City and the pride of Yuyang people.

On the 20 yuan note, there is a picture of the Luping Steel Plant.

The ten-yuan note is of Quanzhou Shipyard and Galleon.

Seeing these exquisite banknotes, especially the banknotes with his own face on them, Cao Cao felt a little embarrassed. I have to say that Youzhou is good at flattering.

He could already imagine that as these banknotes circulated more widely, more people would know what Cao Cao looked like.

Thinking of this situation, although Cao Cao didn't say anything, he was very happy in his heart.

Seeing Youzhou banknotes, Cao Cao thought again, could he also get a kind of banknotes to issue?

Immediately, he wrote a letter to Youzhou to send to Zhang Qingfeng for advice on the issue of banknotes.

As for Cao Cao's desire to issue banknotes, Zhang Qingfeng naturally didn't want him to succeed, at least not for the time being.

So he persuaded Cao Cao to wait a few more years to see the specific effect of paper money issuance on the grounds that paper money had just appeared and was immature and needed to be explored.

The reason why Cao Cao was prevented from issuing banknotes was mainly because he was afraid that officials under Cao Cao would use banknotes as a tool to plunder the wealth of the people.

Historically, both the Song Dynasty and the Ming Dynasty issued banknotes, but they later went bankrupt. This was mainly because the court used banknotes to plunder people's wealth. When the money was not enough, they printed banknotes and forced the people to use them.

The most shameless thing is that the imperial court can use banknotes to buy people's things, but the people can't use banknotes to pay taxes, which makes many people prefer to barter instead of banknotes.

The reason why Zhang Qingfeng prevented Cao Cao from issuing banknotes now was because he was afraid that Cao Cao would mess up.

Not long after issuing banknotes in Youzhou Money Bank, Zhang Qingfeng launched several businesses. The first is the deposit business. As long as people deposit money in the money bank, they can enjoy 5.00% annual interest.

Then there is the lending business and business support business.

As long as there are good products, businessmen who want to expand their scale, but do not have enough money, they can go to Youzhou Money Bank for loans.

As long as you pass the evaluation of the money bank, you can get a loan that is not small.

Of course, after the loan, the money bank will also monitor the funds and flow to avoid fraudulent loans.

Time passed, and soon entered the year 211 AD.

This year is a year of turmoil.

After Cao Cao's defeat in Chibi, he decided to expand from the southwest. Today, the Sichuan-Shu Basin is still Liu Zhang's sphere of influence, and Liu Bei has not yet entered Sichuan, and is shrunk within the range of the two lakes.

If Cao Cao wants to seize the Shuchuan Basin, he must first take Zhang Lu's Hanzhong, because Hanzhong is the barrier of Sichuan and Sichuan.

As long as Hanzhong is taken, the land of Shuchuan will become meat on the chopping board.

The importance of Hanzhong's geographical location can be reflected from the fact that Zhuge Liang tried his best to regain it.

If Liu Bei didn't have Hanzhong, there would be no barrier, and Cao Cao could hit him whenever he wanted.

Therefore, in history, after Cao Cao captured Hanzhong, Zhuge Liang mobilized the power of the whole country to launch an attack on Hanzhong, and it took two years to regain Hanzhong.

Without Hanzhong, Liu Bei would not be able to proclaim himself emperor.

Cao Cao naturally coveted such an important strategic position.

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(End of this chapter)