Almighty System Great Master Qin

Chapter 168 Daqin Central Bank
The next day, Xiao Hong went to Xianyang Palace with a thick plan. This was also the first time Xiao Hong officially went to court after returning from Hokkaido Island.

"Good morning, Li Shangshu and Feng Shangshu." Xiao Hong stepped out of the carriage and happened to see Li Si and Feng Quji, so he walked up to say hello.

"Mr. Wu'an, good morning." Li Si and Feng Quji also bowed in return.

"It looks like, Mr. Wu An, are you planning to do something big today?" Li Si saw two thick memorials in Xiao Hong's arms.

"Hahaha, it's not a big move." Xiao Hong waved his hands modestly, and said, "This is just something I came up with on a whim in the past few days. I plan to report it to His Majesty today, so that His Majesty and everyone can see if it's feasible."

"Oh, how about, let's listen to Mr. Wu An first." Feng Quji didn't believe that this was Xiao Hong's sudden whim.

"Okay, then, I said to the two ministers, you see, we are all officials in the same dynasty, and they have high salaries, plus your majesty's usual rewards. The families of Li Shangshu and Feng Shangshu are Your Majesty must have given you a lot of copper coins, and it would be very inconvenient to store them."

"Well, it is indeed as Mr. Wu An said, in order to store these copper coins, the official's family has built two new treasuries." Li Si agreed with Xiao Hong's words very much.

When the system of three provinces and six ministries was not implemented, Li Si, as the leader of the left, managed hundreds of officials at the same time, with a high position and power, and Li Si did help Qin Shihuang a lot.

Therefore, Qin Shihuang also gave Li Si a lot of rewards. Coupled with the bribes of officials, Li Si's family had a lot of copper coins, so much that Li Si built two treasuries to store these copper coins.

"This lord also has this trouble recently. Everyone has received the dividends from the Daqin Mining Group. It is very troublesome to store hundreds of thousands of copper coins. Therefore, I plan to write to His Majesty today to reform the currency and establish the Daqin Central Bank to handle these money. question"

"Currency reform!" Feng Quji listened, pondered for a while, and said: "Mr. Wu An, currency is one of the foundations of the Great Qin. How can you move it lightly? If it is not handled properly, it may drag the Great Qin into the abyss."

Although Feng Quji and the others don't know what finance is, they do know that currency, like food, is the foundation of a country.

Qin Shihuang took advantage of the momentum that the Great Qin had just unified the six countries to unify the currency, even so it caused a lot of turmoil.

And this Qin Banliang has been used for many years, and the people in all parts of Daqin have become accustomed to it. If this changes suddenly, it may be detrimental to the country.

"I have taken Feng Shangshu's concerns into consideration. Of course, I also know the importance of currency stability to Daqin, so I won't do anything reckless. Don't worry." The three of them spoke and walked into the Qilin Hall.

"His Majesty is here"

"Welcome Your Majesty"

"Your Majesty, ten thousand years!" All the officials shouted in unison.

"Everyone is free of charge." Qin Shihuang sat on the dragon chair and saw Xiao Hong sitting in the first row.

"Your Majesty..." After everyone was seated, Xiao Hong held two proposals, bowed out, and said: "I have this to play."

"Mr. Wu'an, please forgive me." Qin Shihuang looked at Xiao Hong with a smile on his face.

"Thank you, Your Majesty" Xiao Hong got up and said, "Your Majesty, now Daqin's business is booming, and there are a huge number of merchants from all over the world coming to Xianyang for trade. In addition, the Daqin Mining Group is gradually getting on the right track, and merchants from all over the place need to come to Xianyang to apply for smelting qualifications and purchase various ores The amount of money needed is huge, but the copper coins are too heavy, so it is very inconvenient to carry. Every transaction requires the personnel of Daqin Mining Group to check the amount of money for a long time, which is not conducive to the development of business. Therefore, I suggest currency reform. This is the plan written by the minister. , Your Majesty, please take a look."

The visitor took the plan from Xiao Hong's hand and presented it to Qin Shihuang. At the same time, Xiao Hong asked the servant of the Qilin Palace to distribute the rest of the plan to the ministers.

"Hiss, it's still possible to do this"

"However, there are not many people in our Great Qin who are literate. Will this reform of the currency cause riots?" The ministers discussed in low voice while looking at the plan.

Qin Shihuang looked at the currency reform plan and found that he didn't understand many things, but soon he found that Xiao Hong had explained many things.

It took half an hour for Qin Shihuang to read the plan and said: "Mr. Wu'an, there are not many people in our Daqin who are literate. Such reforms will not be conducive to the stability of the country. Once merchants take advantage of the people's unfamiliarity with coins and take advantage of loopholes to How about buying various items at low prices?"

"Your Majesty, currency reform is not temporary, but long-term. My plan is to use new coins to replace Da Qin's old coins in two years. Newspapers will continue to promote and explain the new coins, and I will recruit a large number of disciples from hundreds of schools to go to various places. I will work in counties and counties to promote and teach the people how to identify the new coins. Within two years, the people of Daqin will be able to use the new coins proficiently without any problems."

"Okay, since Mr. Wu An has a plan, I agree with this plan. However, reforming the currency is related to the stability of the country. Mr. Wu An should proceed cautiously." Qin Shihuang still chose to believe in Xiao Hong, after all, every reform proposed by Xiao Hong , all pushed Daqin to prosperity.

"Thank you, Your Majesty, I still have this report." Xiao Hong took out another plan and said, "In order to carry out the currency reform in a stable manner, and to make the trade of merchants in various places faster and more convenient, I proposed the establishment of the Daqin Central Committee." Bank, this is the plan, please read it Your Majesty"

The visitor took the plan and presented it to Qin Shihuang, and then as usual, Xiao Hong sent a plan to each minister.

"Plan of the Great Qin Central Bank" Qin Shihuang looked at the title and muttered, flipped through the plan and read it, but Qin Shihuang found that this plan was even more difficult to read, and he didn't know the meaning of many words.

"Mr. Wu An, what does the gold standard mean?" Feng Quji read it quickly, but he didn't understand many things in it, so he asked.

"The gold standard is a monetary system with gold as the standard currency. Under the gold standard, the value of each unit of currency is equivalent to a certain weight of gold; when different countries use the gold standard, the exchange rate between countries is determined by the ratio of the gold content of their respective currencies— - Gold parity to decide."

Xiao Hong bowed and said: "Now Daqin has occupied the four islands including Hokkaido Island, and the island has very rich silver mines and gold mines, and according to the different values ​​of gold, silver and copper coins, I set The value of one qian, that is: one tael of gold equals 100 taels of silver equals [-] taels of money. Under such a system, the values ​​of copper coins, silver, and gold are fixed.”

"Your Majesty, once the Daqin Central Bank is established, Daqin can use the Central Bank to adjust the value of Daqin's currency and at the same time monitor the domestic prosperity. Moreover, Daqin doesn't know how much money merchants have in their hands. As long as they deposit the money in In the bank, this money has changed from dark money to clear money. Transactions in various places can be completed through the bank as long as there is a bank. This solves the problem that merchants need to carry a large amount of money for each transaction, and can also Supervise the transactions of merchants."

"And the most important thing, Your Majesty, is that once merchants deposit money in the bank, every transaction will be recorded. At the same time, these merchants have a large amount of money that is abnormally changed. We also quickly learned through the bank, so that It avoids the secret transactions between merchants and the remnants of the six countries. At the same time, once the convenience of the bank is known to everyone, if there are merchants who do not use the bank to conduct large transactions, then there must be something wrong, and Daqin can secretly investigate and see Is there something wrong with it?"

"That's right, Mr. Wu'an is really thoughtful. As long as I order that all future large transactions must be done through the bank, then merchants will not be able to secretly trade with lawless people." the importance of banks.

The purpose of banks is not to print money, nor to facilitate businessmen, but to supervise.

"Your Majesty, in fact, the most important ability of a bank is not supervision, but control. As long as merchants deposit money in the bank, what they get in their hands is just a deposit slip. Once these merchants have plotters, the bank can seize them instantly. account, causing the wealth of merchants to disappear in an instant." This is the real purpose of Xiao Hong's establishment of the bank.

Xiao Hong knows too much about those merchants who collaborated with the enemy in the later generations. As long as there is a bank, and under the strict order of the court, all merchants' money will be deposited in the bank, then they will really be controlled by Daqin. It is not so easy to capitalize on the enemy.

　Thanks to Lingdu sad cwh for the reward

　　
　
(End of this chapter)