Almighty System Great Master Qin

Chapter 185 Ribbon Cutting, Happy Opening

"Mr. Wu An, what is the meaning of this?" Qin Shihuang looked at the red ribbon in his hand suspiciously.

"Your Majesty, this is called a ribbon, which means success is imminent. As long as you cut the red ribbon, it means that the opening of the Daqin Central Bank will become more and more prosperous." Although Xiao Hong has never seen the ribbon-cutting, he doesn't like it on TV. up.

"Oh, is there such a thing?" Qin Shihuang touched the ribbon with his hand.

"Tell me, why did Mr. Wu An prepare this red ribbon for us?" Pang Huahan and Yu Li, the six ministers standing outside, were whispering to each other.

"Who knows, anyway, it looks like it should be a custom in Mr. Wu'an's hometown. Let's just follow it." Yu Li, Shangshu of the Ministry of Rites, watched as the hostess lady came up with a tray covered with a red cloth.

The hostess stood beside each adult, and another hostess lifted the red cloth, revealing a handful of gold-plated items with strange shapes.

"Wu Anjun, what is this?" Feng Quji, who was on Xiao Hong's left, looked at this small, exquisite and strange-shaped object and asked.

"This thing is called scissors, and I made it these few days." Xiao Hong's scissors were made with reference to the scissors of the Western Han Dynasty.

The production of scissors in the Western Han Dynasty was very simple, that is, long strips of iron were bent, but Xiao Hong used [-]-smelted steel, and the surface was plated with gold.

"Scissors?" Everyone looked at the scissors on the tray in bewilderment, not knowing how to use them.

The trained hostesses also have another job, which is to teach adults how to use scissors.Scissors are very simple to use and not difficult to teach.

In one or two minutes, everyone learned how to use scissors.

Seeing that everyone has learned how to use scissors, Xiao Hong summoned his spiritual energy and transmitted the voice between everyone's ears, saying: "Wait a minute, when Vice President Shen Kuo said that the opening is auspicious, all you need to do is cut the ribbon with the scissors in your hands."

When Shen Kuo saw Xiao Hong nodding, he picked up the ribbon and held the scissors in his right hand.

Seeing this, everyone also picked up the ribbon and scissors, ready to cut the ribbon.

"I wish the Daqin Central Bank a happy opening!" As Shen Kuo shouted, everyone cut off the ribbons in their hands with scissors at the same time, and the firecrackers that had been prepared for a long time also ignited, making bursts of explosions.

On April [-], the fifth year of the First Emperor, the Daqin Central Bank opened for business under the witness of everyone.

After the ribbon cutting, Xiao Honggong invited Qin Shihuang to inspect the bank.

"Hey, Mr. Wu An, what is this window?" Qin Shihuang asked looking at a row of lending windows.

The Daqin Central Bank plan that Xiao Hong gave to Qin Shihuang did not mention lending.

"Your Majesty, this is the loan window. Loan is a window where people, merchants, dignitaries, and officials can borrow money. However, all loans require collateral, and before lending, the bank staff will check the value of the collateral on the spot. The amount of money that can be loaned depends on the value of the loan. The borrower needs to repay the loaned money in several installments, the maximum installment is no more than two years, and the borrower needs to repay a certain amount of principal and interest in each installment.”

Xiao Hong led Qin Shihuang and others into the loan window, and said: "Your Majesty, here is the calculation of interest. According to the difference between the principal and the installment, the interest is also different. In short, the larger the principal of the loan, the more installments, the higher the interest rate. The higher it is, and the purpose of opening the loan window is to promote the commercial development of Daqin."

"Where does the loan money come from?" Hou Guan, the Minister of the Household Department, understood Wu Anjun's meaning, but he was very puzzled that the Daqin Central Bank did not engage in transactions, so where did it get the money to lend to other people.

"Hou Shangshu, this is related to another business of the Daqin Central Bank, which is savings. Please follow me." Xiao Hong led everyone to the savings window.

"Your Majesty, my lords, you see, this is the savings window of the Daqin Central Bank. There are a total of twenty savings windows here. And people can get interest every year when they deposit money in the bank. Of course, the interest is not high. It is also divided into two types: current period and death period.”

"Your Majesty, this is the handbook, you can take a look at it." Xiao Hong handed Qin Shihuang and others an introduction handbook of the Great Qin Central Bank.

"People deposit money in the bank, because of the interest, they will not withdraw the money casually, and the time of death stipulates the time of depositing the money in advance, and the money cannot be withdrawn before the time. Of course, you can use it urgently Withdrawn, but the interest will be gone. The Daqin Central Bank’s loan money is the money that people deposit in the bank, so that Daqin Bank can use money to generate money.”

Xiao Hong almost copied the operating rules of modern banks, but not so meticulously, but no one in Daqin dared to break the rules set by the Daqin Central Bank.

"The bank can still use it like this." The Daqin Central Bank's brochure also introduced two businesses, fund and insurance, but now there is only a framework and no window.

Of course, when the Central Bank of Daqin is fully opened in all parts of Daqin and people all over the world begin to fully use banks, insurance business will be put on the agenda.

As for the fund, it was Xiao Hong's plan to prepare for the stock in the future.Although funds are different from stocks, the people in Daqin don't know that Xiao Hong is not the only one who has the final say.

"Mr. Wu An, you are indeed thoughtful, but when this bank opens, I don't know when people will come to deposit money." Qin Shihuang looked around and was satisfied with all aspects of the bank, but he didn't know when this bank would open. Trust is built in the hearts of the people.

"Your Majesty, I have already thought of this, so I plan to be the first to deposit money, and I have also invited the Di family, He family, and Zhai family from Xianyang to come together."

"These three families sound familiar. I remember that the three merchant families were the merchants who contributed the most to the Battle of Hetao and the flood in Dongjun." Qin Shihuang's memory is very strong, and he still remembers many things about him when he was young.

"That's right, these three merchant families have also been commended by His Majesty." Xiao Hong bowed and said, "I will save money first, so as to give the bank a good start."

After Xiao Hong bowed and saluted, he walked out of the bank and asked someone to inform Wang Chen to bring all the money he had prepared. Ying Shiman stayed by Xiao Hong's side all the time, but he was not present at the ribbon-cutting just now.

As Xiao Hong's order was passed down, a group of guards from Lord Wu'an's mansion soon escorted seven or eight carriages slowly coming from the street, all of which were loaded with heavy boxes.

"Get out of the way, retreat to both sides." The guards of the bank also hurried forward, divided the crowd of onlookers, and escorted the carriage to the gate of the Daqin Central Bank.

Under the gaze of everyone, a mouthful of heavy boxes was lifted off the carriage.

"Could it be all money in here!"

"Nonsense, have you read the propaganda of the Central Bank of Daqin? This is a place where money is deposited, and there are imperial guards. It is much safer than leaving the money at home. The most important thing is that if it is lost, they will be responsible for compensation."

"One, two, three...there are sixty boxes, and each box can hold 100 yuan. Doesn't that mean that there are more than [-] million yuan in total here!" Make money, but it's too scary, it's millions of dollars in one shot.

"Come here, deposit all these in the bank." Xiao Hong wanted to save money, of course he had enough money, because the money seemed to be a lot, but Xiao Hong also had a lot of places to spend it.

And following Xiao Hong's move to save money, people from the Di family, He family, and Zhai family also arrived.

Although they are all the top merchants in Xianyang City, each of them has saved hundreds of thousands of money, which is already [-]% of their family property, and the rest of the money is not deposited in the bank as working capital.

The actions of Xiao Hong and the Di family, the He family, and the Zhai family can be regarded as reassuring to everyone. You see, Mr. Wu An and the Di family, the He family, and the Zhai family have all deposited money in the bank. What are we afraid of? Saving money has interest, isn't it more profitable than keeping it at home, so many businessmen are going home to prepare money to save money.

And the dignitaries and those officials and officials under the six ministers also left quietly, ready to save money. Mr. Wu An took the lead in saving money, which was equivalent to telling them: I have already deposited money in the bank, and you people still want to save money. Wait and see!

　Thank you for the monthly ticket of Xiaochengyoumengyouqingfeng, and the monthly ticket of book friend 20190922110405538. Thank you very much

　　
　
(End of this chapter)