Almighty System Great Master Qin

Chapter 230 New coins minted
Shen Kuo was leading the core staff of Daqin Central Bank to wait for Xiao Hong's arrival at the bank gate.At this time, a carriage escorted by Xuanwu Guards came from the street towards the Daqin Central Bank.

"Quick, Mr. Wu An is here." Seeing the carriage parked at the door of the Daqin Central Bank, Shen Kuo hurried up with his people, and bowed to the carriage, "See Mr. Wu An"

"Your Majesty is here." Xuanwuwei, who was driving, stopped the carriage, lifted the curtain, and put down a stool beside the carriage, while the rest of Xuanwuwei lined up around the carriage.

When Xiao Hong got off the carriage, he saw Shen Kuo and others bowing in salute.

"Excuse me." Xiao Hong asked Shen Kuo and the others to stand up, and said, "Shen Kuo, you sent someone to find me, what happened?"

"Your Majesty, please follow Cunzhong." Shen Kuo bowed and invited Xiao Hong to enter the vault of the Daqin Central Bank to store coins. At this time, the vault was surrounded by hundreds of Xuanwu guards and thousands of imperial guards. After all, at this time, Xianyang went up to Jiuqing As for merchants, their money is stored in the Central Bank of Daqin. Once the treasury is damaged, it will inevitably lead to turmoil in Daqin.

"The security of the vault is the top priority of the Central Bank of Daqin. There cannot be any mistakes here," Xiao Hong said while looking at the heavily guarded vault.

"Your Majesty, rest assured, Cunzhong knows the importance of the treasury. Except for His Majesty, Your Majesty and Cunzhong, no one is allowed to approach at will, and anyone who violates it will be beheaded," Shen Kuo said with a bow.

"Well, even so, you still can't take it lightly, but you have always been prudent in dealing with people, and I trust you, but you are so anxious to send someone to look for me, not just to let me see the treasury." Xiao Hong looked at Shen Kuo Said.

"Of course not, please move to the mint area." Xiao Hong followed Shen Kuo into the mint area of ​​the Central Bank of Daqin, where the craftsmen were still busy in full swing.

"Your Majesty, after this period of hard work, the Central Bank of Daqin has minted one billion new coins, please take a look at it." Shen Kuo waved his hand, and several craftsmen came to Xiao Hong with the newly minted coins.

Xiao Hong first picked up the one-cent new coin and looked at it carefully, and found nothing wrong, then took the other coins in his hands and looked at them carefully for a long time.

"The workmanship of the coins is very good. It seems that a lot of effort has been put into the storage," Xiao Hong praised the new coins.

"This is what Cunzhong should do." Shen Kuo was very modest.

“What is the current proportion of each currency in Singaporean currency?”

"Back to your Majesty, the new coins minted this time account for [-]% for one coin, [-]% for five coins, [-]% for ten coins, [-]% for twenty coins, and half a percentage for forty coins." Shen Kuo explained the proportions of the coins. come out.

"Well, this division is very good. Now let's exchange all the old coins collected by the bank into new coins at a one-to-one ratio. At the same time, the Daqin navy is still transporting gold and silver back to Daqin during this period. How much gold and silver are there in the vault now?"

"Reporting to Your Majesty, there are currently 180 million taels of gold and 230 million taels of silver in the treasury," said Shen Kuo, taking the account book from the staff behind him. (Many people should think that more than 100 million taels of gold is very little, but this is actually related to purchasing power. Daqin's current coins have sufficient purchasing power, especially according to the standard of minting new coins, more than 100 million taels of gold are already a lot)

"Well, judging from the current progress, gold and silver will continue to be remitted to the Central Bank of Daqin. The minting of new coins cannot be stopped, but one coin is not needed for the time being, mainly twenty and forty coins It is necessary to mint 50 taels of gold in Canada, and then mint the rest of the coins in Canada." Xiao Hong arranged the follow-up coin minting plan.

"Here, Cunzhong understands." Shen Kuo wrote down Xiao Hong's arrangement.

"Also, the Daqin Central Bank is about to start laying out. Within half a year, all 42 counties of Daqin must have branches of the Daqin Central Bank. At the same time, branches will also be opened in Anbei Duhufu and Fuyu Country." Xiao Hong gave a very nervous the term.

"Your Majesty, isn't half a year too tense?" Shen Kuo hesitated and said.

"I also know that half a year is quite tight, but Cunzhong should overcome the difficulties. The sooner the branch is put into use, the better it will be for the future of Daqin." Xiao Hong patted Shen Kuo on the shoulder and said: "Cunzhong, if the branch is built If you encounter any difficulties, you can come to me, even if I can't solve it, your majesty will sit behind you."

"Cunzhong understands." Shen Kuo nodded, it would only take half a year, at worst, it would be enough to invest more people.

"Is there any other business?" Xiao Hong walked out of the mint area and walked into the office area. At this time, there were busy figures all over the bank.

"Your Majesty, the Daqin Central Bank has already borrowed millions of dollars, but there are currently nearly 30 bad debts." Shen Kuo handed the loan account book to Xiao Hong.

"Bad debts, why are there so many?" Xiao Hong looked through his account books and found that there were several loans, all of which were inexplicably bankrupted by the borrowers, and the items they mortgaged to the bank were also confiscated, but even so, many collaterals were not Not worth much.

"Storage, although I said that the bank can indeed lend money to ordinary people to do business, but you can't borrow money indiscriminately." Xiao Hong looked at the account book and said: "You didn't think about investigating the business of these borrowers in advance. Can it be successful, and how big is the risk of bankruptcy?"

"Look at it, for example, Sun Wu borrowed money to buy colored glaze for export trade, but although Daqin opened the trade gates, it was only limited to powerful merchants to export customs, so Sun Wu borrowed [-] yuan to export customs trade , That's obviously impossible, I don't even need to guess, I must know that he will definitely be blocked from leaving the customs, and the glass will be in his hands by then, right, although his repayment time is one year, divided into twelve period, but except for the first period, he has not paid for the rest of the period." Xiao Hong pointed to a borrower who was still repaying the loan in the account book and said.

As for why Xiao Hong was so sure that Sun Wu would not be able to pass through the pass, it was because the trade pass was opened with His Majesty, but currently there are not many merchants who have the qualification to pass through the pass, almost all of them are currently the top batch of merchants in Daqin, and many common people I don't know about these things, but I only know that I can make a lot of money by going out of the customs with colored glaze, so many people plan to give it a go, and many of the borrowers are ordinary people who are going to go out of the customs.

"Then, what should we do now, Your Majesty?" Shen Kuo was in a hurry. Almost [-]% of the people who came to the Daqin Central Bank to borrow money were people like Sun Wu, and Xiao Hong's words were all about the bad debts of the Daqin Central Bank. To reach a million, that would hurt.

"Now the lending business is stopped first. Tomorrow morning at the beginning of the morning ([-]:[-] a.m.), you will gather all the loan-related staff. I will come over to hold a meeting with you tomorrow morning. As for those who borrowed money to buy colored glaze and leave the customs, you will also inform them. They, let them all come to the Central Bank of Daqin tomorrow afternoon ([-] o'clock in the afternoon), and I will solve the matter of their exit this time." Naturally, Xiao Hong can't just watch these people go bankrupt, of course saving them is also tantamount to Save Daqin Central Bank.

"Here, Cunzhong understands." Shen Kuo bowed and accepted the order.

(End of this chapter)