American Fortune Life

Time flies too fast, passing by inadvertently, overwhelming.

On April 16, Indyma, located in Pasadena, California, was one of the largest deposit and loan banks in the United States, with total assets of about $ 32 billion. New York State Senator Charles Schumer wrote to banking regulators to discuss whether Indyma could survive. After the letter was published, the bank appeared in a small run ...

At the same time, the bank was also confirmed by an investigation by the FBI for alleged fraud on the subprime mortgage issue.

"According to expert analysis, indyma's financial situation has always been in doubt. The bank has issued loans to people with unknown income and assets, and resold a large number of such loans to financial institutions. This year the subprime mortgage and housing market crisis have worsened, and home loan deferred payments have been in arrears. The rising rate has led to a serious shrinkage of Indyma's book assets ... "

On Wall Street, Gaia's decoration style tends to be in a sci-fi style office. Andy stands in front of the floor-to-ceiling window, with an expression of grief and unhappiness on his face, overlooking the slightly deserted street. Behind is the TV of am Cable News Report, I don't know what I'm thinking about.

New York is warm and cold in spring. This also seems to be the epitome of Wall Street's financial industry. In recent months, major investment bank financial companies and banks have been laying off employees. At that time, the financial position of Xiang Xiang was swayed again and again.

Pound

Andy narrowed his eyes and looked back at the door of the office. He saw the assistant who pushed in the door and Arvitelli behind him, turned back to his desk, sat on the boss chair, and gestured for Ar, "Sit down and tell Tori what to drink."

"Thank you, coffee." Al sat down, turning his head and smiling at Tori, who was standing next to Ol.

"Since the report letter was revealed on the 16th, indyma has been withdrawn by panic customers for more than 300 million US dollars in three days. This number will continue to rise with the reports in these days and the emergence of various adverse news.

If the Federal Reserve Insurance Corporation (fdi) does not want to see Indyma Bank run and go bankrupt, it will take over Indyma Bank at the slowest week.

Currently, Indyma Bank has started to save itself, they will cut half of their employees and stop most of their mortgage business. "

After hearing Al's report, Andy just nodded and smiled at himself, saying: "Three days ago Paulson yelled at me on the phone, saying that the bank had about 7 trillion deposits in the United States, of which About 37% of deposits are not protected by the Federal Savings Insurance, and if the bank fails, it will bring huge disaster.

It made him say that it was as if I had a problem with indyma bank. I blame the finance minister for his random accusations. "

Hearing the words of the boss pushed by two or five, Mr. Al twitched slightly and continued with a cough: "Affected by this, Citibank will cut 2,000 jobs in its trading and investment banking business. Since October last year, The market value of Citigroup has shrunk by almost half. Its stock price has dropped 24% this year. "

Andy touched his chin, smiled at the corners of his mouth, raised his eyes and met Al .: "Chain effect."

Al nodded and said: "At present, the financial market has resumed turbulence, and the previous month's quiet has been completely broken. Perhaps this is the main reason for Treasury Secretary Paulson's anger."

Andy pouted and smiled indifferently. "Our camera is ready to be used and we need to use it as soon as possible. Miami Valley Bank, Douglas National Bank, Missouri, and Hume Bank, Missouri. Small, I need a large bank to be the main body, but the time is not waiting. Even if it was a bit rude this time, but the goal was achieved. "

"Well, most of the management of these three banks have been called back. When I heard that many people received the call, they all cried."

"According to the plan, before the indyma bank was won, the above three banks were still closed. The main task was to inventory and straighten out their assets. After the acquisition of the indyma bank was completed, they were merged into a new bank.

Al nodded, and after understanding, smiled and asked, "Boss, will you attend the reception tonight?"

"Well, the Fed's face is still to be given. After all, we still need to borrow money from them. Of course, they want to let me get money out of the lot, and they also think too much about it. Auctions can mortgage government bonds, and Real Nima will make a name." Taunted.

"My position is now at the Beiling branch in indyma. You can see the long queues behind me waiting to withdraw cash from the bank. Angry people keep complaining. In order to control the chaos, even There have been scenes of police maintaining order. So far, no arrests and injuries have occurred ... "

There was a live report on the TV in the office. Andy just smiled slightly. Al also looked back, and then left to stand up with Andy.

"Dear me, choose a pair of shoes ..." Ivana put her face in front of the makeup mirror, brushed her eyelashes carefully, and shouted loudly to Andy, who was still in the cloakroom.

"How about these?" Andy, in a black slim suit, picked up two shoes with two fingers, and dangled in the mirror twice.

"Okay, just look at this pair, how about it?" Ivana put her eyelash brushes upright, stood upright, and asked with a pose in front of Andy with a smile on her face.

A group of all-black dresses wrapped her tight figure. The slightly repaired golden hair is naturally scattered on the shoulder, with exquisite makeup and graceful style. The pair of pearl earrings on the ear showed her charming temperament very well.

"It's charming!" Andy smiled and put his shoes on the carpet.

Ivana smiled and kissed Andy's face. After putting on his shoes soon, he pulled Andy and smiled: "Don't worry, let's take a photo together!"

Talking about picking up the phone from the dressing table, at a 15-degree angle on the flat side, turned back and reached out and leaned Andy's face against his cheek. After taking a few clicks, he lowered his head and began to fine-tune the photo. After showing Andy the next photo, he added a paragraph of text and updated his instagram profile.

"Okay ... haha, my dear, your app is simply awesome. Many people now take pictures and share them all the time, especially the like feature, which is unbeatable!"

Ivana wrapped her hands around Andy's neck, praising her with frowns, and Yanyan **** kissed Andy's mouth.

Andy outfit 13 raised his eyebrows indifferently, shrugged his shoulders and said, "We still need to continue to publicize. At present, there are only 30 million active users. When will it reach more than 100 million, it will be considered a success. I can I don't want to just make people think of it as a photo app. The social media platform is its focus. "

"Giggle, you are really greedy. It is a miracle that the Xinao Jiao platform is developing so rapidly. I heard that Zuckerberg on Facebook is quite depressed about this, and even rumors that he wants to buy Instagram."

Andy pouted his lips, showing a mocking smile, and stretched out his fingers and nodded the tip of Ivana ’s nose. The people in the special company have dug it out and don't let instagram develop sufficiently strong. I will not throw this piece of cake out of money. "

"You are the best!" Ivana smiled sweetly and kissed Andy's face again. "Let's go, the reception is almost up."

Tonight's reception is quite large. Most of the guests present were Wall Street elites, investment banks, financial institutions, banks' EOs, and some real predators appeared in it.

Andy took a glorious look, and Ivana, the devil's figure, appeared at the reception and immediately attracted everyone's attention. This pair of excellent men and women seemed to be able to achieve stunning audiences wherever they appeared.

In addition to Ivana's angelic smiley face and amazing Xing sense curve, the most important thing is that Andy Smith is too dazzling.

Fed Bernanke and Treasury Secretary Paulson were arguing with a group of Wall Street bankers, and saw Andy and Ivana appear. They looked at each other and saw a trace from each other's eyes. haze.

To be honest, they really hate Andy Smith as a young man. It has nothing to do with personal likes and dislikes, and has no personal grievances. The main reason is that this greedy young man is really a big trouble. The typical panic maker is for gain It ’s selfishness to easily pry the entire market to destruction, and do n’t care about the lives of others, it ’s just a bastard!