Consumer male god

There is no doubt that Liu Minghao was secretly flattering Han Lie.

He was just a trading team leader, and the devil could find many targets, but he chose a woman with the best appearance.

No careful thought, just a coincidence?

How can it be!

Perhaps it was because Han Lie's personal assistant Liang Wu was too beautiful and had a domineering figure that caused misunderstandings among Liu Minghao and other shareholders.

But in fact, Brother Lie is really not that kind of person...

If the situation hadn't been urgent, Han Lie would have had to pass Jiao Fangyan to a male subordinate to show them.

Now...

I have no choice but to start the operation on Monday, so just make do with it~~~

Han Lie finalized her joining with his last words: "The monthly salary will be increased by 20%, and all other benefits will be the same as those of CITIC last year. Can I report to the company tomorrow?"

Jiao Fangyan stood up and bowed: "Very satisfied, Mr. Han."

Then he extended his hand to Liu Minghao: "Then, please take good care of me from now on, Mr. Liu."

"No, I don't care about the company's affairs. You can call me Liu Ge, Liu Lu, or Lao Liu."

Liu Minghao said he didn't care about anything, but he took out a contract from his bag and filled it out on the spot.

"Come on, Teacher Jiao, let's determine your treatment."

Jiao Fangyan didn't hesitate at all. In front of Han Lie, she discussed everything with Liu Minghao one by one. Her attitude was not aggressive at all, but she asked very detailed questions.

This was a serious attitude towards doing things, which made Han Lie's impression of her become better and better.

While chatting, Lu Shuli, who was serving the tea party, became sour.

I really don’t know if I don’t listen to it. After listening to it, my head is buzzing.

The salary of CITIC traders is composed of four aspects - basic salary, fee refund, profit commission and benefits.

However, Jiao Fangyan is in the self-operated department, does not manage customers, and operates the company's own funds, so there is no refund of handling fees.

When it came to Zhongcheng, there was also no mention of it, so I skipped it.

Her basic salary at CITIC was 35,000, which was directly increased by 20%, and is now 42,000.

Eighteen salary per year, annual salary is 756,000.

Liu Minghao prepared a special clause for her: During the three-year contract period, her salary will be increased by 5% to 20% every year based on the year-end performance.

If she keeps filling up her salary, her monthly salary in three years will be 72,000, and her annual salary will be 1.3 million.

In terms of welfare, there is a heatstroke prevention and cooling fee in summer, a heating fee in winter, a festival fee for each important festival, a clothing fee once a year, transportation subsidies, telephone subsidies, and housing subsidies, all three supplements.

At her level, the total number is around 150,000.

Accordingly, she does not receive paid vacation.

On all holidays, as long as the stock market is closed, traders do not have to work. They actually have more than 100 days of vacation every year, so they no longer take separate vacations.

People who have never experienced the comfort level of a state-owned securities company can never imagine it.

The five insurances and one housing fund are directly based on the top level. Calculated in this way, her usage cost is just over one million per year.

A good trader is so valuable and will become more and more valuable.

In terms of commission, CITIC gave her 20%, and Han Lie also gave her 20%, and divided her commission into two parts——

First, the cost space of instruction operations.

For example, for a stock, Han Lie's instruction was to build a 60% position at less than 10 yuan. The final cost was just 10 yuan, and he expected to hold it for one to three months.

During the holding period, if there are no major changes, Han Lie will not bother again.

But Jiao Fangyan can do band operations such as T+0 on stocks based on his personal understanding.

When it was about to be sold in three months, the position was still 60%, but the cost price was reached to 8 yuan. In fact, before selling, it had already made a profit of 2 yuan per share.

Jiao Fangyan can get 20% of 2 yuan, or 40 cents per share.

It doesn't sound like much, but what if the number of shares held is 24 million shares?

That’s a total of 9.6 million!

Of course, such an ideal operating situation is not common and requires extremely high skills and an extremely stable mentality.

If the business fails and the cost is raised to 12 yuan, the loss of 48 million yuan will also be accumulated and deducted.

Second, profit commission from independent operations.

Zhongcheng's total funds are 400 million, Han Lie can control all the funds, and Jiao Fangyan can control part of the funds.

The specific amount remains to be discussed.

As trust increases, the authority will also increase. In the future, it will not be a big problem for her to control hundreds of millions.

This part of the funds can be left to Han Lie to operate by herself when she has no big operation plan.

If you make money, you will get a commission from the profits. If you lose money at the end of the month, you will be downgraded and the accumulated losses will be reduced. Each company has different regulations and practices in this regard. Han Lie followed the trend.

Overall, Han Lie's treatment for Jiao Fangyan was top-notch in the industry, and the fixed costs alone were very high.

Moreover, Han Lie had to shoulder half of the teacher's responsibility. Explaining the operation ideas was the basis, and answering various questions and consultations was the proper meaning of the questions.

There is no way, given the size of Zhongcheng, it is impossible to find reliable people even if you want to give high salary.

He can only use Han Lie's fame and strength to sell himself.

So Liu Minghao actually did a very good job, selling to the right person, poaching an assistant who was most suitable for Han Lie at the minimum cost, and freeing Han Lie from daily operations.

The last thing Han Lie needs is that kind of master with a lot of ideas. No matter how smart you are and how you understand the market, can you compare with my foresight?

On the contrary, Jiao Fangyan, who can accurately execute orders and maximize profits from transaction details, is Han Lie's chosen one.

Liu Minghao is indeed the top lawyer in the red circle, and he is so reliable in his work.

Han Lie was very satisfied and took the initiative to express his concern to Jiao Fangyan: "Manager Jiao, do you have any other thoughts about the contract? Just tell me, our time is tight, and we will try to discuss it thoroughly today."

"No, I can sign at any time."

Jiao Fangyan stretched out her hand to tuck her hair around her ears, and made a career-related decision with a feminine gesture.

Liu Minghao handed the contract to Lu Shuli: "Xiao Lu, go and make three new copies according to the modifications above."

Then he turned to Jiao Fangyan and said with a smile: "Today's work is done today. When we arrive at the company tomorrow, it will take effect after Old Zhao stamps the official seal."

The great beauty Lu Shuli hurried out, not knowing where to find a typing and copying agency.

Jiao Fangyan was very embarrassed: "There's no need to be in such a hurry...Look at how you ordered this little girl around."

"With your character, it's a good thing you didn't do anything else but become a trader."

Liu Minghao laughed loudly and deliberately revealed the fact that he and Jiao Fangyan were very familiar, obviously telling Han Lie.

Stop as soon as you click, and then talk about whatever you need to talk about.

"You are different from us. Your work is very independent. The bonding effect of relationships and the dominance of power are very weak. You do not need external expansion or dependence.

In our industry, interns and assistants do odd jobs for their superiors, and they are well prepared to do odd jobs.

If I don't take her with me and don't let her work, she will feel uncomfortable.

This is also a kind of exercise! "

"You always have so many lies, and I can't explain it to you."

Jiao Fangyan smiled, and then took the initiative to explain to Han Lie: "Liu Lu's lover is my fellow senior sister. We get together twice a year. He suddenly called me and asked me if I wanted to work with you. It scared me. One jump.”

It's good to have an attitude, and you can put yourself in the right position.

"Don't call me, just call me by my name."

Han Lie smiled back and said with relief: "Abide by trading disciplines at work. We are all friends in life. Lao Liu and I get together more than twice a year."

This sentence was so impressive that Jiao Fangyan was a thoughtful girl, and her mind immediately trembled with shock.

For a moment, she couldn't tell whether it was tapping or untying.

The main reason is that Han Lie is too young. With his current level of stock trading, he is already a monster. How can he still possess such terrifying aura and emotional intelligence at the same time?

She was skeptical.

But what if it really comes with a knocking reminder?

She hesitated a little, so she didn't know how to continue.

Liu Minghao had more and more profound contact with Han Lie, and he did not dare to underestimate this young man who would be half his age.

He immediately took advantage of the trend and expressed his position: "Yes, work is work, and life is life. There is no need to separate it too much. However, the core scope must be clearly defined, otherwise both will be a mess. I have seen too many cases when I was working on them, and I have deep feelings. !”

The language is very cryptic, like the emotion expressed in casual chat, but to the ears of a caring person, the attitude is clear.

Jiao Fangyan finally understood, feeling awe-struck.

Liu Minghao handles all economic cases, which are highly related to the financial industry.

The cases were brought out to discuss the matter, which was obviously a reminder and even more of a confession.

Confess to Han Lie: I have professional ethics, I can control my own desires, and I can correctly distinguish between official business and personal feelings.

So cautious...

What magic power does Han Lie have that allows Liu Minghao to treat him so seriously?

Jiao Fangyan was puzzled and curious, and at the same time she reaffirmed her professional precepts.

The trading manager of a large fund is a very sensitive position, with hundreds of millions or even billions of funds involved in each operation.

However, the money they manage does not belong to them. No matter how much they earn, they only get commission within the scope.

Earn more, take less, and your mentality can easily become unbalanced.

If greed cannot be controlled, it is extremely easy to lead to risky behavior.

Although there is surveillance in the trading room, communication equipment is not allowed, and no documents are allowed to be taken out, stock trading is different from foreign exchange trading and futures trading. Large-capital stock trading is a very long process, and it is impossible to operate in a closed manner all the time.

So there are many opportunities to cause trouble.

For example, if you want to make a North-South train next year, the trading manager has the position information of all accounts and can determine Han Lie's determination. He also knows the approximate target price, and the information is almost transparent to him.

So when I got home from get off work, I discussed it with my relatives and found an unrelated account to follow the operation. Whatever I made was my pure profit.

This kind of thing is almost inevitable, and we can only rely on the professional ethics and awe of the trading manager.

It doesn't matter if he makes a small fuss, but if he builds a rat warehouse worth tens of millions or hundreds of millions, it will be equivalent to Han Lie working for others in vain, and it will even affect his own profits.

Liu Minghao is rich and powerful, Jiao Fangyan is in a key position, and they have a personal relationship, so they must always be at odds with each other.

Wise men never use money to test human nature.

Confusingly saying hello, me, and everyone is irresponsible to everyone.

You act like a fool, but you expect others to be honest with you and turn a blind eye to the huge profits at your fingertips. Is this realistic? !

If you are easy to bully, someone will definitely bully you. There will be no accidents.

To show that you are not easy to mess with, beat and sound the alarm bell all the time.

In this way, if someone is messing around with their thoughts, it will be purely because they have lost their wits. If they are directly sent in and pulled down, no one will be dissatisfied.

…

The next three of them mostly chatted. Han Lie would not tell Liu Minghao about operational matters, nor would he ask.

Then, we can only work hard to expand the topic and find a common language.

In fact, it is quite difficult. There are three people in three age groups, with very different experiences, personalities and hobbies. In the end, we can only talk about the market.

Liu Minghao chatted with Han Lie and asked about value investment.

Jiao Fangyan took the initiative to pour tea for Han Lie, then held her chin and waited, looking forward to Han Lie's opinion.

“All the value investing theories on the market now are nonsense.”

Brother Lie came up and started firing, and he continued to die without saying anything surprising.

But he has a reason, which is the insights he gained repeatedly in 16, 18, 20, 22, and 25 years.

“Real value investing doesn’t look at performance, industry prospects, CITIC research reports, or the advocacy of experts on various indicators.

There is only one true value investment - wait.

The market goes through cycles, and nothing is new.

A true value investment master does not need to be too professional at all, no matter how powerful he is, but he must be able to endure loneliness.

Hold a large amount of cash and wait for three, five, or eight years. At the end of the cycle, when the market falls to the point where the leeks collapse and cry, and all blue-chip white horses are wrongly killed, the real opportunity for value investment will come.

If you feel that the secondary market is not enough, go directly to buy companies, houses, antique jade and jade...

At that time, there were bargains everywhere, and there were countless greedy people who would lose everything in the crisis because of their risk-taking.

Not to mention, during the 2008 economic crisis, how many people sold all their assets at a 30% discount?

Economic crises never depend on personal will.

Likewise, every crisis also contains huge opportunities.

When the entire industry is booming, what value investments do you and I advocate?

You are the only smart person in the world. Are you the only one who sees the value of Paixun, Google, and Apple?

When the tide is high, no one, no matter how smart, can make excess profits. Only when the tide goes out, and we find someone swimming naked, can we loot his belongings on the shore.

So what is true value investing?

It is better to leave the market at the peak, hold cash and wait patiently, and laugh at the indiscriminate destruction of the crisis.

Wait five years, hold shares for one year, and then wait for the next reincarnation.

For people who are not smart enough and cannot make money in the market all the time, the only way to get rich is to quadruple their assets every six to eight years. "

"Bah bang bang!"

Liu Minghao clapped vigorously, his face slightly red.

"Wonderful! Great talk! I've learned a lesson!"

He didn’t just act, but he really got something out of it.

In Lao Liu's business, he always comes into contact with clients who are bankrupt or close to bankruptcy, so he has already formed a set of fixed cognitions, but he has never summarized them as accurately as Han Lie.

“I usually hold a large amount of fixed assets, and I feel that cash is not a good store of value, and then I cash out some of it every time there is a crisis, and I pick up cheap deals piecemeal.

Now it seems that it is not efficient and actually quite unnecessary..."

Lao Liu talked endlessly about his personal insights and showed unusual excitement.

The three of them talked a lot about this topic, deepened their understanding of each other, and created many sparks.

It wasn't until Lu Shuli came back with the contract that Jiao Fangyan signed it, ending today's meeting.

Han Lie was in a hurry to catch up with the next game. The vice president in charge of brokerage business at CITIC asked Han Lie to drink wine through Lao Zhang. He was not only talking about the PB system, but might have other intentions.

Therefore, Lu Shuli wanted to send him as a gift, but Han Lie did not agree.

What are you mixing in when you drink flower wine?

But Liu Minghao's IQ suddenly dropped below the line, and he had to continue to persuade: "You can't help but have no one to take care of you when you drink. Let Xiao Lu accompany you. I see that Liang Wu didn't follow you when you came?"

Facing Lao Liu's seemingly meaningful eyes, Brother Lie understood.

Could it be...

There's nothing wrong with it, I'm just not very good at rejecting other people's kindness.

So Han Lie stretched himself out and got into the taxi called by Lu Shuli.

****

I was too busy yesterday, and I was sleepy and tired. I didn't sleep well for two or three days.

Writing such a chapter on this occasion is also a reminder.

In 2019, I told everyone to hold cash as much as possible and don't invest randomly. 20 years will be a good bottom.

The situation is similar now. The world is in chaos, and dangers breed opportunities. I wish everyone can be sober and self-sufficient, and get rich as soon as possible.